Business Plan for CleanDivision Financial Divorce Software
Financial planning is involved in every aspect of life. Individuals and businesses have to formulate their daily, monthly, and yearly budgets in order to achieve a balance between their incomes and expenditures. Among other matters, divorce is also a critical issue in individuals' lives. In addition to family conflicts and break-ups, divorce also brings serious financial problems for both the parties (Women Advisors Forum, 2011). Therefore, it is very important to have advice from financial planners and analysts on matters related to divorce; including husband's income and expenditures, wife's incomes and expenditures, financial affidavits, marital and separate property calculation, assessment, and division, children support and custody, filing status, net worth statements, and the like (Association of Divorce Financial Planners, 2012).
BSEE SEMS Regulation: Offshore Oil and Gas Safety Standards
Offshore oil and gas exploration is one of the most capital and human resource intensive industries. Significant health and safety (H&S) risks are associated with working in offshore oil and gas fields. Dermatitis, inhalation of hazardous substances, mental and physical health, isolation, injury, and loss of life and common H&S risks associated to offshore operations. Bureau of Safety and Environmental Enforcement (BSEE) is the federal regulatory body that regulates offshore oil and gas operations for health, safety, and environmental protection. Safety and Environmental Management System (SEMS) program is the fundamental regulatory framework that is implemented by BSEE. The SEMS regulation has outlined many regulatory requirements related to H&S of employees and safe operations in offshore oil and gas industry. BSEE is also vested with enforcement authority within a broad framework that allows the regulator to issue non-compliance notices to operators, initiate probationary and disqualification procedures, and impose civil penalties. The paper briefly explains relevant issues of SEMS program.