1000 results for “Wall Street Journal”.
Who can patients trust? Doctors may not give healthcare consumers objective advice, and given that gastric banding carries a high risk of infection and even death, the entire healthcare system may eventually have to pay for the costs of this risky surgery, and the publicity campaign in favor of this surgery, as the result of these "growing ranks of surgeons…touting the procedure at free public seminars" (Rundle, 2008:A1).
Of course, it could be argued that commercials encourage people to do all sorts of unhealthy things, in the name of corporate profits. But people expect doctors to be independent experts, and people have to trust their doctor's expert opinion to some degree. After reading about the business side of medicine, consumers should be more vigilant about investigating the side effects of following a physician's advice, and try to figure out what might influence a doctor's advice from the world of commerce.
S. economy, the major firms operating out of Detroit have struggled in the shadow of their own critical mismanagement. And with last year's major restructuring of the industry both on the American taxpayer's dollar and according to the priorities cited by the federal government, criticism both for the government and the industry have been considerable. ith this week's article by the all Street Journal, the fire of public hostility will be given yet more kindling.
This invokes one of the key points of public criticism for the federal government's handling of the global and domestic financial crisis. It is largely the view of many sectors of the public that major firms such as GM are significantly responsible for the current state of the economy. That the government appears to have shown such favoritism toward the private sector even as so many segments of the public struggle to make ends meet…
Works Cited:
Smith, R. & Terlep, S. (2010). GM Could Be Free of Taxes for Years. Wall Street Journal.
Having these in mind, the appearance of this section might have been the main reasons for which new readers from the young generation have been convinced to become regular readers of the journal.
All in all, it can be inferred from the above-mentioned statements that Wall Street Journal has been drawn towards the same time as the business world; with one of the greatest histories in the periodicals' world, a great number of readers and an unimaginable prestige, the American Journal, later on adapted to the Asian and European tendencies as well, would remain a reference paper for the business world in the new century as well.
ibliography
Rosenberg, Jerry M. Inside the Wall Street Journal: The History and the Power of Dow Jones and Company and America's Most Influential Newspaper. New York: Macmillan, 1982, 345 pp.
The Wall Street Journal, at http://en.wikipedia.org/wiki/Wall_Street_Journal;
The Wall Street journal, at http://www.answers.com/library/ritannica%20Concise;
Press…
Bibliography
Rosenberg, Jerry M. Inside the Wall Street Journal: The History and the Power of Dow Jones and Company and America's Most Influential Newspaper. New York: Macmillan, 1982, 345 pp.
The Wall Street Journal, at http://en.wikipedia.org/wiki/Wall_Street_Journal ;
The Wall Street journal, at http://www.answers.com/library/Britannica%20Concise;
Press reports on world history standards: Wall Street Journal, at http://www.hartford-hwp.com/archives/10/009.html ;
Workplace Discrimination & Harassment
As an employee of a company, what can you do to personally to minimize discrimination and harassment?
There are several things that can be done by an individual if an employee is witnessing discrimination, whether it be because of religion, race, national origin, gender, gender identity, or because of the age of a worker.
If the discrimination is being conducted by another worker, clearly this should be reported to management. It would not be my place to go to the perpetrator and try to stop him. Hence, I should inform the union representative, or the appropriate manager at work.
Of course there is the risk that if I report that rude person for bullying another worker, or for making detrimental comments to that person, when the perpetrator finds out it was me I would be taking the risk of retaliation from that person. Still, it is…
Even though the housing market is slowing, the article speculates that it may take six to eight months before sellers accept that the market has softened and reduce their prices. This demonstrates the economic theory that the supply relationship is a factor of time. Suppliers do not always react quickly to a change in demand or price, but eventually they must. The article suggests that demand will decline 3.5% next year, but that median home prices will still increase by 5%.
Suppliers are beginning to react to falling demand through a decline in price increases and incentives which are really indirect price decreases. That's why this is referred to as a "cooling off" period in the article which mentions that some condo buyers are being offered a car to make a purchase of a condo. The use of incentives may be viewed by the suppliers as a way to mask…
Bibliography
Arnold, Roger A. (2005) / Economics, 7th Edition; South-Western Publishing.
Hagerty, J.R. And Simon, R. (2005, November 15). Housing market shows further signs of cooling. Wall Street Journal. Retrieved from Web site: http://www.realestatejournal.com/buysell/markettrends/20051115-hagerty.html
Housing demand is elastic. (2006, March, 8)
http://www.affordablehousinginstitute.org/blogs/us/2006/03/housing_demand.html
Defense of the Fed's New Interest-ate Policy, which was published by The Wall Street Journal on January 6th, 2013, financial reporters Frederic S. Mishkin and Michael Woodford carefully craft a justification of the Federal eserve's latest revision to its federal-funds rate target. The purpose of the article is to inform readers about the Fed's recent Federal Open Market Committee (FOMC), which resulted in the decision to keep the federal-funds rate near zero with a contingency based on the national unemployment and inflation rates. By linking the federal-funds rate target to a baseline of 6.5% unemployment, and a predicted rate of 2.5% inflation, while also providing public notice regarding its previously private policy criteria, the Fed is renewing its efforts to stabilize an economy battered by a prolonged recession. As Mishkin and Woodford state in the article, this "commitment not to raise rates in the future as soon as might have…
References
Mishkin, F.S., & Woodford, M. (2013, January 06). In defense of the fed's new interest-rate policy. The Wall Street Journal. Retrieved from http://online.wsj.com/article/SB10001424127887324274404578211832381399400.html
Yoon, A. (2013, January 28). Private mortgage market gains momentum after the crisis. The Wall Street Journal. Retrieved from http://online.wsj.com/article/BT-CO -20130128- 711413.html
As governments continue to print money, the relative value of this money will continue to decline, ultimately harming the consumers it was intended to help. Furthermore, this low interest rate environment is harming those who depend on their savings to generate income. With interest rates at record lows, and savings accounts generating very little income, inflation will erode the purchasing power of these savings (obert, 1988). Inflation could further erode an already shrinking middle class. The median income as I indicated earlier is already shrinking. Further constriction of purchasing power would cause more damage to the confidence of consumers and their willingness to purchase goods and services.
Part 2
ead CNN article DUG_TESTING_GOES_OFFSHOE and summarize:
What you think are the advantages and disadvantages of offshoring some of these trials?
Many of the advantages of drug testing offshore correspond directly with the advantages of globalization within a market economy. First, drug…
References:
1) Robert J. Gordon (1988), Macroeconomics: Theory and Policy, 2nd ed., Chapter 22.4, 'Modern theories of inflation'. McGraw-Hill.
2) Tobin, James, American Economic Review, march (1969), "Inflation and Unemployment
t is explained that the "fiscal cliff" itself refers to the end of Bush-era tax cuts and large spending cuts that will occur at the end of the year if Congress can't agree on a way to cut $1.2 trillion in debt over the next decade. This would lead to income tax and payroll tax increases for almost everyone, with an immediate negative impact on spending and thus on the economy, and with a rising unemployment rate through 2013. The article also cites Ben Bernanke as saying the Fed would not be able to counter or even effectively mitigate the effects of going over this cliff, yet the politics will have to play out before any action is taken by anyone.
lluminating the issue still further, John D. McKinnon, Kristina Peterson, and Josh Mitchell's "Most Households Face 'Fiscal Cliff'" from the November 21st edition of the Wall Street Journal present…
Illuminating the issue still further, John D. McKinnon, Kristina Peterson, and Josh Mitchell's "Most Households Face 'Fiscal Cliff'" from the November 21st edition of the Wall Street Journal present personal stories that typify the impact the fiscal cliff would have for people on various rungs of the socioeconomic ladder. Describing the various tax increases and other effects of the fiscal cliff in general terms first, this article then gives an example of an individual that meets the general description for every basic income/economic bracket identified. A human face is put on the numbers and the rhetoric that have been occupying many headlines and stories in the news over the past months, making the subject more accessible.
The same edition contained another story by Jon Hilsenrath, "Fed Still Trying to Push Down Rates," which details Bernanke's pledge to try to keep interest rates low through 2013 to stimulate the economy. Background information on ongoing unemployment and the dangers of the fiscal cliff are given, and also provides some history of central banks responding to legislative efforts in a spirit of cooperation but not coercion. The article also cites Bernanke's repeated warnings regarding the fiscal cliff and other fiscal policies that portend danger to the U.S. economy (and to the world economy at large), and the need to move beyond partisan politics to arrive at real and lasting solutions for the economy.
These articles demonstrate the ongoing problems faced in the current U.S. economy and contended with by agencies such as the Fed and large government bodies such as Congress. The individual personalities involved also appear to be of importance, and possibly of great hindrance.
demographics of the associated publication and assess the tone and style of the article as it compares to the demographics given. The author of this report has done this and several things become quite apparent. It is obvious that the words and style used in the article are closely linked to the audience to which it is aimed and this manifests itself in a number of ways.
