Jp Morgan Essays (Examples)

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Morgan Stanley History of Morgan

Words: 1995 Length: 5 Pages Document Type: Essay Paper #: 99917565

It must be remembered that Morgan Stanley has always considered Sydney an excellent location form which it would be possible to tap directly into Australia's skilled and highly productive multilingual workforce, who would be capable of providing human resources, global processing, and financial services for the region. In the year 2005 Morgan Stanly employed about 140 individuals, while today it employs about 220 people, and the number is expected to rise up to 250 by the middle of the year 2008. ("Investment Success, Morgan Stanley," 2005)

It has often been said that the Morgan Stanley story has at various times been both exhilarating as well as disturbing. The Morgan Stanley has unerringly been able to follow its instincts for garnering and generating more and more profits, by delving into hitherto unexplored areas, and by venturing into more and more risky areas of operations through the years. Although it may be…… [Read More]

References

Chernow, Ron. (2001) "The House of Morgan, an American banking dynasty"

Grove Press.

Harrison, Todd. (2005, Mar) "Morgan Stanley Drama began years ago"

Retrieved 18 November, 2007 at http://www.marketwatch.com/News/Story/Story.aspx?guid=%7BA30D36AB-72A0-4D39-87CD-3F1A1FD343AB%7D&siteid=mktw&dist=
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Job Application Consulting Technology

Words: 907 Length: 2 Pages Document Type: Essay Paper #: 56515664

Job pplication

s noted on the JP Morgan's own website, the evolution of the credit derivatives market has shifted the entire technology agenda into the banking environment because of the creation of electronic markets. full understanding of how recent changes in technology can be related to international economics and development is thus critical to success in the field of consulting.

I believe I can offer a unique combination of technical, business, and personal skills to JP Morgan that relate directly to the interrelationship of technology, structural development, and international economics. My background in the electrical and structural aspects of engineering, my personal and social education in Europe, and my familiarity with business culture and terms would all make me a valuable asset to JP Morgan.

In September of 2002, I graduated with honors in Civil Electronic Engineering from the Free University of Brussels (V.U.B.). This background in engineering has given…… [Read More]

At university, I honed and developed my analytical skills, the apex of which was my thesis on the simulation of an ADSL-modem. My work has taught me how to tackle unstructured problems, rather than simply to apply outmoded concepts to new ideas. I am extremely comfortable with several program languages, including Visual basic, C++, Java and Matlab-Simulink. But beyond comfort, I know how to think creatively in the language of technology, much as I know how to communicate in a variety of languages.

A interned in 2001 with the Telindus Company in Beligu, an International telecommunications company, for which I wrote a program to use a sampler as an oscilloscope enabling the company to test modems. In my work for Eleven 11 in Antwerp, Belgium, I wrote a specific program to facilitate this Belgian diamonds company's accounting. Even during my 'leisure' time I found myself fusing my interests in technology and business, when I created with some friends of mine an investment club in February of 2000.

But at JP Morgan, my passion for technology and business would be fused, not simply into a single investment club, but would become the focus of my professional and intellectual life. I offer my skills, my energy, along with my passion to this great and renowned company.
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Business Communication Annual Reports

Words: 1116 Length: 3 Pages Document Type: Essay Paper #: 53144162

Annual eport

What differences, if any, do you perceive in the approach each organization presents in its annual performance? Is information and data presented clearly so that the reader can make clear inferences about how the organization performed?

I believe the two organizations, Bank of America, and JP Morgan format their annual reports to reflect the culture of the business. Bank of America, due primarily to the negative sentiments prevailing in the marketplace, structures their annual report to dispel myths regarding company performance. The tone of the report isn't overly optimistic nor is it overly pessimistic. The report reports the facts as they stand at that point in time. Conversely, JP Morgan's report is much more candid, truthful and optimistic, reflecting the company's outstanding performance. The report is filled with success stories, future growth prospects and failures along the way. JP Morgan, presents the facts clearly and in a concise…… [Read More]

References:

1) Rappaport, Liz; Fitzpatrick, Dan (October 19, 2011). "BofA Swings to Profit in Muddled Quarter." The Wall Street Journal. http://online.wsj.com/article/SB10001424052970204479504576638653920110530.html?mod=WSJ_hp_MIDDLETopStories.

2) Son, Hugh (October 18, 2011). "BofA Loses No. 1 Ranking by Assets to JPMorgan as Chief Moynihan Retreats" Bloomberg. http://www.bloomberg.com/news/2011-10-18/bank-of-america-loses-no-1-ranking-by-assets-to-jpmorgan-chase.html.

3) Ellis, David. "JPMorgan buys WaMu," CNNMoney.com, September 25, 2008.
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Deficiencies in Organizational Management That Resulted in

Words: 1609 Length: 5 Pages Document Type: Essay Paper #: 55918541

Deficiencies in Organizational Management That esulted in the Economic Meltdown

Since the onset of the global financial crisis, everyone wanted to know what happened and what caused the entire situation. Analysts, economists and experts have all come up with many different reasons and explanations for what triggered the meltdown. To some extent many of these are intertwined and connected to another. Organizations such as Bear Sterns, Lehman Brothers, Freddie Mac and Fannie Mae were flawed at similar regions. In other words, there was a common denominator that ultimately led to the crisis for all these corporations. A fundamental error which is present in nearly all of the organizations which were directly to blame for and were directly affected is the problem of governance and management within organizations. As the companies and firms were not managed in a sustainable and healthy manner, their minor everyday errors built up and lead to…… [Read More]

References

Berrone, P. (2008). Current Global Financial Crisis: An Incentive Problem. Occasional Paper,. [e-book] Madrid, Spain: Unversity of Navarra. http://www.kantakji.com/fiqh/Files/Markets/p109.pdf [Accessed: 30th July, 2013].

Buiter, W. (2009). Lessons from the Global Financial Crisis For Regulators And Supervisors.. [e-book] Available through: London School of Economics and Political Science  http://eprints.lse.ac.uk/29048/1/Lessons_from_the_global_financial_crisis.pdf  [Accessed: 30th July, 2013].

Clarke, T. (2010). Recurring Crises In Anglo-American Corporate Governance. Contributions to Political Economy, 29 pp. 9-32.

Kirkpatrick, G. (2009). The Corporate Governance Lessons from the Financial Crisis. Financial Market Trends, 1.
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Financial Crimes Knights Templar the Order of

Words: 1431 Length: 5 Pages Document Type: Essay Paper #: 89247058

Financial Crimes

Knights Templar

The Order of the Knights Templar (Poor Knights of Christ and the Temple of Solomon) was founded in 1118 to protect Christians on pilgrimage to Jerusalem (Blacktorne, 2011). The Order was sanctioned by King Baldwin II of Jerusalem and he quartered the nine original knights in the old stables at the Temple of Solomon. All members had to give over all of their wealth and goods to the Order and take vows of poverty, chastity, piety, and obedience just like other monks (Langue, 2011). A majority of the members joined for life, although a select few were also allowed to join for specific duration.

The Templars' were considered the first international banking organizations. Although this wasn't there specific title they charge a fee (interest) for issuing letters of deposits (checks). Some also view them as a multinational corporation; however the banking reference seems to hold more…… [Read More]

6- BCCI "Bank of Credit and Commerce International

The Bank of Credit and Commerce International (BCCI) was a major international bank founded in 1972 by Agha Hasan Abedi, a Pakistani financier. The Bank was registered in Luxembourg. It operated in 78 countries, had over 400 branches, and had assets in excess of twenty billion making it the seventh largest private bank in the world by assets (Kanas, 2005). In the late 1980's BCCI became the target of a two-year undercover operation conducted by the U.S. Customs Service. This operation concluded with a fake wedding that was attended by BCCI officers and drug dealers from around the world who had established a personal friendship and working relationship with undercover Special Agent Robert Mazur (Lohr, 1991).

After a six-month trial in Tampa, some of the key bank officers were convicted and received lengthy prison sentences. BCCI came under the scrutiny of regulatory bodies and intelligence agencies in the 1980s due to its perceived avoidance of falling under one regulatory banking authority. It was actually set up to be not under any regulatory bodies' control at all. Thus the international bank could help people who wanted to hide money from taxation or even launder money. The true extents of the ties with other banking institutions were never fully uncovered. The prosecutors claimed that they busted the largest money laundering system ever yet many reports at the time feel like they barely scratched the surface (Baquet, 1991).
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Disclosures Reflect a Company's Accounting

Words: 512 Length: 2 Pages Document Type: Essay Paper #: 35492611

However there is a huge difference after these lines. Morgan quickly wraps it up saying that controls were deemed effective while Citigroup goes on to add who is responsible in the company for ensuring the effectiveness of the procedures. This additional bit of information gives a reader the feeling that the company cares about its disclosure statement and wants to be seen as a responsible firm. Morgan seemed uninterested in this additional information. Even the ending for both are though similar yet for Citigroup it's more thorough and for Morgan, it ends in two lines.

