Risk and Insurance Management Risk is believed to be a newly coined word of assurance (for example, Ewald, 1991: 198). One of the broadly shared suppositions regarding insurance is that it spins around an instrumental concept of risk. Possibility and the amount of influence make up a technical concept of hazard/risk and hazard administration is chiefly worried about reviewing these possibilities and influences (for an overview see Gratt, 1987). For instance,

Children need special attention when dealing with traumas they might not fully understand. Thus art therapy has been proven to benefit the increasing number of children dealing with PTSD and other trauma related disorders creating fear and anxiety within the innocent child. Another major benefit of art therapy is that of the informal nature of the expression. Unlike language which is complicated through strict grammatical rules, artistic expression has

Phishing Spear Phishing and Pharming The following is intended to provide a very brief overview of examples of some the most dangerous and pervasive security risks in the online and networked world. One of the most insidious of identity theft is known as phishing. The term 'phishing' refers to the practice of "fishing for information." This term was originally used to describe "phishing" for credit card numbers and other sensitive information

He also asserts that government participation in the arts beyond its role as a consumer can pose significant hindrances to the artistic processes. He claims that politics tends to "seek stability, compromise, and consensus," and as a result avoids supporting art that may "offend majority opinion or go over its head" (38). The market, on the other hand, has "liberated artists…from the potential tyranny of mainstream market taste" (23). Is

God calls everyone to himself so that one can know Him personally and follow him (Niswender, 2012). He calls us for a particular reason and purpose. This vocation or calling has implications on occupation and including our giftedness, our weaknesses, and the way we run our lives in the society. This report endeavors to explain about what I believe is my calling, the lessons I have learned from the course

mounting effort for educators, researchers, and policy makers to fuse seemingly disparate subjects into complementary units of study. Much research reveals positive effects on learning when integrated curricular activities are regularly presented and explored throughout students' educational careers. Educators, administrators, parents, community members, and students themselves applaud such endeavors as they witness firsthand the endless benefits from these research-based revolutionary instructional methodologies. Naturally, art teachers are among the professionals