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Discount Scheme for Health Insurance

No Claim Discount (NCD) Schemes are Frequency-rating systems and are commonly used in insurance. NCD schemes represent an attempt to categorize policyholders into relatively homogeneous risk groups who pay premiums relative to their claims experience. Those who have made few claims in recent years are rewarded with discounts on their initial premium, and hence are enticed to stay with the company (Boland, 2006). Depending on the rules in the scheme, new policyholders may be required to pay the full premium initially and then will obtain discounts in the future as a result of claim free years. The general insurance actuary modeling an NCD scheme would frequently use Markov chain methods to investigate how premiums and movements take place over time.

No Claims Discount scheme is a form of frequency rating used in health insurance; the practice is to consider the number of years since the…


Boland, P.J. (2006). Statistical Methods in General Insurance. Dublin: National University of Ireland.

Denuit, M., Marechal, X., Pitrebois, S., & Walhin, J.-F. (2007). Actuarial Modeling of Claim Counts: Risk Classification, Credibility and Bonus-Malus Systems. New York: John Wiley & Sons Limited.

MONETOS. (2012). No Claims Discount / NCD. Retrieved September 10, 2012, from

Pinquet, J. (2012). Experience Rating in Non-Life Insurance. Paris: Universite Paris.

Against Jane Claiming to Be Hispanic-American in
Words: 1096 Length: 3 Pages Document Type: Essay Paper #: 78504409
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against Jane claiming to be Hispanic-American in her ads.

The main argument against Jane claiming to be Hispanic-American in her ads is that it is dishonest. Neither she nor most of her employees are Hispanic, and it appears that the ad would violate the concept of truth in advertising and expose her to liability. Likewise, at first blush, it seems as if there are no good arguments for Jane claiming to be Hispanic-American in her ads. However, Jane needs to increase sales to keep the business afloat. Hispanic-American customers may be more willing to buy products from a Hispanic-owned business. The issue becomes whether the fact that Jane is (or, rather, is not) Hispanic is a material fact. If Jane was running a Mexican restaurant, her ethnicity might be critical. However, unless there is something culturally significant about the clothing that depends on Jane's ethnicity, it seems unlikely that her…


Federal Trade Commission. (2001). Advertising FAQ's: a guide for small businesses.

Retrieved from 

Federal Trade Commission. (Unk.). Advertising and marketing basics. Retrieved from:

Boot Camp's Program Claim of a 0
Words: 1112 Length: 4 Pages Document Type: Research Paper Paper #: 6388164
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Boot Camp's Program Claim of a 0% ecidivism ate

Addressing a Boot Camp's Program's Claim of a 0% ecidivism ate

The Claim: A Boot Camp Program un by a Local Sheriff's Department Claims a ecidivism ate of 0%

My assessment on the accuracy of the above statement and this discussion in general, will make use of a number of fundamental terms: corrective boot camp program, recidivism and shock incarceration. A corrective boot camp program, to begin with, refers to a facility that makes use of the techniques applied during military training sessions, to instill a culture of 'doing what is right' in youthful first-time offenders. ecidivism, according to the Bureau of Justice Statistics (2013), is the tendency to repeat criminal activities, leading to re-arrest, during the three-year duration following release from a correctional facility. Finally, shock incarceration, like the name suggests, is a program used on first time offenders, to…


Cole, G.F., Smith, C.E. & DeJong, C. (2012). The American System of Criminal Justice (13th ed.). Belmont: Cengage Learning

Cole, G.F. & Smith, C.E. (2007). The American System of Criminal Justice (5th ed.). Belmont: Cengage Learning

Government Bureau of Justice Statistics (2013). Recidivism. Retrieved from 

Jones, J.A. (2012). A Multi-State Analysis of Correctional Boot Camp Outcomes: Identifying Vocational Rehabilitation as a Complement to Shock Incarceration. Student Pulse, 4(9), 1-3. Retrieved from

Peers Made Claim The History Love Largely
Words: 775 Length: 2 Pages Document Type: Essay Paper #: 6234423
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peers made claim "The History Love," largely history loss. Argue assertion. hether support refute claim, explain significance. YOU CAN FIND A BROAD SUMMARY OF THIS BOOK ON IKIPEDIA USE THE ACTUAL BOOK- "THE HISTORY OF LOVE: A NOVEL" BY NICOLE KRAUSS This I .

The History of Love: Love as chosen loss

The History of Love could just as easily be titled 'a history of thwarted love.' None of the main characters in either of the parallel narratives that run through the book ever achieve their heart's desires. Leo Gursky pines for his neighbor Alma, but war separates the two young lovers. hen they reunite, Leo is devastated to learn that Alma has moved on with her life, gotten married, and had another child with her husband. Leo spends the rest of his life living in a kind of suspended animation, his life entirely fixated upon Alma. Leo seems more…

Works Cited

Krauss, Nicole. The History of Love. New York: W.W. Norton, 2006.