See how the two companies end their disclosures: Citigroup Inc. says, "The Company's management, with the participation of the Company's Chief Executive Officer and Chief Financial Officer, has evaluated the effectiveness of the Company's disclosure controls and procedures (as defined in Rule 13a-15 (e) under the Exchange Act) as of December 31, 2005 and, based…… [Read More]

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Banking and the Current Fiscal

Words: 1661 Length: 5 Pages Document Type: Essay Paper #: 70964429

They could not foresee the housing market falling as it did, and the number of foreclosures it would create, and so, they aggressively continued to pursue the market when they should have been cutting back. The top executives left the company, but they were not fired, in fact, Killinger retired, comfortably it would seem. The customers of the bank, especially those with mortgages, are the ones who really will suffer in the long-term. The bank will rebound, but those with foreclosed homes never got the chance for a bailout, and so, they lost everything, while the executives and leaders of the bank are not charged with any wrongdoing. Luckily, the American taxpayers did not suffer, either, because JP Morgan Chase financed the takeover and the continuing operations of the bank.

In conclusion, WaMu's failure came about due to a number of reasons. They invested far too heavily in the sub-prime…… [Read More]

References

Adler, Joe, and Hopkins, Cheyenne. "FDIC's 'Big One': Long Prelude Gave Way to a Sudden End." American Banker, 29 Sept. 2008, Vol. 173, Issue 188.

Cocheo, Steve. "Kerry Killinger Builds His Dream Bank." ABA Banking Journal 93.8 (2001): 22.

Editors. "Washington Mutual, Inc." New York Times. 27 Sept. 2008. Business, 1.

Ivy, Bob and Shen, Linda. "Washington Mutual Hobbled by Increasing Defaults on Option ARMs." Bloomberg.com. 15 Sept. 2008. 11 Dec. 2008. http://www.bloomberg.com/apps/news?pid=20601087&sid=aNSwdt57nTBI&refer=home
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Superior Court in Business Law One of

Words: 1405 Length: 4 Pages Document Type: Essay Paper #: 96500274

Superior Court

In business law, one of the ways that disputes are resolved is through going to court and presenting evidence to the judge about each party's position. They will render a verdict and award a judgment based upon case precedent and their interpretation of the law. To fully understand what is taking place requires carefully examining one case that is occurring. This is accomplished by: studying the citation of the case, facts, issues, the court's decision and legal reasoning. Together, these elements will highlight how this is affecting the way various statutes is interpreted and how the rule of law is enforced.

Citation of the case: The court case took place in Maricopa County Superior Court in Maricopa County, Arizona. The name of the case that was decided is Moray vs. Toyota Financial Services. Its case number is CV2012-097376. The time of the hearing took place at 10:30 AM…… [Read More]

References

Engram vs. JP Morgan Chase. (2010). Justia. Retrieved from: http://statecasefiles.justia.com/documents/arizona/court-of-appeals-division-one-unpublished/CV080635.pdf

Vehicle Repossession Laws in Arizona. (2013). E How. Retrieved from:  http://www.ehow.com/list_6301306_vehicle-repossession-laws-arizona.html 

APA Format. http://owl.english.purdue.edu/owl/resource/560/11/
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Jewish-Americans From 1865 to Present

Words: 2635 Length: 8 Pages Document Type: Essay Paper #: 67008816

The creation of the state of Israel in Palestine lent Jews in America a degree of legitimacy. And Jewish-Americans were now on the cusp of a new reality.

Unit IV: 1946-1976

In the 1950s the Anti-Defamation League sought to have the immigration laws of decades prior repealed. President Truman was sympathetic to the millions of displaced persons, a good portion of which were Eastern Europeans of Jewish descent. Even though America was largely outraged at news of the Holocaust, many Americans reserved the suspicion that Jews were crooked bankers secretly poised for world domination. The immigration laws were not repealed.

The 1950s also saw a debate concerning the census of 1960: should it contain religious questions? Here was an issue that embraced social, political and religious points all at once. The way Jewish-Americans faced the issue had repercussions for the entire nation. The book Protestant-Catholic-Jew had helped establish the idea…… [Read More]

Reference List

General Grant's Infamy. (2010). Jewish Virtual Library. Retrieved from  http://www.jewishvirtuallibrary.org/jsource/anti-semitism/grant.html 

Goodkind, S.B. (1918). Prominent Jews in America. Toledo, OH: American Hebrew

Publishing Company.

Hollinger, D. (2009). Communalist and Dispersionist Approaches to American Jewish
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Financial Crisis and Its Impacts

Words: 3393 Length: 10 Pages Document Type: Essay Paper #: 544891



The second purpose of the $700 purchase of troubled assets is to create a market for the securitized versions of these assets. As a result of the crisis, the market for these assets became illiquid. The value of securitized debt obligations became near zero, which severely impacted the balance sheet of all banks that held these assets. By creating a secondary market for these products, the government hopes to increase their value. This will improve the balance sheets of the banks.

The second key clause in TARP is that banks selling troubled assets to the government are required to give the government warrants. This, in theory, protects the government from losses. The theory is that the banks will see an increase in value as a result of the government's efforts, allowing the government to profit from the warrants.

Ancillary to TARP was the FDIC's excusing of troubled assets in its…… [Read More]

Works Cited:

Dash, E. & Sorkin, a. (2008). Government seizes WaMu and sells some assets. New York Times. Retrieved November 3, 2009 from http://www.nytimes.com/2008/09/26/business/26wamu.html

Smith, a. & Yandle, B. (2009). Too big to fail, read, count or stop. Cato Institute. Retrieved November 3, 2009 from http://www.cato.org/pubs/regulation/regv32n2/v32n2-11.pdf

McIntire, M. (2009). Bailout is a windfall to banks, if not to borrowers. New York Times. Retrieved November 3, 2009 from http://www.nytimes.com/2009/01/18/business/18bank.html?_r=2&pagewanted=1

White, L. (2009). Federal Reserve policy and the housing bubble. Cato Journal. Retrieved November 3, 2009 from http://www.cato.org/pubs/journal/cj29n1/cj29n1-9.pdf
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Consumer Financial Protection Agency This

Words: 3026 Length: 11 Pages Document Type: Essay Paper #: 57475440

Potential Concerns about the Consumer Financial Protection Agency

Despite the multitude of benefits revealed by the CFPA, commercial banks and mortgage lenders continually present their growing dissatisfaction with the act. epresentatives of this side include reputable organizations such as JP Morgan Chase or Wells Fargo, as well as a series of independent mortgage brokers and mortgage lenders and local and regional banking institutions. Their most compelling reasons for the dismissal of the Consumer Financial Protection Agency are succinctly presented below:

1. The banks feel that there is no real necessity for new regulatory legislation as the economy is already showing sighs of recovery; these financial institutions feel that the resources would be better spent otherwise. Additionally, the CFPA does not introduce any real new elements, but politically enforces the lessons already learnt from the economic crisis

2. The state could abuse its power through the Consumer Financial Protection Agency in…… [Read More]

References:

Allen, M., Javers, E., Barack Obama to Create Consumer Financial Protection Agency, Politico, 16 June 2009, http://www.politico.com/news/stories/0609/23790.html last accessed on September 30, 2009

Andrews, E.L., Banks Balk at Agency Meant to Aid Consumers, New York Times, June 30, 2009

Geithner, T.F., Written Testimony of Treasury Secretary Timothy F. Geithner, House Financial Services Committee, Financial Stability, http://www.financialstability.gov/latest/tg231.html last accessed on September 30, 2009

Hall, K.G., Banks Fight to Kill Protection Agency, McClatchy, September 24, 2009, http://www.mcclatchydc.com/227/story/75997.html last accessed on September 30, 2009
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Turkey's Economy the Republic of

Words: 3934 Length: 15 Pages Document Type: Essay Paper #: 761209

6 billion cu m in 2005; natural gas export - 0 cu m in 2004; natural gas imports - 21.73 billion cu m in 2004; natural gas proved reserves - 8.495 billion cu m in 2005; current account balance - -$25.99 billion in 2006; exports - $85.21 billion f.o.b. In 2006; exports commodities - apparel, foodstuffs, textiles, metal manufactures, transport equipment; imports partners - Germany 11.7%, ussia 11%, Italy 6.5%, China 5.9%, France 5%, USA 4.6%, UK 4% in 2005; reserves of foreign exchange and gold - $53.42 billion in 2006; external debt - $193.6 billion in 2006; exchange rates - Turkish liras per U.S. dollar: 1.4286 in 2006, 1.3436 in 2005, 1.4255 in 2004, 1.5009 in 2003, 1.5072 in 2002 (CIA, 2007).

Turkey's agricultural sector

Turkey's agriculture is not one of the modernized sectors of the country's economy. In fact, agriculture is the traditional part of Turkey's economy that…… [Read More]

Reference List

Chapin Metz, Helen (1995). Turkey: A Country Study. Washington: GPO for the Library of Congress. Retrieved July 4, 2007 at  http://countrystudies.us/turkey/53.htm .

Economy of Turkey (2007). Wikipedia, the free encyclopedia. Retrieved July 5, 2007 at http://en.wikipedia.org/wiki/Economy_of_Turkey.

The World Factbook: Turkey (2007). Central Intelligence Agency. Retrieved July 5, 2007 from  https://www.cia.gov/library/publications/the-world-factbook/geos/tu.html .