Style Linked to Demographics
In looking at the demographics of the Wall Street Journal, it is quite obvious that the publication caters to people that are investors, that are more educated, that are more affluent and that are the decision-makers at their jobs. This is quite obvious in seeing that 10% of Wall Street Journal readers are top management personnel, 25% are decision makers and nearly a third of the readership makes more than $100k a year. Nearly a tenth of the readership…
References
Lublin, J.S. (2011, August 11). How to Look and Act Like a Leader - WSJ.com. The Wall Street Journal - Breaking News, Business, Financial and Economic News,
World News & Video - Wall Street Journal - Wsj.com. Retrieved September 8,
2013, from http://online.wsj.com/article/SB10001424053111904140604576498380000356032.html
WSJ.com. (2013, September 7). Wall Street Journal Online Demographics. Wall Street
But amid the celebration, crucial opportunities have been lost: In September 2009, the "inspector general for the Troubled Asset Relief Program, a k a, the bank bailout fund, released his report on the 2008 rescue of the American International Group, the insurer. The gist of the report is that government officials made no serious attempt to extract concessions from bankers, even though these bankers received huge benefits from the rescue. And more than money was lost. By making what was in effect a multibillion-dollar gift to all Street, policy makers undermined their own credibility -- and put the broader economy at risk" (Krugman 2009). Many banks have given back their TARP funds, in exchange for the ability to once again engage in risky activities, to pay traders the bonuses they desire, and to pay executives what seems to be overinflated compensation. In June ten of the largest recipients of aid,…
Works Cited
Cohan, William. "A tsunami of greed." The New York Times. March 11, 2009.
December 8, 2009.
http://www.nytimes.com/2009/03/12/opinion/12cohan.html
"Credit Crisis." Special feature. The New York Times. Last September 22, 2009.
studied appeared a business accounting publications. A partial list publications article selected: The Accounting eview, Barrons, Wall Street Journal, Business Week, Fortune, Barrons, and Wall Street Journal.
GAAP article review:
Crovitz, Gordon L. (2008, September 8).Closing the information GAAP. The Wall Street
Journal. etrieved November 22, 2010 at http://online.wsj.com/article/SB122083366235408621.html
GAAP article review:
Crovitz, Gordon L. (2008, September 8).Closing the information GAAP. The Wall Street
Journal. etrieved November 22, 2010 at http://online.wsj.com/article/SB122083366235408621.html
The Wall Street Journal is famous for its pro-business, conservative editorials. So perhaps it is no surprise that in 2008, Journal editorial writer Gordon L. Crovitz praised the Securities and Exchange Commission (SEC)'s decision to mandate a shift to international accounting standards, in a phasing out of GAAP (Generally Accepted Accounting Principles) by 2016 for all U.S. firms. The Journal writer said that this was reflective of the "remarkably quickening pace of acceptance of a true lingua franca for…
Reference
Crovitz, Gordon L. (2008, September 8).Closing the information GAAP. The Wall Street
Journal. Retrieved November 22, 2010 at http://online.wsj.com/article/SB122083366235408621.html
Gibson, Scott. (2008, October). LIFO vs. FIFO: A return to the basics. RMA Journal. Retrieved November 22, 2010 at http://findarticles.com/p/articles/mi_m0ITW/is_2_85/ai_n14897182/
The proclivity to pass blame between organizational members also suggest an internal cultural shortcoming rooted in an unwillingness to take responsibility for planning failures. This is an unnecessary conflict which is derived from the onus on planning failure and the clear incapacity of the organization to rebound in its wake. This perspective and reality go hand in hand.
So may we observe this from an article regarding Toyota's ongoing struggles and its contingency efforts at damage control. Such a crisis can surely illuminate the behaviors that may be demanded in the face of unexpected planning failures. According to Takahashi (2010), "Toyota Motor Corp. said Friday it will temporarily halt production at its factories in France and the U.K. For a total of at least 12 days from late March, due to weaker demand for its vehicles in the region after a series of global safety recalls. The production suspension coincides…
Works Cited:
BBC News. (2002). Enron Scandal at-a-glance. British Broadcasting Company.
Online at .
Emshwiller, J.R. & Bravin, J. (2010). Justices to Weigh Venue in Skilling Case. Wall Street Journal. Online at http://online.wsj.com/article/SB10001424052748703940704575089781881501578.html?KEYWORDS=enron
Pierce, J. & Robinson, R. (2009). Strategic Management, 11th Edition. McGraw-Hill/Irwin Press.
They are definitely a group that is picked for their passion for government affairs and who keep abreast of economic trends that affect the country.
Also, it is not necessarily the case that one who has insider knowledge will necessarily use it. One legislative aide remarked that he bought his shares at 12:50 P.M. On a date well after it was widely reported in the media.
It is extremely important that the Government create regulations to address insider trading. However, it may prove futile to prevent insider trading only, as the real danger of insider knowledge is that it might be passed on to larger groups of investors associated with congressional staff. Considering this, it may be necessary to create a new non-partisan agency to investigate the dealings and associations of congressional staff.
Partly because of the recent financial meltdown and the Government's self-interested response to it, citizen anger and…
Bibliography
Capitol Hill's Stock Trading: What the Academic Research Concludes, OCTOBER 11, 2010. Wall Street Journal.
BRODY MULLINS, TOM MCGINTY and JASON ZWEIG, Congressional Staffers Gain From Trading in Stocks, OCTOBER 11, 2010. Wall Street Journal.
BRODY MULLINS, TOM MCGINTY and JASON ZWEIG, Congressional Staffers Gain From Trading in Stocks, OCTOBER 11, 2010. Wall Street Journal.
Capitol Hill's Stock Trading: What the Academic Research Concludes, OCTOBER 11, 2010. Wall Street Journal.
In case this is not accomplished, once the crisis has passed, the employees will lash out, just like the Indian ones are doing now.
Quote #8: Amy Carr, ed Door Interactive co-founder: "ecruiting, in particular is a pure form of marketing. You're selling the company, qualifying people, and developing relationships." This statement was issued by Amy Car, a former marketing specialist who notes the interrelatedness between the two seemingly different business functions.
Quote #9: Michelle Conlin, Business Week editor: "That's why the next front in the Wellness Wars is not about you. It's about your husband, your wife, and your kids." In a world in which the sedentary life style and the fast food alimentation are making more and more victims, employers strive to motivate the employees to get in better shape and improve their life conditions. As these endeavors have mostly failed, employers now target the family members of…
References:
Adams, S., 2010, Expert tips for using LinkedIn, Forbes, http://www.forbes.com/2010/07/07/linkedin-advanced-tips-jobs-hiring-leadership-careers-networking.html last accessed on July 19, 2010
Buchanan, L., 2010, Human resources: generous from get-go, Inc., http://www.inc.com/top-workplaces/2010/articles/human-resources.html last accessed on July 19, 2010
Chandra, M., India Career Journal: angry employees lash back, The Wall Street Journal, http://blogs.wsj.com/indiarealtime/2010/07/08/india-career-journal-angry-employees-lash-back/?KEYWORDS=human+resources last accessed on July 20, 2010
Conlin, M., 2010, Health care: human resources targets your family, Business Week, http://www.businessweek.com/magazine/content/10_05/b4165067423261.htm last accessed on July 19, 2010
By suggesting that the Chinese methods of parenting are better -- or that at least Chinese mothers produce more skillful and successful children -- Chua is touching upon the popular American concern. Just consider that there are a billion like Chua back in China! Chua again appeals to similar rhetoric when she tries to defend her argument. Trying to convince her readers that rote repetition is a good method of learning, she says that it is actually a "fun" learning technique. Here again Chua knows her readers. It is known that the idea of a practice involving "fun" is very important and popular in America. But here, Chua explains that the Chinese method of forcing children to learn more and rigorously through rote repetition may seem harsh and dull for Western parents, but when it is done properly, it is not only a road to success but also a fun…
References
aChua, a. (2011) Why Chinese Mothers Are Superior. Wall Street Journal. Retrieved February 5, 2011, from http://online.wsj.com/article/SB10001424052748704111504576059713528698754.html
bChua, a. (2011) the Tiger Mother Responds to Readers. Wall Street Journal. Retrieved February 5, 2011, from http://blogs.wsj.com/ideas-market/2011/01/13/the-tiger-mother-responds-to-readers/
"Chinese Man Drops After 3-Day Gaming Binge," (2007) Associated Press. Retrieved February 5, 2011, from http://www.foxnews.com/story/0,2933,297059,00.html#ixzz1D9EhR7sO
Dejesus, I. (2011) 'Battle Humn of the Tiger Mother' Book Says Chinese Mothers, Offspring are Superior. The Patriot News. Retrieved on February 5, 2011, from http://www.pennlive.com/midstate/index.ssf/2011/01/battle_hymn_of_the_tiger_mothe.html
However, the new House will "provide capital to lenders as a last resort if students are unable to get loans otherwise" (Tomsho & Boyles 2008).
Investing in student loans and education is an investment in America's future. The students seeking to secure loans today had no role in the current subprime mortgage crisis that created the lack of available lending capital. Although this may hurt some students who use private lenders, giving FEEL added support helps the majority of students and the most financially needy of students secure loans to begin or to finish their education. The fact that "under the legislation, the Secretary of Education could purchase student loans from private lenders on an interim basis to provide emergency liquidity to markets," will give students, their parents, and banks added comfort that there will not be a crisis of students fleeing the schools, even if the credit…
Good news for some students in debt, bad news for other students. The Bank of America, one of the America's most important sources largest student lenders, said it will stop making private student loans. Instead, it will lend to students through a federally guaranteed program. Of course, this makes it difficult for students who need private student loans. However, students who qualify for federal student loans can breathe a sigh of relief. Also, the U.S. House of Representatives strengthened protections for the government loan program, the Federal Family Education Loan (FFEL) program, "which accounts for about four out of five college loans"(Tomsho & Boyles 2008).
