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Case Study in Bank Statistics
Words: 656 Length: 2 Pages Document Type: Term Paper Paper #: 84284145
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Unemployment Rate

Personal Bankruptcy Filings Rates (All Counties)

Total Housing Permits

Unemployment rate: one would expect the correlation coefficient between the unemployment rate and the demand for bank loans to be negative. This would show an inverse relationship whereby an increase in the unemployment rate will lead to a decrease in the demand for bank loans. The economic explanation for this would be that as the unemployment rate rises, aggregate income decreases and fewer individuals are able to afford a bank loan.

bankruptcy rate: on the same logical path, bankruptcy rate and demand for bank loans will move in different directions: as the bankruptcy rate increases, the demand for bank loans decreases, because more people have declared bankruptcy and no longer have the necessary income to apply and obtain bank loans. Thus, demand for bank loans will fall.

c. growth rate in housing permits: one would expect the correlation coefficient…

Business Economics the Limitations of the National
Words: 1086 Length: 3 Pages Document Type: Essay Paper #: 64908631
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Business Economics

The Limitations of the National Income Accounts in How They Represent Our Standard of Living

The national income accounts have been the center piece in all matters concerning economics across the globe. These rules are a primary source of reference in determining the economic status of a given nation. It is the most preferred indicator of the rate of improvement and making comparison across nations. However, it is not the perfect indicator for the economic state due to its limitations that give a false image of the highlighted economy (McEachern, 448).

To start with, the national income accounts do not include other financial details such as the non-market productions in a given country. These include activities such as preparations in various productions. For instance, in preparing food in a restaurant, one does not include the energy used by the person preparing the food before taking it for sale.…

Works Cited

Gwartney, James D., Stroup, Richard L., Sobel, Russell S., & Macpherson, David A. Economics: Private and Public Choice. New York: Cengage Learning, 2008

McEachern, William A. Economics: A Contemporary Introduction. New York: Cengage Learning, 2011.

Tucker, Irvin B. Macroeconomics for Today. New York: Cengage Learning, 2010.

Louis Uchitelle the Disposable American Team Jahoda
Words: 1217 Length: 3 Pages Document Type: Essay Paper #: 34926652
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Louis Uchitelle the Disposable American team Jahoda, Lazersfeld Ziesel Marienthal show extensive effects experience unemployment depriving individuals incomes, inevitable material hardships demands, practical coping strategies.

The sociological experience of unemployment:

Unemployment as a psychological state in Great Britain and America

In America, one's ability to be productive and to do work often becomes synonymous with one's identity: the value one commands in the labor market becomes analogous to the value one has as a human being. The emphasis in America upon productive employment as a definer of self-worth can be seen in the contrast between the British unemployment experience as detailed by Jahoda, Lazarsfeld and Ziesel (2002) and Uchitelle (2006). In the British community of Marienthal with high levels of unemployment, although the unemployed husband's wives are upset at the privation their households must undergo, many of the men seem unperturbed. They use up their spare time becoming involved with…

Works Cited

Jahoda, M. Lazarsfeld, P. & Ziesel, H. Marienthal: The sociography of an unemployed community. Transaction Publishers, 2002.

Uchitelle, L. The disposable American. New York: Knopf, 2006.

Economic and Financial Crisis 2008-2009 the Federal
Words: 1521 Length: 4 Pages Document Type: Essay Paper #: 6097338
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economic and financial crisis (2008-2009), the Federal Reserve took exceptional measures in order to combat the effects of the crisis on the American economy. These measures translated into an expansionary policy that included pumping money in the economy and purchasing assets that were in trouble. Through its expansionary work, the government was able to balance some of the effects of the crisis.

