Note: Sample below may appear distorted but all corresponding word document files contain proper formattingExcerpt from Research Paper:
FSB's holdings in Hansabank were 98% (Swedbank 2005). In 2007, Hansabank controlled 62% of the entire Baltic (Estonia, Lithuania and Latvia) card market which is located in a small, but quickly developing market which has a high amount of savings and low credit card usage. The 2006-year, as predicted was a particularly good year for Hansabank. They were first among banks in the credit card market in the Baltic and had the largest sector of the deposit market at 32% to back things up (Hansabank/Swedbank 2007 13).
Needless to say, the market research before entering potential markets is critical in predicting how much of a gamble is involved in that market penetration. The market research prior to the entry into the Nordic and Baltic markets was extensive and meticulous and paid off nicely the next year in 2006.
E. Performance During the Recession
Even good companies have their down periods and Barclays Capital is no exception, however, it continued to function without a British government bailout. Barclays Capital saw its full-year profits increase 92% to £11.6bn ($18.2bn) in 2009. This was better than in 2008 when profits were only £1.6bn a figure included hefty write-downs. The company had said that it had loaned about £35bn to businesses and households in 2009 in the U.K. The ability to function without government handouts while other institutions barely stayed afloat was seen as quite an accomplishment (BBC 2010). Certainly, the performance is a tribute to the conservative policies of the investment banking giant.
Their share of the U.S. market increased with the acquisition of the Lehman Brothers investment firm in the wake of its 2008 bankruptcy (Junod 2009). The investment house was acquired for a bargain of 1.75 billion USD and gives the company a strategic part of the U.S. investment capital market. (Teather 2008). In this short-term, this has cost Barclays Capital 33% of its profits (BBC. 2011). However, the investment will likely pay off in the future as the U.S. economy improves further.
Certainly, the these moves that we have seen in this short essay foreshadow the fact that Barclays Capital has big plans ahead, however there are many steps that are still needed along the way. Despite a number of setbacks, Barclays Capital has been able to keep a stable credit quality and has kept its delinquency levels low. What is clear is that Barclay's focus has become more international (especially in the Nordic sector of Europe) for the future of its businesses. The company has earned a well deserved reputation for not assuming that one size fits all. Rather, they will customize a portfolio to a clients special needs. This service commands brand-name loyalty and is a feature that Barclays Capital customers can count on in branches all over the world.
The adherence by the company to its core principles has helped it to weather the recession and return to profitably faster and without a government bailout. These features inspire continued faith in the Barclays Capital brand name that will help it to retain current customers and attract future customers who are attracted to its well researched and conservative investment policies.
BBC. (2010). UK Bank Barclays Reports Profits up 92% to £11.6bn . Available: http://news.bbc.co.uk/2/hi/8517438.stm. Last accessed 14 Dec 2011.
Barclaycard. (2011). Barclaycard Timeline. Available: http://www.barclaycard.com/what-we-do/timeline.html. Last accessed 14 Dec 2011.
BBC. (2011). Barclays Profits Fall by a Third. Available: http://www.bbc.co.uk/news/business-14368974. Last accessed 14 Dec 2011
Business Case Studies. (2011). Barclays Bank. Available: http://www.sap.com/uk/about/success/casestudies/barclays.epx. Last accessed 14 Dec 2011.
Businesscasestudies.co.uk. (2011). Discovering Customer Needs through Research a Barclays Case Study. Available: http://businesscasestudies.co.uk/barclays/discovering-customer-needs-through-research/introduction.html. Last accessed 14 Dec 2011.
Euroinvestor.fr. (2005). ForeningsSparbanken and Barclays. Available: http://www.euroinvestor.fr/news/story.aspx?id=8937109. Last accessed 14 Dec 2011.
Hansabank/Swedbank (2007). Hansabank Group Sept. 2007. Talinin: Hansbank. p1-37.
Hwee, G. (2011). Getting into Barclays Capital Technology Graduate Programme in Singapore. Available: http://gankahhwee.com/blog/2010/09/10/getting-into-barclays-capital-technology-graduate-programme-in-singapore/. Last accessed 14 Dec 2011.
