As is often the case, the groups most hurt by the crisis are those who are already marginalized -- the working poor. This group is unable to qualify for social services but is likely to have had their hours cut, benefits reduced, or both. They may have a mortgage that is too high for their income level; children in school, and be unable to actualize or improve their situation because

Social Policy Human Services Making Sense of Social Policy: Why Social Policy Affects Everyone Social policy is a rather vague term because the word 'social' can have different meanings for different people (Human Services 311, p. 1). Social policies, in and of themselves, affect individuals at different stages in their lives. They also cover quite a broad range of issues -- ranging from children's issues, family and work issues -- such as

("Canada Social Security and Welfare," 2012) (Aaron, 1999) (Livingston, 2007) This is different from Social Security as these areas are not covered. Any kind of assistance for health care would fall under other programs (i.e. Medicare and Medicaid). However, these are only designed to protect those individuals who meet the age and income requirements. To provide assistance for low income families, this would fall under the WIC program (which is

Of course, lower income workers have less economic advantage during their worker lives, but when considering retirement benefits, it is necessary to measure them against one's lifetime earnings -- a successful retirement plan is that which allows one to retain the same basic lifestyle, with minimal adjustments, as they did during their working life (Fox 2009). When it comes to Social Security, this perspective quite obviously puts the middle class

Social Security Reform Can Social Security Be Reformed? Doing nothing to fix our Social Security system will cost us, as well as our children and grandchildren, an estimated $10.4 trillion, according to the Social Security Trustees. The longer we wait to take action, the more difficult and expensive the changes will be. -- White House Press Release, January 11, 2005 Today, Social Security is the largest of all government programs and has represented

Social Security Since its inception, the Social Security system has provided benefits to augment the income of people upon their retirement. However, current projections point to a crisis in Social Security. Experts believe that by 2038, the Social Security trust fund will have been depleted (Williamson). This paper presents an overview of the current social security crisis and evaluates the plans to address this problem. The first part of the paper provides