Financial Planning Essays (Examples)

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Financial Counseling Profile Lee Was

Words: 2484 Length: 8 Pages Document Type: Essay Paper #: 84871732

So, many expenses that would have given him a credit were not presented and this meant Lee had to pay large amounts as tax. The IS clearly states that it is the responsibility of the business owner to deduct expenses and show receipts for the same. (IS.gov, 2010). So, we recalculated his tax assessment for the year and included all deductible expenses that had proof of receipt. This brought down his tax by about $23,000.

The next step was to determine whether Lee's business was eligible for the health care tax credit approved by the Obama administration. Since Lee had more than 25 full-time employees with an annual average wage of less than $50,000, he qualified for the credit. It is 35% of the premium costs. (IS.gov, 2010). This further reduced his taxes.

Another move is to give him a salary every month as the CEO of the company. Earlier,…… [Read More]

References

McArdle, Megan. (October 2010). The Bright Side. Atlantic Monthly. Vol 306(3). p46-52.

Bowman, Margo. (Oct 2008). Your Small Business Budget. Massage Magazine. Issue 149. p 60 -63.

Small Business Administration. (2010). Retrieved from: http://www.sba.gov/

Internal Revenue Service. (2010). Retrieved from: http://www.irs.gov/
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Financial Counseling Profile Tackling Mid-Life

Words: 3022 Length: 10 Pages Document Type: Essay Paper #: 71855935

She is well-connected within the community and is confident that her business would be profitable within a year or two. She has a strong, charismatic personality and is also connected to Milwaukee's artistic community through her husband's architectural work restoring some of the city's beautiful historic buildings. She has a considerable portfolio, and occasionally sold stock photos or worked as a wedding photographer when she was in law school.

Laura realizes that in the current market, individuals and companies may be cutting back on "luxuries" like professional family and staff pictures. However, she has a range of expertise in architectural and interior photography as well as portrait and event photography. She is willing to diversify her skill set and pursue further education if necessary, although in her field an additional artistic degree would only be desirable for teaching or competing for gallery showings at a national level.

According to her…… [Read More]

References

College Board. (2010). Trends in college pricing, 2010. Retrieved from  http://trends.collegeboard.org/ 

Hung, a., & Yoong, J. (2010). Asking for Help: Survey and experimental evidence on financial advice and behavior change. RAND Working Paper WR-714-1.

Morris, Kenneth M., Alan M. Siegel, and Virginia B. Morris. (1995). The Wall Street Journal Guide to Planning Your Financial Future. New York: Lightbulb Press.

Parisse, a., & Richman, D. (2006). Questions Great Financial Advisors Ask… and Investors Need to Know. Chicago: Kaplan.
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Planning Programming and Budgeting Understanding

Words: 3133 Length: 11 Pages Document Type: Essay Paper #: 39022789

..ERP combines them all together into a single, integrated software program that runs of a single database so that the various departments can more easily share information and communicate with each other." (Pang, 2001) the work of Les Pang (2001) entitled: "Manager's Guide to Enterprise Resource Planning (ERP) Systems" published in the Information Systems Control Journal informs this study that over the past ten years an organizations have significantly experienced "changes in their core business applications. These applications have moved from a centralized mainframe platform towards distributed client-server architecture, changed from monolithic customized software systems to commercial off-the-shelf (COTS) system modules with graphical development tools and expanded from a local area network environment to one with the broad reach of the World Wide Web. usiness applications have changed to support the globalization of their organization with the addition of multisite and multicurrency functionalities." (Pang, 2001)

The desire of a great…… [Read More]

Bibliography

Preparing Financial Projections (nd) PlanWare - Creative Commons Attribution-onCommercial-NoDerivs License. Online available at  http://www.planware.org/financialprojections.htm 

Writing a Business Plan (nd) PlanWare. Online available at  http://www.planware.org/businessplan.htm 

ABC - an Introduction to ERP: Getting Started with Enterprise Resource Planning (2008) CIO Online available at: www.cio.com.

Pang, Les (2001) Manager's Guide to Enterprise Resource Planning (ERP) Systems. Information Systems Control Journal, Volume 4, 2001. Online available at
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Financial Planner the Career of

Words: 1103 Length: 3 Pages Document Type: Essay Paper #: 9607592



A the direct support or supervision of individuals who deliver all, or any portion, of the personal financial planning process to a client.

A teaching all, or any portion, of the personal financial planning process.

Finally the applicant must agree to adhere to the CFP Code of Professional Conduct and submit to a background check. Any pending litigation must be disclosed.

The Financial Planner typically operates in four major areas: investment planning, estate planning, retirement planning and business succession planning. All of these areas are highly specialized and a planner may decide to specialize in one or more areas. Major firms will offer all of these services to clients, but the delivery method may vary by company. Firms such as Lincoln Financial Advisors, American Express Financial Services and AXA Advisors offer all of these services.

Another group of firms includes brokerage firms, also called wire houses, that may offer some…… [Read More]

Bibliography

Certified Financial Planner Board of Standards. 20 April 2005.   http://www.cfp.net / .

Financial Planning Association. 20 April 2005.  http://www.fpanet.org/ .

Lee, Tony. "Rating the Nation's Best and Worst Jobs." Career Journal.com. 2002. 20 April 2005. http://www.careerjournal.com/jobhunting/change/20020507-lee.html.

Merrill Lynch. 20 April 2005. http://www.ml.com/index.asp?id=7695_15125.
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Planning and Marketing Conferences and Workshops

Words: 4363 Length: 12 Pages Document Type: Essay Paper #: 88758022

Planning & Marketing Conferences & Workshops

The importance of planning

Getting feedback from others

Administering a workshop or conference

The details of work that can be done in conferences

Preparing for a conference

Facilities available at conferences

At the outset of this exercise, we must start by defining planning and this has been defined as a proactive decision making within an organization. The importance of planning and marketing can start an ongoing process that helps an organization to design the services to meet the needs of the customer. This helps in removal of the traditional focus on internal operations and to the expectations of the customer and convenience. There have also been suggestions from experts like Weygand in 1995 that marketing audit should be an ongoing process in every organization to find out the trends and changes that are taking place in the market. (Planning and Marketing) Nowadays the promotion…… [Read More]

Bibliography

Administration. Brigham Young University, 2002 Accessed 23 March, 2004 Available at http://ce.byu.edu/cw/cwplanco/admin.htm

Kelly, Lois. Use meetings and conferences in your marketing mix. March 1, 2002; PRIMEDIA Business Magazines & Media Inc. Accessed 23 March, 2004 Available at http://www.findarticles.com/cf_0/m3266/42_61/93702388/p1/article.jhtml

Kenneth, Kiesnoski. Trade show promotes African tourism. Travel Weekly. Oct 21, 2002, Accessed 23 March, 2004 Available from www.findarticles.com/cf_dls/m3266/42_61/93702388/p1/article.jhtml

Kleibacker, Kathryn. Making Conferences Work for you. 2002. Accessed 23 March, 2004 Available at  http://www.internet-monitor.com/tip116.html
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Financial Management in Health Care

Words: 2199 Length: 7 Pages Document Type: Essay Paper #: 80857634

Financial Management in Healthcare

Medicare and Medicaid are programs run by the government and which provide medical services as well as services that are health care related to particular groups of individuals in the United States. It is imperative to note that these two programs are exceedingly dissimilar but are supervised and overseen by the Centers for Medicare and Medicaid Services which is a department that is found within the Department of Health and Human Services of the United States. The origin of these two programs dates back to the year 1965 when they were created after President Lyndon B. Johnson signed changes to the Social Security Act (Crosta, 2015) for the national health care program. This program was principally created at the time when individuals who were aged 65 years and above found it impossible to obtain private coverage for health insurance. In particular, this was a time when…… [Read More]

References

Wareham, T. (2014). Funding the Transformation: Three financial considerations will shape hospitals' transition success. Trustee.