The question that seems to be on everybody's mind (and lips) today is where does it all end? One thing everyone can agree on is that this type of expansionary policy cannot last forever. The United States economy functions as a free market economy where the laws of supply and demand govern the realities of the market. A continuous and permanent intervention of the Federal Reserve is neither possible, nor healthy. What nobody can agree on, however, is when the expansionary approach should stop: now, in the near…

Bibliography

1. Krugman, Paul. The Conscience of a Liberal. The New York Times. November 2013. On the Internet at  http://krugman.blogs.nytimes.com/2013/11/25/nowhere-near-the-exit/ . Last retrieved on December 13, 2013

2. Mankiw, Gregory. In Fed Policy, the Exit Music May Be Hard to Hear. The New York Times. November 2013. On the Internet at  http://www.nytimes.com/2013/11/24/business/in-fed-policy-the-exit-music-may-be-hard-to-hear.html?_r=0 . Last retrieved on December 13, 2013

3. Spicer, Jonathan, Lange, Jason. Fed officials signal next policy battle: rate guidance. Global Post. On the Internet at  http://www.globalpost.com/dispatch/news/thomson-reuters/131121/fed-officials-signal-next-policy-battle-rate-guidance . Last retrieved on December 13, 2013

4. Expansionary Policy. Investopedia. On the Internet at  http://www.investopedia.com/terms/e/expansionary_policy.asp . Last retrieved on December 13, 2013

Economics Country Analysis
Words: 3685 Length: 10 Pages Document Type: Research Paper Paper #: 10554050
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Economics - Country Analysis

Country Overview and Current Events (News)

Ethiopia, traditionally known as Abyssinia, is a landlocked Sub-Saharan country located at the Horn of Africa in East Africa, bordering Somalia, Kenya, Eritrea, Djibouti, Sudan, and the newly-created South Sudan. It covers approximately 1,126,829km2 of land; about the size of the state of Texas, and was, until the split of Sudan, the second-largest country in Africa. Being landlocked, Ethiopia largely relies on the port of Djibouti, to which it is connected by both rail and road. Economic elements such as this, together with the country's history, population, geography and economic performance have been explored in the subsequent sections of this text.

Population: the U.S. Census Bureau, in June 2013, estimated Ethiopia's population to be 93,877,025; a figure that makes the country the second-most populous in Africa, after Nigeria (orld Bank, Index Mundi). Ethiopia's population has been on a steady increase…

Works Cited

AFDB. "Inflation Dynamics in Selected East African Countries: Ethiopia, Kenya, Tanzania and Uganda." AFDB Brief, 2012. Web. 18 March 2014  http://www.afdb.org/fileadmin/uploads/afdb/Documents/Publications/07022012Inflatin%20East%20Africa%20-%20ENG%20-%20Internal.pdf 

This article analyses the trend in Ethiopia's inflation rates vis-a-vis those of other countries in the Sub-Saharan region and was a valuable source of regional statistics, which formed the main basis for comparison.

Broussar, Nzinga, and Tekleselassie Tsegay. "Youth Unemployment: Ethiopia; Country Study." International Growth Center, 2012. Web. 18 March 2014  http://www.afdb.org/fileadmin/uploads/afdb/Documents/Publications/07022012Inflation%20East%20Africa%20-%20ENG%20-%20Internal.pdf 

This article analyzes the trend in Ethiopia's employment patterns. It reinforced my arguments that unemployment is more prevalent in urban Ethiopia, and that the country's informal sector contributes more to GDP than the formal sector.

Economics A I View the
Words: 835 Length: 2 Pages Document Type: Essay Paper #: 42367461
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A negative consequence, however, would be increased volatility in the value of the dollar. Imports would become more expensive as well, increasing inflation and potentially compelling the restructuring of the economy. Increased currency risk -- transaction and translation -- would also create difficulties for U.S. companies operating abroad. I do not support such a proposal. Attempts to jury-rig a global currency are as impractical as enforcing Esperanto as a global language. Such a currency would be inherently unstable, as the Euro example has shown us. The constituent communities would be committed to enforcing controls on each other in order to maintain the integrity of the currency. If at some point the currency of another economy overtakes that of the U.S., it will be because that economy is stronger, larger and more stable -- fundamental market forces -- rather than as the result of a political decision.