Recently, more than 50 lenders, including Sallie Mae, the largest student loan provider, announced they would stop making FFEL loans. They said it was too difficult to raise lending capital with securities backed by such loans, given the credit crisis and previous federal cuts to the student loan program. However, the new House will "provide capital to lenders as a last resort if students are unable to get loans otherwise" (Tomsho & Boyles 2008).
Investing in student loans and education is an investment in America's future. The students seeking to secure loans today had no role in the current subprime mortgage crisis that created the lack of available lending capital. Although this may hurt some students who use private lenders, giving FEEL added support helps the majority of students and the most financially needy of students secure loans to begin or to finish their education. The fact that "under the legislation, the Secretary of Education could purchase student loans from private lenders on an interim basis to provide emergency liquidity to markets," will give students, their parents, and banks added comfort that there will not be a crisis of students fleeing the schools, even if the credit market continues to experience problems (Tomsho & Boyles 2008).
1980s Affecting Corporate Finance
From about the mid 1980s, the trend has been for companies, especially large ones, in industrialized countries to seek financing directly from financial markets rather than borrowing from commercial banks. This practice was motivated by various changes affecting corporate finance (Topsy-turvy, 1986). The main external source of corporate financing currently can be traced back to these past developments although more recent developments are also important.
Two changes traced to the mid 1980s that affected corporate finance were deregulation and internationalization. Deregulation caused increases in the cost of loans from commercial banks and in the number and types of entities offering financing (Topsy-turvy, 1986). Deregulation of interest rates permitted banks to pay higher rates for deposits, eventually increasing the price for loans. Consequently, it was cheaper for top-rated companies to obtain money by issuing commercial paper than by borrowing from banks. Deregulation also allowed more entities to…
Reference
Gongloff, M.(2010, September 8). Blue-Chip Borrowers Issue Debt in Droves Wall Street
Journal (Online). Retrieved from http://proquest.umi.com.ezproxy.fiu.edu/pqdweb?index=0&did=2133668831&SrchMode=2&sid=2&Fmt=4&VInst=PROD&VType=PQD&RQT=309&VName=PQD&TS=1290691705&clientId=20175
JC Penney's New Pricing Strategy
J.C. Penney was founded in 1902 by James Cash Penney, and by 1907 he had purchased full interest in three locations, moving his company headquarters from Wyoming to Salt Lake City in 1909. By 1912, there were 34 stores in the ocky Mountain State areas. By 1928 Penny's had opened 1000 stores and by 1941 had 1600 stores in all 48 states. Penny's began national advertising in 1956, offered in-store credit cards in 1959, and acquired The Treasury discount stores in 1962. By 1963 it issued its first catalog, expanded to Alaska and Hawaii, acquired Thrift Drug and by 1969 was a major feature in most American cities. By James Penney's death in 1971, the company had revenues of over $5 billion and peaked with 2,053 stores in 1973 jcpenney.com; Mattioli, 2012).
etailing in the 21st century demands far different strategies than ever before. etailing…
REFERENCES
www.jcpenney.com
D'Innocenzio, A. (January 27, 2012). J.S. Penney Slashing Prices on All Merchandise. USA
Today. Retrieved from: http://www.usatoday.com/money/industries/retail/story/2012-01-25/penneys-price-overhaul/52787388/1
Girard, K. (March 5, 2012). Is JC Penney's Makeover the Future of Retailing? Working Knowledge -- The Harvard Business School. Retrieved from: http://hbswk.hbs.edu/item/6944.html
Instead of trying to build a brand, Pfizer hoped to 'buy into' the next big drug solution, and failed in its Patton-like strategy of focusing on the goal, and trying to leap over the many hurdles in creating its own new drug.
In contrast, the athletic shoe store Foot Locker has shown a successful Eisenhower-style approach by focusing on tightening its budget and cutting costs. Although streamlining is not a sexy 'big picture' strategy, by shying away from seeking market domination and taking a conservative strategy, Foot Locker showed a fourth quarter profit, despite a dismal market overall in the apparel industry. "Foot Locker announced another wave of store closures and a revamped management structure that combines the Lady Foot Locker chain with its three other brands. [CEO] Sterne Agee said it was 'essential' for the company to reduce its store base in the U.S. By at least 300 stores…[but]…
References
Jannarone, John. (2010, March 3). Big Pharma best skip course in Medivation. The Wall Street
Journal Online. Retrieved March 3, 2010 at http://online.wsj.com/article/SB10001424052748703862704575099991122047042.html?mod=WSJ_business_IndustryNews_DHC
Kell, John. (2010, March 3). Foot Locker swings to profit. The Wall Street Journal Online.
Retrieved March 3, 2010 at http://online.wsj.com/article/SB10001424052748703862704575100010642743540.html?mod=WSJ_business_whatsNews
China's currency policy may make that country the main country with whom the U.S. has a current account deficit, but if not for China the U.S. would have the same problems, just with another country for the protectionists to scapegoat.
3) I think an aggressive legislative posture is the best approach to take with regards to China's currency position. Ultimately, China is an economic actor the same as any other. They are going to do what they feel is best for their country (Wolf, 2006). Thus, in a situation like this where their currency policy is viewed to be doing harm to the U.S. economy, the best approach to make them reconsider such policy is to alter the economics of that policy. Thus, tariffs, sanctions and anti-dumping fines are the most effective means.
In the specific case of China, the notion that a WTO ruling is going to change their…
Bibliography
Martin Wolf, "How China has Managed to keep the Renminbi Pinned Down," Financial Times, October 11, 2006, p.13
Sue Kirchhoff, "First step: China Will Stop Pegging Yuan to Dollar," USA Today, July 22, 2005, pp. 1B, 2B
Keith Bradsher, " a Chinese Revaluation May Not Help U.S.," the New York Times, January 4, 2005, pp. C1, C5
Ronald McKinnon, "The International Dollar Standard and Sustainability of the U.S. Current Account Deficit," Stanford University, March 29/30, 2001, retrieved online June 11, 2008 at http://www-econ.stanford.edu/faculty/workp/swp01013.pdf
But given that 'friend' status is given out fairly freely on Facebook and other sites it is easy to see how problems could arise. What if a 'friend' had heard that the user was broke, after the user 'bummed' a dinner off of his or her friend in real life, only to learn later on that the user had bought an expensive dress? What if a husband or wife noticed a purchase on a concealed credit card by his or her spouse? Even a potential employer, theoretically, could happen upon an employee's wild spending habits that were out-of-line with his or her salary, if the Facebook user was indiscriminate in giving out his or her information, and did not instate proper privacy controls.
The future for Facebook could be precarious, if users feel that the site leaves them too open and vulnerable, and they can get similar services from other…
This would only futhe decease stock value. Howeve, with so many competitos showing positive esults fom thei bottle emakes, like Bud Light Platinum's sleek bight blue bottle design, thee ae geate chances of ewads. The company had seen sagging sales in the last few business quate, and so this is a bid to once again take the place of the top impote of foeign bee into the United States. The aticle featues a stunning pictue of the famous bottles on the factoy line, which is both visually appealing and invoking a sense of nostalgia fo a bottle design that had satisfied Ameicans fo geneations.
Aticle 4:
Seehasha, Vinod. (2012). Calyle buys contolling stake in Bazilian funitue etaile. New Yok Times. Web. Retieved Septembe 16, 2012 fom http://dealbook.nytimes.com/2012/09/13/calyle-buys-contolling-stake-in-bazilian-funitue-etaile/
The New Yok Times epoted on Sunday that the Calyle Goup bought 60% of Tok & Stok, a funitue company located in Bazil.…
references-out-of-preferred-stock/
Emmis Communications has enjoyed the position of having preferred stock. Yet, this newsworthy story explores the recent move to "strip its preferred stock of voting rights and accrued dividends worth millions." It is a huge risk that is definitely going to impact Emmis' preferred stock holders. Yet, outsiders are waiting for the opportunity to take the company into the realm of private management. The company is taking the move to make it a more lucrative opportunity for potential buyers. This move helps reduce the liability of the unpaid dividends. Unfortunately, the visuals present in the article do not add any power to the content. It features a strange and awkward picture of Jeffrey H. Smulyan, the CEO of the company.
Federal eserve Board is the most powerful financial institution in the country and is actually the Central bank of United States. This institution is responsible for regulating financial system of the country by formulating monetary policies and by changing the fund rates. The Fed is not completely independent and works together with the administration and the Department of the Treasury. It is responsible for formulating and implementing monetary policies in the United States. Even though not independent Federal eserve has the power to single-handedly introduce appropriate regulations and changes in order to control the financial markets. Federal Bank is commonly referred to as the Fed and it has lately been in the news quite consistently and persistently. The headline-making monetary measures have made the public take notice of the way monetary system works in the United States.
USA Business in its (1995) issue wrote, "The Fed exercises control over money…
References
Financial Institutions., USA Business, 05-31-1995.