Scamperie, K. (2013). The fee-for-service shift to bundled payments: financial considerations for hospitals. Journal of Health Care Finance 39(4):55-67.

Addicott, R., Buck, D., Goodwin, N., Harrison, T., Ross, S., Sonola, L., ... & Curry, N. (2013). Transforming our health care system. The King's Fund.
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Financial Derivatives on Sub-Prime Crisis

Words: 9921 Length: 30 Pages Document Type: Essay Paper #: 96070915



The article that was written by Conley (2011) discusses the impact that collateralized debt obligations (CDO's) would have upon the subprime loans. These were created in 1987, by the Wall Street firm Drexel urnham. In this product, the investment bankers would take a number of different articles and combine them together as one investment. The various assets that were used included: junk bonds, mortgages and other high yielding investments from the debt. The idea with these different products is that the investment bank could offer customers a stated return on their investment. The way it worked is the brokerage firm would distribute each investor, the stated amount of returns that they would make off of the tranche (the CDO investment). This was derived using a complex mathematical formula that would divide the total amount of interest that was received, from the various high yielding products that were inside the CDO.…… [Read More]

Bibliography

Case Study, 2011, Investopedia. Available from: [14 February 2011]

Citi Merger a Mistake, 2008, Huffington Post. Available from: [14 February 2011].

Deregulation Redux, 2011, FCIC. Available from: {14 February 2011].

Derivatives, 2011, Financial Dictionary. Available from: [12 February 2011].
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Personal Tax Planning

Words: 470 Length: 2 Pages Document Type: Essay Paper #: 47529436

Financial Planning

Are you or your spouse self-employed or own a business?

What kinds of income do you and your spouse have?

What kind of deductions do you and your spouse have?

Was there any out of pocket medical expenses?

Do you plan to itemize those deductions?

Do the children work?

Do the children file income tax returns?

Do the children live with you?

Did you pay more than 50% of the children's support?

Do you pay more than 50% of your fathers support?

What was the fair market value of the inherited property at your father's death, or when it was given?

What kind of retirement accounts do you and your spouse have?

What kinds of investments do you and your spouse own?

Do the children have education expenses you paid for?

Options

Options in reducing taxes on adjusted gross income include starting a work 401K, or increasing the…… [Read More]

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Financial Resource Management Reaching a Financial Decision

Words: 2362 Length: 8 Pages Document Type: Essay Paper #: 99186204

Financial esource Management

eaching a financial decision regarding heath care services

All forms of industries deemed financial management as expressive in origin till the 1960's. Its basic and sole role was to ensure financing for completing the business's operatives and functions. The department for business planning or marketing would project a net total for meeting the services and meeting daily demands; managers would calculate the assets required to complete a given project needed, equipment's, supplies and building. Financial management is a field which focuses on business securities as well as the markets in which they are in key demand. Also, more emphasis is made on how businesses can tap new markets and unlock their hidden potential. As a result, financial management books were pretty explanatory and predictable in origin during those times. (Sandrick, 2008).

These days, financial management plays a pivotal role in day-to-day operations of a business. The responsibility…… [Read More]

References

Allen, S., and M. Bombardieri. 2008. "A Healthcare System Badly Out of Balance." The Boston Globe, November 16.

Glaeser, E.L. 2004. "The Governance of Not-for-Profit Organizations." The International Journal of Not-for-Profit Law 6 (3).

Halvorson, G.C. 2005. "Healthcare Tipping Points." Healthcare Financial Management (March): 74 -- 80.

Helvin, L.K. 2008. "Caring for the Uninsured: Are Not-for-Profit Hospitals Doing Their Share?" Yale Journal of Health Policy, Law, and Ethics (summer): 421 -- 70.
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Financial Analysis Threats and Vulnerability A Case

Words: 1957 Length: 6 Pages Document Type: Essay Paper #: 43007066

Financial Analysis

Threats and vulnerability: A case study of Shoe Carnival, Inc.

Shoe carnival overview

Shoe Carnival Inc. is a publicly traded company that offers a range of footwear products for all categories of customers, men, women, children and sportswear. It also offers casual wear products and other assorted products such as handbags. Its headquarters are situated in Evansville, Indiana and it runs over 300 stores across several states mostly concentrated in South, Midwest, and Southeastern states of the U.S. David ussell, who had sold shoes for over 20 years in the traditional way, founded Shoe Carnival after feeling convicted that that was what he wanted to do. In the year 1978, and with is personal savings and some capital from his in-laws, he opened his first store that he called "Shoe Biz." His main idea was to create a shoe store made shoe-shopping fun. The major difference with ussell's…… [Read More]

References

Funding Universe (2012) Company Histories and Profiles: Shoe Carnival Inc. Retrieved from http://www.fundinguniverse.com/company-histories/Shoe-Carnival-Inc.-company-History.html

Laboureconomic's weblog (2012) The Effects of Fon Competition: U.S. Firms. Posted May 4, 2011, retrieved from http://laboureconomics.wordpress.com/2011/05/04/the-effect-of-foreign-competition-us-firms/

Lowth, G., Prowle, M., Zhang, M. (2010) The Impact of Economic Recession on Business Strategy Planning in UK. Chartered Institute of Management Accountants. Vol.6, Issue 9.

Shoe Carnival (2012) Shoe Carnival 2011 Annual Report. February 2012. Retrieved from http://www.google.com/url?sa=t&rct=j&q=&esrc=s&source=web&cd=3&ved=0CGQQFjAC&url=http%3A%2F%2Fphx.corporate-ir.net%2FExternal.File%3Fitem%3DUGFyZW50SUQ9OTM1OTR8Q2hpbGRJRD0tMXxUeXBlPTM%3D%26t%3D1&ei=6E7LT5zEBc7SsgbC0vGaBw&usg=AFQjCNHQ73w5pPAXL97G7uC-A3yGWjEKKQ&sig2=LmOSYlJO7izfAl1ssOpxDQ
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Financial Fraud Fannie Mae Review of Fraud

Words: 1285 Length: 4 Pages Document Type: Essay Paper #: 18898066

Financial Fraud Fannie Mae

eview of Fraud Schemes within Fannie Mae 1998-2004

Scope

The agency found the fraud understatements of earnings and illegal gratuities that led to accounting violations and inability to meet Wall Street goals.

The investigation of Lee Frakas, executive of a major mortgage company which had dealings with Fannie Mae with hundreds of fake mortgages. The Securities Exchange Commission cited that Fannie Mae had to repay earnings and correct their books for the period 2001 through 2004. This major undertaking will cost the company over $11 billion by SEC estimates. In addition the Department of Justice has conducted a criminal investigation on the board members.