Kamp's Claim
Words: 1555 Length: 5 Pages Document Type: Essay Paper #: 37904611
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Kamp's Claim

Soccer: A creepy perversion of a fun game

Sports should be sensational. Sports should resemble their old form, their past history, that of the gladiators. In its current form, in America, it has been contorted to a gentle activity. It is not a true rivalry, a competition to the death of honorable opponents. Kamp, a popular sports writer, called soccer, "a creepy perversion of a fun game." (p. 663, paragraph 4). I agree; in America, soccer has become the best example of a sport that is no longer a sport. It is not visceral. There are no exciting rivalries between American cities, played out by sports competitors who represent their cities. It is barely entertaining. It must change.

The context of this quote from Kamp is an excerpt of his sports column in GQ, a monthly men's lifestyle magazine. He says that in Europe, the soccer culture is…


Ford, G., and Kane, J. Go for goal: Winning drills and exercises for soccer. Rockleigh, NJ: Allyn & Bacon. 1984. Print.

Gibbon, Edward and Womersley, David. The History of the Decline and Fall of the Roman Empire. New York, New York: Penguin. 2000. Print.

Hursh, David. "Assessing No Child Left Behind and the rise of neoliberal education policies." American Educational Research Journal, 44.3 (2007), 493-518. Print.

Kamp, David. It's Not Just a Game. In []

Northern Southern Soldiers Claim Fighting Freedom Liberty
Words: 1064 Length: 4 Pages Document Type: Essay Paper #: 49515649
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northern southern soldiers claim fighting "freedom" "liberty." 2 sources ( newspaper, journal, magazine, book legitimate website ). Works utilize source equally documented text listed properly a works cited page.

Passion during the Civil War

The American Civil War occurred between 1861 and 1865 and is largely considered the most destructive conflict in U.S. history, resulting in approximately one million military casualties and an inestimable number of civil victims. Much controversy still surrounds the nature of this conflict, as its determining causes are complex. Contemporary international perception may have placed a progressive, anti-slavery label on the whole affair, yet the basic fact remains that nineteenth century America was an increasingly inhomogeneous country and prone to blatant discrepancy.

This work is focused on providing an analysis of Southern and Northern perspectives from a justifying point-of-view, in order to form an outline of the opposing sides' motives. Both parties were strongly driven by…


Harrison, R. The Motives and Aims of the Soldiers of the South in the Civil War: Oration Delivered Before the United Confederate Veterans at Their Fourteenth Annual Reunion. Nashville: Order of the United Confederate Veterans. June 14, 1904, Volume 6

Tulloch, H. The debate on the American Civil War Era. New York: Manchester University Press, 1999

O'Laughlin's Statement Claiming That the Psychiatric Establishment
Words: 706 Length: 2 Pages Document Type: Essay Paper #: 68663781
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O'Laughlin's statement claiming that the psychiatric establishment is self-interested and caught in a rational bind that we need to understand the human narrative that necessarily underlies all suffering. To me this statement makes a lot of sense since it is very true that the psychiatric establishment is self-interested. This means that the sole interest of the psychiatric establishment is enriching the ones who put up the establishment. They are only interested in themselves and they are in the business of giving treatment to the patients and do not care if the method they are using is approved by the one receiving the treatment or not. The establishment is caught in a rational bind whereby the mode of treatment that is used is fixed and the patients regardless of how young they are forced to go through the rational bound treatment mode. Therefore there is need to understand the human narrative…


Rachael Rettner.(2010).Children With Mental Illnesses May Benefit From 'Shock' Therapy.Retrieved October 10,2013 from 

Walter, G.(2010).Electroconvulsive Therapy as Treatment option for young. Retrieved October 10,2013 from

Prairie Care.(2013). Psychologists. Retrieved October 10,2013 from

Religious Exemption

nnotated Bibliography: The Effects of Religious Exemptions on Pertussis and Other Diseases

brevaya, J. & Mulligan, K. (2011). Effectiveness of state-level vaccination mandates: Evidence from the varicella vaccine. Journal of Health Economics 30(5): 966-76.