Krueger, Anne O. (2005). Turkey's Economy: A Future Full of Promise. International Monetary Fund. Retrieved July 5, 2007 at  http://www.imf.org/external/np/speeches/2005/050505.htm .
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Northrop Grumman Economic Climate Northrop

Words: 1341 Length: 5 Pages Document Type: Essay Paper #: 58689751

Fortunately for this sector the main opportunities for ships are in fulfilling existing contracts and the delivery of two Virginia-class submarines in the 2012 timeframe which are on schedule for delivery. As post-Katrina efforts to get production back on schedule continue it's believed the company can generate 8% margin in this specific sector going into FY 2007.

In summary, the table Analysis of Key Business Segments shows the success the company has had in distributing revenue over more segments, thereby alleviating risk while being able to position itself to take advantage of greater market opportunities in the process. The growth Mission Systems and Space technology, while much of the product development is confidential, show strong revenue and income growth which will continue given budgeting for space-based monitoring and defense systems.

Analysis of Key Business Segments

evenues 12/31/2005 (%) 12/31/2004 (%) 12/31/2003 (%) 12/31/2002 (%) 12/31/2001 (%) Electronic Systems 6,042,000 20%…… [Read More]

References

CIBC World Markets (2006) - Northrop Grumman Highlights from NOC 2006 Analyst Day. November 10, 2006. Edwin Keller and Myles Walton.

Credit Suisse (2006) - Opportunities and Challenges: Northrop Grumman Corporation. Credit Suisse Equity Research United States. Published Date 10 November, 2006.

Northrop Grumman Corporation (2006) - Company profile completed by Data Monitor Corporation. August, 2006. Accessed using EBSCO Host on November 19, 2006

Northrop Grumman Equity Research (2006) - JP Morgan North American Equity Research. JP Morgan Securities. Publish Date 10 November 2006
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Hsbc Strategy Analysis Paper

Words: 3023 Length: 9 Pages Document Type: Essay Paper #: 63306771

HSBC is one of the world's largest banks, and it has the third-largest market share among UK retail banks. This massive global footprint supports a differentiation strategy that is encapsulated by the "the world's local bank" slogan. HSBC plays to its strengths with a presence in many major markets around the world, but its strength in retail and commercial banking belies a relative weakness in investment banking.

The banking industry is highly competitive. In the UK at the retail level it is in an oligopoly state. The company also competes among the global banks of the world, which is a business more in a state of monopolistic competition. It has a differentiated strategy, which is loosely based on a broad geographic scope and customer service. The latter is a difficult area in which to differentiate. There have been some problems with the geographic scope, too, and HSBC has recently left…… [Read More]

References

Fortune Magazine (2015) Global 500. Fortune. Retrieved December 3, 2015 from  http://fortune.com/global500/ 

Hofford, A. (2015). HSBC restructuring shows universal banks are coming back down to earth. The Conversation. . Retrieved December 3, 2015 from  http://theconversation.com/hsbc-restructuring-shows-universal-banks-are-coming-back-down-to-earth-43034 

HSBC 2014 Annual Report. Retrieved December 3, 2015 from http://www.hsbc.com/~/media/hsbc-com/investorrelationsassets/annual-results-2014/hsbc-holdings-plc/annual-report-and-accounts-2014

Interbrand (2015).. Top 100 global brands. Interbrand. Retrieved December 3, 2015 from  http://interbrand.com/best-brands/best-global-brands/2015/ranking/
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Marketing in Banking the Topic Being Researched

Words: 1936 Length: 6 Pages Document Type: Essay Paper #: 96208134

Marketing in Banking

The topic being researched for this doctoral work is marketing in the banking industry. Before delving into the research too much for this topic, the researcher will first enumerate the goals that are to be attained. These goals, as also suggested by the parameters of the assignment, include meeting proper validity and reliability standards, avoiding bias, not posing hypotheses or ideas that are self-fulfilling prophecies or that have desired answers on the part of the researcher. There is also the consideration of using critical reasoning and strong logic skills so as to avoid making conclusions that are not supported by the evidence and/or that are completely contradicted by that same evidence (Leedy & Ormrod, 2010).

eliability & Validity

eliability and validity are two hallmarks of any good research and they must both be satisfied for the research outcomes to have any staying power or good ongoing reputation…… [Read More]

References

Leedy, P.D., & Ormrod, J.E. (2010): Pages 1-8, 28-35

Morris, F. (2009, October 2). Enforcing the Law - Eight Years Later. New York Times.

Retrieved August 18, 2013, from economix.blogs.nytimes.com/2009/10/02/

enforcing-the-law-eight-years-later/?_r=0
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Global Nova Case Study Globalnova a Case

Words: 1673 Length: 5 Pages Document Type: Essay Paper #: 75918788

Global Nova Case Study

GlobalNova

A Case Study in Entrepreneurship and Corruption

Company Origins

GlobalNova was conceived by a Brazilian Engineer while working for IBM. He allied himself with a Brazilian Politician from the southernmost State of io Grande do Sul (S). Politician approached a local business Tycoon, whose family controls the largest steel company in Brazil, for start-up financing for "a company to exploit the internet." (Gerdau, 2011) Tycoon, thinking that Politician was looking for the usual political hand out, readily agreed. Tycoon frequently mentioned that his family recognized the realities of making sure that his representative in Brasilia was treated well. Later he was astonished to learn that his money had actually been used to fund the early operations of GlobalNova. (Consultant, 2011)

Voice over the Internet

From the initial "fuzzy" objective, Engineer decided that the best opportunity would be to use the internet to transmit international long…… [Read More]

References

Business Anti-Corruption Portal, Brazil Country Profile. Retrieved February 3, 2011 from www.business-anti-corruption.com

Consultant, 2011, Personal Interview

Datora Telecom, Brazilian international outsourcing telecom operator. Retrieved February 4, 2011 from www.datora.net

Delaware, "Why do so many companies incorporate in Delaware?" Retrieved February 3, 2011 from http://corp/delaware.gov
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Management Theories Over the Last

Words: 5125 Length: 15 Pages Document Type: Essay Paper #: 66779535

Since, this one lacks structure means that many employees can become confused about their responsibilities. Once this occurs, it can often lead to employee issues, where this confusion can become an issue of contention between the staff and management. As management is telling them to engage in particular activity, yet they don't understand why they are doing such tasks. Over time, this can cause moral to drop as those employees who do not thrive under such a system, begin to lower the overall positive attitude in the work environment. ("Contingency Theory," 2010)

Despite some of the obvious weaknesses, the contingency theory is effective for those organizations that are small. This is because the in formalized structure allows managers / owners the opportunity to adapt to changes that are occurring in real time. Where, they can use their experience and common sense to adjust to various business conditions. As a result,…… [Read More]

Bibliography

Building Emotional Capital. (2004, June 24). Retrieved April 10, 2010, from Executive Education website: http://executive.education.insead.edu/programme/documents/Nissan_004.pdf

Contingency Theory. (2010). Retrieved April 9, 2010, from Values-Based Management website:  http://www.valuebasedmanagement.net/methods_contingency_theory.html 

Babineck, M. (2006, March 13). The Enron Trial. Retrieved April 10, 2010 from Chron website: http://www.chron.com/disp/story.mpl/special/enron/3718892.html

Bissonette, Z. (2008, August 1). How Does General Motors CEO Rick Wagoner Still Have a Job. Retrieved April 10, 2010 from Blogging Stocks website: http://www.bloggingstocks.com/2008/08/01/how-does-general-motors-ceo-richard-wagoner-still-have-a-job/
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Resource Wendy's Over the Last Several Years

Words: 654 Length: 2 Pages Document Type: Essay Paper #: 58784540

Resource

Wendy's

Over the last several years, Wendy's has been facing a number of different challenges. Part of the reason for this, is their profit margins are being squeezed by: intense competition and declining market share. Evidence of this can be seen by looking no further than, their recent earnings report as the company experienced a loss of $1.4 million dollars for the first quarter of this year. During the conference call, executives indicated that they are looking at strategic options for divesting itself of the Arby's chain. ("No eef with Wendy's Earnings," 2011) This is significant, because it is illustrating how the corporation must use different intermediaries to achieve this objective. To fully understand how this is taking place requires: examining two lenders they are using, two investment banks that they are utilizing to issue equity securities, looking at the roles these intermediaries are playing, what government entities are…… [Read More]

Bibliography

The Laws that Govern the Securities Industry. (2010). SEC. Retrieved from:  http://www.sec.gov/about/laws.shtml 

No Beef with Wendy's Earnings. (2011). Forbes. Retrieved from:  http://www.forbes.com/2011/05/10/wendysarbys-posts-narrower-q1-loss-marketnewsvideo.html 

Wendy's Arby's Group. (2011). MSNBC. Retrieved from: http://www.msnbc.msn.com/id/41171524/ns/business-consumer_news/t/wendysarbys-group-considering-arbys-sale/

Adamy, J. (2007). Wendy's Bidder to Lenders WSJ. Retrieved from:  http://blogs.wsj.com/deals/2007/11/09/wendys-bidders-to-lenders-wheres-the-beef/
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Enron was the'seventh largest

Words: 27112 Length: 98 Pages Document Type: Essay Paper #: 47234018



Enron could engage in their derivative trading strategy with no fear of government intervention because derivative trading was specifically exempted from government regulation. Due in part to a ruling by the Commodity Futures Trading Commission's (CFTC) chairwoman, Wendy Graham, derivatives remained free of regulatory oversight. Ms. Graham, wife of Texas senator Phil Graham, made this ruling 5 weeks before resigning as chairwoman of the CFTC and joining the Enron oard of Directors in 1993.