Junod, T. (2009). The Deal of the Century. Available: http://www.esquire.com/features/barclays-deal-of-the-century-1009. Last accessed 14 Dec 2011.
Li, D and M. Liang (2005). CDO2 Pricing Using Gaussian Mixture Model with Transformation of Loss Distribution ?. New York: Barclay's Capital. 1-29.
Office for Official Publications of the European Communities, 2005. Case No COMP/M.3740 -Barclays Band/Foreningssparbanken / JV, Regulation (EC) No 139/2004 Merger ProceDURE L-2985 Luxembourg.
Swedbank. (2005). ForeningsSparbanken over 98 per cent in Hansabank. Available: http://newsroom.swedbank.com/en/Press-releases1/ForeningsSparbanken-over-98-per-cent-in-Hansabank/. Last accessed 14 Dec 2011.
Teather, D. (2008). Barclays Agrees $1.75bn Deal for Core Lehman Brothers business. Available: http://www.guardian.co.uk/business/2008/sep/17/barclay.lehmanbrothers1. Last accessed 14 Dec 2011.[continue]
"Barclays Quantitative And Qualitative Research" (2011, December 15) Retrieved October 22, 2016, from http://www.paperdue.com/essay/barclays-quantitative-and-qualitative-research-48530
"Barclays Quantitative And Qualitative Research" 15 December 2011. Web.22 October. 2016. <http://www.paperdue.com/essay/barclays-quantitative-and-qualitative-research-48530>
"Barclays Quantitative And Qualitative Research", 15 December 2011, Accessed.22 October. 2016, http://www.paperdue.com/essay/barclays-quantitative-and-qualitative-research-48530
Indeed, effective problem solving in these circumstances often requires high levels of creative collaboration (Richards, 2007a, p. 34). In recognition of this reality, employers consistently name the ability to work together creatively as a primary and crucial skill -- even though many organizations have created cultures that undercut individual and collective creativity. In order to solve this problem there is a need of a comprehensive review of the facility management
Banking Website This report is providing customers with ideas and insights about the financial industry. However, the writer should not be held accountable for the conclusions and recommendations that are made. Letter of Transmittal In this research project we are focusing on the changes that are taking place inside the financial industry. This is accomplished by carefully examining the websites of Commonwealth Bank Australia with NAB. We then compare the two with
Antenatal Education Systematic Review Antenatal education programms In pregnant women, how does group antenatal education compare to no antenatal education or individual antenatal education for improving outcomes of childbirth and parenting? In pregnant women, how does group antenatal education compare to no antenatal education or individual antenatal education for improving outcomes of childbirth and parenting? Antenatal education programs are key in improving maternal health all over the world. They have been widely embraced in
Many organizations have sufficient control over their cost drivers, specifically those that work with activity-based costing; these companies can locate a sufficient amount of cost information within the company to accomplish these analyses in a timely fashion (Chatzkel, 2003). In reality, though, ABC systems are typically structurally complex and, in spite of the need for complete integration of such ABC systems, many such systems remain as stand-alone analysis tools
Competitive Intelligence Report: Barclaycard Today, Barclaycard has grown from its relatively humble beginnings in 1966 to become one of the leading credit card companies in the United Kingdom with more than 10,000,000 cardholders as well as almost nine million cardholders abroad. Although the company has enjoyed a steady increase in the number of cardholders and Barclaycard has been a first mover in introducing new technologies into its business plan in recent
Strategic leadership influence culture organization eventually organization succeed fail. Show examples Air Asia, Apple Enron (Failure). I limit references subject matter Edgar Schein's theories culture organization business management authors. The influence of strategic leadership on organizational culture and the ultimate success or failure of the organization The focus on strategic leadership and organizational culture has been increasing exponentially throughout the past recent years, in both the academic community, as well as among
The solutions are numerous and more diversified. Knowledge is crucial for business success. There are two types of knowledge: explicit or tacit. The explicit type is easily codified, stored and transmitted to other individuals. As opposed to the former, the tacit one is embedded in people. The size of the tacit knowledge is proportional to the diversity of the workplace. Therefore, organizations face the increasing challenge today of finding ways