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Modification FactorDiscuss with the safety manager what an experience modification factor is, explain the significance of the organizations experience modification factor rate of 1.80 and discuss how the lack of return to work programs and initiatives has contributed to this modification factor
An experience modification factor is a factor that is calculated for every employer who qualifies, characteristically premium over and above $10,000 or a three-year average premium of $5,000, depending on the state that the employer is in. The modification factor is a value that makes a comparison between the claim profile of the employer and the claim profile that would be anticipated and projected of an employer of the same size or payroll in the similar industry. The experience modification factor rate of 1.80 of the organization is significant to the safety manager (Risk Administration Services, 2016). To begin with, an experience modification factor value of 1.00 is average, and this implies that the rate of recurrence and severity of actual losses is the same as the expected losses. On the other hand, a modification value factor that is less than 1.00 is indicative of an employer's losses being better in comparison to the expected losses in the rating period. However, in this case, the factor value of 1.80 is greater than 1.00 and therefore its significance is that the employer, safety manager, experienced worse than the expected losses in the course of the rating...
This is largely due to the fact that for the organization, the temporary disability is charged in their experience rating system. Therefore, this implies typically, that one employee being given two-thirds remuneration on a transitory disability benefit will cost the organization about two to three times his or her salary. The lack of such programs and initiatives costs money to the organization, thereby increasing the experience modification factor (Ceplenski, 2014).
Explain the benefits of an effective return to work program and explain how this may positively impact the injured workers and the organization
Return to Work programs are purposed and designed to assist employers to obtain prospects to bring their injured employees and personnel back to work at the soonest time possible. This is regardless of whether it implies altering their work responsibilities up until the time they can get back to their normal work duties and responsibilities. One of the main benefits of Return to Work programs is that they aid employers to save money. This encompasses the manner in which such programs have a significant influence on the organization's experience modification rating. As aforementioned, experience modification signifies either a credit or debit that is included in the compensation premium of the…
Education - Theory Addressing Retention Issues in Community CollegesUsing Transition and Ecological/Environment Theory Many community colleges face serious retention issues that affect student performance, persistence, and learning. The rationale employed in identifying alternative assessments involves overriding standardized test validities and predictive reliability issues. However, there are concerns regarding the derived holistic understanding among student outcomes. The goal of providing college educators through alternative supplemental approaches facilitate standardized testing of various evaluative measures
Behavior Modification Therapy Effects of Behavior Modification Therapy on Children with Low Self-Esteem Behavior modification therapy is used in changing the behavior of children, adolescents and adults. However, its use in modifying or dealing with self-esteem is not considered to be very effective and is not used frequently. This paper discusses the basic elements of behavior modification therapy along with the theoretical concepts involved in it. Later on in the paper, ten
Immigrant Experience And Its Psychological Toll Information Competency & Library Use San Francisco, CA The theoretical framework centers of the immigrant experience and how it changes the individual while navigating his or her new society. The topic statement seeks to explore these phenomena by focusing on the psychological experience and its relationship to violence and economics. The idea that the action of immigrating is profoundly disruptive on ideas of self-worth, identity and economic
While this will not necessarily change the behavior it will provide a blueprint for making the person more aware of what he eats and why it happens outside of hunger. The next step would be stimulus control. This involves identifying the environmental cues that are associated with overeating and modifying them so that they are reduced as triggers. Suggestions for ways patients can implement this strategy include: eating only at the kitchen
Behavior Modification and Skill Enhancement for High-Risk Students in Community Colleges Community colleges traditionally maintain an open-door policy, often enrolling students who are poorly prepared to enter higher education. Once these students are enrolled, they often find themselves struggling with severe skill deficiencies and, in a survey of 6,246 students attending a large, urban community college, Jack Friedlander (1981) discovered that, of the students who were not confident in one or more
Birth Order on Such Factors as Personality Several people are aware of the expression "birth order" but they have not comprehended what it really connotes, hence allow us to begin with a fundamental description. (Understanding Birth Order: Part I: An Overview) Birth order is a theory that has been deliberated since the last so many years and it is believed to contribute in the manner in which individuals act. A