Longitudinal data on the use of varicella immunizations was used to determine the real effects o immunization requirements mandated by various governmental entities within the United States. Significant increases in vaccination rates are found to be the result of such mandates within the first year of adoption, peaking within two years of adoption, and with minimal effects on the rate thereafter. pproximately twenty percent of short run increases in immunization adoption is attributed to mandates, and no differences were found in different socioeconomic groups when it comes to adoption rates. Though this research does not deal with exemptions specifically, it provides context and some direct implications for a discussion and examination of such exemptions.…

A seven-year population-based retrospective cohort study of individuals aged five to nineteen years old was used to create a mathematical model of risk associated with measles vaccination, exemption, and infection, and to determine if other patterns could be observed. Exemptors were determined to be thirty-five times more likely to contract measles than those that had been vaccinated, and populations of exemptors tended to be found within certain geographic pockets of close proximity which contributed to outbreak behavior. The model also suggests that a large-scale outbreak was experienced in exemptor populations one year earlier than in the broader population, which has direct implications on the effects of religious exemptions on overall public health and safety.

Siegel, A. & Salmon, D. (2001). Religious and philosophical exemptions from vaccination requirements and lessons learned from conscientious objectors from conscription. Public Health Report 116(4): 289-95.

In addressing both the legal and the practical implications of vaccination mandates and exemptions, the authors assert that states are not actually required to allow religious exemptions for public school entrances. Their findings also suggest that individual educational counseling for parents that object and stringent belief ascertainment by the state can limit the number of exemptions significantly in states that allow them. These recommendations are grounded in commentary on the effects of exemption that is of direct and contextual use to the research at hand.

EEOC Discrimination Claim Discrimination Complaints A Case
Words: 1195 Length: 3 Pages Document Type: Essay Paper #: 93733889
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EEOC Discrimination Claim

Discrimination Complaints: A Case Study

John believes that he has been discriminated against by his employer, a private company. The nature of the alleged discrimination could be related to John's race, color, religion, sex, national origin, age if 40 or older, disability, or genetic information (Equal Employment Opportunity Commission [EEOC], 2010, p. 1; EEOC, n.d.). The Constitutional authority for filing a discrimination claim against an employer comes from a number of different acts, including the Civil ights Act, Age Discrimination in Employment Act, Equal Pay Act, and the ehabilitation Act. The federal agency responsible for regulating and mediating such claims is the Equal Employment Opportunity Commission. Protection against employer retaliation for filing a discrimination claim is also provided under these laws and regulations.

Pre-Complaint Procedures

The procedure for filing a discrimination complaint with the EEOC requires that the employee notify the employer of the grievance (EEOC, 2010,…


Arizona Judicial Branch. (2010). Guide to AZ Courts: General jurisdiction courts. Accessed June 5, 2011 at 

Equal Employment Opportunity Commission. (2010). Regulations: Part 1614 -- Federal sector equal employment opportunity FRFS. Retrieved June 5, 2011 from 

Equal Employment Opportunity Commission. (n.d.). Filing a charge of discrimination. Accessed June 5, 2011 at 

United States Courts. (n.d.). Civil Cases. Accessed June 5, 2011 at

Sufficient Evidence for Its Hypothesis or Claim
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sufficient evidence for its hypothesis or claim?

The paper is clear int hat it provides us with Introduction, body, and conclusion. The theme is simple too: health care providers (the paper tells us) need to respect, acknowledge, and understand the challenges that the 3 religions -- Judaism, Islam, and Shintoism -- can provide to th health care system. The health system needs to know how to satisfy adherents of these religions in order to optimize their medical care.

The paper then goes through a brief description of each religion (in Judaism's case, of Orthodox Jews) particularly as touches on their medical care and cursorily describes how medical practitioners can meet these needs. There are many more points that can be mentioned, particularly in the case of Orthodox Judaism where the profession may be riddled with many more challenges, such as kosher (and food regulation exist with Islam too). In the…

Instructional Effectiveness Many Scholars Claim
Words: 1604 Length: 4 Pages Document Type: A2 Outline Answer Paper #: 43779153
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Time to develop and use assessments effectively must be built into the teachers' work week. They are time-consuming, but worthwhile, and should not be administered as an afterthought. The results tell us a great deal about students and ourselves. It will be a challenge to make sure assessments are meaningful and are accorded the time they deserve.

When we think of assessments, we often think about formal assessments, whether they are teacher-created quizzes, chapter tests from a textbook, or standardized tests that compare students across the country. Assessment can, and should, include the informal observations teachers make in their classrooms on a daily basis. Because teachers spend so much time with their students, they are in a good position to see both struggles and progress. It may be one of the easiest ways to see what students need because it is immediate and requires no preparation. We can learn from…


Hur, J.W., & Suh, S. (2010). The development, implementation, and evaluation of a summer school for English language learners. The Professional Educator 34(2).

Joosten-ten Brinke, D., Sluijmans, D.M.A., & Jochems, W.M.G. (2010). Assessor's approaches to portfolio assessment in assessment of prior learning procedures.

Evaluation in Higher Education 35(1), pp. 55-70.