3. a) The Fed…

Works Cited:

Google.com. (2010). Unemployment rate. U.S. Bureau of Labor Statistics. Retrieved April 23, 2010 from  http://www.google.com/publicdata?ds=usunemployment&met=unemployment_rate&tdim=true&dl=en&hl=en&q=U.S.+unemployment+rate

U S Economy Evaluating the Current State of
Words: 1712 Length: 5 Pages Document Type: Essay Paper #: 64743812
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U.S. Economy

Evaluating the current state of the United States economy

Although many are of the opinion that the recession that the globe was forced into in 2008 is finally uplifting and signs of economic revival can be witnessed. The resulting high levels of debt and unemployment from the recession had dragged many countries, especially the United States in to a state of economic turmoil. In order to reverse the effect of such factors, the United States government has implemented strategic monetary and fiscal policies. These policies attempt to rejuvenate the economic position of the country by not only controlling the supply and demand via tax cuts but also through re-setting the interest rate level in accordance to the low level of disposable income available to the unemployed / lowly employed citizens of the United States can acquire loans to allow easy spending and repayment of the loan as well.…

Bibliography

CBO. (2012). Report: Estimated Impact of the American Recovery and Reinvestment Act on Employment and Economic Output from October 2011 Through December 2011. Washington D.C.: Congressional Budget Office.

FED. (2013, June). FED Federal Funds Rate, American central bank's interest rate. Retrieved from Global-rates.com:  http://www.global-rates.com/interest-rates/central-banks/central-bank-america/fed-interest-rate.aspx 

Labor, U.D. (2013, June). Databases, Tables & Calculators by Subject. Retrieved from Bureau of Labor Statistics:  

Fiscal and Monetary Policy and Economic Fluctuations
Words: 1049 Length: 3 Pages Document Type: Term Paper Paper #: 10263461
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Fiscal and Monetary Policy and Economic Fluctuations

The global economy was relatively doing fine more than five years ago before it was hit by economic downturn or recession. During this period, the American economy was at its peak, particularly in the fourth quarter of 2007. However, this was followed by a mild recession at the beginning of 2008, which eventually turned into a severe credit crisis across the world approximately one year later. While only a few countries escaped the economic recession, virtually no country could avoid the severe bear markets in stock (Norris, 2012). Some countries like the United States experienced changes in gross domestic product and stock markets. Since it has the best record of the main developed countries, the United States was severely affected by the recession. As the economic downturn came to end, America started the process of recovery from the effects of the recession. This…

References:

Davidson, P. (2013, September 11). Economy is Still Bruised Five Years After Crisis. USA

Today. Retrieved November 24, 2013, from  http://www.usatoday.com/story/money/business/2013/09/10/economy-2008-financial-crisis-lehman/2789841/ 

Klimasinska, K. & Chandra, S. (2013, August 27). America Resilient Five Years After Great

Recession. Bloomberg. Retrieved November 24, 2013, from  http://www.bloomberg.com/news/2013-08-27/america-resilient-five-years-after-great-recession.html

Measured Levels and Changes in
Words: 389 Length: 1 Pages Document Type: Thesis Paper #: 76052759
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Even students who return to graduate school to improve their qualifications after failing to find work might qualify as discouraged workers. This recession, which has affected the young and white-collar sectors more than recessions of the recent past, has created a larger proportion of individuals adopting such strategies. These workers using socially acceptable means to deal with unemployment but are still incurring debt while they are not making enough to support themselves, or are incurring more debt due to student loans that they will have to pay back eventually. The Bureau of Labor Statistics estimates that if all discouraged workers were counted, the unemployment rate would have been nearly 11% in August 2009 (Luo 2009). Depression, depending on the inadequate income of a spouse, and focusing on raising children or school than dealing with piles of rejection letters are all cited as reasons that workers simply give up (Luo 2009).…

References

Luo, Michael. (2009, September 7). Out of work and too down to search on. The New York

Times. Retrieved January 20, 2010 at  http://www.nytimes.com/2009/09/07/us/07worker.html 

Schenk, Robert. (2008, July). Weaknesses of the unemployment rate. Cyber economics.