David L. Scott, federal funds rate., Wall Street Words, 01-01-1988
Fed's Ferguson: Monetary Policy Still 'Accommodative'" DOW JONES NEWSWIRES, Wall Street Journal online October 29, 2004 3:22 P.M.
I have a friend who was trying to set up service to all their local libraries, and he simply could not get a local or national rep to call him back at all. They seem to be disinterested in their customers, and that leads to customer dissatisfaction. Many people I know have given up their Charter accounts and gotten satellite because it offers more programming for less money. That doesn't have much to do with the article, but it does say something about the company's success. I also don't like how they get contracts to operate in an area, and no other cable company can operate there. That cuts out competition and makes them less likely to be competitive in pricing or customer service.
Maybe they are too bloated with employees and with their own ways of operating. Perhaps if they streamlined, and became more interested in their customers, they…
References
Grant, Peter. "Charter Communications' Recovery Faces Tricky Hurdle." Wall Street Journal (Eastern edition), 5 August 2003, Retrieved from ProQuest.
Hilsenrath, suggests that there are several inferences, which can be drawn from the growing view that poorly informed investors can make markets less efficient than suggested by the "free market" theories of the 1980s. According to the author, the first major implication is that behaviorist theories were now gaining wider acceptance in mainstream economics. Second, the fact that investors can be irrational implies that governments may have to re-evaluate issues such as market regulation and Social Security privatization. Third, if markets are sometimes inefficient, corporations would now have to rethink the way they judge management performance and compensation so that executives become less focused on stock price movements. Fourth, the fact that irrational investor behavior can lead markets astray does not, however, mean that the global emphasis on free markets and open economies will be reversed. For, all it really signifies is that the efficient market theory does not hold…
Works Cited
Hilsenrath, J. "As Two Economists Debate Markets, The Tide Shifts." The Wall Street
Journal. New York: October 18, 2004, p. A1.
S. economy is down, Target profits are likely to go down in response.
Problem
The main strategic problem is low employee wages, which has altered public perceptions. The retail industry is very unstable and some of the competition Target faces ebbs and flows quickly. The main competitors Target faces are Wal-Mart, K-Mart and Sears. Most cities have other smaller stores and department stores, which all compete with Target for the same customers. Wal-Mart has more locations than Target, which makes Wal-Mart more accessible to customers. In addition, Wal-Mart has tapped into the foreign market places. This competitor is well-known for its low prices and discounted prices. The goods Wal-Mart offers is not of as high a quality as Target, but most of the consumers who patronize this store is looking for the money savings. The competitors Target faces are a constant threat to the profit margin of the organization.
Currently,…
References
House, C. (2008). Target Corporation SWOT Analysis. London: Datamonitor Plc.
from http://students.washington.edu/dkimble/DataMonitorReport.pdf.
Target Corporation. (2010). Our Company. Retrieved from http://sites.target.com/site/en/company/page.jsp?contentId=WCMP04-030795
Target Corporation. (2012). Investors: Corporate overview. Retrieved from http://investors.target.com/phoenix.zhtml?c=65828&p=irol-homeprofile
However, even the Journal worries that there is no guarantee that the capital will be there for the next round of infusions for failing banks. t calls on the government to give private-equity firms more leeway in exerting control over a bank investment and changing the accounting rules for bank acquisitions, allowing the firm to write down the bank's losses down over time, rather than having to take them on immediately.
The article seems to be treating the symptom, not the problem. The solution is not to make it easier for private equity firms to take banks during a period of successive, serious and massive bank failures. nstead, the government must address the causes of why so many banks are failing, and discover how to prevent this in the future. Also, further deregulation in a situation that was caused by deregulation in the first place seems unwise. Deregulation cannot cure…
It is said that it is an 'ill wind that blows nobody good.' However, recently it has proven more and more difficult to find good economic news. And this is not simply in the United States. Now, the IMF predicts a mind-boggling $945 billion of credit- related losses amongst banks. According to Dennis K. Berman, however, "mind-boggling part isn't so much the losses, but what's come after: That there has been enough capital to save dozens of banks and brokers from the brink of disaster....However fragile, the system has remained self-repairing, feeding capital where it is needed" (Berman 2008). In other words, according to the Wall Street Journal, at least the system proved capable of correcting itself in a way that it would not have been able to correct itself in the past.
However, even the Journal worries that there is no guarantee that the capital will be there for the next round of infusions for failing banks. It calls on the government to give private-equity firms more leeway in exerting control over a bank investment and changing the accounting rules for bank acquisitions, allowing the firm to write down the bank's losses down over time, rather than having to take them on immediately.
The article seems to be treating the symptom, not the problem. The solution is not to make it easier for private equity firms to take banks during a period of successive, serious and massive bank failures. Instead, the government must address the causes of why so many banks are failing, and discover how to prevent this in the future. Also, further deregulation in a situation that was caused by deregulation in the first place seems unwise. Deregulation cannot cure the economic problems caused by deregulation and poor oversight by the federal government.
However, many investors will still find saving bonds to be a better option than Treasurys. hile bonds can lock up money for a long time, investors can cash out with minimal penalties after a year and with no penalty after five years. In contrast, Treasurys lock investors into a set term, and early sellers are at the mercy of the market, plus they face the possibility of service charges. However, for investors seeking to create laddered security portfolios, the Treasury program could be very useful.
At this time in my life, I do not think I will be taking advantage of the new availability of $100 Treasurys. I am looking for more aggressive savings options, not the safe haven offered by Treasurys, savings bonds, or traditional savings accounts. Since it does not appear that Treasurys will keep up with short-term inflation, I will not be using this option.
orks Cited…
Works Cited
Jaffe, Chuck. "Piece of the Treasury for $100: Bills, Notes, Bonds Easier to Get, but Do You
Want Them?" Wall Street Journal 12 Apr. 2008: B2.
HOG
Harley Davidson has traditionally targeted middle-aged white men. This target arises out of a couple of factors. The first is that most users do not rely on their Harley Davidson as their primary means of transport, so the purchase is discretionary. This skews the target demographic older because younger demographics do not have thousands of discretionary dollars to spend. The bikes are also priced at a premium, which further pushes them into an older target market. The image of freedom that the company projects is also symbolic -- Harley wants customers to reconnect with their youth now that their children have left the home, and to reconnect with the spirit of freedom in their lives.
The company has utilized both the cost element and the freedom element in its positioning strategy, but the product itself also reflects the positioning. Harley makes heavyweight and superheavyweight bikes, which inherently carry a…
Works Cited:
Fournier, S. (1998). Consumers and their brands: Developing relationship theory in consumer research. Journal of Consumer Research. 24:4(March):343-72. Available 5/5/12 through ProQuest database.
Hagerty, J.R. (2011). Harley, WIth Macho Intact, Tries To Court More Women. Wall Street Journal (October 31). Available 5/5/12 through EBSCO database.
Harley Davidson. Accessed 5/5/12 at http://www.harleydavidson.com/en_US/Content/Pages/home.html
.....status quo of business has been expressed as "an interconnected global village" having innumerable opportunities for everybody. But, as it happens, everybody doesn't enjoy equal opportunities and only those aware of how and where to look enjoy an advantage over others.
Hello and Good afternoon. I am Alice and I am delighted to join you today for this Annual Luncheon of American CEOs sponsored by the Wall Street Journal. I am in the twilight of a rewarding and influential career as the Pres. and CEO of, SeeItAll, a domestic airline.
SeeItAll, has a formal sponsorship program for women, and it is very successful, and the Airline business portfolio is reaping big dividends. In fact, I too have reaped benefits from this program as have other hard-working women in my firm. My career began as a flight attendant, and through hard-work, dedication, commitment and support from my top management and sponsors…
So I am glad to see something slow this massive reform down.
Nietzsche: Piddle! "Man does not repudiate suffering… he desires it" (598). He heaps guilt upon himself as a means of achieving meaning. hy should I pay for anything to benefit my fellow man. A pox on healthcare reform!
Rousseau: As I have written, "the sovereign cannot impose on subjects any fetters that are of no use to the community" (33). e do have some obligation to help each other out, and through doing so, help ourselves with the cost savings proposed. I am sad to see abortion offered as an obstacle.
Machiavelli: ell, princes should not be afraid of being seen as mean to those whom they are not likely to get anything from anyway (XVI, 1). So by passing reform in spite of objections, they get the dual benefit of being seen by liberal by those whom…
Works Cited
Adamy, J, and Hitt, G. (2009, December 7) Abortion Emerges as Top Bill Threat. WSJ. Retrieved from http://online.wsj.com/article/SB126014615617679331.html?mod=WSJ_hpp_MIDDLENexttoWhatsNewsSecond .
Ball, J, and Forrell, C. (2009, December 7). Business Fumes Over Carbon Dioxide Rule. WSJ. Retrieved from http://online.wsj.com/article/SB126020179812780059.html?mod=WSJ_hpp_LEFTTopStories .
Locke, J. (1980). Second Treatise of Government. Indianapolis, Hackett.
Miachiavelli, N. (n.d.) The Prince. Retrieved online at http://www.constitution.org/mac/prince14.htm .
In addition, the article suggests that that Barack Obama may be able to step into the role of negotiator, serving as a mediator between the hostile nations.