Derivative accounting is further complicated because there is no consistent way to fairly report their value and risk in a company's financial report. In 1998 Rule No. 133, "Accounting for Derivative Instruments and Hedging Activities" was developed by the Financial Accounting Standards oard (FAS), an independent agency that sets guidelines for corporate auditors. Rule 133 contains more than 800 pages, which further complicates its adoption and consistent interpretation by various companies. SFAS No. 133 was subsequently…… [Read More]

Bibliography

Dettmer, Jamie, and John Berlau. "Requiem for Enron: There's Enough Blame to Go around for the Collapse of the Energy Giant From Executives to Auditors to Financial Analysts to Congress." Insight on the News 7 Jan. 2002: 12+. Questia. 10 Mar. 2005 .

Folbre, Nancy. "Blowing the Whistle on Poverty Policy." Review of Social Economy 61.4 (2003): 479+. Questia. 10 Mar. 2005 .

Gup, Benton E., ed. Too Big to Fail: Policies and Practices in Government Bailouts / . Westport, CT: Praeger, 2003.

Hartgraves, Ai L., and George J. Benston. "The Evolving Accounting Standards for Special Purpose Entities and Consolidations." Accounting Horizons 16.3 (2002): 245+..
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United Management Technologies Leader on

Words: 1220 Length: 4 Pages Document Type: Essay Paper #: 59691072

For example, client X required a dashboard where each of the projects' variables would have been automatically calculated and a red-yellow-green would have been awarded to each of the project, in order to determine the project's status at a certain moment of time. Another client using the same product required that the red-yellow-green grades should be noted manually, with comments and motivations in each case. As such, for a product that basically had the same functionality, two slightly different versions needed to be created.

Assistance for implementation refers to all operations required for the client to be able to start using the UMT application. In many cases, the client purchases not one, but several tens of licenses, for all its employees. Implementation first requires the instalment on the server and, subsequently, installing the application on each of the individual computers. The server and network manager needs to fully understand all…… [Read More]

Bibliography

1. United Management Technologies's website at www.umt.com
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Gateway Computers SWOT Gateway Computers Gateway Was

Words: 660 Length: 2 Pages Document Type: Essay Paper #: 73312615

Gateway Computers SWOT

Gateway Computers

Gateway was acquired by Acers, Inc., a multinational electronics company that has, through several acquisitions, become the second largest PC company in the world (Satariano, 2011; "Yahoo! Finance," 2011).

Product Strengths

March 2004, Gateway acquired eMachines, one of the world's fastest growing and most efficient PC makers. The eMachines brand complements Gateway products in terms of efficient manufacturing processes, and customer-pleasing technical support ("Gateway, Inc.," 2011).

Pricing Strengths

eMachines quality at low prices.

Promotion Strengths

Distribution Strengths

Gateway is sold through leading retailers, e-tailers, and channel partners in the United States, Mexico, Canada, Japan, and China. Acer is expanding market share the South American and Asia-Pacific regions ("Gateway, Inc.," 2011).

Customer Strengths

Weaknesses

Product Weaknesses

The total Asian PC share of worldwide shipments is expected to decline to 16.5% in 2011 from 18.2% in 2010. This is a burden for Acer because of its focus…… [Read More]

Reference

Gateway, Inc. (2004). Funding Universe. Retrieved http://www.fundinguniverse.com/company-histories/Gateway-Inc.-Company-History.html

Gateway, Inc. (2011). Retrieved http://us.gateway.com/gw/en/U.S./content/company-background

Lee, M. (2011, July 19). Lenovo to start sales of new Android-powered tablets in U.S. Bloomberg. Retrieved http://www.bloomberg.com/news/2011-07-20/lenovo-to-start-sales-of-new-android-powered-tablets-in-u-s-.html

Ray, T. (2011, July 6). Asus can win in non-Apple tablets, says Credit Suisse, Barrons. Retrieved  http://blogs.barrons.com/techtraderdaily/2011/07/06/asus-can-win-in-non-apple-tablets-says-credit-suisse/?mod=yahoobarrons
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Bond Duration

Words: 388 Length: 1 Pages Document Type: Essay Paper #: 5605634

Finance

The WSJ Treasury rate table is as follows. Note that WSJ doesn' t list the 15 and 20-year Treasury rates on its table; Yahoo was used for those instead.

ate

This gives the following yield curve:

This is a normal yield curve. The yield curve reflects the expectations of future interest rates. At present, the yield curve shows low interest rates in the short-term, then an acceleration of rates in the longer term indicating that these rates are expected to rise slightly in the next few years, before the curve starts to flatten out at its tail. This illustrates the normal relationship that the longer the term is the higher the rate will be.

The portfolio is as follows:

Coupon

Mat

YTM

Current Yield

Duration

ModD

Treasury

4.125%

15-May-15

0.075%

3.964%

Treasury

3.125%

15-May-19

1.646%

2.918%

Freddie Mac

1.250%

12-May-17

0.692%

1.230%

Federal Farm Credit

2.125%

15-May-23

2.689%

2.225%…… [Read More]

References

Investopedia. (2014). Advanced bond concepts: Duration. Investopedia. Retrieved May 12, 2014 from  http://www.investopedia.com/university/advancedbond/advancedbond5.asp 

WSJ.com (2014). Market Data Center

 http://online.wsj.com/mdc/public/page/mdc_bonds.html?mod=BOL_Nav_MD_hp 

Yahoo Finance! (2014). http://screener.finance.yahoo.com/bonds.html
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Responses to Financial Crises

Words: 1515 Length: 4 Pages Document Type: Essay Paper #: 17839596

Financial Crisis

Past financial crises provide us with a framework for understanding the best responses to future crises. There are three types of responses, and the best response will contain some form of all three. These are monetary policy, fiscal policy and regulatory policy. The latter is more a long-term response, essentially learning from the crisis and adjusting the legal/regulatory environment to reduce the odds of a similar future crisis emerging. More important from an economic point-of-view are the monetary and fiscal policy responses, and these will be the focus of this paper. In a forward-looking examination, it will be challenging to get much useful from 1907, because the environment then was different in every meaningful way from how it is today, but the responses can still provide some insight into financial crisis response. While all of the crises are different, they all have similar conditions -- there is panic…… [Read More]

References

Chen, L. (2010). Banking reform in a hostile climate: Paul M. Warburg and the National Citizens' League. Harvard University. Retrieved July 5, 2015 from  http://www.fas.harvard.edu/~histecon/crisis-next/1907/docs/Chen-Warburg_Final_Paper.pdf 

Bernanke, B. (1999). Japanese monetary policy: A case of self-induced paralysis. Princeton University. Retrieved July 5, 2015 from  http://www.princeton.edu/~pkrugman/bernanke_paralysis.pdf 

Svensson, L. (2005). Monetary policy and Japan's liquidity trap. Princeton University, CEPR and NBER. Retrieved July 5, 2015 from  http://www.esri.go.jp/jp/workshop/050914/050914Svensson.pdf 

Critchley, B. (2012). Differences in Canada and Australia's approach to financial crisis resolution. Financial Post. Retrieved July 5, 2015 from  http://business.financialpost.com/news/fp-street/differences-in-canada-and-australias-approach-to-financial-crisis-resolution
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Strategic Perspectives Sberbank Over the Last Several

Words: 2914 Length: 8 Pages Document Type: Essay Paper #: 43309017

Strategic Perspectives Sberbank

Over the last several years, the banking industry in Russia underwent a major transformation. As the traditional institutions of the past, have been evolving into global financial centers. This is because they are reaching out to new demographics of customers, in an effort to participate in the rapid growth that is taking place throughout the former Soviet Union. In the case of Sberbank, they have been taking their traditional banking functions and augmenting them with international financing opportunities. A good example of this can be seen by looking no further than, Sberbank playing a major role in helping to revitalize the Russian bond market. Where, 2010 has seen the largest number of offerings ever for Russian companies and the Russian government. (Matermevonsky 2010) This is important, because it shows how Sberbank has evolved from a traditional bank in 1841, to becoming one of the largest employers in…… [Read More]

Bibliography

Banking and Finance, n.d., Country Studies. Available from [19 November 2010].

Joint Press Release Sberbank and General Motors, 2010, Sberbank. Available from [19 November 2010]

Moody's Changes Outlook on Sberbank's Financial Strength, 2010, Sberbank. Available from [19 November 2010].

Russian Federation Banks, 2010, Portalino. Available from [19 November 2010].
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Hostile Takeover -- the Modern

Words: 6689 Length: 24 Pages Document Type: Essay Paper #: 70747462



Types of Takeovers

There are several consequences of whether a takeover is considered hostile or friendly. These consequences are more in the practical business realm than legal ones. Hostile takeovers are riskier for the acquirer than friendly ones. In a friendly takeover, the bidder will have a better chance to examine the company and its health. If the board is amicable to the situation, they will provide a full disclosure of the company's strengths and weaknesses. In a hostile takeover, the bidder only has access to publicly available information. There may be situations within the company that have not been disclosed. This can be good or bad depending on the situation. The acquirer might get a pleasant surprise, or they might find out that they have bought a sinking ship. Due to the risk involved in a hostile takeover, it is often more difficult to obtain financing than for a…… [Read More]

References

Anheuser-Busch Wins Bidding for Chinese Brewery" (2004). Money. 3 June 2004. USA

Today. Accessed 22 May 2007 at http://www.usatoday.com/money/industries/food/2004-06-03-china-brewer_x.htm.

