Essay Topic Hub

Bank
Essays

1,998+ paper examples, study guides & outlines

1,998 papers
UG & Grad levels
Free to browse
What is Bank?

Banks sit at the center of modern commerce, making them a natural subject across business, finance, economics, and management courses. Students write about banks to understand how financial institutions mobilize capital, manage risk, and support broader economic activity. The topic spans retail banking, investment banking, and international finance, giving it relevance in courses ranging from corporate finance to business strategy. Specific institutions such as Bank of America, JPMorgan Chase, Wells Fargo, and the Bank for International Settlements appear frequently because they offer concrete, data-rich cases for examining how banks operate at scale. The World Bank adds a policy dimension, inviting analysis of how financial institutions pursue development goals alongside commercial ones.

Archived papers on this topic approach the subject from several distinct angles. SWOT analyses of institutions like Bank of America are common, evaluating internal strengths and weaknesses alongside external opportunities and threats. Financial statement analysis, including close reading of annual reports, gives students practice interpreting real performance data. Business planning and case-based formats ask writers to apply strategic frameworks to banking scenarios. Leadership-focused papers, such as those examining Jamie Dimon and Bank One, treat individual decision-making within institutional contexts. Other papers take a more operational angle, examining loan approval criteria, customer service models, motivational strategies among bank employees, or the socio-technical dynamics of systems like call centers.

A strong essay on banking needs a focused thesis rather than a general overview of how banks work. Evidence drawn from financial reports, regulatory filings like Public Law 110-343, and documented institutional performance tends to carry the most weight. Writers should resist the urge to summarize a bank's history without connecting it to a clear analytical argument, as descriptive writing without interpretation is the most common weakness in papers on this subject.