Rhodes, T. (2010). Since we seem to agree, why are the outcomes so difficult to achieve? New

Advertising Claim That Firms Advertise to Manipulate
Words: 599 Length: 2 Pages Document Type: Essay Paper #: 24139444
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advertising claim that firms advertise to manipulate people's tastes and defenders argue that advertising provides information. Both are correct, and characterizing these views as "pro advertising" or the reverse is not particularly accurate. Most industries exist in a state of monopolistic competition, and advertising is one of the ways that companies can differentiate themselves from the competition, and through this differentiation companies can exert a greater degree of market control (No author, 2012).

Firms sometimes use advertising as an informational tool, as it provides an opportunity to reveal to consumers the differences between the advertised product and its competitors. Typically, each product within an industry will differ at least slightly with respect to its design and the quality level of the workmanship and other inputs. In addition, firms use other marketing elements such as distribution to help with differentiation. Advertisers often use brands as shorthand for the product or service…

Works Cited:

Fournier, S. & Yao, J. (1997). Reviving brand loyalty: A reconceptualization within the framework of consumer-brand relationships. International Journal of Research in Marketing. Vol. 14 (5) 451-472.

No author (2012). Monopolistic competition, advertising. AMOSWeb. Retrieved May 30, 2012 from,%20advertising

The Role of Medical Assistants in Claiming Reimbursement
Words: 2555 Length: 2 Pages Document Type: Essay Paper #: 75132176
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All Medical Assistants

The importance of customer service in a tertiary healthcare setting

As you all know, the healthcare industry has been transformed in substantive ways as a result of the Patient Protection and Affordable Care Act and the growing need for timely recordation of services rendered in order to attain appropriate reimbursement of physician services and overall expense reimbursement for the medical facility. This memorandum explains how and why customer service is the one thing that sets their organization apart from their competitors.

Importance of Customer Service from Medical Assistants' Perspective

Please know that our organization appreciates your unwavering efforts to provide the best possible medical care to our valued patients. Medical assistants are on the forefront of the provision of this care, and we need your support to ensure that your services are compensated appropriately. This is in everyone's best interests because unplanned turnover can cost this organization…

Law Case Study Claim 1
Words: 521 Length: 2 Pages Document Type: Case Study Paper #: 75607554
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If the facts support its position, the hospital will argue that it was not negligent in hiring Dr. Dogwood and that nothing in his employment record could have put them on notice of his poor judgment.

Claim 3 -- Karl vs. ECR Manufacturer

John has a very good product liability claim against the ECR manufacturer. That is because the company supplied a product that was unreasonably dangerous to users in the ordinary way in which the product was intended to be used. This is a violation of the implied warranty of fitness for its intended purpose.

Possible Defenses

The ECR manufacturer will argue that the defect in its product was not the proximate cause of the harm that Karl suffered. Specifically, that argument is that it was the negligent decision of Dr. Dogwood to use the pad even after he noticed the defect that actually caused Karl's injuries and not…

Political Cartoon the Claim of
Words: 321 Length: 1 Pages Document Type: Essay Paper #: 987136
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The backing of the warrant includes the drawing of different parachutes. If the artist only drew one parachute then the reader would infer that the stimulus package is monolithic. Instead, the artist portrays the stimulus package as being multifaceted and potentially saving jobs in multiple business sectors. The fear on the skydiver's face and the cry of "Faster! Faster!" are used to back the claim that Americans may be worried for nothing.

Possible rebuttals to the cartoon include the following. First, a reader might note that many of the parachutes appear not to be working or have yet to be deployed. Second, the artist does not show how close to the ground the jumper is. These two facts add doubt as to how effective and efficient the stimulus plan is. Opponents and critics of the existing stimulus plan are directly addressed and will also identify strongly with the skydiver.

Paraphila the Ancient Philosopher Plato Claimed That
Words: 1412 Length: 4 Pages Document Type: Essay Paper #: 16482628
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The ancient philosopher Plato claimed that all immoral behavior was the result of some disorder in the soul (Gert and Culver, 2009, p. 489). Although very few people now hold this view, deviant sexual behavior is often considered symptomatic of a mental disorder. However, not all deviant behaviors fit the clinical definition. For example, if a heterosexual man becomes aroused by dressing in women's clothing, it is considered by most people to be abnormal behavior. However, his behavior may be ego-syntonic, meaning that the man is not troubled by either the impulses or by acting them out. Such an individual would not seek treatment. He is not a danger to himself or to anyone else and unless there were objections on the part of his wife or significant other, there is no compelling reason, in the man's mind, to manage his impulses or behavior. As Bhugra and McMullen (2010,…


Bhugra, D., Popelyuk, D., and McMullen, I. (2010). Paraphilas across cultures: Contexts and controversies. Journal of Sex Research 47(2-3), pp. 242-256.