CBR Staff Writer (2005). Shanda poised for hostile takeover bid of Sina. 23 February 2005. The Chronline. Accessed 23 May 2007 from www.cbronline.com/article_news.asp?guid=612C6FC4-9F8F-4057-83E8-10CA399A7B7A

ChrStaff Writer (2006). Motorola and Shanda enter mobile gaming partnership. 31 July 2006.
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Public Law 110-343 the Crisis

Words: 3082 Length: 7 Pages Document Type: Essay Paper #: 6524679



Conclusions -- Was TAP Necessary -- A five member Congressional committee echoed a number of criticisms regarding TAP that many consumers, academics, and fiscal analysts were considering. What exactly was the Treasury's strategy with the $700 billion dollars for the supposed bail out? How can Treasury explain the significant gaps in their ability to find hundreds of billions of taxpayer money? In a nutshell, it appears that the departments that control the money given by the Congress (from the American people) have no ability to ensure that the bailed out banks will do what was needed and lend money; have no real standards of measuring success of failure of the program; and for ignoring pointed and specific questions from Congress about their performance (M. Crittenden).

The fact that many of the institutions bailed out with TAP funds, funds from the American taxpayer, did not distribute these funds back into the…… [Read More]

REFERENCES and WORKS CONSULTED

"2007 Public Company Bankruptcies Surpassed, According to BankruptcyData.com." 17 September 2008. AllBusiness.Com. 11 April 2010 http://www.allbusiness.com/company-activities-management/financial-performance/11564300-1.html

Andrews, E., et.al. "Fed's $85 Billion Loan Rescues Insurer." The New York Times 16 September 2008: http://www.nytimes.com/2008/09/17/business/17insure.html?_r=1&hp.

Bardeesy, Karim. "Bailout Baloney." 2 October 2008. The Big Money from Slate. 11 April 2010 http://www.thebigmoney.com/articles/juicy-bits/2008/10/02/bailout-baloney

Bucznski, Richard. "Economic Crisis: When Will It End?" 2010. IBIS World. 9 April 2010 http://www.ibisworld.com/recession2009/
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Economic Crash Through the Works of Wessel Lewis and Sorkin

Words: 2728 Length: 8 Pages Document Type: Essay Paper #: 61217064



Sorkin's book does a good job of giving the details on what happened among Lehman Brothers, Barclays, JP Morgan, Goldman Sachs, the Fed, and Big Gov following the collapse. Essentially, everyone had egg on his face -- but some of the bigger powers had the muscle to save face -- and sink competitors at the same time: which is exactly what Goldman Sachs did to Lehman. Goldman had been placing its cronies in the hite House for years -- and it would now go through the hite House to see who got bailed out and who did not. AIG got one -- because it owed a large chunk to Goldman (who had figured out the game ahead of time and started betting against itself by buying insurance through AIG). Sorkin's work is a work full of the kind of details that other writer's like Taibbi and Lewis do not take…… [Read More]

Works Cited

Lewis, Michael M. The Big Short: Inside the Doomsday Machine. New York, NY: W.

W. Norton & Company, 2010. Print.

Sorkin, Andrew. Too Big to Fail: the inside story of how Wall Street and Washington

fought save the financial system -- and themselves. New York, NY: Penguin, 2010. Print.
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Securities Law and Ethics After

Words: 1952 Length: 6 Pages Document Type: Essay Paper #: 22022162

"Yet earnings estimates have acquired a life of their own and often generate more attention from the media and analysts than a company's actual financial results." (Whalen, 2003).

More conservative critics of analyst conflicts rules believe that they are a step in the right direction, but view them as a work in progress. For example, the Sarbanes-Oxley bill, which mandated many improvements in corporate managers' financial practices, did nothing to reduce the unethical practice by many managers of communicating only with those analysts who cooperate with management's forecasts of the future (oni and Womack). This and other rules need strengthening.

Wall Street Journal reported in April 2003 that the brokerage firms of the top investment banks are still more likely to give optimistic research recommendations to their own banking clients, calling to question if new disclosure rules reapply protect investor clients (oni and Womack). With all the hoopla to protect…… [Read More]

Bibliography

60 Minutes - the sheriff of Wall Street (2002, October 6). Retrieved January 11, 2005 from James Hoyer Web site: http://www.jameshoyer.com/news_cbs_merrill_lynch.html

Boni, L. And Womack, K.L., Wall Street research: will new rules change its usefulness? Retrieved January 11, 2005 from The University of New Mexico Web site: http://66.102.7.104/search?q=cache:Vops0e1attQJ:www.unm.edu/~boni/FAJ_MayJune2003.doc+%22NASD+and+NYSE+rules%22+and+%22conflict+of+interest%22+and+%22not+enough%22& hl=en

Fleischman, D. (2003, March 6). Outline of new research analyst conflicts of interest rules. Retrieved January 11, 2005 from Security Industries Association Web site: http://216.239.63.104/search?q=cache:ETmwyiBBHrMJ:www.sia.com/ResearchManagement/pdf/ResearchOutline.pdf+%22NASD+Rule+2711%22& hl=en

Rayburn, K. (2004, Winter). Insecure securities. Impact. Retrieved January 11, 2005 from University of Louisville Web site:  http://php.louisville.edu/advancement/pub/impact/winter2004/insecure.php
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Customer's Loyalty in the Online

Words: 9559 Length: 35 Pages Document Type: Essay Paper #: 32168162

anking and financial services includes such firms as investment banks, commercial banks, brokerage firms, and credit card institutions. The common it pulse throughout the daily operations of these organizations involves utilizing systems to communicate between branches and subsidiaries, establishing operations throughout the world, communicating with the end customer in order to facilitate transactions, and analyzing customer and market attributes in order to reduce uncertainties in such aspects as pricing policies" (p. 24). Some of the more salient issues affecting the financial services industry today are described further in Table ____ below.

Table ____.

Examples of utilization of information technology in order to enhance efficiency and productivity by the financial services industry.

Area Impacted

Description of Impact

Credit card institutions store, retrieve, and analyze vast amounts of demographic customer information enabling them to more accurately target potential markets for new products and also identify less-attractive, credit-risk customers.

This allows them to…… [Read More]

Bibliography

Brewster, Chris, Hilary Harris and Paul Sparrow. (2004). Globalizing Human Resource Management. New York: Routledge.

Cocheo, S. (2006). "Does Your Product Line Need a Trim?" ABA Banking Journal, 98(7), 7.

Das, Dilip K. (2004). Financial Globalization and the Emerging Market Economies. New York: Routledge.

Dennis, Charles and Lisa Harris. (2002). Marketing the E-Business. London: Routledge.
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Women at Work What Causes Lack of Respect in the Workplace

Words: 11362 Length: 34 Pages Document Type: Essay Paper #: 95015545

gender roles in the workplace pre-exist much of what we think defines what work really is; not only do they pre-exist the modern working world of offices and factories, but they also seems older than more basic things, like writing and currency. From the world of the Tasaday tribe in the Philippines to that of such fields as genetic engineering and astrophysics, men and women are compelled to function within the workforce in different ways. In the United States, women dominate fields such as nursing, teaching, and clerical positions, while fields like engineering, programming and accounting are thought to be the domain of men. Some positions, such as those of flight attendants and nurses, are considered so intrinsically "female" that many men refuse to enter these fields for fear that others will question their sexual preference. Other more coveted positions, such as that of the CEO of a large company,…… [Read More]

Bibliography.

Last chapter to include a section for reflection-comments on the research process and, explanation of what I have learned while doing research. Research project must have practical impact on an organization. Purely academic studies are not acceptable. Need to establish measurable objectives.

This action research project is the final component in my degree program.

Women at Work: What causes lack respect towards women in the workplace. http://www.marxists.org/reference/subject/philosophy/works/us/friedan.htm

http://www.cfaitc.org/About_the_Foundation/pdf/AgAwarenessArticle.pdf
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Secondary Data Review

Words: 1129 Length: 4 Pages Document Type: Essay Paper #: 13062202

Secondary Data eview

Solving the Problem of Decreasing evenues

Due to continuing instability in the stock market, the business I originally wrote about, Unit Investment Trust that was part of JP Morgan, had been losing money since 2002. Ultimately, those in charge of such decisions, chose to sell the UIT part of the business.

Over the last few years, many businesses have faced similar problems because of the recession and stagnant economy, and other businesses have gotten into trouble because of other issues.

