Speech Saving for Retirement Speech

Speech

Saving for Retirement Speech

Saving for retirement

Specific Purpose: To persuade my audience to save for retirement in order to enjoy a better lifestyle.

Central Idea: My audience should follow my idea of saving for retirement so that they can enjoy a comfortable lifestyle that they will enjoy; they will be able to make their own choices without financial strain.

ATTENTION STEP) Mr. C had always envisioned his retirement as a blissful time in his life, time that he would spend with his wife of many years in the house in which they raised their only child. He had a large pension coming from the company where he had worked for over 30 years, and he counted on social security to supplement this income. But just after Mr. C retired, the company that he worked for went bankrupt. A few months after retirement, Mr. C was back at work, this time as a retail clerk.

Are you worried that, someday, you might become Mr. C, or someone like him? Have you been trying to avoid thinking about retirement because you're worried about saving? Do you think you're too young to think about retirement? If any of these describe you, I have the information that will answer your questions. I can tell you how to have a different lifestyle during retirement than Mr. C does.

Once upon a time, I was also worried about saving for my retirement. More accurately, I was afraid to think about it. But after seeing what happened to Mr. CI decided to do some research, and found that saving for retirement isn't as hard as it seems.

You should follow my suggestion to save for retirement because you don't know what will happen to you, financially, after you retire. If you save for retirement, you will most likely be able to enjoy the lifestyle that you are used to without much financial strain.

BODY:

NEED or PROBLEM STEP) in this troubled economy, each day the news is filled with more company closings and news about failing social security.

As members of society, we are need to understand that the global economy is facing a downturn.

In his first State of the Union, President Barack Obama stated that the economy was the one concern that "rises above all others for most." He noted that almost everyone has been affected or knows someone that has been affected by the economic crisis.

According to the Bureau of Labor Statistics, the federal unemployment rate has been steadily creeping higher and higher, increasing from 6.2% in September of 2008 to 8.1% in February of 2009.

As dwellers of troubled times, we have to realize that jobs and social security are unstable institutions to provide financial stability during retirement.

The American Association of Retired persons found that pension plans' coverage is quite unstable, differing greatly based on ethnicity, age, pay grade, and education.

In addition, the AARP also found that social security benefits are becoming a problem in many countries, as the number of retired persons who receive benefits rise and the number of births fall.

As people who live in troubled economic times, some are not following government advice to save for retirement.

The United States Department of Labor advocates managing a retirement account with the same amount of attention and importance one would give a bank account.

Mr. C did not follow this advice, and his reliance on government and employer-based plans fell through.

He and his wife were both forced to work after retirement.

This cut into the traveling and relaxing plans that he had made.

Now, Mr. C cannot live the lifestyle that he always wanted to live.

If we don't follow the advice that Mr. C refused to take, we will end up just like him -- a retried person still working to pay off our debts.

Transition: Now that you understand the state of our economy, as well as the failure of employer pensions and social security, it's time to focus on the solution to the problem.

II. (SATISFACTION or SOLUTION STEP) the solution to this problem is to be sure that each individual has the money to offset the failures of the economy, employer pensions, and social security.