Firms under the guidance of individual investors are more likely to take a conservative approach to ethics, since the shareholders may take a greater interest in this 'human' side to investing than a large firm like Fidelity. Also, very simply, if Fidelity or one of the companies in which it concentrates a large share of its ownership experiences financial difficulties is in trouble, then Fidelity, investors in Fidelity mutual funds, and the economy as a whole, can all be harmed far more than if individual investors selected from a wider range of businesses.

Individual investors have less of an opportunity in this investment climate to extend their influence to new, new companies because Fidelity and other major financial firms focus on 'tried and true' companies and have such an overwhelming influence as a whole upon the behavior of the economy.