Gert, B., and Culver, C.M. (2009). Sex, immorality, and mental disorders. Journal of Medicine & Philosophy 34(5), pp. 487-495.

Gordon, H. (2008). The treatment of paraphilias: An historical perspective. Criminal Behaviour & Mental Health 18(2), pp. 79-87.

Hall, Ryan C.W., and Hall, Richard C.W. (2007). A profile of pedophilia: Definition, characteristics of offenders, recidivism, treatment outcomes and forensic issues.

O'Connor Anahad June 22 2004 the Claim
Words: 1074 Length: 3 Pages Document Type: Term Paper Paper #: 82511736
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O'Connor, Anahad. (June 22, 2004) "The Claim: Too Much Sleep Is Bad for You." The New York Times. Science & Health Section.

It's hard to believe, but this article councils the reader that getting more than seven hours of sleep may be hazardous to his or her health. "A 2002 study found that getting more than seven hours of sleep each night was associated with a shorter life span. Several studies since then, including one this year by researchers at Brigham and Women's Hospital in Boston, also found a link," between poor health and getting more than seven hours of sleep a night.

Thus, the article makes vague reference to several studies pointing to such a correlation, but only provides specific information on one particular 2002 study. This "2002 study examined data on more than a million Americans over the age of 30 between 1982 and 1988." The article,…

Forecasts for the future of the advertising industry are looking up, according to the projected statistics compiled for this article. Unlike much of statistical analysis, this article is future looking rather than looking at the past. Because of the raise forecast estimates for 2004 yesterday the improving economy should result in an even more optimistic outlook in his first assessment of 2005.

Robert J. Coen reduced his prediction for ad spending growth in local media across the country, "citing softness in categories like retail and classifieds." But Mr. Coen, senior vice president and forecasting director at Universal McCann in New York, lifted his estimate for the growth of combined national and local ad spending in the United States to 7.3% this year compared with 2003. In December, he had forecast a gain of 6.9% in 2004.

Ad spending is considered to be an early economic predictor of consumer confidence in America. A "7.3% increase would be the largest since 2000, when American ad spending rose 11.3% from 1999." In contrast, advertising spending "fell 6.5% in 2001, the first decline since 1991 and the largest since 1938; it rebounded 2.4% in 2002 and 3.6% last year, and next year, ad spending in the United States should grow an additional 6.5% over 2004." However, for the layperson this article does not chronicle how total advertising revenue is compiled, and how this varies from industry to industry. Also, do not certain types of products advertise more, such as goods with low product differentiation that tend to be consumed by the proportion of the population, such as young people, whom are most apt to try new products and switch product alliances? This calls into question the ability for expenditures on advertising to predict overall economic success in the American economy as a whole.

Comment on Claim That British Industrial Revolution Was as Much
Words: 2049 Length: 6 Pages Document Type: Term Paper Paper #: 40690381
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Industrial evolution: esult of an Agricultural evolution?

The Industrial evolution which began in Great Britain in the eighteenth century, and still continues in certain parts of the world, is considered by some historians to be the most significant transformation in the economic environment of human civilization after the Neolithic evolution. There are a number of reasons that triggered and sustained the transformation of an agriculture-based economy to an industrial-based economy, but perhaps the most significant was the occurrence of an 'Agriculture evolution' in Britain in the century following 1750. In this essay, I shall discuss why this was so, besides describing the following:

The causes and outcome of the Agricultural evolution

Features of the Industrial evolution

The Social Consequences of the Industrial evolution

Karl Marx and Emile Durkhiem's theories about the Industrial evolution

How an Agricultural evolution in Britain triggered the Industrial evolution?

Most historians are in agreement that the…


Ashton, T.S. (1997). The Industrial Revolution, 1760-1830. Oxford: Oxford University Press.

The Four Field System." (2004) Open Door Website. Retrieved on September 14, 2004 at 

Jones, R.A. (1986) Emile Durkheim: An Introduction to Four Major Works. Beverly Hills, CA: Sage Publications, Inc.

Marx, Karl and Engels, Friedrich. (1894) "The Communist Manifesto." The Project Gutenberg Etext. Retrieved on September 14, 2004 at

Demonstrating Uniqueness of Christianity
Words: 1967 Length: 7 Pages Document Type: Term Paper Paper #: 29894430
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Christianity claims to be unique and this work in writing will demonstrate the uniqueness in research and show why other religions could not be considered as the way to salvation. The work of J. Hampton Keathley, III discusses the uniqueness of Christianity and states that Christianity is unique "because it stems from the uniqueness of Jesus Christ, the greatest man who ever lived. In Jesus, we have One who has virtually changed every aspect of human life, but sadly, most people are completely oblivious to the reality of how He has so completely impacted the world." (Keathley, 2012)