Summary

The top executive managing Fannie Mae were found guilty of illegally reporting accounting information that led to their receiving million dollar payments. Under Fraudulent Financial Statement Schemes this case is one of corruption and financial fraud. The specific areas include Illegal…… [Read More]

References

Associated Press. (2006). Fannie Mae manipulated accounting. Retrieved January 19, 2012 from http://www.msnbc.msn.com/id/12923225/ns/business-corporate_scandals/t/report-fannie-mae-manipulated-accounting/#

Schoenberg, T. (2011). Silence on taylor bean opened the way to $3 billion fraud. Retrieved January 19, 2012 from  http://www.freerepublic.com/focus/f-news/926704/posts
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Financial Management Analysis

Words: 1128 Length: 4 Pages Document Type: Essay Paper #: 66642347

Financial Analysis

Assumption Use in the Financial Plan

Additional Assumption in Sensitivity Analysis

FIRST TWELVE MONTH CASHFLOW RESULT

HOW MUCH SHOULD NORMAN PAY FOR THE EXCLUSIVE RIGHT?

FORECASTED CASHFLOW FOR THE NEXT FIVE-Year

CASH FLOW WITH A LOAN AT 8% PER ANNUM

SENSITIVITY ANALYSIS

THE SALES PRICE AND kg SALES GRADUALLY INCREASE AT 5%

THE SALES PRICE PER kg INCREASE AT 10% UT THE UNIT SALES REMAIN AT 5%.

Investment Value Using At Discounted Rate 5%

est Financial Plan and Option

Assumption Use In The Financial Plan

Additional Assumption in Sensitivity Analysis

It is further assumed that price will increase gradually at the rate of 8% per annum and sales will increase at 7% per annum.

For the purpose of analysis, both the sales price and Kg sales will gradually increase at 5%.

Another scenario will be that the sales price per Kg increase at 10% but the unit sales…… [Read More]

Bibliography

Saltelli, A., Ratto, M., Andres, T., Campolongo, F., Cariboni, J., Gatelli, D. Saisana, M., and Tarantola, S., 2008, Global Sensitivity Analysis.The Primer, John Wiley & Sons.

Sensitivity analysis. (2014). Retrieved Janaury30, 2014, from http://en.wikipedia.org/wiki/Sensitivity_analysis

Sheet1

€ Exchange Rate $
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Financial Feasibility

Words: 2090 Length: 8 Pages Document Type: Essay Paper #: 21659765

Financial Feasibility

Bull Run, Virginia

Pleasant Valley Estates is envisioned as an upwardly mobile community - located in Bull Run, Virginia - and targeted toward the young, single professional and young families.

Cash Flow Statement Overview

The cash flow statement constitutes a financial document, which details the exchange of cash between a business and the outside world while strategically demonstrating the in and outbound logistics. Flow is traditionally categorized as:

flow "in" from Operations - the cash the entity or company makes by selling goods and services, flow "in" from Financing - the cash the entity or company raises by selling stocks and bonds, and flow "out" to Investing - the cash the company spends toward investing in future growth

Each of these flows can move bi-directionally. Investors generally like to see that the company covers its spending with cash from operations rather than resort to financing. The cash flow…… [Read More]

Jordan, B. "Homeownership Alliance." Banc One Investments Advisor.

Freddie Mac Reports Strong Multifamily Lending Volume: New Product Lines Boost Production and Position Freddie Mac as Industry Leader." Freddie Mac News and Information Report. Nov. 2000.
Statistics and predictions were taken from the following: CBR MLS, National Association of Realtors®, and the National Association of Home Builders. http://www.moneychimp.com/
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Financial Strategic Analysis How

Words: 1779 Length: 5 Pages Document Type: Essay Paper #: 77701190

As they are showing the total impact that the activities of business operations are having on its profitability.

When you look at the two different forms of analysis side by side, it is clear that they are playing an interconnected role. Where, business analysis and planning will tell you the various external challenges facing an organization. While financial analysis and planning, will tell you the effect of these issues are having on the balance sheet. This helps Hyrbitech to understand the overall scope of the problems they are facing and how they could adapt to them. As a result, the combination of the two different forms of analysis would identify specific factors that are facing the business and how it is impacting their overall bottom line. This would help Hybritech to seek out alliances and partnerships that could improve collaboration, as well as provide the company with the additional funding…… [Read More]

Bibliography

"Hybritech Incorporated." Darden. N.d. 1- 29. Print.

"Porter's Five Forces Model." Strategic Management. N.d. Print.

"Understanding the Metric Wars." N.d. 427 -- 465. Print

MLA Format. http://owl.english.purdue.edu/owl/resource/747/01/
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Planning and Start-Up of a

Words: 3480 Length: 12 Pages Document Type: Essay Paper #: 58062034



The primary competitor for the new indoor softball and baseball facility would be the Suffolk County Police Athletic League, which is a long established and traditional facility. They offer a wide variety of sports, including baseball, softball, football or basketball. This particular facility is mostly focused on receiving adult and skilled members, which will join the club's team and participate to competitions. In other words, they are only limitedly interested in attracting and training inexperienced members, but they look for those individuals who would add value to their already existent team. Another major competitor would be the South Bay Battlecats, but they only admit members between the ages of 9 and 22, basically closing the door to baseball and softball to all those older than 22.

Then, there are some educational institutions, such as the Dowling College or the Stony Brook University, which offer baseball and/or softball training to their…… [Read More]

References

Amusement, Gambling and Recreational Industries:2002, 2002 Economic Census, Industry Series, 2004, U.S. Census Bureau, Retrieved at http://www.census.gov/prod/ec02/ec0271i03.pdfon March 21, 2008

Business Plan for a Start-up Business, SCORE, Counsellors to America's Small Business, 2008, Retrieved at http://www.score.org/template_gallery.html. On March 21, 2008

Official Website of South Bay Battlecats, 2008, http://www.battlecats.org/battlecats.html. Ast accessed on March 21, 2008

Official Website of the Brookhaven Town, 2006, http://www.brookhaven.orglast accessed on March 21, 2008
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Planning the Audit of the

Words: 729 Length: 3 Pages Document Type: Essay Paper #: 26947363

(the Company) to the Loan Agreement with Western Financial Services (the Lender). For the purpose of providing you with this letter, other than as set out herein, we have carried out the audit and review of the Company's financial information

Report

Based solely on the procedures set out in the engagement letter dated October 9, 20X5 (see Attachment 1) we confirm that the Company is in compliance with all of its restrictive debt covenants with the Lender.

Our report as set out herein is confidential to the addressees of this letter and should not be made available to any other party without our written consent.

Yours faithfully

Charles Adam

Partner cc Chairman of the Board of Directors, Keystone Computers & Networks, Inc.

Memo

To FILES

From Warren Love

Karren West

Date November 14, 20X5

Subject Keystone Computers & Networks, Inc.

Revenue recognition - Accounting for the sale of extended warranty…… [Read More]

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Financial Management in Multinational Organizations

Words: 2234 Length: 8 Pages Document Type: Essay Paper #: 28138668

Aside the attraction of customers, the money invested in marketing have created the desired outcome of a strong and reputable brand. Another pivotal element in the financial strategies has been that of maximizing the efficiency of managing inventories. This was necessary in order to continually strengthen the brand as well as achieve the profitability goals. Alongside with operating principles, supply-chain renovation and inventory management, financial management represents the pillar of the Nike business model (Filbeck, Krueger and Preece, 2007).