UL: "Will the elationship Change? Yes it Can" (2009, February 12). etrieved February 12, 2009, from the Economist. Web Site: http://www.economist.com/world/unitedstates/displaystory.cfm?story_id=13110485&CFID=42596228&CFTOKEN=89937080
Summary: This article primarily has to do with the topic of privatization. It deals with an attempt made by a private investment group, Marfin, to purchase the Greek government-owned airline of Olympic. The group wants to invest at least 200 million Euros into the airline, and wants to buy the flying operations, ground handling, and technical base parts of the airline. The airline went up for sale after the government decided to call for private investors.
Definition: In this article, the term negotiation is used as a means by which two parties come to an agreement on the sale of an item,…
References
Hitt, G. And Weisman, J. (2009, February 12). Congress Strikes $789 Billion
Stimulus Deal. Retrieved January 12, 2009, from the Wall Street Journal. Web Site: http://online.wsj.com/article/SB123436825805373367.html
Hope, Keith. (2009, February 9). Marfin begins takeover negotiations for Onlympic. Retrieved February 12, 2009, from the Financial Times. Web Site http://www.ft.com/cms/s/0/5b452c7e-f6ca-11dd-8a1f-0000779fd2ac.html?nclick_check=1
Short Glossary of Dispute Resolution Terms. (n.d.) Retrieved February 12, 2008, from Mediate.ca. Web Site: http://www.mediate.ca/shortglossary.htm
In this case and future ones, Chrysler needs to notify all individuals who do not necessarily have proof of disclosure from the dealers. Chrysler ought to attempt to resolve the problem by allowing direct return of the car to the company rather than relying on dealers to accept returns. Owners should receive fair market value for their cars without consideration of known defects.
Chrysler needs to revise its public relations and legal processes. Rather than trying to hide information, it should voluntarily engage in immediate and full disclosure of all internal documentation and knowledge of the issue. Even if Chrysler had been innocent in this situation, its conduct makes the company appear guilty. Losing trust with the consumer is not a position an automotive manufacturer wants to be in.
orks Cited
Lundegaard, Karen. "Chrysler Fixed, Resold Lemons, According to Internal Documents," the all Street Journal, March 19, 2001,…
Works Cited
Lundegaard, Karen. "Chrysler Fixed, Resold Lemons, According to Internal Documents," the Wall Street Journal, March 19, 2001, p A4.
Price Elasticity Airlines
The piece "Airlines try cutting business fares, find they don't lose revenue" explains how major airline firms in 2002 cut their business travel fares in an attempt to generate more business "and bring back business travelers who are staying at home, buying in advance or running to discount airlines" (McCartney, S. November 22, 2002). Of particular interest in this dynamic is the effect on total revenue generation resulting from the decrease in prices. Pricing logic might suggest that a decrease in fares would produce a loss in revenue however, in the case of Continental Airlines a fare decrease on a flight from Cleveland to Los Angeles from $2,000 to $716 resulted in Continental generating revenues equal to those at the previous higher rate, while gaining market share (McCartney, S. November 22, 2002). The rationale for this outcome can be explicated by the economic principle of price elasticity…
References
Anderson, P., Mcllelan, R., Overton, J. & Wolfram, G. (November 13, 1997). Price
Elasticity of Demand. Mackinac Center for Public Policy. Retrieved March 30. 2011 from http://www.mackinac.org/1247
Mankiw, N.G. (2004). Principles of economics (3rd ed.). Chicago, IL: Thomson
South-Western.
Yet, this has had a serious negative impact on the stock value of the company, as investors are weary that the company can stand strong while not meeting its projected numbers. Stocks dropped about 16%. The article, however, has no graphics to help portray the dramatic stock decline.
rticle 4
Dietrich, Chirs. (2012). Blue chips drop 243 points. Wall Street Journal. Web. Retrieved October 23, 2012 from http://online.wsj.com/article/SB10001424052970203406404578074151221809878.html?mod=WSJ_hp_mostpop_read
Major company 3M failed to impress this third quarter. The filing of its revenue numbers showed a dramatic decline that has been continuing to affect the company's stocks since the beginning of the year. Not only did 3M's poor performance impact its own stock prices, it helped generate poor Dow Jones numbers in general within the industrials context. Poor management decisions have led to falling income, and as such the company's stock is suffering. The article presented a short video which helped…
Article 5
Lessin, Jessica. (2012). Apple drops an iPad Mini on rivals. Wall Street Journal. Web. Retrieved October 23, 2012 from http://online.wsj.com/article/SB10001424052970204425904578074681343454060.html?mod=WSJ_business_LeadStoryCollection
In a general market decline for the third quarter, Apple just announced a major competitive product to help fight with its competitors that have cheaper tablets on the market. It announced the mini iPad to compete with Amazon's Kindle and other products, whose companies are showing higher stock percentage increases. However, as the article stated, "investors were underwhelmed, with most of the new products previously reported or rumored." This management decision may have been made too early, as the company will ultimately be competing with itself based on the recent launch of the iPad 2. As such, stocks fell about 3.3% after the announcement went public. The article has several vivid imaged that showcase the new iPad Mini alongside Apple sponsored videos unveiling the product. They help showcase the product in question, but really don't provide any insight into the negative impact the announcement had in terms of stock value.
Fed's Bullard: Current Fed Policy Much Easier Now Than in 2012, which was published by The Wall Street Journal on February 14th, 2013, financial reporter Michael S. Derby methodically examines the claims of Federal eserve officials, who have stated that changes to their monetary policy have proven to be productive over the last year. The purpose of the article is to provide readers with access to the latest public statements made by Federal eserve Bank of St. Louis President James Bullard, a voting member of the monetary policy setting Federal Open Market Committee (Derby, 2013) who recently rendered his appraisal of the Fed's latest round of adjustments to its monetary policy. Derby makes reference to a crucial modification in which "the Fed decided to commit to keeping short-term interest rates near zero percent until what is now a 7.9% unemployment rate falls below 6.5%, as long as expected inflation doesn't…
References
Derby, M.S. (2013, February 14). Fed's bullard: Current fed policy much easier now than in 2012. The Wall Street Journal. Retrieved from http://online.wsj.com/article/BT-CO - 20130214-712932.html
internet strategies of Samsung. Best known for their flagship company Samsung Electronics, a global leader in high-tech electronics manufacturing and digital media, Samsung has been in business for more than 70 years. The company began as a small export business in Taegu, Korea and has since expanded into a number of diverse businesses: advanced technology, semiconductors, skyscraper and plant construction, petrochemicals, fashion, medicine, financial services, and hotels (Samsung, 2011). According to the all Street Journal, Samsung was expected to report second quarter operating profit this year of approximately $3.5 billion USD, which represents a decline from last year (Ramstad, 2011).
One of Samsung's internet strategies is apparent even before landing on the company's main website. hen one googles the name Samsung, the search returns 1.61 million results. At the very top of those results is the Samsung webpage, www.samsung.com. Along with listing the company's website, there is also content directed…
Works Cited
Bruner, Heather. (2009). Samsung doubles up on credibility in their latest email. Bazaarblog website. Retrieved September 17, 2011 from: http://www.bazaarvoice.com/blog/2009/01/08/samsung-doubles-up-on-credibility-in-their-latest-email/
Ramstad, E. (2011). Samsung's earnings: 5 things to watch. The Wall Street Journal Korea Realtime online. Retrieved September 17, 2011 from: http://blogs.wsj.com/korearealtime/2011/07/28/samsungs-2q-results-5-things-to-watch/
Samsung. (2011). About Samsung. Retrieved September 17, 2011 from: http://www.samsung.com/us/aboutsamsung/ . Path: Welcome to Samsung; Corporate profile; History
Samsung the Network. (2005). Bloomberg BusinessWeek. Retrieved September 17, 2011 from: http://www.businessweek.com/magazine/content/05_44/b3957049.htm
Leadership Case Study
Callaway Golf Changes Leadership
Loosing a company CEO can be like a large family loosing a father. The driving force of the entire organization is suddenly gone, and the group is faced with discovering just how much they all relied on, and looked to the departed leader for guidance. Passing away in 2001, Ely Callaway left behind a legacy which described him as irascible, amusing, loquacious, entirely innovative, and as smart a businessman as ever swung a seven iron. Soon after his death, it became clear how big a divot his departure will make in the world of golf. Testimonials flowed from archrivals in the golf-equipment biz and star players who swung Callaway's classy clubs. Many remembered him as a friend, a mentor, and -- most of all -- a maverick.
While learned business skills can be replaced, the attitudes which infuse a company with drive to…
Resources
Ely Callaway: Callaway Golf Company Founder and CEO Emeritus
1919-2001 (2001) Retrieved 15 Nov 2003. from Callaway golf. Website: http://www.callawaygolf.com/corporate/ElyTribute/ElyBio.asp .
Hyman, Mark. (2001, July 23)
Ely Callaway: He Did It His Way Retrieved Nov 15, 2003. From Business week online. Website: www.businessweek.com/magazine/content/01_30/b3742063.htm
Same Sex Marriages Should Be Legally Sanctioned
Some of the most pervasive problems that exist within American society today are the problems of prejudice, stemming from fear of what is different and seems to be alien. Only by making what is alien seem to wear a more familiar, human face, can such deep-seated hatred be uprooted and destroyed. Prejudice, and the violence that is the result of such hatred, is particularly virulent against those individuals whom identify as homosexual, even if they wish to form stable and legitimate marital unions until death do them part. One of the reasons for this is because homosexuality is still seen as a vice, rather than as a legitimate bond between two loving people. The solution to this problem is to legally sanction same-sex marriages, giving same-sex unions equal legal and moral legitimacy as heterosexual unions.