The uniqueness of Jesus Christ is examined by Keathley from the view of the uniqueness of Christianity as a religion and states of Christianity that "alone of all the beliefs of mankind, be they religious or political or philosophical…" Christianity is the one religion founded upon the bases of "historical acts and…


D. James Kennedy and Jerry Newcombe, What If Jesus Had Never Been Born?, Thomas Nelson, Nashville, 1994,

Henry Morris, Many Infallible Proofs, Creation Life Publishers, 1974, p. 10 in Keathley (2012)

Keathley, J. Hampton (2012) The Uniqueness of Jesus Christ. Retrieved from:

Feminism Matrilineal History or Girls'
Words: 2088 Length: 6 Pages Document Type: Essay Paper #: 20992133
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"Lady Gaga in part because she keeps us guessing about who she, as a woman, really is. She has been praised for using her music and videos to raise this question and to confound the usual exploitative answers provided by 'the media'… Gaga's gonzo wigs, her outrageous costumes, and her fondness for dousing herself in what looks like blood, are supposed to complicate what are otherwise conventionally sexualized performances" but this complication does not necessarily lead to a feminist liberation (Bauer 2010).

Still, Gaga has been embraced by a generation of women, some who shun and some who embrace the feminist label. "Lady Gaga idealizes this way of being in the world. But real young women, who, as has been well documented, are pressured to make themselves into boy toys at younger and younger ages, feel torn. They tell themselves a Gaga-esque story about what they're doing. hen they're on…

Works Cited

Bauer, Joy. "Lady Power." The New York Times. June 20, 2010. June 21, 2010. 

Love, Meredith A. & Brenda M. Helmbrecht. "Teaching the conflicts: (Re)engaging students with feminism in a postfeminist world." Feminist Teacher. 18(1).

Maloney, Malori. Lady Gaga: "I'm not a feminist. I hail men, I love men." Bitch.

Sexual Harassment and Discrimination Anna
Words: 1016 Length: 3 Pages Document Type: Case Study Paper #: 60151713
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Given the context and the fact that being a convicted criminal and a sex offender could conceivably make the risk of any type of abuse (whether or not of a sexual nature) foreseeable, that defense is unlikely to succeed. However, generally, the knowledge of one Board member who does not disclose that knowledge to the Board will not be imputed to the rest of the Board. In any case, that issue is unlikely to matter because of the school's liability in negligence even without knowledge.

Question # 3

As previously discussed, the school is likely to be found liable to Anna for Title VII discrimination by virtue of her age because it allowed Forester to create a hostile work environment by failing to discipline either Forester or DuFrane, the other male teacher who made the hostile statement. The school will argue that even under those facts, the severity and extent…

Neo-Confucianism Is a Philosophy Which Was Born TEST1
Words: 908 Length: 3 Pages Document Type: Essay Paper #: Array
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Toulmin Model and Sherlock Holmes

The Toulmin Model of argumentation asserts that a good argument consists of six parts which intend to develop a practical argument. The first element is the "claim," or the conclusion that the argument must establish. The next part is the "data," or the facts and evidence collected and used to confirm the argument. In order to support the data, general, hypothetical, or logical statements are used, these are called "warrants." A good argument should limit itself to what can be proven and so it requires "qualifiers" which restrict the argument to a point where it can be supported by facts. In order to support the warrants made during the argument, sometimes "backing statements" are used to add credence to the statements made during the argument. These backing statements may not directly support the claim, but should always support the supporting warrants. Finally, since there are…

Jesus as the Way to
Words: 1369 Length: 3 Pages Document Type: Term Paper Paper #: 63173201
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It increasingly seems unlikely that Christ will show up on a white horse to purge the world of sin. If this is necessary to the ideology of salvation, then one might do well to scoff at it. It does not seem to be legitimate to project that Christ will save the world from the evil which is wrecked upon it by humans or by nature. Indeed, it seems remarkably irresponsible for a modern human to merely sit waiting for Christ to save the world rather than take active steps as part of the social community to assure that the world is preserved. (for example, it has been suggested that ush's radical policy in the Middle East is "literally and determinedly drawn, consciously and unconsciously, toward the enactment of such a [endtimes] scenario, as he believes, for God's sake" [Hill] if this were true, it would be a perfect example of…


Branick, Vincent. Understanding the New Testament and Its Message: An Introduction. Paulist Press: New York, 1998.

Hill, Michael. "Mine Eyes Have Seen the Glory: Bush's Armageddon Obsession, Revisited" CounterPunch, Jan 4, 2003.