1,998 papers
Sort by:
Paper Doctorate
Gender disparities and feminine nourishment in Hamlet
This paper examines gender disparities in Shakespeare's Hamlet. It focuses on the ways in which Ophelia and Gertrude approach conflict and contrasts it with the ways in Hamlet approaches it. The women are motivated more by love, as Ophelia and Gertrude show, while Hamlet is motivated more by reason and a sense of self-respect.
Thesis Undergraduate
Bank of America and JP Morgan's contrasting annual report strategies
I believe the two organizations, Bank of America, and JP Morgan format their annual reports to reflect the culture of the business. Bank of America, due primarily to the negative sentiments prevailing in the marketplace, structures their annual report to dispel myths regarding company performance. The tone of the report isn't overly optimistic nor is it overly pessimistic. The report reports the facts as they stand at that point in time. Conversely, JP Morgan's report is much more candid, truthful and optimistic, reflecting the company's outstanding performance.
Research Paper Doctorate
Evaluating Black-Scholes model adoption for stock brokerage pricing
The aim of this report is to help us take a decision about the use of Black-Scholes valuation formula for the use of our organization. In the beginning itself, let us understand that Black Scholes formula looks to be…
Research Paper Doctorate
Tax treatment and funding challenges in qualified versus nonqualified pension plans
What are the permitted pension benefit plans?
Research Paper Doctorate
Intel's investment classification and short-term securities strategy in 2001
Investments may be classified into the following categories: Trading assets, Available-for-sale investments and Non-marketable equity securities and other investments. Certain marketable debt and equity securities are…
Paper Undergraduate
Organizational framing in the Occupy Wall Street and Penn State scandals
In the paper, we are discussing how: the power of reframing, the structural frame, and the symbolic frame can affect the way organizations are reacting to events. This is accomplished by comparing the events of the Occupy Wall Street protests and with those surrounding the Penn State sexual abuse scandal. Once this occurs, is when there will be an appreciation in how these concepts should be applied by public administrators.
Research Paper Undergraduate
Ethical dilemmas in credit decisions: weighing risk and compassion
Given that the credit manager's salary is based on the number of accounts opened, he would definitely feel tempted to offer the solicitor the loan requested. However, the solicitor has a rather negative history of…
Paper Masters
Tax implications of inherited property with underwater reverse mortgage
For those who inherit something, there can be serious concerns and questions about taxes. When something has a taxable value, those taxes have to be paid - even if the person who inherited it did not realize any actual monetary gain from it. In this case, a house was inherited from an uncle, but the house had a reverse mortgage. At issue was the best thing to do with the house to avoid paying taxes when there was really no financial gain.
Paper Undergraduate
High net-worth donors and charitable giving patterns
One of the first components of the study is a comparison between High Net-worth donors and their U.S. Household comparison for total household giving. In almost every category (except for "other") the donations were…
Essay Doctorate
Big data analytics and enterprise decision-making in modern organizations
The level of uncertainty and risk that pervade many enterprises today is growing, as the dynamics and economics of markets are changing rapidly. The many rapid, turbulent structural changes in industries is also leading to a greater reliance on analytics and the nascent area of Big Data as well. The potential of this second area, Big Data, is in determining patterns in massive data sets that have in many cases been collected for decades within enterprises. The abundance of data within enterprises, when combined with Big Data aggregation and analytics techniques, can be used for drastically reducing risk and uncertainty in even the most challenging and fast-moving industries. Big Data is being hyped heavily by analytics systems and enterprise application providers as well, as this category of software allows for the use of long-standing analytics and business intelligence (BI) tools expanded supporting larger data sets. Many companies today are working to create enterprise-wide platforms for managing massive data sets, many of them integrating legacy and 3rd aprty databases many of which have never been integrated into a broader platform strategy before (Jacobs, 2009). These larger data sets and their inherent complexity make the overall analysis, aggregation, creation of taxonomies and customizing of reports challenging and difficult to achieve with the baseline or current set of analytics and BI tools available today however. The continual evolution of these applications and the fine-tuning of specific aggregation technologies including Hadoop and Map Reduce (Jacobs, 2009) have also contributed to making Big Data a more strategic foundation fro decision making. Enterprises are facing greater time and cost constraints than ever before, which also leads to the create and continually invest in larger data sets, analytics, BI and advanced reporting technologies all orchestrated to make the most of the terabytes of legacy data companies have (Chisholm, 2009). The rapid development of analytics, BI and data reporting platforms and tools has led to a level of innovation in enterprise software that is making it possible for enterprises to get more insights from the terabytes of data they have been collecting for decades. This category of software tools include analytics, BI, data visualization, product lifecycle data and predictive analytics all orchestrated to create a common platform for reducing risk while bringing greater intelligence into an organization (Ericson, 2010). As is the case with any high growth enterprise software category, there is an abundance of hype surrounding what these analytics and BI platforms and tools are and aren't capable of. The tendency to overlook the very difficult processes to extracting, transferring and loading (ETL) data from legacy systems and creating a highly effective ecosystem of data is very expensive for companies who have never attempted this before. Further, the methodologies needed for consistently and accurately capturing the data within a given enterprise require a level of discipline that many companies are lacking in their core process areas (Jacobs, 2009). Simply put, it is very hard work to capture all the heterogeneous sources of data throughout an enterprise, from the legacy systems to the 3rd party databases, and then perform ETL functions on them in order to create a new system of record for the entire organization to make use of (Ericson, 2010). Yet for organizations to capitalize on the potential that exists from these many diverse forms of information, intelligence and insight throughout their businesses, they must take the time and effort to create a unified, highly integrated single system of record to galvanize their Big Data strategies together (Jacobs, 2009). The objective of this analysis is to provide the arguments for and against having Big Data included in the strategic decision-making process within an enterprise. The strengths are presented first, followed by the weaknesses of this approach to harnessing data throughout an enterprise. The strengths and weaknesses are next compared and an assessment provided. One of the most prevalent technologies used for accomplishing Big Data analytics and intelligence are MapReduce and Hadoop, two aggregation technologies that can compress terabytes of data into taxonomies and quickly analyze them (Jacobs, 2009).