Care Coverage and Inequalities in the Education System
Traditional Care Coverage vs. Managed Care Coverage
Traditional care coverage is also known as Fee-for-service (FFS). Under this model, the patient pays for services that are itemized in the Invoice. The physicians gain an incentive to offer more treatments as payment depends on the quantity of care and not the quality of care. In the health insurance and healthcare sectors, traditional care coverage happens when physicians and other caregivers get a fee for each service like laboratory tests, office visit, procedure and other healthcare services. After providing services, the patient makes payments retrospectively. Traditional health coverage enables the patients to choose a healthcare provider, including a favorite hospital or doctor. The services rendered are paid for by the patient and then submits the bill to the insurance firm for reimbursement of the percentage it agreed to the insurer for the patient (Kongstvedt, 2012).
There are different managed care plans though they share some common features. All managed care plans tend to monitor the financing of healthcare offered to members. In addition, they are concerned saving money or cost effectiveness. By purchasing services in bulk for a bunch of patients at the same time, managed care plans receive lower prices from hospitals and doctors. Compared to traditional care coverage, managed combines the financing and delivery of healthcare services. This approach has been gaining acceptance over the years. Unlike traditional...
However, in return the patient pays less for care compared to traditional care plans. The managed care network controls and directs all access to the patient's healthcare services (Sekhri, 2000).
The most widely known Managed care organizations include Health Maintenance Organizations (HMOs) and Preferred Provider Organization (PPOs). Under these organizations, the health plan or insurer pays hospitals or doctors directly for a portion or all the costs of the care services the members receive. For instance, doctors might receive a fixed amount per year (capitation) rate regardless of the quantity of care a doctor gives. The aim of the health plan is to eliminate fiscal incentives to prescribe excessive care. Managed care plans also tend to impose laws that seek to manage the care given to members. For instance, they might require members to acquire authorization prior to elective hospitalization or require referrals from primary care doctors prior to seeing specialists (Kongstvedt, 2012).
Under managed care organizations, the primary care doctor is at the heart of the healthcare delivery structure. Under these plans, one of the most importance decisions is choosing a primary care, doctor. The responsibilities of the primary care doctor include taking total care of members and may act as a watchdog to traditional care services. This implies that the primary care doctor is accountable for referring patients to other physicians or specialists.…
community's access to health care technology and determine how that access (or lack thereof) affects your community economically. 2) Assess your community's demand for health capital and determine the factors contributing to the level of demand that you find. 3) Assess your community's demand for health insurance and determine the factors contributing to the level of demand that you find. The learning objectives of this research paper are: 1) To
Therefore in the economic sense many institutions have been viewed to lay back. Knowledge and Expertise in Telemedicine Another challenge has to do with the limited knowledge and expertise in telemedicine as well as the need for enhanced and modified telemedicine systems. In this sense, little knowledge currently exists among medical practitioners on how to effectively and practically use various forms of telemedicine. This knowledge gap on insight into telemedicine, in
(Rennie; Fontanarosa, 2006) Apart from financial reasons, millions are not bale to access healthcare due to a lot of barriers inclusive of geography, racial differences and immigrant status. The people who do not have access to required care, that might comprise incapability to get primary care chronic care, specialist care, or emergency care stand at risk for severe health consequences. As per a recent report, absence of health insurance was
Health Care Quality Management as it Applies to Managed Care In the current age of improved answerability for quality of care, every healthcare expert should be conversant in the theory and paraphernalia of quality management) Quality Management-QM is an all-embracing attitude that pervades the management infrastructure, rules and customs of an establishment. It characteristically comprises of five fundamental doctrines -- undivided attention on the customer/supplier relationships; a stress on functional and
As the sole owners of a license to practice medicine on which industries and other business entities build profits, they need to take solid steps to assert their rights. They listed strategies to put their situation and demands across to the current government. These strategies include a letter writing campaign, civil disobedience, a website for physician consensus, petitioning elected officials to take action on their concerns, email campaigns sent
During times of labor scarcity, workers have less of an incentive to take low-paying jobs, and employers have more of an incentive to provide benefits, to attract a higher-quality workforce. During times of high unemployment, workers are more desperate for jobs and will accept work at lower wages and lower benefits. But over a long duration of time, poor health status can actually result in higher rates of unemployment