Christian This Course Changed My Concept of
Words: 1444 Length: 4 Pages Document Type: Essay Paper #: 28758515
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This course changed my concept of what it meant to be a Christian in three fundamental ways, all focused on what it means to me to be a Christian in modern society, rather than on the theological underpinnings of Christianity. This course helped me realize that Christianity is not merely a system of belief, which is how many people conceive of religion. Instead, Christianity must be a combination of action and belief. However, it also made me more committed to some of the fundamental underpinnings of Christian theology, which I had admittedly abandoned in my own desire to equate being a Christian with being a good person and trying to do the right thing. However, reading this book, I came to the realization that I was failing to embrace all of Christianity. Just as it is necessary, but not sufficient, to be a good person in order to honestly…


Towns, Elmer. (2007). Core Christianity. Chattanooga: AMG Publishers.

Strategy and Corporate Governance
Words: 3368 Length: 10 Pages Document Type: Essay Paper #: 74781707
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BP Oil Spill

Strategy and Corporate Governance

The bp oil spill of 2010

British Petroleum (BP) is one of the largest oil exploring companies in the world. It is recognized for its efficient practices. In recent years it has positioned itself as an environmentally responsible company by stressing its commitment to undertaking exploration activities by causing minimum harm to the natural environment. It has also invested in technologies to make drilling under the seabed more secure so that oil spills do not occur. However, these claims were brought into question on April 20, 2012 when a massive explosion and oil spill took place on the Deepwater Horizon oil rig over the Macondo oil well in the U.S. Gulf. There was huge damage to the marine environment and to the livelihood of people living in the coastal communities in Louisiana and other coastal states. The poor response of the company was…


ABC News. (2010, July 27). BP CEO Tony Hayward Gets Golden Parachute. Is $18 Million Too Much? ABC News. Retrieved May 1, 2012, from 

Alleyne, R. (2010, July 30). BP Oil Spill: Was Tony Hayward Right After All? The Telegraph. Retrieved May 1, 2012, from 

Arnott, S. (2010, July 28). BP CEO Tony Hayward: In His Own Words. Bloomberg Business Week. Retrieved May 1, 2012, from 

BBC. (2010, June 1). BP's Shares Fall 13% after Plan to Stop Oil Leak Fails. BBC. Retrieved May 1, 2012, from

Disparate Impact and Treatment by the Tva
Words: 928 Length: 3 Pages Document Type: Research Paper Paper #: 93503027
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Dunlap v. TVA

Dunlap v. Tennessee Valley Authority (2008)

Dunlap v. Tennessee Valley Authority (2008)

Explain why the plaintiff's disparate impact claim failed?

A claim of disparate impact implies that the employer (defendant) unintentionally discriminated against the job applicant (plaintiff) (Seiner, 2013, p. 287). Under Title VII, any hiring practice that is fair in form, but through its application is effectively discriminatory, is illegal (Dunlap v. Tennessee Valley Authority, 2008). The protected demographics under Title VII include racial minorities, religious minorities, and women. Mr. Dunlap's status as an African-American fulfills this requirement. In addition, the hiring practice must be unrelated to the open position and inconsistent with business necessity to be successfully challenged under Title VII. In other words, a claim of employment discrimination should provide evidence that the discriminatory practices were unrelated to the job and not required by the business. Mr. Dunlap sued…


Dunlap v. Tennessee Valley Authority, 519 F. 3d 626 (6th Cir. 2008).

Seiner, J.A. (2013). Plausibility and disparate impact. Hastings Law Journal, 64, 287-324.

Employee Have a Potential FLSA
Words: 680 Length: 2 Pages Document Type: Case Study Paper #: 10520523
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2. Explain five things employer can do to insure compliance with FLSA.

The most important action that an employer can take to ensure compliance with FLSA is to remain organized and pay attention to detail (Deadrick). Overtime violations have replaced discrimination claims as the number one problem relative to FLSA compliance and accurate and detailed record keeping can alleviate most of these problems. In regard to this record keeping it is essential that human resource departments properly classify each employee's exempt / non-exempt status as to the paying of overtime. The provisions of the FLSA carefully detail which employees are eligible for overtime and which are not. Human resource departments must follow the FLSA language strictly in making this determination.

It is also essential that employers carefully and accurately record the number of hours spent by each employee and that such recording procedure is not subject to manipulation or abuse.…

Works Cited

Deadrick, Diana L. "An Examination of the research-practice gap in HR: Comparing topics of interest to HR academics and HR professionals." Human Resource Management Review (2007): 131-139.

Schwartz, Loren. "Reforming the Fair Labor Standards Act: Recognizing on-Call Time as a Distinct Category of Compensable Work." University of San Francisco Law Review (2005): 217-237.


