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Personal Wealth and retirement
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Excerpt from Essay:
Personal Wealth and retirement
...... The next 7 years pass by and I am now 44 with gray showing in my hair and small wrinkles appearing about my eyes. I check my investments and discover that the 10% rate of return has held true and because of that my investment portfolio is now at a quarter of a million dollars
I seriously considering running off to the Bahamas for the rest of my life, but decide instead to stick it out. At this time in my life my career has rocketed forward and I am now earning well into 6 figures. I sit down with my accountant and decide to purchase a million dollar life insurance policy with the family trust as the beneficiary. He informs me that Im not getting any younger and that I may wish to add some fixed income vehicles to my investment strategy. I acquiesce. My portfolio is now going to grow at an average rate of approximately 8% but to help it along, I will reinstate the monthly contributions and decide to add $1000 per month to my portfolio. I am receiving a number of stock options each year in company stock and those will be my retirement
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