7. Discussion

It is extremely difficult to generalize the approaches of multinational organizations to financial management as each individual entity will employ those courses of action which best suit its needs as well as its characteristics. Whilst Ford continued to invest its resources in the manufacturing of large and luxurious vehicles in an attempt to drive the market, McDonald's has recognized the necessity in satisfying customer needs and has as such…… [Read More]

References:

Adams, B., 2007, McDonald's Strange Menu Around the World, Trifter,  http://www.economywatch.com/finance/financial-management.html  last accessed on July 13, 2009

Filbeck, G., Krueger, T., Preece, D., 2007, CFO Magazine's "Working Capital Survey": Do Selected Firms Work for Shareholders? Quarterly Journal of Business and Economics, Vol. 46

Nizamuddin, A.M., 2007, Multinational Corporations and Economic Development: The Lessons of Singapore, International Social Science Review, Vol. 82

Schindehutte, M., Morris, M.H., Kocak, A., 2008, Understanding market-Driving Behavior: The Role of Entrepreneurship, Journal of Small Business Management, Vol. 46
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Financial Health General Financial Health

Words: 1186 Length: 4 Pages Document Type: Essay Paper #: 33035581



But these changes, materialized in increased sales and consequently revenues, improved quality of the products and services offered as well as the technologies used in the manufacturing process have supported the development of the corporation. From a financial point-of-view, they created the image of a strong and reliable company. The reasons why this change has financial implications is a simple one: a stronger company is better perceived by the market and by the stakeholders, increasing as such the company's sales and easing their penetration of new territories. Then, it generates increased interest from investors, easing as such Krispy Kreme's access to funding possibilities.

Even though Krispy Kreme is a strong company and represents an international brand, they are still subjected to numerous risks deriving from both the inside as well as the outside of the company. These risks, as presented by the Management's Discussion and Analysis of Financial Condition and…… [Read More]

References

Diab. D., 2002, Analysis and valuation of Krispy Kreme, Angel Fire,  http://www.angelfire.com/indie/dannydiab/fin821kkd.htm#_ftn1last  accessed on February 11, 2008

U.S. Labor Department, 2007, Accountants and Auditors, http://www.bls.gov/oco/ocos001.html. Ast accessed on February 12, 2008

Krispy Kreme Doughnuts INC - KKD, Form 10-K, SEC Fillings, retrieved at http://www.krispykreme.com/investorrelations.html. On February 11, 2008
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Financial Perspective Case Analysis Despite Having an

Words: 1100 Length: 4 Pages Document Type: Essay Paper #: 10904673

Financial Perspective

Case Analysis:

Despite having an exceptional pace of growth throughout the early years of their existence, Saatchi & Saatchi is facing client attrition and declining revenues. What had happened through their continual restructurings was the corporation lost track of their core vision, mission and values. The distance between these three core attributes of their business and financial performance had drifted apart so far that financial results were showing the increasingly disjointed nature of their corporate culture (Greenhalgh, 2004). The reliance on a balanced scorecard to unify their core vision, mission and values back to financial performance was needed (Niven).

As a result of the continued deterioration of financial and customer performance, management at Saatchi & Saatchi put into place financial and customer-driven goals for the company. The financial objectives included the foundation of their company's resurgence and comeback, including growing the revenue base faster than market rates, converting…… [Read More]

References

Greenhalgh, C. (2004) Building a Strategic Balanced Scorecard: Saatchi & Saatchi Complementary Case Study. Business Intelligence Company. Retrieved February 17, 2013, from http://www.business-intelligence.co.uk/PDFdownloads/strat_bsc/Saatchisr.pdf

MyStrategicPlan (N.D.) Balanced Scorecard: Performance Measurements for Success. Retrieved July 20, 2010, from http://www.mystrategicplan.com/strategic-planning-topics/balanced-scorecard.shtml

Niven, P. (N.D.) Financial perspective. EPM Review. Retrieved July 20, 2010, from http://www.epmreview.com/Resources/Articles/Delivering-shareholder-value-growing-revenue-and-enhancing-productivity.html

Robin, D. (ND) Vision, Mission and Values: Management Tools for Building a Better Workplace. Daniel Robin & Associates. Retrieved July 20, 2010, from http://www.abetterworkplace.com/027.html
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Financial System Reforms Over the

Words: 10927 Length: 30 Pages Document Type: Essay Paper #: 77379478



3.2.3 Portfolio Diversification of Investment in Global Property Markets

ecause the global property markets are affected by globalization and specific country / regional factors, means that the overall amounts of risks will vary, the most notable include: transparency and efficiency. Where, each country / region has different on laws and regulations pertaining to the real estate markets. This means that the risks in a number of different markets will depend upon specific market conditions themselves, reflecting these two factors. To protect themselves against these kinds of risks, many investors will often seek to diversify their portfolio. Diversification is: when you are investing a number of different asset classes in real estate, across a variety of countries / regions. The idea is that if a risk occurs in a specific country or region, the other areas that you are diversified in will protect you against the severity of the declines. For…… [Read More]

Bibliography

2009 A Year of Revival for Property Sector, 2010, Visit Kuwait. Available from: . [30 March 2010].

Barwa Real Estate, 2010, Arabian Business. Available from: . [30 March 2010].

Business Risk, 2010, Invest Words. Available from: [29 March 2010].

Dubai Property Companies Called Merger Off, 2009, Property Wire. Available from: [30 March 2010].
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Planning Proposal on Feasibility of Developing an Intranet

Words: 784 Length: 3 Pages Document Type: Essay Paper #: 41323146

Planning Proposal on "Feasibility of developing an intranet"

To whom it May Concern:

Re: "Feasibility of developing an intranet" (Planning Proposal)

Project Description

Our company is an internationally-based company that is extremely spread out geographically, and even on an internal level, in its architectural structure. Managers often wish to communicate efficiently and confidentially amongst themselves regarding the performance of other members of the staff. However, at present, this is difficult to accomplish. Of course the company could build a new physical structure to accommodate needs for better face-to-face connectivity amongst individuals, but another and less expensive potential solution exists, that of the development of an in-house intranet, or online connectivity structure.

Why an intranet? Why not simply make use of the World Wide Web, given currently existing corporate computer structures allow for such connections? The establishment of an intranet would automatically give an additional level of secrecy and protection from…… [Read More]

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Planning Professional Code of Conduct

Words: 1329 Length: 5 Pages Document Type: Essay Paper #: 70139035

Members agree to report any breach of the TPI Code to the Institute, subject to legal restrictions and assist the Institute in any related investigation. Lastly, the Council has the power to discipline members who are in breach of the code, yet this action will only be undertaken if the Council believes is personally responsible for the breach.

Does the Code of Conduct Address the Conceptual and Legal Meaning of Professionalism:

The TPI Code of Conduct addresses some of the conceptual meaning of professionalism. Duty, honor and integrity are addressed in the clauses in a variety of ways. The clauses concerning conflict of interest, the commitment to lifelong learning, reporting of gifts or commissions, ensuring members do not make statements contrary to their bona fide opinions, and taking all steps possible to maintain professional competence cover these two aspects quite well. Caring and altruism, however, are not fully addressed with…… [Read More]

References

Code of professional conduct, (1 Jan 2007), [Online], Available:  http://www.rtpi.org.uk/download/154/Code-of-Professional-Conduct-2007.pdf  [08/05/09].

