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Money
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What is Money?

Money, as a subject within government and economic study, sits at the intersection of policy, financial theory, and institutional behavior. Students across macroeconomics, public finance, banking, and business policy courses write about it because it shapes how governments regulate markets, how interest rates are set, and how economic growth is managed. The topic is academically rich because it connects abstract theory — such as the quantity theory of money and the relationship between inflation and interest rates, as examined through thinkers like Wicksell — to concrete policy decisions affecting businesses and consumers alike.

The papers archived here reflect a wide range of approaches. Some engage directly with macroeconomic frameworks, analyzing inflation, interest rates, and money supply through theoretical lenses. Others take a case-study approach, examining specific companies such as British Petroleum and Mars Incorporated to explore how financial principles operate in real business environments. Additional papers focus on applied financial concepts, including the time value of money calculations, consumer credit practices, and venture opportunity screening. A few engage with industry-specific challenges, such as the economic analysis found in works like Adam Pilarski's examination of aviation profitability.

A strong essay on money in a government or policy context requires a focused thesis that connects a specific financial mechanism — such as credit, interest rates, or monetary supply — to a measurable outcome like inflation or economic growth. Evidence drawn from institutional data, economic models, or documented business cases carries the most weight. A common pitfall is treating money as a purely abstract concept without grounding arguments in specific policy contexts, real markets, or traceable economic consequences.

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Research Paper Doctorate
Interest rate risk management in insurance companies and financial institutions
This report aims to discuss the volatility of interest rates and how that issue is important for insurance companies, especially those underwriting premature death risks and selling annuities.
Research Paper Doctorate
Requirements tracing in software development and quality management
At the most basic level, requirements tracing demonstrates that software does what it is intended to do (Davis, A.M., and Leffingwell). According to Davis and Lefffingwell, tracing verifies that all user needs are…
Research Paper Doctorate
High performance organizations in the public sector
Today's extremely competitive and volatile corporate world is not meant for slow growing or inefficient organizations. It is now the aim of every organization, in both private and public sector, to create a high…
Research Paper Doctorate
Loose networks, front organizations, and nuclear security threats in international terrorism
International Terrorism & Crime: Trends & linkages
Research Paper Doctorate
Inventory process improvement at Riordan Manufacturing
This work is focused on "Inventory Process Improvement" and will be comprised of Part One, or the Executive Statement to this work, Part Two which will consist of process flow charts, procedures, or policy statements…
Research Paper Doctorate
Abbey National Building Society's conversion to a public limited company
A 'Building Society' is in other words a Financial Institution that is owned by all its members rather than by its shareholders. The Building Society plays the role of paying interests on the deposits made by the…
Paper Doctorate
Understanding deficit spending in the modern U.S. economy
To understand the concept of deficit spending, we must first understand the concept of money, and how money can mean more than one thing. We tend to think of money as an object that is generally accepted in a given…
Research Paper Doctorate
Business cynicism toward management theories and organizational change
¶ … Management Theory Brings the Best Process for Change?
Research Paper Doctorate
Obesity: causes, consequences, and public health responses
¶ … health issue of obesity is gaining attention from diverse groups in society nowadays. For some years now, the many cases of health problems resulting from obesity have been the focus of research and studies of many…
Research Paper Doctorate
The state of the world's refugees in the post-Cold War period
Global Refugee Regime Seems to Be Veering Away From Traditional Rules