One such company is featured in an article from the Boston Business Journal. Ultimate Parking Inc. is a Boston-based valet parking company. This company was doing well enough that it was able to spin-off another venture called premier Curbside Valet. Originally the second company did very until the curbside restrictions in the aftermath of 9/11 completely destroyed the second company. In the words of the owner and…… [Read More]

References

Archambeault, B. "Shifting Gears." Boston Business Journal, http://.bizjournals.com/entrepenrenur/2004/06/28/1.html

Archambeault, B. "Golden Moldy." Boston Business Journal

http://.bizjournals.com/entrepenrenur/

Hillix, D. "Quitting Was not an Option." Dallas Business Journal
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Business Code of Ethics Wells

Words: 1126 Length: 4 Pages Document Type: Essay Paper #: 58179099

There is no mention of any higher level ethical ideals and is composed primarily of transactional or procedural items.

One item of interest found in the employees ethical code published by Wells Fargo, is that they have established what they call EthicsLine. This allows employees to contact an investigator (employed by Wells Fargo) to report any violations of the ethics code. The line is anonymous under most circumstances; only reports that involve criminal activity are require that the caller states any personal information. This allows employees an avenue to report any unethical behavior safely. This is extraordinarily efficient way to promote ethical behavior. However, Wells Fargo did not implement this item by choice; it is now required by corporations by comply with the Sarbanes-Oxley Act of 2006. Therefore, it is unclear if Wells Fargo would have this option if it was not required of them.

Ethical Violations

Wells Fargo has…… [Read More]

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Economics Diamond Foods Acquires Kettle

Words: 615 Length: 2 Pages Document Type: Essay Paper #: 42765416

S. across a diversified offering of three complementary brands (Emerald®, Pop Secret® and Kettle). San Francisco-based Diamond shed 53 cents, or 1.35%, to close at $38.71. The stock has gained 8.9% this year.

United Airlines parent UAL Corp acquires Continental Airlines

Both of these corporations are airlines with well-developed domestic and international components. The airline industry has been hammered in the past two years by volatile fuel prices, low-cost competition and overcapacity. The acquisition will likely help United Airlines it attract more business travelers because the merged company will fly to more international and domestic donations while cutting costs and reducing competition. A JP Morgan Chase & Co analysis estimated the combined company will be able to lop off 8% of their capacity and cut expenses by 5%.

In this stock swap deal, Continental shareholders will receive 1.05 shares of United common stock for each Continental common share they own.…… [Read More]

Wall Street Journal Online. Retrieved from http://online.wsj.com/public/resources/documents/stocksdaily.htm.

Mouawad, J. (2010). In United-Continental Deal, Birth of a Behemoth. New York Times. Retrieved from http://www.nytimes.com/2010/05/04/business/04air.html.

Mouawad, J. (2010). In United-Continental Deal, Birth of a Behemoth. New York Times. Retrieved from http://www.nytimes.com/2010/05/04/business/04air.html.
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Irrational Exuberance The Economic Crisis

Words: 2418 Length: 7 Pages Document Type: Essay Paper #: 3005431

As banks faltered and default rates rose, rates of consumption and demand plummeted. Unemployment began to increase, and in a predictable Keynesian fashion, as individuals grew more insecure about their job prospects they began to spend less money. The United States has a particularly consumer-driven economy -- Americans are known for having historically low rates of savings and to engage in high rates of spending -- so this was particularly disruptive to the usual rhythms of the economy.

Young people graduating from college suffered some of the worst effects of the recession. "Unemployment rates for individuals younger than 25 are currently 21% in the euro area and 19% in the U.S." (Branchflower 2010). They were competing with older, more experienced workers who had recently lost their jobs. The fear is that today's low starting salaries create a class of permanently low-earning graduates, many of whom have high levels of college…… [Read More]

Works Cited

Branchflower, David G. "Credit crisis creates Lost Generation." Bloomberg Business.

January 21, 2010. August 28, 2001.

http://www.bloomberg.com/news/2010-01-22/credit-crisis-creates-lost-generation-david-g-blanchflower.html

Ferguson, Niall. "Where did all the money go?" From the Great Hangover. Edited by Graydon
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Bailout as the Subprime Crisis

Words: 1870 Length: 5 Pages Document Type: Essay Paper #: 67495889

hat is less certain is the benefits of the bailout -- those can only flow from taking advantage of the bailout to restore credit markets and prevent a repeat of this financial crisis in the future.

orks Cited:

Baker, Dean. "Subprime Rescue Plans: Backdoor Bank Bailouts." (2008): 9 pages. EconLit. EBSCO. 10 May 2009

Mishkin, Frederic S. "How Big a Problem is Too Big to Fail?" (2006). 18 pages. Journal of Economic Literature. Vol. XLIV (December 2006) pp.988-1004.

Glasberg, Davita Silfen, and Dan Skidmore.. "The Dialectics of hite-Collar Crime: The Anatomy of the Savings and Loan Crisis and the Case of Silverado Banking, Savings and Loan Association." American Journal of Economics and Sociology 57.4 (Oct. 1998): 423-449. EconLit. EBSCO. [Library name], [City], [State abbreviation]. 10 May 2009 .

Manchester, Joyce, and arwick J. McKibbin.. "The Macroeconomic Consequences of the Savings and Loan Debacle." Review of Economics and Statistics 76.3 (Aug.…… [Read More]

Works Cited:

Baker, Dean. "Subprime Rescue Plans: Backdoor Bank Bailouts." (2008): 9 pages. EconLit. EBSCO. 10 May 2009

Mishkin, Frederic S. "How Big a Problem is Too Big to Fail?" (2006). 18 pages. Journal of Economic Literature. Vol. XLIV (December 2006) pp.988-1004.

Glasberg, Davita Silfen, and Dan Skidmore.. "The Dialectics of White-Collar Crime: The Anatomy of the Savings and Loan Crisis and the Case of Silverado Banking, Savings and Loan Association." American Journal of Economics and Sociology 57.4 (Oct. 1998): 423-449. EconLit. EBSCO. [Library name], [City], [State abbreviation]. 10 May 2009 .

Manchester, Joyce, and Warwick J. McKibbin.. "The Macroeconomic Consequences of the Savings and Loan Debacle." Review of Economics and Statistics 76.3 (Aug. 1994): 579-584. EconLit. EBSCO. [Library name], [City], [State abbreviation]. 10 May 2009 .
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GM Bailout Introduction to the

Words: 3295 Length: 10 Pages Document Type: Essay Paper #: 45656053

At the core of the economic argument is Schumpeter's theory of creative destruction. In his seminal economic work, Capitalism, Socialism and Democracy, Schumpeter (1942) argued that innovation is the process by which economic growth occurs. At times, this means that old, established technologies and companies must be destroyed, but that the net effect will be beneficial. This sentiment runs counter to the theory that the economy would be better off if GM were saved. The economic costs might be high today -- the $150 billion or more figure is not disputed -- but that in the long-run the benefits would outweigh these costs.

In a later elaboration, it was demonstrated that big business turnover specifically resulted in smaller government, stronger rule of law, less bank dependence, stronger shareholder rights and greater transparency (Fogel et al., 2008). Bailing out General Motors therefore harms the economy because it stifles growth and innovation,…… [Read More]

Works Cited:

Krisher, Tom & Thomas, Ken. (2008). Advocates: Automaker bailout essential. Associated Press. Retrieved April 30, 2009 from http://www.azcentral.com/business/articles/2008/11/12/20081112biz-automakers1113-ON.html

Langfitt, Frank. (2008). Automakers Lobby Pelosi for Bailout Cash. NPR. Retrieved April 30, 2009 from http://www.npr.org/templates/story/story.php?storyId=96713932

Ross, Brian & Rhee, Joseph. (2008). Big Three CEOs Flew Private Jets to Plead for Public Funds. ABC News. Retrieved April 30, 2009 from http://abcnews.go.com/Blotter/WallStreet/story?id=6285739&page=1

Karnitschnig, Matthew; Solomon, Deborah; Pleven, Liam & Hilsenrath, Jon E. (2008). U.S. To take over AIG in $85 Billion Bailout. Wall Street Journal. Retrieved April 30, 2009 from http://online.wsj.com/article/SB122156561931242905.html
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Ethics After Being Rejected for

Words: 3579 Length: 13 Pages Document Type: Essay Paper #: 34166874

In 2003, he resigned both posts as news of the twin scandals emerged. The Air Force froze the contract that Druyun had negotiated, precipitating Condit's resignation and retirement.

Condit had joined Boeing in 1965 as an engineer and moved into management in 1973, working on marketing the 727. He completed an MBA at Sloan in 1975 and returned to Boeing, progressing rapidly up the ranks. By 1983, he became VP and General Manager of the 757 division before moving on to other VP posts. In 1996, he moved from President to CEO and a year later was named Chairman.

There is little to indicate that Condit himself was a significant contributor to the governance problems at Boeing. Although he was an engineer by training, he spent much of his time at Boeing in marketing. The hiring manager, Bill Erskine, who had hired Ken Branch in the first place, had just…… [Read More]

Works Cited:

MSN Moneycentral: Boeing. (2009). Retrieved April 6, 2009 from http://moneycentral.msn.com/companyreport?Symbol=BA

Boeing Form 10-K (December 2008).