Skepticism Bertrand Russel and Ludwig Wittgenstein's Personal
Words: 3042 Length: 10 Pages Document Type: Essay Paper #: 81480546
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Bertrand Russel and Ludwig ittgenstein's personal and professional relationship is well-known, with Russel having famously sponsored ittgenstein's submission of Tractatus Logic-Philosophicus for PhD credit at Cambridge University. Both philosophers were important early contributors to the theory of logical atomism, and although they would both go on to reject many of the ideas central to logical atomism, their work nevertheless represented an important break from philosophical Idealism and set the stage for the developments of the twentieth century (Hylton 105, 116). However, despite the general agreement between Russel's The Philosophy of Logical Atomism and ittgenstein's Tractatus, the philosophers disagree on the question of skepticism. For Russel, skepticism is an irrefutable position, whereas ittgenstein characteristically describes skepticism as being "palpably senseless" (ittgenstein 187). Fully understanding ittgenstein's meaning requires an analysis of the role of skepticism in both Russel and ittgenstein's work, but ultimately one can say with relative confidence that ittgenstein…

Works Cited

Anscombe, G.E.. An Introduction to Wittgenstein's Tractatus. London: Thoemmes Press, 1996.


Griffin, James. Wittgenstein's Logical Atomism. London: Thoemmes Press, 1997. Print.

Hylton, Peter. Russell, idealism, and the emergence of analytic philosophy. Oxford: Oxford

Project Management and Construction Safety
Words: 3017 Length: 11 Pages Document Type: Research Paper Paper #: 89518528
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Health and Safety in Construction Industry

The construction industry is by far the most dangerous one as it takes more lives every year and results in many short- and long-term minor or severe injuries. The UK government regulatory bodies have been playing a significant role in ensuring that proper health and safety procedures are followed. Throughout the last four decades, its role has been impeccable in decreasing fatalities in the construction industry, although the excessive rules and regulations, frequent changes, bureaucratic structure and lack of project management and risk management techniques have dented its efficiency in protecting small construction companies and contractors, resulting in a compensation and claim culture engulfed with individual profiteers such as insurance companies, lawyers and health and safety consultants. These excessive regulations have pushed constructors to adopt some illegal practices in order to decrease cost and probability of claims from injured workers. The risk management and…


Five steps to risk assessment. Viewed 27 October, 2012,

Hubbard, D. 2009. The failure of risk management: why it's broken and how to fix it. John Wiley & Sons. p. 46.

Health and safety executive. 2007. Managing health and safety in construction (Construction Design and Management) Regulations 2007 Approved Code of Practice.

Health and safety executive. 2011. Five steps to risk assessment, Viewed 28 October 2012

Religion Is Jesus the Only Savoir Is
Words: 1909 Length: 6 Pages Document Type: Book Review Paper #: 2051126
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Is Jesus the Only Savoir? Is onald H. Nash's opportunity to develop a passionate and well-developed argument answering yes: yes, Jesus is the only Savoir. However, Nash does not rest on the reader's understanding or experience of faith to make his case. The author takes a different approach, using logic and reason to explain that at least to a believer in Christ, there can be no other paradigm other than Christian absolutism. According to Nash, pluralism by its very definition violates the tenets inherent in the New Testament. It is therefore impossible for a theologian, especially a Christian one, to be a pluralist.

Nash's scapegoat, for better or worse, is John Hick. Hick is a theologian who has succumbed to the temptation of thinking pluralistically and who attempts to show that Jesus is in fact not the only savior. Nash picks apart Hick's argument by revealing the logical fallacies…


Bible: New International Version (NIV)

Johnsey, Allen. "A Critique of Is Jesus the Only Savior?" Nov 5, 2006. Retrieved online:

Johnson, Keith E. "John Hick's Pluralistic Hypothesis and the Problem of Conflicting Truth-Claims." Retrieved online: 

Nash, Ronald H. "Is Jesus the Only Savoir?" Christian Research Institute. Retrieved online:

Partnership and Employment Two Classes of Partnership
Words: 1170 Length: 4 Pages Document Type: Essay Paper #: 88487018
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Partnership and Employment

Two Classes of Partnership

A partnership is a business with more than one owner and has not applied to become a corporation or a limited liability company (Laurence, 2012). The two general types are general partnership and limited partnership. The general type is the more common. Each partner has a hand in its operation. It is also the simplest and least expensive business structure to create and maintain. oth partners share all the liability for the debts and obligations of the businesses, including court decisions. Either partner is bound to a contract or deal entered into by the other partner. The partners pay partnership taxes, which "pass through" their business to their respective individual income tax returns. Creating a partnership does not require filing of papers. Two persons who agree can do so and then register the business with the payment of a minimum tax. Although there…


Brachmann, S. (2012). What is a limited partnership? eHow: Demand Media, Inc.

Retrieved on June 20, 2012 from

Carabelli, C. (2012). About sexual harassment in the workplace. eHow: Demand Media,

Inc. Retrieved on June 19, 2012 from