Guide to the assessment of professional competence, (No date), [Online], Available:  http://www.rtpi.org.uk/download/164/Guide-to-the-APC.pdf  [08/05/09].

Hammer, D., Berger, B., Beardsley, R., & Easton, M. 2003, "Student professionalism," American Journal of Pharmaceutical Education no. 67, article 96.
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Planning and Control

Words: 2421 Length: 8 Pages Document Type: Essay Paper #: 95069183

Planning and Control

Formulating Plans and Strategies

Bunge Limited

Bunge is a renowned organization that deals in agribusiness in as many as 40 countries offering the processing service of the products and produces from the farms as well as transport hence acting as the link between the production a t the farms and the final consumer. Bunge also deals in the production of renewable fuels, animal feeds, sugar, flour, fertilizers and oil among other products (Bunge Limited, 2011).

Bunge SWOT analysis

Strengths

The company has several strengths one of them being the fact that they are involved in diverse agribusiness ventures. As noted above, they deal in a range of farm produce and products processing as well as transportation of the goods form the farm to the clients hence enjoying the advantages of economics of scale and hence being able to offer their clients a variety of products in a…… [Read More]

References

Bunge, (2006). How the Brazilian real Affects Bunge. Retrieved September 13, 2014 from http://phx.corporate-ir.net/External.File?item=UGFyZW50SUQ9NDI5NzM5fENoaWxkSUQ9NDQ3MTIzfFR5cGU9MQ==&t=1

Bunge Limited, (2011). Company: About Bunge. Retrieved September 13, 2014 from  http://www.bunge.com/About-Bunge 

Market Publishers, (2010). Bunge Limited (BG) - Financial and Strategic SWOT Analysis

Review. Retrieved September 1, 2014 from http://pdf.marketpublishers.com/global_data/bunge_limited_bg_financial_n_strategic_swot_analysis_review.pdf
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Financial Managers and CEO's Play Important Roles

Words: 1164 Length: 4 Pages Document Type: Essay Paper #: 71401496

Financial managers and CEO's play important roles in ensuring that organizations meet their specific goals. The skill levels for both positions are high and require a great deal of patience and experience. The purpose of this discussion is to determine whether being a financial manager is the best preparation for later becoming a CEO.

ole of the Financial Manager

According to the Bureau of Labor, financial managers must have a bachelor's degree in a field such as business administration, accounting, economics or finance. Although, as the business world becomes more competitive, organizations are requiring financial managers to have Master's degrees and a great deal of experience before they can become financial managers. The Bureau also explains that financial managers are vital to the success of any organization and their jobs involve supervising the preparation of financial reports, direct investment activities, and implement cash management strategies. As computers are increasingly used…… [Read More]

References

Campbell, M.W., Kowalski, R.B. Healthcare Financial Management Association Apr 2000

Financial Managers. 2004. Bureau of Labor and Statistics. http://www.bls.gov/oco/ocos010.htm
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Financial Concepts Used to Execute

Words: 3131 Length: 10 Pages Document Type: Essay Paper #: 25602705

As per IC Sec. 1033(h), the tax rules for the replacement of those properties destroyed or converted in such cases are eased and the overall replacement period extended as well. "Some rules were also revised like the 'ev. ule 95-22' which considers the funds received for the primary residence as well as scheduled property such as jewelry, pieces of art, coins, etc. which had been insured, as funds for a single item of property." (IS, Tax Law Changes elated to Hurricanes Katrina, ita and Wilma) These funds were to be considered as a "common pool" of proceeds from which the gains realized by the taxpayer could be to the extent of the amount exceeding the expenses after meeting a suitable replacement property. This revised rule also clarifies that the replacement property could refer to the residence being replaced or any scheduled private property "in any proportion." (Kess, Hurricane Katrina tax…… [Read More]

References

Agnew, Christine, L. Come Hell and high water: Can the tax code solve the post-

Katrina insurance crisis?

Brown, D.M. Hurricane Katrina: The First Seven Days of America's Worst Natural

Disaster. Kessinger Publishing. 2005.
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Financial Reform in 2009 A

Words: 1428 Length: 4 Pages Document Type: Essay Paper #: 67905578

Bank of America and Merrill Lynch would have to be separated and Goldman Sachs could no longer be a bank holding company. "Commercial banks would take deposits, manage the nation's payments system, make standard loans and even trade securities for their customers -- just not for themselves. The government, in return, would rescue banks that fail. On the other side of the wall, investment houses would be free to buy and sell securities for their own accounts, borrowing to leverage these trades and thus multiplying the profits, and the risks. Being separated from banks, the investment houses would no longer have access to federally insured deposits to finance this trading. If one failed, the government would supervise an orderly liquidation. None would be too big to fail -- a designation that could arise for a handful of institutions under the administration's proposal" (Uchitelle, "Volcker," 2009).

The Volcker proposal seems sensible,…… [Read More]

Works Cited

Dash, Eric. Post-mortems reveal obvious risk at banks. The New York Times.

November 18, 2009. December 5, 2009.

http://www.nytimes.com/2009/11/19/business/19risk.html

"Geithner criticizes Wall Street pay." Bloomberg News. December 5, 2009.
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Financial Structure of the Firm

Words: 658 Length: 2 Pages Document Type: Essay Paper #: 32548863

While all of this is well and good, the reality is that most businesses are not founded by accountants and most find a financial system that is beneficial for them. For instance, it may have been acceptable in school to take large risks on certain costs; however, if a business is struggling and incoming capital is lower, then no risks may be considered acceptable.

The final financial factor that businesses use on a regular basis is leveraging. When a company wants to grow and expand in exceedingly large ways, it does so by weighing the current assets and determining the amount the company as a whole is willing to borrow. The key where financial impacts come into play is the question of how much and for how long to borrow (Ghosh 1993). The primary technique used for this is known as forecasting. A financial analyst will take the companies past…… [Read More]

References

Ghosh, Dilip; Sherman, Robert (1993). Leverage, Resource Allocation and Growth. Journal of Business Finance & Accounting, June, 575-582.

Haddad, Mahmoud; Redman, Arnold (2005). Ivory Tower vs. The Real World: Do We Practice What We Teach? Financial Decisions, 5, 1-19.

Bent Flyvbjerg, Mette K. Skamris Holm, and Soren L. Buhl (2002), "Understanding Costs in Public Works Projects. Journal of the American Planning Association, 68(3), 279-295.

Baker, Malcolm P; Wurgler, Jeffrey (2002). Market Timing and Capital Structure. Journal of Finance 57 (1): 1 -- 32.
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Financial Accounting Concepts Financial Statements Regulatory Oversight

Words: 557 Length: 2 Pages Document Type: Essay Paper #: 57288692

Financial Accounting

Accounting Concepts

Financial Statements (Regulatory oversight)

The rapid failure and bankruptcy of Enron has prompted severe criticism of the nation's financial reporting and auditing systems, which are fundamental to maintaining investor confidence in U.S. capital markets; there are four areas in which the Enron failure revealed serious problems: corporate governance, the independent audit of financial statements, oversight of the accounting profession, and accounting and financial reporting issues (GAO, 2002). The financial statements are the frontline in determining a company's integrity and accountability. hen a company makes its financial statements public, then they can be scrutinized by many external entities to be used in the market.

