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There is also the fear that individuals will not be good buyers of care on their own and susceptible to scam artists.
A transition from the insurance concept is going to blow up the ranks of the uninsured and increase the need for government to come in and get involved.
With the costs rising and the smaller companies beginning to no longer be able to afford coverage at all, many employees are going to be faced without having any insurance. Not only are benefits cuts at individual companies increasing the number of uninsured; a shift in the workforce from manufacturing to services, which normally offers less benefits, is occurring as well. All one has to do is see what is happening at the Wal-Marts, and similar companies in terms of benefits and compare that to what is happening at organizations such as General Motors, which once was the largest employer like Wal-Mart. Increasingly, state and federal governments will have to pay for more with the Medicare Reform Act a sign of what is in store.
3) Cuts to...
They are what make the economy run or crash and dive. The theory goes that these slashes in benefits are going to bring lower consumer income, which "translates into lower consumption," says Salisbury. "And to an economy extraordinarily dependent on consumer spending, that creates problems for American business."
Employeers can do something to prepare for these 2020 health benefits problems that will be coming sooner than later. They can structure plans to secure as much future purchasing power for employees as possible. One way of doing this is to redesign 401(k)s so all assets stay in the account at all times. This means rethinking provisions that permit employees to get available cash through lump-sum distributions, hardship withdrawals, and loans. They have to be preventative and start preparing for what may take place soon.
Workplace Diversity "The benefits of diversity cannot be achieved with isolated interventions. To the contrary, a complete organizational culture change is required in order to promote appreciation of individual differences… diversity is a multifaceted reality…" (Martin-Alcazar, et al., 2012) The need for diversity in the workplace has been well established in the literature, but the need for managers and executives to build a culture based on diversity is still on the drawing
Employee Training in a Culturally Diverse Workplace Workplace training is vitally important for any company -- whether the company has mostly native-born experienced workers or a culturally diverse workforce including recent immigrants. But when it comes to training needs for culturally diverse employees there are strategies that should be applied and fine-tuned, and this paper addresses those strategies and tactics. Thesis: Old training models -- used by HR departments and in
Employee Motivation Intrinsic vs. Extrinsic Motivation refers to an act of arousing an individual towards achievement of a given goal or objective. It is a psychological undertaking that is aimed at influencing positivity in an individual or animal in order to decoy it into fulfilling an intended activity. Moreover, motivation is a feature used to encourage individual and group participation in procedures and approaches of achieving the set goals and objectives
Employee Satisfaction And Productivity employee satisfaction and productivity ASTRACT Employee satisfaction directly links to organizational excellence and/or productivity. Maybe… Maybe not… Researchers regularly debate exactly what components contributing to employee satisfaction and the company's and/or organization's productivity. Similarly, employers and employees do not typically agree on the reason/s an employee stays committed to a company or what factors contribute to an employee's satisfaction with the company. During the mixed-method case study, the researcher focuses
Workplace violence (Bullying) Workplace violence can be defined as an action that manifests itself in threatening behavior, physical assault, aggression or any other violent form that may be displayed at work setting and may be directed towards coworkers, managers or even the customers themselves. These aggressions can cause emotional or to great extent physical harm or both (USLegal Inc., 2011). In the context of this paper, bullying as one of the aspects
Workplace Violence This is a paper that outlines the issue of workplace violence and its implications on security managers. It has 16 sources. In order to prevent violence in the workplace and other crimes, it is essential to have in place the Classical theory and/or Biological theory of behavior, which has punishment and rehabilitation/treatment respectively enforced as solutions. In the United States today, there are several organizations of different sizes. Each of these