Topics for a Term Paper on Personal Finance?

i have to write a term paper for personal finance, and do not know what topic to choose. Can you recommend like 3-4 topics in this subject area?

Personal finance is a broad topic. You might consider focusing on a small part of it, such as credit card debt, issues that surround getting a mortgage, saving for retirement, the costs that come with owning a house or a car, or budgeting.