However, before financial statements are made public, they should be examined by an external auditor. Auditing is one of the most essential functions in the entire accounting business function and mistakes made in accounting can cost an organization everything. Therefore the auditing process…… [Read More]

Works Cited

GAO. (2002, March 5). Protecting the Public Interest. Retrieved from U.S. Government Accountability Office:  http://www.gao.gov/products/GAO-02-483T 

Guilding, C., Drury, C., & Tayles, M. (2005). An empirical investigation of the importance of cost-plus pricing. Managerial Auditing Journal, 20(2), 125-137.
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Financial Management Nike Has Been

Words: 639 Length: 2 Pages Document Type: Essay Paper #: 18582188



Because of its youth-oriented focus, Nike must constantly innovate, in terms of its products. Examples of such innovation include new shoes like the Nike Free, which are intended to profit off of the new 'barefoot running' craze, shoes that allow for distance to be tracked via GPS, and clothing that allows the users to wear Nike-specific iPods that combine music listening with speed, distance, and workout planning features. Nike's goal is always to have enough money to invest in &D while still having enough profits to show substantial gain for shareholders. This ensures that it is still viewed as a 'hot' and profitable company in which to invest, according to the financial press.

By fusing its brand image and marketing strategies, Nike has been able to manage its finances effectively. A youth-oriented, direct-to-consumer model is reinforced by its emphasis on Nike-specific stores and online retailing. Online retailing allows consumers to…… [Read More]

References

Moreno, Kasia. (2004, February 6). Companies with successful growth strategies. Forbes.

Retrieved July 15, 2011 at  http://www.forbes.com/2004/02/06/cz_km_0206sf.html 

Nike. (2011). Official Website. Retrieved July 15, 2011 at http://store.nike.com/us/en_us/

Nike introduces 2015 global growth strategy. (2010, May 6). Sneaker News.
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Financial Officer

Words: 2915 Length: 8 Pages Document Type: Essay Paper #: 71019673

Financial Officer

For most parts of history, government financial executives have been taken as scorekeepers, and made responsible for collecting, processing and reporting the financial information that used by elected officials and senior managers who use them in making their decisions. The question is whether their role has now changed with the present importance of information technology. (From Scorekeeper to Business Partner: The Evolving ole of Government Financial Executives)

Now there is increasing evidence of the importance that information technology is getting in public administration and this is resulting in more and more insistence from the public that government financial executives have a greater say in all decision making activities of the government. The finance executives are now the individuals to lead the charge for getting an entrepreneurial type of government and have it judged based on its performance. For most of the finance executives now, the changes are leading…… [Read More]

REFERENCES

Allison, Gregory. S. "Making the most of the New Blue Book" Retrieved from http://www.gfoa.org/services/gfr/archives/2005/04 / Accessed 26 August, 2005

Ehrenhalt, Alan. (January, 2002) "The Problem with promises" Governing Magazine.

Retrieved from http://www.governing.com/archive/2002/jan/assess.txt

Accessed 26 August, 2005
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Financial Temptations in the Church

Words: 2019 Length: 5 Pages Document Type: Essay Paper #: 8931725

(God and Money)

The spiritual and materialistic facets of Church life are not only linked but in reality are fully united. All the conferences like All American Council, diocesan workshops, church publications, and guidance in our parishes makes us aware that we are required to share God's gift of time, talent and material resources. All the facets of life initiate to belong to God and we have the liability of utilizing them as judiciously as possible. Good stewardship is essential to fulfill the objective of Church that flows from all the facets of Church. It is required to understand the casual temptations in dealing with parish financial matters and handling the funds and records of the Church. Irrespective of the fact that proper records are kept, often it leads to confusion due to lack of improper and incomplete routine book keeping. (Parish Finances)

In order to maintain the financial propriety…… [Read More]

References

Financial Generosity. Retrieved at http://jmm.aaa.net.au/articles/11529.htm. Accessed on 18 May, 2005

God and Money. Retrieved at http://www.fbclubbock.com/templates/cusfbclubbock/details.asp?id=26890&PID=172078&mast=Accessed on 18 May, 2005

Money Matters. March 11, 2001. Retrieved at http://sermons.redlandbaptist.org/ser_010311.php. Accessed on 18 May, 2005

52. Satan Uses Money. The School of Kingdom Economics. Retrieved at  http://www.worldchristians.org/ske/ske-52.htm . Accessed on 18 May, 2005
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Business Plan Relating to the Sale of a New Financial Divorce Software

Words: 6850 Length: 25 Pages Document Type: Essay Paper #: 96636947

Business Plan for a Financial Divorce Software

Business Plan Divorce Software

Business Plan relating to the Sales of a new Financial Divorce Software.

Business Plan relating to the Sales of a new Financial Divorce Software

F

F1

F2

F3

G1

G1(a)

G1(b)

G1(c)

Business Identification

Keys to Success

Company Summary

Industry History

Legal Form of Ownership

Location and Facilities

Management Structure

Products and Service

Market Analysis

Target Market

Industry Analysis

Competitive Analysis

Market Strategy

Ps of Marketing

Price List

Selling Strategy

Sales Forecast

Implementation Strategy

Overall Strategy

Implementation

Control Plan

Financial Statements and Projections

evenue and Cost Estimate

Forecasted Profit and Loss Statement

Forecasted Balance Sheet

Financial Assumptions

Breakeven Point

Financial Position

Capital/Investment Needs

Conclusion

eferences

Executive Summary

Financial planning is involved in every aspect of life. Individuals and businesses have to formulate their daily, monthly, and yearly budgets in order to achieve a balance between their incomes and expenditures.…… [Read More]

References

Association of Divorce Financial Planners, (2012). Divorce Financial Planning. Retrieved on July 7th, 2012, from

Blythe, J. & Megicks, P. (2010). Marketing Planning: Strategy, Environment and Context, 3rd Edition. U.K: Prentice Hall

Cadle, J., Paul, D., & Yeates, D. (2010). Business Analysis, 2nd Edition. Swindon: British Informatics Society

Francis, P. (2010). Creating the Marketing Executive of the Future Using Key Deming Principles, Journal of Executive Education, 9 (1): 127-138
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Tax Efficient Financial Strategies Company Name Here

Words: 660 Length: 2 Pages Document Type: Essay Paper #: 77549155

Tax Efficient Financial Strategies

Company Name Here

Managing Director

MACOBUTTON AcceptAllChangesShown [name]

Tax Efficient Financial Planning

Astute financial planning in the current economic climate is critical. While we cannot control the ebbs and flows of either the market or the decisions of the government that affect one's personal finances, we can attempt to grow and preserve wealth through tax efficient financial planning. There are solid vehicles available, if utilized correctly, can successfully minimize income, capital gains and estate taxes for our clients. Below provides detailed information on vehicles available to provide minimal tax exposure.

Income Tax Minimization

Deferred Variable Annuities

Using this method clients not only are able to minimize their incomes taxes, but they this vehicle also provides asset protection.

