Currently, there are approximately five to six special interest group lobbyists working on behalf of the private health insurance industry for every single publicly elected representative in Washington, D.C. (Reid, 2009). The breakdown of political support for legislation and policies that benefit the industry reveals a remarkably close association between political contributions from that industry and the voting and statement records of political representatives (Kennedy, 2006; Tong, 2007). It is

Otherwise, it would be completely impossible to hold anybody morally or criminally responsible for anything, even the most horrific crimes. The basis of all modern legal and ethical systems is precisely that we are all capable of making conscious choices and, therefore, we are all responsible for our choices and our behavior. I believe that since we are all capable of making conscious choices, we are, therefore, also completely

" In all likelihood, theistic religions will eventually be replaced with more inclusive and real world-oriented social and moral values and thereby eliminate the most pervasive source of international war and societal conflicts. Nevertheless, especially in the short-term, it could be very difficult to overcome the degree to which religion has become entrenched within societies and the minds of individuals. By the time children are indoctrinated with religious beliefs and the

Personal Ethics and Values I believe that strong personal values more than anything else hold the key to happiness and success. The top three values that are the most important to me include caring about others, family unity and a good work ethic. As a wife, mother and a grandmother, my time spent with my family means more to me than anything else in the world. I consider my family to

Hoffman and Moore (2004) recommend training and communication as part of the implementation plan to improve ethical behavior. As part of the resolution process when facing ethical dilemmas, retraining on ethical standards and practices, legal ramifications, regulatory compliance/guidelines and code of conduct are imperative. Therefore, even if other values are not considered, at least the most important ones will be considered during the problem-solving process. Applications I strongly believe in the

Personal Philosophy - Tourism Which philosophical school of thought (Idealism, Realism, Pragmatism, Naturalism, Existentialism, Humanism) best presents your own set of beliefs at this time of your professional preparation and why? I consider myself to be predominantly a humanist. I am interested in helping people use their personal agency for the best overall outcomes. My knowledge of history is limited but it does include some exposure to the major religions in the