Conservative opponents of same-sex marriages are quick to…
Works Cited
George, Robert P. (Nov. 28, 2003): "One Man and One Woman." Wall Street Journal. A8.
Thomas, Evan. (July 7, 2003): "The War Over Gay Marriage." Newsweek. P.38.
It helps people to experience digital content in a unique way and it also encourages collaoration and sharing. This project was codenamed Milan and it was released in May, 2007 at the Wall Street Journal's "All things Digital" conference in California. In the words of Derene (2007, para:3), "Gattis took out a digital camera and placed it on Milan's surface. Instantly, digital pictures spilled out onto the taletop. As Gattis touched and dragged each picture, it followed his fingers around the screen. Using two fingers, he pulled the corners of a photo and stretched it to a new size. Then, Gattis put a cellphone on the surface and dragged several photos to it -- just like that, the pictures uploaded to the phone. It was like a magic trick. He was dragging and dropping virtual content to physical ojects. I'm not often surprised y new technology, ut I can honestly…
bibliography
Olenick, Doug. (January 21, 2008). Gates Forecasts 2nd Digital Decade at CES. TWICE: This Week in Consumer Electronics. 23(2). pp 6-8
Derene, Glenn. (July 2007). The coffee table that will change the world. Popular Mechanics. 184(7). pp 88-91.
Harris, Christopher. (April 2008). Surface Computing coming to your library? School Library Journal. 54(4). pp 22-22.
Brown, Stuart.F. (July 2008). Hands-On Computing. Scientific American. 299(1). pp64-67.
India from an economic standpoint. What will one discover? This country has changed much in the past decade. They are not the same as compared to the past. Management is aware of what needs done macro economically in order to make a living and help consumers and businesses to stay afloat. One will discuss an article in depth and the implications of it.
One will summarize the arguments that were used in The Economy; THE OUTLOOK: India Comes of Age, As Focus on eturns Lures Foreign Capital. These are as follows. India has failed in attempting to replicate China in regards to economic growth. However, this particular country does not have the type of advantages that are prominent in comparison to their counterpart. This is because everything is cheaper and that their policies are supportive through the government. In fact, many have feared that that India would become marginalized because…
References
CIA World Factbook. (2011). India Economy. Retrieved June 14, 2011, from CIA World Factbook: https://www.cia.gov/library/publications/the-world-factbook/geos/in.html .
Sender, Henny (2005, June 6). The Economy; THE OUTLOOK: India Comes of Age, As Focus
on Returns Lures Foreign Capital. Wall Street Journal. (Eastern Edition). New York,
N.Y., p. A.2.
As they will determine what road they will travel (the journey), while the stage is how they are achieving their objectives in life. The problem arises, when someone is not willing to use the stage to help benefit themselves. This can have an impact upon the lives of individual and their family, as their actions could have ripple effects. This is significant, because it is highlighting the ethical challenges of giving everyone the freedom to determine what they want to do with their lives. At the same time, there needs to be a way to prevent the negative actions that someone is taking, from having an effect on the general public. In this aspect, there more than likely will be a balance between: the journey that someone is taking, the stage and the laws that guide these actions. As they are helping to provide everyone with some kind of moral…
Bibliography
Brereton, Natasha. "Concrete Figures on to Big to Fail." Wall Street Journal 19 October 2010. Web.
Forceville, Charles. "A Case Study." Multimodal Metaphor. Berlin: Mouton de Gruyter, 2009. 139. Print.
Lee, Don. "Recessions Over." LA Times 21 September 2010. Web.
Marquard, Steven. "Introduction." The Distortion Theory of Macroeconomic Forecasting. Westport, CT: Quorum Books, 1994. 3 -- 4. Print.
Some of the reasons why Hyundai relocated to Alabama State of the U.S.A. include the failure that she suffered in Korea. With the influx of cheap imported cars and the violent nature of the labor unions in Korea, the company had started to suffer serious decline in profits; this necessitated the move to look for other alternatives of operation. This landed the company in the U.S. As the revolution of the manufacturing companies and industries in the country (Carmel & Tjia, 2005). This is the place that provided the utmost and best labor regulations for the company. Another significant factor is the state government's incentive package. The incentive was very attractive to Hyundai as they could abate tax if they relocated there. This was a massive boost to the process of adaptation and profit realization. Moreover, the company was offered a site for setting their operations and a good access…
References
Lansbury, R.D., So?, C., Kwo-n, S., & Hyo-ndae Chonghap Sangsa (Korea). (2007). The global
Korean motor industry: The Hyundai Motor Company's global strategy. London:
Routledge.
Motherson sumi systems limited: 2009 company profile edition 2: Chapter 6 SWOT analysis.
Potential employers, landlords and insurers routinely examine credit reports" (Laise 2008). However, lenders are getting 'wise' to consumer manipulation and new scoring systems may complicate consumers' efforts to monitor and improve their scores. New models place "more emphasis on having a variety of credit types, such as installment loans and revolving accounts like credit cards, while increasingly penalizing people who use a big chunk of their available credit" (Laise 2008).
There seems to be something strange about a system that rewards consumers for having lots of unused credit cards. This is supposed to show the potential borrower is not using all available lines of credit. While paying off debt is certainly a sign someone is a good risk from a lender's point-of-view, other aspects of the system seem to encourage borrowing rather than sound financial management. Putting a greater emphasis on consumers who pay their bills on time, for example,…
Given the current credit crisis, more and more consumers of credit want to be members of the '700 Club.' This means that their credit scores are above 700, making them a 'good credit risk' in the eyes of a lender. Once upon a time, people with good credit who had never defaulted on a loan gave little thought to their credit scores. Now, these consumers are charging on little-used credit cards, keeping open old credit cards they barely use, applying for credit cards they will not use to show that they have a great deal of available and unused credit, are paying off loans, and only allowing a few lenders to pull credit reports when shopping for loans, because more inquiries can lower a score
Lenders are demanding higher credit scores because of the skyrocketing delinquency rates, and consumers are learning to 'work the system' by which their scores are calculated. And "these days, a clean credit record isn't just important if you're shopping for a loan: It could even affect your career. Potential employers, landlords and insurers routinely examine credit reports" (Laise 2008). However, lenders are getting 'wise' to consumer manipulation and new scoring systems may complicate consumers' efforts to monitor and improve their scores. New models place "more emphasis on having a variety of credit types, such as installment loans and revolving accounts like credit cards, while increasingly penalizing people who use a big chunk of their available credit" (Laise 2008).
There seems to be something strange about a system that rewards consumers for having lots of unused credit cards. This is supposed to show the potential borrower is not using all available lines of credit. While paying off debt is certainly a sign someone is a good risk from a lender's point-of-view, other aspects of the system seem to encourage borrowing rather than sound financial management. Putting a greater emphasis on consumers who pay their bills on time, for example, might be better for both lenders and society at large, when calculating credit scores, than rewarding consumers who have revolving, unused access to credit and who have taken out a variety of loans, even if they pay those loans on time.
Every organization has limits on the resources available to it, and outsourcing career services will permit IM to redirect its resources toward activities which serve the customer. IM will be able to redirect the people that previously worked in the career services area to different value adding activities. For example, employees whose energies are currently focused internally can now be focused externally on the customer. IM's company focus can be improved through Fidelity's handling of its' career services. Fidelity is much more experienced in the career services area, and IM will stand to benefit in this area by having operational functions assumed by an outside expert. Furthermore, more quality employees can be employed or promoted through Fidelity's expertise in career services.
IM will also be able to invest funds previously spent on career services in other necessary or lacking areas. Tremendous risks are associated with the investments an organization makes.…
Bibliography
Johannes, L. & Armstrong, D. (2002). Fidelity wins deal to manage employee services for IBM. Wall Street Journal (July 3, 2002).
Margolis, J. (2003). The Health Plan of Tomorrow. Retrieved June 5, 2005 from the Managed Care Website: http://www.healthmgttech.com/cgi - bin/arttop.asp?Page=0104/h0104/h0104hpit.htm
International Accounting Culture
Changing something as important and far-reaching as the accounting standards followed by a business can be a massive undertaking. However, this sort of complex change can be made all the more complicated when there are intense or complicated social and international factors in play. The case study studied for this report describes exactly such a situation in Egypt. That study will be reviewed in this report and other sources covering the same general topic will also be explored.
Case & esearch Analysis
As for the case study itself, it is quickly noted that Egypt is a developing country but they are most certainly transitioning to a market-based economy on par with more developed parts of the world like North America and western Europe. Egypt, like much of the world, was under colonial control and that was not ceded until the revolution that occurred in the 1950's. The…
References
Carlo, A.M. (2006). "Overseas Adjustment," Home Channel News. New York: October
2006, Volume 32, Issue 13, Pages 26-28
Dahawy, K., Shehata, N., & Ransopher, T. (2011). The state of accounting in Egypt: A
case. Journal of Business Cases & Applications, 3, 68-79.