Retrieved January 20, 2010 at  http://ingrimayne.com/econ/Measuring/Unemployment2.html

Macroeconomic Situation in the U S Corrective Fiscal
Words: 941 Length: 3 Pages Document Type: Essay Paper #: 1463806
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Macroeconomic Situation in the U.S.: Corrective Fiscal and Monetary Policy

December 2007 marked the onset of the Great recession, which ended in mid-2009 but left the U.S. economy struggling through the damage wrought by its severity. Federal policy has gone a long way in the prevention of an occurrence of another recession, but growth remains too sluggish and inadequate for the full-health restoration of the economy. Vigorous and sustained fiscal and monetary support is needed if the economy is to recover and achieve the pre-depression employment level.

Save for the temporary hiring of census officials, the overall economy recorded a drastic fall in employment levels during the last half of 2009. In December 2012, the unemployment rate was reported at 8.1% - approximately 3.5 percentage points above the average rate in 2007, at the end of which the Great ecession struck (Bureau of Labor Statistics, 2014). This rate further exceeds…

References

Bureau of Labor Statistics. (2014). Labor Force Statistics from the Current Population Survey. Bureau of Labor Force Statistics. Retrieved from  

U S Economy the May 2007 Economy Presented
Words: 870 Length: 3 Pages Document Type: Essay Paper #: 89656035
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U.S. Economy

The May 2007 economy presented a rosy picture: the lowest unemployment rate of the Bush Administration 4.4% (Bureau of Labor Statistics.gov. 2012. PP. 1), the peak of housing values, strong GDP growth of 3.6% (Trading Economics.com. 2012. PP. 1), a stable inflation rate of 2.2% (Trading Economics.com. 2012. PP. 1), and a normalized non-emergency FED Funds of 5.25% (Moneycafe.com. 2012. PP. 1). Yet, the collapse was imminent as the "Great Recession" began in the fourth quarter of 2007, decimating the economy and bringing the global financial system to a grinding halt. Now five years later the economy is regaining its footing in a ponderous yet upward trajectory which began in the second quarter of 2009. An espy of May 2012 presents a dramatically different story than of 2007: unemployment stands at 8.1% (Bureau of Labor Statistics.gov. 2012. PP. 1), housing values have plummeted; "Americans overall have lost almost…

One of the noteworthy aspects of the U.S. economy is that consumer spending

"accounts for 70% of economic activity" (Crutsinger, M. May 15, 2012. PP. 1). Business is on a never ending quest to create products, services, and pricing which will maximize revenue and increase profit. Price discrimination and segmentation are common in the marketplace (airline tickets as one of a plethora of examples); consumers may respond through indifference or anger towards the company, but are in the preponderance of economic activities likely to choose based on: perceived value, availability, rewards, or pricing options. Business can choose to discount products or services to entice certain groups: new customers, income sensitive customers, or competitor's customers.

The crux of the question on discounts for certain customers rather than others is really one of questioning the role government in the process. The government already chooses certain customers for assistance based on income, unemployment, opportunity, or other criterion. Food stamps have become plentiful over the last five years, a sign of a soft economy and one of an expanded government role. The qualifications are income-based which has struck many taxpayers as unfair because they are subsidizing a segment of the population. So too with unemployment benefits which in some cases have been

Employer Acme Inc a Medium Sized Industrial
Words: 1297 Length: 3 Pages Document Type: Research Paper Paper #: 19266667
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employer, Acme Inc., a medium sized industrial company, has conducted a trengths, Weaknesses, Opportunities, and Threats (WOT) Analysis and has determined the strategic goals and objectives for the organization. One of the opportunities identified from the WOT was the current economy and the high unemployment rate. In addition, a strategic goal was established as a result of the WOT for Acme Inc. To maintain status quo on recruiting and focus specifically on retention (keeping Acme's best employees).

imulation: As the HRM for Acme Inc. And based upon the situation, describe how you would develop a "Compensation Plan" for this organization. Discuss how your plan would align and be effective with the above mentioned strategic goal. In addition, discuss how you would control the costs associated with your compensation and benefits plan.

