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Many studies show that high school students are receiving poor education as regards financial literacy (e.g. NAEP, 1979). Mandell (1997), for instance, reports that high school students have an average score of 57% in terms of money management, savings and investment, spending and other areas of income. HS graduates, in other words, have weak financial literacy. Adults also, generally, are almost totally illiterate regarding retirement and investment decision-making. A study of 552 adult females found that 56% were ignorant about the fundamentals of investing (Chen & Volpe, 1998). What this study seeks to investigate is whether college students would have a better grasp of financial literacy than high school graduates have and whether this improved financial literacy is a result of their college experiences.

Although even complex mathematical modeling is certainly not new, the process has been facilitated enormously in recent years by the introduction of computer-based modeling applications. Despite these innovations, there are still some significant limitations to mathematical modeling that must be taken into account when using these techniques. To gain some additional insights in this area, this paper provides a review of the relevant literature to identify the benefits and limitations of mathematical modeling, a discussion concerning the use of mathematical modeling in the author's profession and the extent to which such modeling is used as value-added to other kinds of empirical research, and the extent to which it is used in place of other kinds of empirical research. A summary of the research and important findings are presented in the conclusion.

It is important that counseling of teenage parent needs to be conducted in order to help them steer away from the factors that may led to preterm births or low birth weight babies as well as to be encouraged to go for prenatal care and for them to know how to handle the situation and not go for abortions.

Redemption is a theme that is prevalent in many works of literature. As it has its basis in religious belief, religion is often an accompanying theme to stories about redemption. Two stories that involve redemption are…

¶ … marketing audit SWOT analysis, summarized a list key issues addressed marketing operation

The concept of using green roofing is a relatively knew idea within the field of construction. Yet, as our footprint on the environment continues to show its negative affects on the global scale, it is imperative that…

¶ … Cheating is a large problem in our society today. Everything from sports athletes on steroids to questionable elections seems to be telling us its okay to succeed at any cost. But is this really the case?

Vicarious Liability: Corporate Criminal Liability and Tort Law

One of my greatest faults when preparing for a test is my tendency to procrastinate. This ineffective habit limits my ability to make use of the study technique of 'overlearning' or rehearsing the facts I must remember…

Baum, C.M., et al. (2008). Reliability, Validity, and Clinical Utility of the Executive Function Performance Test: A Measure of Executive Function in a Sample of People With Stroke The American Journal of Occupational…