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WEEK 4 ASSIGNMENT
Week 4 Assignment: The Exclusion of Health Insurance from the Social Security Act
From the onset, it would be prudent to note that the Social Security Act was signed into law on the 14th of August in 1935 (Dobelstein, 2009). Then said act has been hailed as a significant historical development with the Center on Budget and Policy Priorities - CBPP (2020) terming it one of the nations most successful, effective, and popular programs. As CBPP (2020) further points out, the act had a wide range of provisions that were specifically instrumental in the advancement of not only life insurance, but also disability insurance protection. Dobelstein (2009) is categorical that there are numerous momentous provisions in the act. According to Dobelstein (2009), the most instrumental provisions in the act could be condensed as follows: (1) Federal aid to the States to enable them to provide cash pensions to their needy aged, and (2) a system of Federal old-age benefits for retired workers (p. 118).
It would, however, be important to note that a national health insurance provision was dropped from the Social Security Act of 1935. The said move came by as a consequence of the controversial nature of compulsory pension as well as
... Buck (2017) points out that there were initial plans to ensure that the Social Security Act incorporated health insurance that was federally sponsored. However, this, according to the author, was excluded so as to ensure that that the bill swiftly passed through Congress. To a large extent, the exclusion of a health insurance provision effectively meant that there were sections of the society that continued experiencing financial hardship in as far as their access to the required health services was concerned. This is more so the case given that such a provision would have been inclusive of a wide range of healthcare services deemed essential, i.e. palliative care, rehabilitation, treatment, as well as prevention of illness. It should also be noted that at the federal level, the…
References
Buck, S. (2017). Universal health care was almost part of the original Social Security Act of 1935. Timeline. https://timeline.com/social-security-universal-health-care-efe875bbda93
Center on Budget and Policy Priorities - CBPP (2020). Policy Basics: Top Ten Facts about Social Security. https://www.cbpp.org/research/social-security/top-ten-facts-about-social-security
Dobelstein, A.W. (2009). Understanding the Social Security Act: The Foundation of Social Welfare for America in the Twenty-first Century. Oxford University Press.
Goss, S.C. (2010). The Future Financial Status of the Social Security Program. SSA. https://www.ssa.gov/policy/docs/ssb/v70n3/v70n3p111.html
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What this in essence means is that the patient would not be able to choose his own brands of medication; he must only buy what the committee has recommended, otherwise, he would lose out on his health insurance payments. A woman who faced a problem similar to that mentioned above talks about her experience as a diabetic. She said that when the health insurance company stated that they would be