401K or other Qualified etirement Plan

Contributions to a 401k or a similar retirement plan are tax-deferred and not-taxable until withdrawal. Contributions help to lower an individual's AGI thereby…… [Read More]

References

Baldwin, W. (2010, July 30). Six Ways To Avoid Capital Gains Tax Page 2 of 3 - Forbes.com. Information for the World's Business Leaders - Forbes.com. Retrieved July 26, 2011, from http://www.forbes.com/2010/07/30/avoid-capital-gains-tax-anschutz-personal-finance-baldwin-tax-strategy_2.html

Botkin, S. (2010). Lower Your Taxes - Big Time 2011-2012. New York: McGraw-Hill.
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Human Resources for a Personal Financial Advising Career

Words: 1709 Length: 6 Pages Document Type: Essay Paper #: 31165608

Business -- Human esources

Personal Financial Advising

Personal financial advisors review the financial needs of people and help them with investments, tax laws, and insurance decisions. Advisors help their clients recognize and plan for both long-range and short-range objectives. Advisors help clients plan for retirement, education expenses, and general investment decisions. Many also supply tax advice or sell insurance. Even though most planners offer advice on a wide assortment of topics, some specialize in areas such as retirement and estate planning or risk management (Personal Financial Advisors, 2009).

Personal financial advisors regularly work with a lot of clients and frequently must identify their own customers. A lot of personal financial advisors spend a great deal of their time advertising their services. A lot of advisors meet probable clients by giving seminars or by way of business and social networking. Identify clients and building a customer base is one of the…… [Read More]

References

Anspach, D. (2012). 5 Search Engines to Use to Find The Right Financial Advisor.

Retreived from http://moneyover55.about.com/od/findingqualifiedadvisors/tp/findingadvisors.htm

Financial Advisor: Interview Questions for Financial Advisors with Answers. (2009).

Retrieved from http://www.job-interview-site.com/financial-advisor-interview-questions-and-answers.html
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Strategy Management 'Strategic Planning Management Strategy Management

Words: 867 Length: 3 Pages Document Type: Essay Paper #: 31868500

Strategy Management: 'Strategic Planning

Management

Strategy Management

'Strategic Planning"

The purpose of this work is to explain in a precise manner several elements that strategic planning is inclusive of and further to tell how the planner should properly perform a strengths and weaknesses through the SWOT model and determine the impact of the findings which is what is given consideration for planning. Further to distinguish this from long-range planning and financial-planning as well as to discuss the relationship between mission statements, planned change, and unplanned change with use of illustrations and finally having confirmed to conclude.

Strategic planning can be stated as the evaluation of the internal and external environment of the organization and deducing the necessary adjustments based on findings focused on the future goals. There are several "essential steps in the strategic planning process. The steps begin with what is termed:

The identification of the vision and mission…… [Read More]

Bibliography:

Hax, A.C. & Majluf, N.S. (1991). The Strategy Concept and Process, A Pragmatic Approach. Upper Saddle River, NJ: Prentice Hall.

Hax, A.C. & Majluf, N.S. (1996). The Strategy Concept and Process, A Pragmatic Approach. Upper Saddle River, NJ: Prentice Hall.

Hill, C.W. & Jones, G.R. (1992). Strategic Management: An Integrated Approach. Boston, MA: Houghton Mifflin Company.

Munitz, Barry. Chancellor, CSU. (February 1, 1995). Presentation at CSUN: Trends in Higher Education. Northridge, CA.
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Individual Financial Contingency Planning

Words: 1759 Length: 5 Pages Document Type: Essay Paper #: 7279253

Individual Financial Contingency Planning

Temporary Assistance is the temporary help for the needy women, men, and children. If one is cannot find a job or the job is not providing enough, and unable to work, temporary assistance ill help in paying the expenses. There are two types of Temporary Assistance programs: Family Assistance (FA) and Safety Net Assistance (SNA). Family Assistance is the provision of cash assistance to the needy families, which include minor children living with their parents or caretaker relatives. According to Family Assistance, qualified adults are limited to receive the assistance for a period of sixty months in their lifetime (Gitman & Joehnk, 2007, p. 21). Once this time has expired, not all the family members are legible to receive family assistance and other benefits. Parents and other adults who have been receiving Family Assistance must comply with the requirements of the fed in order to receive…… [Read More]

References

Arvai, Z. & Driessen, K. (2009). Regional Financial Interlinkages and Financial Contagion within Europe. International Monetary Fund.

Cumming, D. (2012). The Oxford Handbook of Entrepreneurial Finance. New York: Oxford University Press.

Gitman, L. & Joehnk, M. (2007). Personal Financial Planning. New York: Cengage Learning.

Jackson, P. (2006). Nonprofit Risk Management & Contingency Planning: Done in a Day Strategies. Washington: John Wiley & Sons
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Boeing Organization Planning Function the

Words: 987 Length: 3 Pages Document Type: Essay Paper #: 87036246

This will include the capacity to respond to press questions and the ability to negotiate with the government and obtain fee reductions.

The customers' negotiating power is the first important factor that affects the organization's strategic, tactical or operational planning process. Indeed, this is a particularity of the industry where oeing is competing. This is characterized by very expensive and price that can reach tens of millions for one aircraft. The customers are generally governments or other large organizations that have a high negotiating power. A negotiation for a set of planes can reach several million of the bill.

From this perspective, oeing needs to have a negotiating margin and to be able to take the right decisions when it comes to completing a deal or not. If this a long - term collaboration, the company can let the deal go for less of the initial price. All this is,…… [Read More]

Bibliography

1. Erven, Bernard. Planning. On the Internet at http://extension.osu.edu/~mgtexcel/Planning.html.Last retrieved on August 13, 2007

2. Boeing to Take Charges in Second Quarter for Airborne Surveillance Program and Previously Disclosed Tentative Legal Settlement. On the Internet at http://www.boeing.com/news/releases/2006/q2/060629b_nr.html.Last retrieved on August 13, 2007

3. Supplier Environmental Management. October 2003. On the Internet at http://www.bsr.org/CSRResources/IssueBriefDetail.cfm?DocumentID=49622.Last retrieved on August 13, 2007

4. Mandel, Jenny. Lawmakers question Boeing's ethical commitments. Government Executive. August 2006. On the Internet at http://www.govexec.com/dailyfed/0806/080206m1.htm.Last retrieved on August 13, 2007
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Extended Definition Financial Advisor Has

Words: 653 Length: 2 Pages Document Type: Essay Paper #: 63007979

It is therefore possible that these professionals will need to investigate all levels of the customer's needs. Issues such as hopes, dreams and desires are for example taken into account together with more concrete issues such as taxes, insurance and retirement. These are all considered together in terms of the customer's stated needs. Because this is such a complicated and involved process, many financial advisors limit their expertise to provide optimal advice on only one aspect of financial planning or investing, while others attempt to be as global as possible. The customer with singular or simplified financial needs may make use of the former, while those with several different assets and investments may make use of the latter.

What type of financial advisor is chosen therefore depends greatly upon the specific needs and perceived financial competence of the customer. A customer who is not very informed regarding the financial world…… [Read More]

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Disclosure and Financial Reporting

Words: 2209 Length: 8 Pages Document Type: Essay Paper #: 96004329

Failure-to-Disclose

Disclosure & Financial Accounting

Environmental and Financial Factors in the Petroleum Industry

The petroleum industry has a unique responsibility in the initiative to practice environmental safeguarding while producing the petroleum products in such great demand. The financial manager must be decide what weight to apply to costs in terms of new processes and methods that are efficient as well as environmentally friendly and complaint.

