Public choice theorists focus on the question of what government policies are likely to be implemented in a given political setting, rather than what policies would produce a desirable outcome if they were implemented. The conclusions of the public choice theory tend to increase skepticism towards the prospect that giving government power over various areas of human affairs will actually have beneficial results, regardless of the democratic control exercised by

NPV This becomes more complicated when trying to determine the changes that would occur to the net present value of today's dollars, especially given the uncertainties involved with changes in the interest rate. On the one hand, the value of future dollars (i.e. today's dollars saved) is eroded by inflation, so a lower interest rate is detrimental to NPV; on the other hand, higher interest rates mean more lucrative lending and

In the article, they surveyed 69 different countries, searching for answers on what affects FDI. Where, they found that interest rates will affect FDI flow: as the cost of financing, purchasing new equipment and the strength or weakness of the economy will play an important part. In the case of Australia, this is significant because the low interest rates that they have had in place since the 1980's, have

Interest Rates and Pension Plans The strength of private retirement plans must be maintained in the upcoming years due to the increasing number of Baby Boomers who will be retiring in the United States. Many retired Americans rely on private pensions and employer-sponsored retirement savings as a secondary source of income in addition to Social Security (Brinner 131). In addition, because the human life expectancy has increased dramatically over recent years,

Personal Development Plan -- PEST Analysis Factor Opportunity Threat Political The government argues that the budget allocated to the emergency medical services is large. Legislators are working on how to reduce the budgets through various large contract negotiations. New policies on the drugs imported have been introduced. Paramedics are striking due to salary irregularities in the department of emergency medical services. Negotiation of large contracts by the legislators will allow the government to save funds, which

Car Loan The first step in analyzing the car payment plan is to determine how much of the car is covered in the car loan. This means taking the price of the car, then adding the sales tax. This is the total cost of the car net of tax. Then, the downpayment is deducted. The downpayment is the upfront payment, and will not be counted in the car loan. Used Car Price $ 21,000 $