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Healthy Connections Kids (HCK) is a non-Medicaid administered care program for children up to age nineteen in South Carolina, who do not have other insurance coverage and whose family unit earnings is less than two hundred percent of the federal poverty limit. HCK benefits are founded on the state health plan benefits. Kids covered under this program must be enrolled in one of the Managed Care Organizations (MCO's) who provide HCK coverage. Dental care is billed to Medicaid, but claims for all other HCK services must be filed with the MCO (SC Healthy Connections Kids (SCHIP), n.d.).
Healthy Connections Kids is for uninsured kids up to age nineteen with family wages larger than one hundred and fifty percent but less than or equal to two hundred percent of the Federal Poverty Level. They must have possessions valued at or below thirty thousand dollars. The insurance is founded on the health insurance plan available to South Carolina State workers, with the additional coverage of vision and dental benefits. "Kids who are enrolled in Healthy Connections Kids have benefits that include: doctors visits, health checkups, hospital visits, dental care, prescription drug coverage, immunizations, vision care and eye glasses, lab work and x-rays, chiropractic services and behavioral health services" (SC Healthy Connections Kids (SCHIP), n.d.).
The policy of providing...
The goal was to provide health care insurance to those kids who need it but their families can't afford it. It appears from the literature that there are plenty of resources available but there is an issue with getting those eligible to use it. There needs to be more done to get the word out about this program so that those who are eligible are able to take full advantage of it. Sick children will more than likely grow up to be sick adults, which in the end puts more stress on the health care system overall. Another issue with this policy that needs to be addresses, but especially so if the number of enrollees increases, and that is accessibility of providers. Those who are enrolled in the problem need to know that there are plenty of places in which they can receive their services. There is no point in providing this type of insurance if those people who need it can't use it. There needs to be more incentives given to providers so that they are willing to participate in this type of program. This could be something more in the way of reimbursements or less in the way of paperwork. Whatever is necessary to supply providers in which these needy children can get the health care that they need. The ultimate goal is to have healthy children which are exactly what this policy could supply with a few tweaks.
Health Insurance in the U.S.: Health insurance has become an important part in the modern health care system even before the American government started to discuss the issue of compulsory medical insurance. Actually health insurance has asserted itself through the ever-increasing number of customers seeking for these services as well as through advertisements. The new customers tend to share information on the benefits of health insurance with their friends. This in
What this in essence means is that the patient would not be able to choose his own brands of medication; he must only buy what the committee has recommended, otherwise, he would lose out on his health insurance payments. A woman who faced a problem similar to that mentioned above talks about her experience as a diabetic. She said that when the health insurance company stated that they would be
Health Insurance Costs Perhaps it is simply that we all need a few good villains in our life, and with the Cold War firmly over we must look closer to home to find our bad guys. Or perhaps it is simply that there is a great deal of villainy in society, that in fact society is nothing more than an evolutionary process of ever-more sophisticated forms of villainy. Either explanation might do
Some of the other benefits of the NHI include the fact that contributions are payroll - related and, of course, as previously mentioned, the fact that the contributions are shared between the three main actors: the employer, the employee and the government. If we look at the proportions we have previously described, it seems that working in the private sector is more beneficial from this point-of-view, since the employee will
Health Insurance Plans There seem to be three basic health insurance categories. They are generally called Fee-for-Service, Managed Care or Health Saving plans, though some call them by other names. The fee-for-service plan is what many people consider the traditional type of insurance. Like automobile insurance, people choose the cover they want and pay the price for those services. Often health care providers just take this insurance and the company pays
Employee insurance costs may at the outset look as an unimportant and dispensable expenditure, but in reality it is far from true. Research has shown that health insurance can increase overall productivity by reducing the costs associated with "Employee Absenteeism," reducing the costs of turnover, and thereby contributing to optimising the output. (Ellen O'Brien). Most people lacking insurance are from the lower economic layer of the society and more