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Patient and Affordable Care
Opener: I know people whose health care insurance rates tripled in 2014, when all the components of the Patient and Affordable Care Act were enacted into law. It is worth noting that one person in particular (my neighbor) was in perfect health, had no pre-existing conditions, and had not even utilized his health care plan the previous year. Yet, because of the full implementation of the Affordable Care Act, his insurance premiums tripled.
Point One: The primary reason the Patient and Affordable Care Act should be repealed is because it functions as a justification for insurance companies to exorbitantly raise their insurance premiums (Wahowiak,...
2). There was a point in time in which only a certain, finite percentage of the population had high insurance premiumstypically due to previously existent conditions. After the passage of this legislation, everyone has high insurance premiums. The days when a single, healthy person such as myself could get health insurance for around a $100 a month are over. Care is hardly affordable (Van Hollen, 2016, p. 25).
Point Two: The second reason the Affordable Care Act should get repealed is because it counteracts the beneficial effects of the free market. For every other industry, people can change providers when they want and to their advantage. The health care industry is the only one in which there is just a brief, month long window to choose a providerand very little to be done to choose another until the same time next year. Thus, consumers can not get the best rates, and get locked into policies for too long.
In Closing: In closing, the Affordable Care Act should unequivocally get repealed. It has resulted in high insurance premiums for all Americans, instead of just some of them. Moreover, it locks them into insurance policies in a way that defies free market economics (Durbin, 2016, p. 21).
References
Durbin,…