The benefits of the Internet as an information dissemination medium are manifold, but that does not mean that true, classical criticism has lost its value. Indeed, despite the cutbacks at newspapers, classic criticism is more vital than ever. "Critics are soldiers in the on-going culture war," cott contends, inferring that the role critics play is often greater than the act of writing a review. The way people think and view the world is often shaped by criticism. When the standards of criticism are compromised, as happens when editorial control is lost, then the influence on the way people think can become negative.
cott's argument was not lost on the generally older crowd in attendance at the Carlos Museum. The Academy itself plays an important role, along with critics, in defining the elements of popular culture that have the most value. While the public has flocked to see sci-fi eyepopper Avatar…
Scott's argument was not lost on the generally older crowd in attendance at the Carlos Museum. The Academy itself plays an important role, along with critics, in defining the elements of popular culture that have the most value. While the public has flocked to see sci-fi eyepopper Avatar in record-breaking numbers, the Academy chose the Hurt Locker, a movie that Scott called "the best non-documentary about the Iraqi War," as its best picture for 2009, indicative of that film's role in telling the story of today's world. The declining role of critics in media must stand as cause for concern among its members as well, in the face of multiple online sites for movie ratings that are both democratic and chaotic.
A.O. Scott joined the New York Times in 2000 as a film critic and now writes in a number of that paper's sections, and has a syndicated film-reviewing show At The Movies. He writes about a broad range of popular culture topics for the Times, anything from The Simpsons to Romanian cinema. He was born in Massachusetts but currently lives in Brooklyn.
The speech was well-received by the crowd, which notably did not include many members of the Internet generation. Scott's fears about the state of criticism were not tempered with much optimism on the night, although he admitted that he had little sense of where the profession was going. Although he derided the "miserable state of criticism today" and had some particularly choice words for Internet critics, he also gave credit for the value of the Internet. At this point, both classical criticism and contemporary criticism share the marketplace. Whether that is a good thing or not is up for debate, with Mr. Scott seemingly on the side of classical criticism. Whether that wins out, however, has yet to be determined. When pressed about his views on the future of criticism, Scott quipped "Your guess is as good as mine."
The transition from being a lecturer at Princeton University with degrees in history and religion to running a biotech company was not a smooth one. it's easy to imagine the kinds of hurdles that Drakeman had to face. Professors do not have to be business-minded in order to be successful. Their business -- the university, especially a prestigious university like Drakeman's Princeton -- is stable and requires no rainmaking on their part. They are not responsible for the practical, everyday tasks of running a business and often unaffected by the bottom line. Unless they are a department head or dean, professors may lack personnel management and competitive skills.
One of the most important skills Drakeman needed to learn during her transition was the skill of delegating. She was lacking important knowledge needed for understanding some of the basics of her new business, such as the technical jargon of biomedical engineering.…
Jeanne Whalen's article from the October 17, 2005 Wall Street journal examines the story of academic-turned-businesswoman Lisa Drakeman, who at the time was the CEO of Genmab as, a pharmaceutical company based in Denmark. The transition from being a lecturer at Princeton University with degrees in history and religion to running a biotech company was not a smooth one. it's easy to imagine the kinds of hurdles that Drakeman had to face. Professors do not have to be business-minded in order to be successful. Their business -- the university, especially a prestigious university like Drakeman's Princeton -- is stable and requires no rainmaking on their part. They are not responsible for the practical, everyday tasks of running a business and often unaffected by the bottom line. Unless they are a department head or dean, professors may lack personnel management and competitive skills.
One of the most important skills Drakeman needed to learn during her transition was the skill of delegating. She was lacking important knowledge needed for understanding some of the basics of her new business, such as the technical jargon of biomedical engineering. To bridge the gap, she delegated certain tasks to engineers, who could translate the terms for her. Drakeman also realized that she needed support in taking on the big tasks of her business, such as outfitting a new plant to technical specifications. The details are overwhelming for one person, or even a team of people to oversee, so Drakeman had to learn to let go and assign tasks to others. There is only so much one person can do, and when they run into their absolute limit, a business can no longer grow.
Drakeman built her own success by making good choices, including hiring experienced employees, inspiring her colleagues, delegating responsibility and relying on those with knowledge of the biotech industry to help her make decisions. She also spent time at her husband's biotech company before moving out on her own, learning critical skills and immersing herself in the business.
As a result, these companies maintain foreign currency trading desks to hedge the transaction risk that they face as a consequence of such dealings (Myers, 2010).
In order to address its foreign currency transaction risk, some firms prefer to finance locally. McDonald's, for example, has a number of strategies that it uses to hedge its exposure to transaction risk. The company prefers, where possible, to finance locally and to purchase its supplies locally as well. This allows it to keep revenue in foreign countries, reducing the overall amount of transaction risk that it faces with such operating hedges. As a result, approximately 40% of the company's debt is denominated in foreign currencies, primarily the pound, euro, and the Australian and Canadian dollars. hile this strategy still leaves McDonald's exposed to translation risk, it greatly reduces the firm's total transaction risk, because it reduces the overall percentage of transactions that involve…
Works Cited:
Gasparro, a. & Stynes, T. (2011). McDonald's 4Q profit rises 2.1% amid stronger sales. Nasdaq. Retrieved January 28, 2011 from http://www.nasdaq.com/aspx/stock-market-news-story.aspx?storyid=201101240852dowjonesdjonline000146&title=mcdonalds-4q-profit-rises-21amid-stronger-sales
Kelley, M. (2001). Foreign currency risk: Minimizing transaction exposure. Virginia Lawyer. Retrieved January 28, 2011 from http://www.vsb.org/docs/valawyermagazine/jj01kelley.pdf
Myers, R. (2010). The calm before reform. CFO Magazine. Retrieved January 28, 2011 from http://www.cfo.com/article.cfm/14526563?f=singlepage
Phillips, M. (2011). Interesting: Google's trading desk. Wall Street Journal. Retrieved January 28, 2011 from http://blogs.wsj.com/marketbeat/2011/01/28/interesting-googles-trading-desk/
The other considerations weight more heavily. There are likely some cost savings due to economies of scale, although that would be difficult to test for in a product such as Viagra, which has enjoyed strong sales its entire existence, and for which specific production cost data is unavailable.
ith respect to Viagra, Pfizer is operating in a constant returns to scale environment. The market for Viagra has been slow growing in recent years, and at a high level. The changes in demand for Viagra are of such small size that they are unlikely to have a significant impact on production costs. The primary impact of economies of scale is with respect to the manner in which drug companies exploit the high margins they can earn on blockbuster drugs to finance their operations. Even with this, the contribution that these drugs make is based less on the ability of the company…
Works Cited:
Goldstein, J. (2010). Pfizer plans to cut billions in annual R&D spending. Wall Street Journal. Retrieved November 17, 2010 from http://blogs.wsj.com/health/2010/02/03/pfizer-plans-to-cut-billions-in-annual-rd-spending/
Outsourcing Pharma. (2003). Drug development costs hit $1.7 billion. Outsourcing Pharma. Retrieved November 17, 2010 from http://www.outsourcing-pharma.com/Preclinical-Research/Drug-development-costs-hit-1.7-billion
Pfizer Financial Report 2009. Retrieved November 17, 2010 from http://media.pfizer.com/files/annualreport/2009/financial/financial2009.pdf
AXA SA, the French insurance giant, is considering selling its stake in Taikang Life Insurance, the fourth-largest life insurance company in China. Selling a major asset is a major strategic decision. A number of factors must be taken into account with such a sale, including the overall strategic direction of the parent company and the operating environment of both the parent and the subsidiary. In this case, it appears that two factors have come into play. The first is that the French firm is seeking to improve its balance sheet; the second is that there is regulatory pressure to divest the Chinese subsidiary. As the latter is more of a forced situation that has relatively less bearing on strategic management, this paper will analyze the decision to sell this major asset in the context of internal and external analysis.
AXA management has recognized that their balance sheet is in a…
Works Cited:
White, a. (2009). EU: breakthrough on online music rights. Business Week. Retrieved October 21, 2009 from http://www.businessweek.com/ap/financialnews/D9BFH5QG1.htm
McMahon, D. & Carew, R. (2009). AXA to sell Chinese Insurer Stake. Wall Street Journal. Retrieved October 21, 2009 from http://online.wsj.com/article/SB125612261129198667.html
d.).
In order to understand this idea about inventories, it is necessary to understand that if the prices were to change and not be rigid, then it would be the prices and not the inventories that would guide companies in their decisions about production. For example, if prices were increasing, a company would know that their product is popular and that they should increase the production of it. And if the prices were decreasing, the company would know that their product is not selling well and that they should probably reduce its production. In an economy though where the prices are fixed, companies need another way of deciding whether they should increase or decrease production. This is where Keynes came to the conclusion that the key is to observe the changes in the inventories in order to drive production (hat Causes a Recession to be a Recession, n.d.).
Over the…
Works Cited
Harrison, Edward. "Chart of the Day: Unemployment as a Recession Indicator." 2008. Credit
Writedowns. 7 April 2009
Reddy, Sudeep. "Jobless Rate Hits 8.5%." The Wall street Journal. April 2009
Among the newly re-opened mutual funds are Dodge & Cox, Longleaf, and First Eagle Global.