In the form of an abstract, clearly state the issue or problem.

a. Express the problem in multiple ways…

Source

Martocchio, J.J. (2011). Employee benefits: A primer for human resource professionals. New York, NY: McGraw-Hill/Irwin.

Rugaber, C (2010) Job competition toughest since recession began. USA Today.  http://usatoday30.usatoday.com/money/topstories/2009-10-09-2283852466_x.htm

Economics the Keynesian Would Argue
Words: 777 Length: 2 Pages Document Type: Essay Paper #: 17997396
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4. The role that the FDA plays in setting food safety requirements is inherently costly to the economy. The function is not based on economic concerns but rather public health concerns -- the FDA's mandate dates to Congressional concern about the Elixir sulfanilamide disaster and traces its roots to Upton Sinclair's The Jungle, which documented meat production in Chicago at the turn of the 20th century (FDA.gov, 2009). Thus, decisions about FDA regulations are not made on the basis of economic good, but rather public good. Increased regulations would impose increased costs on business. In classical economics, these costs would act as a form of tax, increasing risk and discouraging investment. Eliminating these requirements would lower these costs, which would allow for an expansion of the food business. It could be argued that the threat of litigation today would counterbalance the need for regulations, but that claim has not been…

Works Cited:

Roubini, N. (1997). Supply side economics: Do tax rate cuts increase growth and revenues and reduce budget deficits? Or is it voodoo economics all over again? Stern School of Business. Retrieved April 24, 2010 from http://pages.stern.nyu.edu/~nroubini/SUPPLY.htm

No author. (2010). Classical economics. TheShortRun.com. Retrieved April 24, 2010 from http://www.theshortrun.com/classroom/doctrines/classicals.html

McCallum, B. (2008). Monetarism. Concise Encyclopedia of Economics. Retrieved April 24, 2010 from  

Ray and Joan Kroc Center of Chicago
Words: 1828 Length: 6 Pages Document Type: Case Study Paper #: 79592452
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ay and Joan Kroc Community Center of Chicago

The ay and Joan Kroc Corps Community Center is more than just an aquatic or fitness center. It's a holistic approach to bringing the community together to change lives, and help to end the violence in Chicago. -- The Salvation Army Metropolitan Division, 2012

Studies have shown time and again that the earlier children are introduced to meaningful learning environments, the better they tend to perform academically in later years. The research to date also suggests that because philanthropic resources are scarce, it is important to use these funding resources to their maximum advantage in delivering the wide range of social and educational services needed by many inner-city and lower socioeconomic populations today. Therefore, by identifying and comparing the types and quality of services provided by such organizations represents a timely and valuable enterprise. To this end, this paper provides an examination…

References

Billups, A. (2009, May 13). Record 36 students killed this school year across Chicago. The Washington Times (Washington, DC), 11.

About Kids Off the Block. (2012). Kids Off the Block. Retrieved from http://www.kidsoffthe block.bbnow.org/.

Kroc Center. (2012). Kroc Center: Chicago. Retrieved from  http://www.kroccenterchicago.org/ .

Lewis, R. (2008). Chicago made: Factory networks in the industrial metropolis. Chicago:

America's Failed Economy Analysis
Words: 613 Length: 2 Pages Document Type: Essay Paper #: 11203746
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Aggregate demand is something that is a topic of interest. The Obama Administration bailed out banks in the United States and Wolff mentions Great Britain in a sense bailed out their banks by continuously printing and borrowing money. Banks are the reason for shift in aggregate supply and thus aggregate demand. The United States government as Wolff remarks, gives limitless credit and almost zero interest on banks, supplying them with an endless source of money to do as they will. They took risks because of this endless source and it led to the aforementioned bailout.
From this risk emerged ‘credit default swamps’ that served as insurance for loans but were not regulated as insurance. The biggest one, AIG, had banks come to them to ask for reimbursement for defaulted loans. Companies like AIG could not pay and thus the banking crisis occurred. Although banks like Goldman Sachs emerged unscathed, from…