Boeing 2002 Annual Report. Retrieved April 6, 2009 from http://www.boeing.com/companyoffices/financial/finreports/annual/02annualreport/ci_cg.html

Boeing 2006 Annual Report. Retrieved April 6, 2009 from http://www.boeing.com/companyoffices/financial/finreports/annual/06annualreport/assets/Boeing_06AR_00.pdf
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S& l the Discussion Explored the

Words: 1942 Length: 6 Pages Document Type: Essay Paper #: 3346939



Solutions

As a response to the savings and loans debacle, there have been several attempts by congress and other governmental agencies to assists consumers and some financial institutions alike. The most significant and some say extreme solution thus far came when the Federal government assisted JP Morgan with the purchase of Bear Stearns for $2 per share.

One of the most discussed solutions has to do with baling out the mortgage lenders and assisting borrowers. There are several different remedies that have been proposed. These remedies include everything from a moratorium on foreclosures to the freezing of interest rates.

As it pertains to the mortgage companies it has been suggested that limits should be lifted so that companies can purchase jumbo housing loans. According to one article this type of mortgage relief could help staunch the hemorrhaging in high-priced housing markets...where buyers have had difficulty getting loans and are paying…… [Read More]

Works Cited

Jumbo Loans Spell Relief; Analysts See Economic Fix. (2008, January 29). The Washington Times, p. A01.

Kuttner, R. (2007, October). The Bubble Economy: The Financial Meltdown Is the Logical Consequence of Deregulation. Will We Reverse Field in Time to Prevent Another 1929?. The American Prospect, 18, 20+.

Peterson, J.R. (2005). Designer Mortgages: The Boom in Nontraditional Mortgage Loans May Be a Double-Edged Sword. So Far, Most Banks Have Moved Cautiously. ABA Banking Journal, 97(10), 30+.

What is the real definition of inflation?." Retrieved May 8, 2007 from; http://www.inflationdata.com/Inflation/Articles/Definitions.asp
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Computer Mediated Business Communications Social

Words: 2081 Length: 6 Pages Document Type: Essay Paper #: 50493248

Instead, it is seen as an essential tool that can help a variety of organizations to be able to increase their revenues and productivity. (Singh, 2009, pp. 1 -- 10)

At the same time, the use of social software has meant that many corporations have been reaching out to employees. This is because they are seeing how this can help to: improve collaboration and communication. One of the biggest problems that a number of different organizations around the world have faced; is that coordinating their various departments can be challenging. The reason why, is due to the fact that globalization has meant that a number of companies must establish numerous offices around the world. In the past this was problematic, because many organizations had trouble communicating with other offices around the globe from: issues such as differences in the time zones. This made it more challenging to communicate and monitor…… [Read More]

Bibliography

Cook, N. (2008). Enterprise 2.0. Burlington, VT: Ashgate Publishing.

Cross, R. (2004). Breaking the Mold. Boston, MA: Harvard Business School Press.

Kennedy, M. (2009). Trust in Social Networking. Social Networking Communities and E-Dating Services (pp. 225 -- 238). Hershey, NY: Information Science Reference.

Kerno, S. (2008). Limitations of Communities and Practice. Journal of Leadership and Organizational Studies, 15 (1), 69 -- 78.
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Firefighters Structural Analysis and Design

Words: 3088 Length: 10 Pages Document Type: Essay Paper #: 82621562

Obvious concerns, such as when a firefighter entering a high-rise building loses communications with his team because tall buildings are not conducive to radio wave transmission and therefore do not allow firefighters' radios to work properly has not been addressed during the recent trend of building higher and higher.

Even something as simple as an external fire on a high-rise cannot be defended with the conventional firefighting techniques used throughout history. Unless helicopters or airplanes are deployed, a simple fire on say the 75th floor could wreak havoc. These concerns regarding safety and building size were logged from fire service representatives long before September 11th. As early as 1995, retired Fire Chief of the FNY, Vincent unn wrote that the World Trade Centers were lacking proper evacuation avenues and that if the buildings ever encountered a serious fire, existing procedures would be useless and that people above a certain threshold…… [Read More]

Dragon Tower,

Harbin, China 2000 336 1,103 (Infoplease, 2004)

Global Business
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Lucent Technologies The External Environment

Words: 388 Length: 1 Pages Document Type: Essay Paper #: 7221796



But it remains uncertain if communications industry stock is a good investment overall, even if the general economy is improving, and Lucent has moved ahead within the framework of its industry. In its competitor environments, communications stock with less of an emphasis on R&D than Lucent, and more of an emphasis on providing competitive rates to customers, such as Vodaphone and Motorola, Lucent lags behind. If Lucent cannot compete with such firms in terms of its rates, nor develop the next 'big thing' in the telecommunications industry, its future may be in jeopardy in the long-term, particularly if it is continued to cut back on retirement benefits for employees, and institute further layoffs to cut costs.

orks Cited

Business ire (October 13, 2004) "

Lucent Technologies' Vital Suite Software Chosen by Japan Telecom for Its Enterprise Network Management Service." Retrieved on October 15, 2004 Yahoo Finance.

Industry Analysts." (October 13,…… [Read More]

Works Cited

Business Wire (October 13, 2004) "

Lucent Technologies' Vital Suite Software Chosen by Japan Telecom for Its Enterprise Network Management Service." Retrieved on October 15, 2004 Yahoo Finance.

Industry Analysts." (October 13, 2004) Retrieved on October 15, 2004 http://biz.yahoo.com/research/indgrp/cmt_ar_group.html

Lucent Technologies. (October 2004). "History." Official Website. Retrieved on October 15, 2004 at http://www.lucent.com/corpinfo/history.html
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Krispy Kreme The Unsweetened Unglazed Truth of

Words: 1262 Length: 4 Pages Document Type: Essay Paper #: 62935425

Krispy Kreme: The Unsweetened, Unglazed Truth of Its Equity, Cash Flow, And Notes

To the Managers of Krispy Kreme, Inc.:

As well you all surely know, although it does bear repeating for the sake of company pride, the publicly traded firm Krispy Kreme began as a small, independent business and is now a large, publicly traded firm with franchises extending all over the country, as well as the potential of gaining numerous acquisitions of great value and potential into its fold. For a long time, the firm has stood proud, weathering the low-carb craze to hang on as one of the darlings of all Street investors and analysts. Krispy Kreme was 'proof' that a small, relatively concentrated product that originated as a regional specialty in the American South could come to dominate bigger conglomerates such as Dunkin' Doughnuts.

However, recent adjustments in the form of statements of changes to the…… [Read More]

Works Cited

"Annual Report." (2004) Krispy Kreme Investor Website. Retrieved 17 Jan 2005 at http://media.corporate ir.net/media_files/irol/12/120929/FileUpload/2004KK_FinSec_ar.pdf

BBC News. (4 Jan 2005) "Krispy Kreme Takes a Dunking." BBC News Website. Retrieved 17 Jan 2005 at  http://news.bbc.co.uk/2/hi/business/4147319.stm 

"Cash flow." (2005) Investor words. Retrieved 17 Jan 2005 at  http://www.investorwords.com/768/cash_flow.html 

"Owner's Equity." (2005) Investor words. Retrieved 17 Jan 2005 at  http://www.investorwords.com/3566/owners_equity.html
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Spam Filtering Solution Available and

Words: 10063 Length: 35 Pages Document Type: Essay Paper #: 61359581

However, cursory studies that have been conducted are either biased because they seem to present a biased review of certain products or are insufficient because of their limitations and shallowness. Those studies that have been considered to be useful are mentioned below.

Robert D. oerner, Joanne ourquard, Pam Greenberg (2000) comprehensively elaborates the legal aspect of spam. He provides an in-depth review of the present laws in actions and the future of legislation against spam. He concludes his study by revealing, "Most of the laws target spammers who misrepresent, falsify or forge the point of origin or the routing information of messages. Several states also prohibit the sale or distribution of software that is primarily designed for this type of falsification (Robert D. oerner, Joanne ourquard, Pam Greenberg, 2000)." Also, "Most states have specified that the laws apply only to spam that is sent to or generated from locations within…… [Read More]

Bibliography

Andy Dornan. Lesson 188: Bayesian Spam Filtering. Network Magazine; 3/1/2004.

Celia Wren. Spam Wars: Battling the Relentless Web Tide. Commonweal, Vol. 130, February 14, 2003

Eric Krapf. Do Not Spam. Business Communications Review, Vol. 33, October 2003

Fred S. Knight. Spam-Help Is on the Way. Business Communications Review, Vol. 34, May 2004
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American Express Case Study Situation

Words: 4415 Length: 10 Pages Document Type: Essay Paper #: 36469597

Clealy Amex has a majo poblem in the picing aea of thei business today. In tems of pomotion, the company's continual evolution as a band that stesses an aspiational message also pesents a dilemma to the company as well. Attacting consumes who may not have the disposable incomes to fit the aspiational spending that the Amex band potays equies cedit scoing, data mining to alleviate isk, and moe pecise maketing as well. Fom this standpoint, if the aspiational selling of thei band woks too well the company will also find that its image with its coe custome base suffes as well. Fo Amex they must make thei band become pat of the pesonas of thei most loyal customes while also undescoing the aspiational aspects of thei sevices tempeed with eality (Zalaznick, 2008). Of the fou aspects of the maketing mix, Amex continues to stuggle with distibution o place, when taken…… [Read More]

references, and Price Response. Journal of Money, Credit, and Banking, 40(1), 149. Retrieved March 18, 2009, from ABI/INFORM Global database. (Document ID: 1454964811).

