Visual Literacy in Business

Job Posting

Company Information

Headquartered in Houston, Texas, XXX Corporation is a financial holding company with assets of $87.9 billion at June 30, 2012. Its primary subsidiary, XXX Corporation., is a full-service commercial bank providing an array of financial services to individuals, small businesses, middle-market companies, and major corporations. The bank operates 402 branches in California, Washington, Oregon, Texas, New York and Illinois, as well as two international offices. XXX Corporation is a wholly-owned subsidiary of The Bank Germany, Ltd., which is a subsidiary of LCT Financial Group. Visit XXXcorparation.com for more information.

Become part of a team where community, diversity, and exceptional service are part of everyone's job.

Qualifications

Associate's degree or higher in business, finance or real estate preferred. Previous loan processing or underwriting related experience preferred.

Three years of relevant experience in commercial and income property lending including direct correspondence and contact with borrowers, brokers and other parties related to the transaction.

Good knowledge of regulatory requirements including Regulation B, Fair Lending, etc.

Familiarity with financing for apartments, mobile home parks, office, retail, industrial, and specialty commercial properties would be desirable.

Understanding of Underwriting Department's methodology in analyzing personal and business financial statements and tax returns.

Competent in MS Excel, Word

Strong oral and written skills, interpersonal relation skills, organizational skills and data entry skills.

Ability to process loans in a fast-paced, high volume environment and assist Department in meeting production goals

Primary Responsibilities:

Review initial loan information from Loan Officers and determine completeness of information. Assist Underwriter in the preparation and submission of Pipeline Requests to appropriate Approval Authority for consent to proceed.

Create Briefing Packages for new loans that require Credit Admin review and consent to proceed from information provided in the initial application package, log loan onto the Underwriting log. From Underwriter's instructions, prepare and deliver Letters of Interest and track receipt and follow-up information.

Process application packages and coordinate with Underwriter, Loan Closing and CRELA. (Time usage: 15%)

From Underwriter's instructions, prepare a 'Needs List" of additional documentation required completing the submission package and forwarding the list to the borrower. Track receipt of "Needs List" documentation and perform follow-up requests with borrowers, brokers and other related parties to facilitate receipt of missing items.

Perform various clerical functions including ordering Third Party Reports (i.e.: property inspections, appraisals, environmental reports, credit reports, CISS credit investigations, title reports, etc.)

Figure 1 - Generic Tab Image (Souvenir Technologies, N.d.)

This image was selected as a header to the webpage or possibly as the header on a document. This image represents an ideal image to represent an applicant pool. The figures in the illustration are all indistinguishable. However, there is one candidate that is portrayed as standing out from the crowd -- similar to how a candidate is selected for a position. The reaction expected from the visual is that the individual recognizes the fact that it is a job posting. It isn't necessarily important if they interpret the visual metaphor for employment, rather the visual is more to identify the type of document it is.

Figure 2 - Logo Example (Liability Zero, N.d.)

This logo is one that is for is available for free online (Liability Zero, N.d.). It is recommended that such an image be used for inspiration of the company's logo. The characteristics of this image that are appealing are the coloring, the simplicity, and the professional appearance. The color scheme is appropriate because green corresponds with the fact that the firm deals with money and financial matters. The professional appeal of the simplicity design is also appropriate because most consumers prefer firms that are responsible and conservative to help their money and/or investments. Viewers should interpret this as a logo that is representative of a professional organization.