As is often the case, the groups most hurt by the crisis are those who are already marginalized -- the working poor. This group is unable to qualify for social services but is likely to have had their hours cut, benefits reduced, or both. They may have a mortgage that is too high for their income level; children in school, and be unable to actualize or improve their situation because

Social Security System Social security reforms Social Security Reform In recent years, social security reform has emerged to be more of a political issue than a social concern and it is within the public domain that through the National Commission on Fiscal Responsibility and Reform commissioned by President Obama in 2010, there has been a heightened congressional interest in this matter. This commission was charged with the responsibility of coming up with recommendations

Social Class The place and role of social class within the American society The issue of social class has been an agenda for discussion and even legislation over several decades now. The societal structure is such that groupings along the social classes cannot be wished away, the best that can be done is to ensure mutual co-existence of people between these classes within the community. Many scholars have come up with studies

Social Policy Human Services Making Sense of Social Policy: Why Social Policy Affects Everyone Social policy is a rather vague term because the word 'social' can have different meanings for different people (Human Services 311, p. 1). Social policies, in and of themselves, affect individuals at different stages in their lives. They also cover quite a broad range of issues -- ranging from children's issues, family and work issues -- such as

Social Security A proposal to change the program Reducing Benefits: This can be done in various ways. Monthly benefits can be reduced by minimizing cost of living adjustments or by minimizing the primary insurance amount (PIA) for a certain average indexed monthly earnings (AIME). Other proposals include targeting reductions towards high-income retirees. Benefits can also be reduced by increasing the retirement age or imposing full taxes on social security benefits. These benefit

Social security is financed with the idea that those people currently working, along with their employers, can donate enough money to pay the benefits to those currently getting them: not only retired people but some people with disabilities, and some widows with young children. When Social Security first began, this system worked well. The problem facing Social security is that the numbers of retirees are going to increase at the