Haksin Chan, Lisa C. Wan. (2008). Consumer Responses to Service Failures: A Resource Preference Model of Cultural Influences. Journal of International Marketing, 16(1), 72. Retrieved March 16, 2009, from ABI/INFORM Global database. (Document ID: 1480887581).

Deborah Donberg. (2005). TI Technology Aids Amex Card Security. Paper, Film and Foil Converter, 79(8), 16. Retrieved March 15, 2009, from ABI/INFORM Trade & Industry database. (Document ID: 887925891).

Ursula Fairbairn. (2005). HR as a strategic partner: Culture change as an American Express case study. Human Resource Management, 44(1), 79-84. Retrieved March 16, 2009, from ABI/INFORM Global database. (Document ID: 797686871).

Kathleen a Farrell, Gordon V Karels, Kenneth W. Monfort, Christine a McClatchey. (2000). Celebrity performance and endorsement value: The case of Tiger Woods. Managerial Finance, 26(7), 1-15. Retrieved March 16, 2009, from ABI/INFORM Global database. (Document ID: 282778741).
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Market Analysis of Texas Cities

Words: 1754 Length: 5 Pages Document Type: Essay Paper #: 59067396

market and innovation in the field of information technology is growing too fast in the United States. Even though a lot has been said for last few decades about the employment shift in the field of IT, however, as stated by McKinsey (2009) the field still remains the most significant sectors of the economy. In Texas the Information Technology is playing a vital role in the development of the City. There are a number of companies offering various IT services within the five cities in Texas, such cities are Dallas, Houston, Austin, San Antonio and Fort Worth (McKinsey, 2009).

This paper however, seeks to analyze the entry and Mid-level information Technology jobs and the top IT companies within Texas. It also seek to highlight what most IT recruiters normally look for in a prospective candidate and the average wages offered in each city. Finally, the study analyzes the average cost…… [Read More]

References

Barry, B., (2011). For Texas 'Miracle,' Cut the Cost of Doing Business

Glassdoor (2012). Information Technology Salaries in Houston, TX Area.Available online at http://www.glassdoor.com/Salaries/houston-information-technology-salary-SRCH_IL.0,7_IM394_KO8,30.htm

Glassdoor (2012). Information Technology Salaries in San Antonio, TX Area.Available online at http://www.glassdoor.com/Salaries/san-antonio-information-technology-salary-SRCH_IL.0,11_IM757_KO12,34.htm

McKinney, D (2012). Top of the list: Houston Technology Employers. Houston Business Journal.Available online at http://www.bizjournals.com/houston/news/2011/10/14/top-of-the-list-houston-technology.html
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Nordstrom Market Structure the Market Structure of

Words: 4054 Length: 12 Pages Document Type: Essay Paper #: 13105530

Nordstrom

Market Structure

The market structure of the retail industry is that of monopolistic competition. As its name suggests, monopolistic competition is an environment composed of a large number of firms each with a portion of the market. The firms in this type of market structure have similar products but they are differentiated in some way. Nordstrom's for example has private brands that only Nordstrom's can carry. These brands include Hotel Collection sheets, Martha Stewart cookware, Psycho Bunny for men, INC brand clothes for women, and much more. Even though these product offerings may be similar to competitors in regards to color or value proposition, they are differentiated by the fact they are only offered at Nordstrom's locations. Furthermore, there are many firms competing within the retail environment. For example, Nordstrom's must compete with JC Penny, Target, Wal-Mart, Dillard's, Sears, internet stores, and many other outlets. All of these competitors…… [Read More]

9) Thau, Barbara. "Macy's Doubles Down on Its 'Omnichannel' E-Commerce Future." DailyFinance.com. 23 June 2011. Web. 24 Feb. 2012. .

10) Wahba, Phil. "Sears Closing More Stores as Holiday Sales Slide." Reuters. Thomson Reuters, 27 Dec. 2011. Web. 24 Feb. 2012. .

11) Kaplan, Stephen. "Capital Ideas - The Evolution of U.S. Corporate Governance." The University of Chicago Booth School of Business - Business School, Full-time, Part-time, Executive MBA Programs. Web. 13 Jan. 2012. .
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Palm IPO Case Discuss Whether Any Biases

Words: 1912 Length: 5 Pages Document Type: Essay Paper #: 98589184

Palm IPO Case

Discuss whether any biases apply in regard to the Palm IPO to the analysts, investors, management.

Yes, biases on multiple fronts were present with all stakeholders involved. I believe it is important to look at these biases in regards to the prevailing market sentiments at the time. During the period directly prior to the IPO, the markets were experiencing excessive optimism in regards to technology stock. Technology stocks during this period were valued very high relative to their intrinsic worth. In fact, many companies during this period were trading at thousands of times their prior year earnings. In many respects, some companies commanded high prices with no earnings what so ever. This mass euphoria created irrational values on most companies in the market. The Palm IPO was a direct response to this mass euphoria surrounding technology stocks. Individual investors believing that stock prices could not come down…… [Read More]

References:

1) Aharon, D.Y., I. Gavious and R. Yosef, (2010). Stock market bubble effects on mergers and acquisitions. The Quarterly Review of Economics and Finance, 50: pgs. 426-464

2) Bodie, Zane; Alex Kane and Alan J. Marcus (2004). Essentials of Investments, 5th ed. McGraw-Hill Irwin. pp. 455. ISBN 0-07-251077-3

3) Branigan, Tania. (2010)"State owned China Mobile is world's biggest mobile phone operator." Guardian News and Media Limited. http://www.guardian.co.uk/business/2010/jan/11/china-mobile-telecomms. Retrieved September 1, 2011

4) Daniel, K.; Hirshleifer, D.; Subrahmanyam, A. (1998). "Investor Psychology and Security Market Under- and Overreactions." Journal of Finance 53
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Master's Degree in Finance From MIT Sloan

Words: 933 Length: 3 Pages Document Type: Essay Paper #: 62993004

Master's degree in Finance from MIT Sloan. I have embarked on a number of high-level internships that have given me significant financial industry experience. This has been built on a foundation that includes a high-quality undergraduate education, along with several years of working experience.

In terms of competencies, I have the necessary mathematical skills in order to excel in the Finance program. I achieved my B.Sc. In mathematics at Bogazici University in Istanbul, which is one of the top universities in Turkey. I know that advanced-level finance requires not only mathematics but also extensive work with computer software, and I have built my skills in that area as well. Additionally, I have worked to become a talented writer, able to express my ideas with clarity and concision.

One of my greatest strengths is in leadership. I have worked to build my leadership skills as well over the past few years.…… [Read More]

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Personal & Organizational Ethics Personal and Organizational

Words: 2664 Length: 9 Pages Document Type: Essay Paper #: 88810160

PESONAL & OGANIZATIONAL ETHICS

Personal and Organizational Ethics Values for, for-Profit and Non-Profit Organizations

Ethics is a requirement of the society to both individuals and organizations. Ethics are applied to business and personal behaviors, and are used to determine how companies and individuals abide to policies. To indicate the application of ethical principles in organizations, an analysis is carried out of For-Profit and Non-For-Profit organizations, in this case Bank of America and Boys Club of America. This is by analyzing an ethical dilemma they are experiencing, their approach to the problem, and the legal, political, and social outcomes emerging from this cause of action.

Part One

The Boys Clubs of America is a non-for-profit organization founded in 1860s in Harford, Connecticut Formed with the aim of giving boys who roamed the streets a positive alternative. The club has undergone major changes beginning in 191 when several boys' clubs affiliated to…… [Read More]

References

Anonymous. (2009, Dec 16). Boys & Girls Clubs of America, Lowe's Announces $1 Million

Bach, R. (2010, March). A Letter from our Chairman Emeritus: March 2010. Retrieved from Boys and Girls Club of America:  http://www.bgca.org/chairman/Pages/MarchLetterfromOurChairman.aspx 

Bank of America. (2013). Retrieved March 21, 2013, from Bank of America: http://message.bankofamerica.com/heritage/#/ourheritage

BCOA. (2011). Boys of America. Retrieved from Boys of America:  http://www.bgca.org/Pages/index.aspx .
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San Fran Court Observation Court

Words: 474 Length: 2 Pages Document Type: Essay Paper #: 98261551

5% of capacity. The court condemned California governor Brown for insisting that mental health services were not compromised in California prisons due to prison over-crowding.

Your Remarks: Largely a continuation of a prior event, but a worthwhile development nonetheless. Basically, it's a matter of some people in California government having a spat with the courts regarding whether inmates are being treated and otherwise processed effectively given the significant overcrowding in California prisons.

Court Visited: Northern California District Court

Day/Time: April 11th, 2013

Judge: Robert Seeborg

Plaintiff: Joe Quirk

Defendant: Sony Pictures

Issue: Copyright Infringement Accusation

Holding: Summary judgment was given to Sony Pictures and Mr. Quirk's accusations about copyright infringement was dismissed. The ruling was justified on the grounds that Quirk's claim was inherently flawed and that copyright pertains to "expression, not ideas."

Your Remarks: Pretty common nowadays for an obscure/starving artist to claim that a big-time motion picture was…… [Read More]