Of these Dodge & Cox is the most well-respected for stability and long-term investment potential. The fund includes Wachovia, Motorola, and Comcast. Longleaf is also primarily about American holdings with General Motors, Sprint Nextel, and new performers Walgreens and Symantec. Burton mentions one with primarily European performers: Tweedy Browne Global Value, with holdings that include Heineken and Nestle.
The Burton article is a valuable and brief resource for personal investors. Anyone wishing to move their investments, shifting into what might be low-risk and high-return ventures for the years to come might want to consider taking Burton's advice. Investing in newly re-opened mutual funds means buying into them at depressed prices and although returns might take years to manifest, the payoffs will be solid. Moreover, the funds Burton mentions allow investors to branch out into non-U.S.…
S. economy, causing job losses that reach into the most technologically advanced industries in the manufacturing sector and affect every state, according to a January 11 press release by the U.S.-China Economic and Security eview Commission" (U.S. Info State Government, 2005). Also, these job losses not only negatively impact the population, but they also affect the business community. With fewer workers and resources, American companies will no longer be able to compete against foreign organizations. "A high percentage of the layoffs are as a direct result of competition from foreign companies. Eventually, as more and more money leaves the U.S., our businesses will be powerless to prevent further such activity" (American Economic Alert, 2008).
eferences
American Economic Alert, 2008, Trade Ticker - the Up-to-the-Second Counter for the U.S. Trade Deficit, http://www.americaneconomicalert.org/ticker_home.asp, last accessed on February 8, 2008
Bater, J., June 13, 2005, Trade Deficit Widens as Prices ise for Oil…
References
American Economic Alert, 2008, Trade Ticker - the Up-to-the-Second Counter for the U.S. Trade Deficit, http://www.americaneconomicalert.org/ticker_home.asp , last accessed on February 8, 2008
Bater, J., June 13, 2005, Trade Deficit Widens as Prices Rise for Oil and Other Imports, the Wall Street Journal
Central Intelligence Agency, 2008, the World Factbook - United States, https://www.cia.gov/library/publications/the-world-factbook/geos/us.html , last accessed on February 8, 2008
Griswold, D.T., 1998, the Causes and Consequences of the U.S. Trade Deficit, the Cato Institute, http://www.cato.org/testimony/ct-dg061198.htmllast accessed on February 8, 2008
Leadership played a substantial role in the recent economic troubles. The banking industry suffered from leadership that was incentivized to pursue high-risk short-term policies that resulted in high levels of return but subjected the entire economy to substantial risk. In the automobile industry, leaders failed because they did not adequately anticipate industry trends and did not adjust the corporate culture soon enough to respond to changes in the external environment (Davis, 2009). The insurance industry suffered as the banks did from taking on too much risk, the result of leadership more concerned with short-term results that with long-term growth.
In order to select leaders to guide them out of the abyss, these companies must find leaders with different traits -- in the case of banking and insurance a more conservative mindset and in the case of automobiles a more progressive one. The shareholders should ultimately take responsibility for their investments,…
Works Cited:
Davis, S. (2009). Obama blames failure of leadership for auto crisis. Wall Street Journal. Retrieved October 27, 2010 from http://blogs.wsj.com/washwire/2009/03/30/obama-blames-failure-of-leadership-for-auto-crisis/
decision to go along with his boss, Tom, notwithstanding his better judgment, he was uncomfortable. After all, he knows in advance that the quality of the products he will be providing to the local schools is terrible. How could he in good conscience deliver pens that leak and notebooks with pages that come apart easily.
hat ethical issues are raised in this story? The very fact that schools in the area have trusted the company Sam works for, and that the products he has delivered to the schools have previously been of good quality, providing them with shoddy products at this point in his job puts his reputation in jeopardy. Besides his personal issues (reputation, values, responsibilities), the ethical issues raised include: a) there is deception when you sell products the customer believes are worthy but in fact they are not worthy; b) when you knowingly charge the same price…
Works Cited
Jennings, Marianne Moody. (2008). Business Ethics: Case Studies and Selected Readings.
Florence, KY: Cengage Learning.
Putman, Cara C. (2009). The Complete Idiot's Guide to Business Law. New York: Penguin.
Offshoring is occuring across a variety of job functions in areas such as IT, manufacturing and the service industry. Functions that easily be digitized or handled by phone or that involve skills that are available or easily developed are all fair game (Hoffman). The range of functions is substantial and increasing over time. Currently, major areas are depicted in Figure1, Offshoring Opportunities Across the Organization. According to some experts such as aker and Kripalani (2004), while the lower-skill sets are being outsources, there is still a global marke palce for high-quality professionals. As an exampe, the authors point out that the IT industry where of the six types of software professionals, architects, researchers, consultants, project managers, business analysts and basic programmers, only basic programming jobs are being outsourced to offshore operations. Therefore, aker and Kripalani deduce that America will still remain the supreme source for application development because of tis…
Bibliography
Baker, S. And Kripalini, M. (2004, March 1). Software: Will outsourcing hurt America's supremacy?" Business Week, pp. 84-90.
Einhorn, B. And Kripalani, M. (2003, August 4). Move over India, China is rising fast as a services outsourcing hub. BusinessWeek International Edition: Asian Business: 20:3844.
Hoffman, M. Offshoring - Is it a win-win game? Global Issue. Retrieved August 18, 2005 from Web site: http://www.student.city.ac.uk/~ra828/assets/michael/michael1.html
Kripalani, M., Einhorn, B., and Magnusson, P. (2003, June 16). A tempest over outsourcing. Business Week, pp. 20-21.
To expand market share, Staples began opening smaller stores in 2003 that are designed to facilitate entry into smaller markets (2004 Annual Report). In 2005, Staples has plans to add ten stores in smaller markets, expanding its total count of small stores to seventeen. This adds risk and uncertainty to operations. Staples will soon attack the Chicago market in 2005, where competitors OfficeMax and Office Depot are already well positioned, a move that is likely to encounter fierce resistance (Smart, 2005).
ibliography
2004 Annual Report. Retrieved November 13, 2005 from Web site: http://library.corporate-ir.net/library/96/962/96244/items/150649/2004ar.pdf
Klebnikov, P. (2001, April 16). Hair of the dog. Forbes. Retrieved November 13, 2005 from Web site: http://www.forbes.com/archive/forbes/2001/0416/074_2.html?token=MTMgTm92IDIwMDUgMjM6MTU6MTcgKzAwMDA%3D
Smart, T. (2005, January 31). A second wind. U.S. News & World Report. Retrieved November 13, 2005 from Web site: http://www.usnews.com/usnews/biztech/articles/050131/31eestaples.htm
Staples, Inc. Fact Sheet, Hoover's. Retrieved November 13, 2005 from Web site: http://www.hoovers.com/staples/--ID__14790 -- /free-co-factsheet.xhtml
Staples, Inc. reports…
Bibliography
2004 Annual Report. Retrieved November 13, 2005 from Web site: http://library.corporate-ir.net/library/96/962/96244/items/150649/2004ar.pdf
Klebnikov, P. (2001, April 16). Hair of the dog. Forbes. Retrieved November 13, 2005 from Web site: http://www.forbes.com/archive/forbes/2001/0416/074_2.html?token=MTMgTm92IDIwMDUgMjM6MTU6MTcgKzAwMDA%3D
Smart, T. (2005, January 31). A second wind. U.S. News & World Report. Retrieved November 13, 2005 from Web site: http://www.usnews.com/usnews/biztech/articles/050131/31eestaples.htm
Staples, Inc. Fact Sheet, Hoover's. Retrieved November 13, 2005 from Web site: http://www.hoovers.com/staples/--ID__14790 -- /free-co-factsheet.xhtml
The purpose of this precaution is to maximize the ability of the company to pursue violations of its copyright in an appropriate court of law or other forum and to ensure that the company is entitled to the maximum compensation allowed by law for copyright infringement of its intellectual property. That notice shall read as follows:
No part of this copyrighted intellectual property may be reproduced for any purpose, whether or not for profit, without the express written authorization of XYZ Company. Any violation of XYZ copyright of this protected material will be pursued to the fullest extent of the applicable criminal and civil law against any and all parties involved.
Policy 2 -- Non-Use of Company Intellectual Property by Employees
The XYZ Corporation is the sole owner of any and all copyrights and other intellectual property rights of any and all intellectual property created by its employees in the…
Thoughts
The new attitude of the ussian government makes perfect sense because, according to the article, the annual national death toll attributable to smoking in ussia is approximately 400,000. Moreover, the morbidity associated with smoking is only a portion of the total societal cost of smoking because it is estimated that smoking also costs the already-cash-strapped nation the equivalent of almost $50 billion in annual healthcare costs and lost worker productivity from smoking-related illnesses. Just as in the West before the historic disclosure of previously confidential industry information by a former insider that led to multiple class action settlements from litigation initiated by various state attorneys general in the 1990s, there is a tremendous tobacco industry political lobby in ussia fighting tooth-and-nail against the proposed legislation. Generally, they represent only the selfish interests of the tobacco companies and do not have any concern for the welfare of the members of…
Reference
Alpert, L.I. "Kremlin Cracks Down on Big Tobacco: Russia, the World's Second-Largest
Cigarette Market after China, Plans 'Harsh' Anti-smoking Rules." The Wall Street
Journal, October 15, 2012. Retrieved online:
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