Weighing Costs in Failure-to-Disclose

Environmental and Financial Factors in the Petroleum Industry

Environmental Hazards

Profitability Factors

Future Outlook

Findings elated to Cost Factor of Compliance

BP, Conoco, and Phillips

Primary Considerations

Summary & Conclusion

eferences

Weighing Costs in Failure-to-Disclose

Environmental and Financial Factors in the Petroleum Industry

Objective

The objective of this work is the research the Petroleum Fuel industry and to render an accounting of what results from either complying with or non-compliance to environmental regulations as set down by governing and ruling bodies.…… [Read More]

References

Environmental Impact of the Petroleum Industry: Environmental Update #12 (2003) Hazardous Substance Research Centers/South & Southwest Outreach Program online available at:

The Impact of Environmental Compliance Costs on U.S. Refining Probability, 1995-2001 Energy Finance online at: http://www.eia.doe.gov/emeu/perfpro/ref_pi2/.

The Impact of Environmental Compliance Costs on U.S. Refining Profitability: Preface Online available at: http://www.eia.doe.gov/emeu/perfpro/ref_pi/keyfind.html

U.S. Department of Energy (DOE). Energy and Environmental Profile of the U.S. Petroleum Refining.
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Chief Financial Officers Comptrollers Treasurers

Words: 1387 Length: 4 Pages Document Type: Essay Paper #: 85916371

The ABC system uses a much lage numbe and vaiety of cost dives than the one o two volume-based cost dives typical fo a taditional cost system. As a esult, the ABC method has inceased accuacy.

In contacts, it is explained that a taditional cost system uses only volume-based cost dives, such as diect labo and machine hous, and ignoes the key ole of suppot activities, such as numbe of setups and design changes, in poducing many moden poducts and sevices. Such volume-based cost dives often lead to one goup of poducts subsidizing anothe goup of poducts. These subsidies often ceate the appeaance that one goup of poducts is highly pofitable, advesely affecting the picing and competitiveness of anothe goup of poducts. In a highly competitive envionment with complex poducts and sevices, accuate cost infomation can be citical to sound planning and decision-making. (Cook, Gove & Cobun, 2000, p. 305)…… [Read More]

references to cash. The daily language of accounting contains expressions such as "liquid capital" or simply "liquidity," terms that simply refer to means of payment that are easily accessible. In practice, "liquid capital" and "liquidity" can have three and only three forms. The ability to pay can be demonstrated by the presence of means of payment in the form of: cash holdings, deposits in bank accounts of various kinds, and prearranged rights to draw on credits of various kinds.

The concept of illiquidity is simply the logical negation of the concept of liquidity. You are illiquid when you cannot pay your debts at a given moment or within a given period. The transition from a state of liquidity to a state of illiquidity that is more than just temporary is stated in the familiar (and for most interested parties unpleasant and fatal) expression "X has suspended payments." (Kirkegaard, 1997, pp. 41-43)

Reference

Bresnahan, K.M. (2000). Investments in Human Capital: A Crisis for Financial Managers. The Public Manager, 29(2), 9.

Cook, T.J., Grove, H.D., & Coburn, S. (2000). ABC Process-Based Capital Budgeting. Journal of Managerial Issues, 12(3), 305.
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Leadership Discuss Strategic Planning as

Words: 579 Length: 2 Pages Document Type: Essay Paper #: 82135728



Compare and contrast the elements of the nursing process and the steps of the traditional problem solving process. Identify the process you think would be most appropriate for solving a clinical ethical problem? Why?

The elements of the nursing process are defined as assessing, diagnosing, evaluating, planning and implementing specific treatment plans and programs for patients. Each of the elements of the nursing process correspond well to the traditional problem solving processes in businesses as they each strive to first determine the underlying factors of a problem, then diagnose a potential series of solutions. The steps of evaluating, planning and implementing a solution is very comparable to how a nurse and her teams will seek to find a successful treatment plan. The nursing process is highly allegorical to business problem solving as both seek to first accurately diagnose the problems and then define a suitable solution or treatment (Kurtzman, 2010).…… [Read More]

References

Kurtzman, E.T. (2010). A transparency and accountability framework for high-value inpatient nursing care. Nursing Economics, 28(5), 295-306.

Lazarus, I.R. (2011). What will it take? exploiting trends in strategic planning to prepare for reform. Journal of Healthcare Management, 56(2), 89-93.

Nancy, J.N. (2010). A case study in strategic financial planning in health service organizations. Journal of Business Case Studies, 6(5), 23-29.
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Real Options Theory in Financial

Words: 2677 Length: 8 Pages Document Type: Essay Paper #: 40789768

The reason that the subject lends itself to natural resources or real estate is that there will be some information available in those areas, making the valuation less difficult than in innovative areas.

The pessimistic approach is characterized by the divest/shrink option. When a firm is divesting or shrinking it can first scale down, which means that it can "shrink or shut down a project part way through if new information changes the expected payoffs;" this option lends itself to capital intensive industries or industries dealing with financial services (Mauboussin, 1999). ather than shutting down a project, a company can also choose to switch down, which involves switching "to more cost-effective and flexible assets as new information is obtained," and might be used in smaller companies, where the wholesale shut-down of a project could end a business (Mauboussin, 1999). The scope-down option is the mirror image of the above-mentioned scope-up…… [Read More]

References

Discounted cash flow- DCF. (2009). Retrieved February 2, 2009, from Investopedia.com.

Web site:  http://www.investopedia.com/terms/d/dcf.asp 

Espinoza, R.D. And Luccioni, L.X. (2007). Simplified investment valuation model for projects with technical uncertainty and time to build. Retrieved February 1, 2009, from Real-Options.org. Web site:  http://www.realoptions.org/Academic/espinoza_new.pdf 

Giat, Y., Hackman, S., and Subramanian, a. (2007). Risk, uncertainty and optimism in venture capital relationships. (2007). Retrieved February 3, 2009, from Real-Options.org. Web site: http://www.realoptions.org/Academic/Subramanian_
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Strategic Financial Analysis- Itt Educational

Words: 2398 Length: 9 Pages Document Type: Essay Paper #: 29419315

In fact, as recently as October 11, 2005, Tim Beyers of the Motley Fool pointed to the 38% increase in the closing price of ITT's stock from a year ago at the same time, and suggested that the company is "worthy of further investigation" (Beyers, 2005, p. 4).

2.4.2

Weaknesses. Although Apollo has not fared well in recent months, ITT's competitors continue to represent a major threat to the company's efforts to capture additional market share in this dynamic industry; the company's initiatives to attract increasing numbers of minority students, though, together with its emphasis on developing new degree programs that reflect current market demand may serve to offset this increased competition.

2.5

Critical Issues. The most critical issues facing the company today are the pending investigations by the SEC and the Department of Justice (see further discussion in 4.0 Business isk Assessment below).

3.0

Business Leverage

3.1

Operating leverage.…… [Read More]

References

Beyers, T. (2005, October 15). Who's buying now? The Motley Fool. [Online]. Available:

http://www.fool.com/news/commentary/2005/commentary05101107.htm?source=eptyhol nk303100& logvisit=y& npu=y& bounce=y& bounce2=y.

Coffee, M.N. (2004, August 8). For-profit schools attracting minorities -- colleges graduating higher percentage of black males than nonprofits. Daily Herald, 2.

Company profile: ITT Educational Services, Inc. (2005). Yahoo! Finance. [Online].
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Investment Management in the Financial Sector The

Words: 2651 Length: 10 Pages Document Type: Essay Paper #: 83751308

investment management in the financial sector. The paper highlights the world's present macroeconomic situation. It further details the macro economic situation and the way it affects investment decisions in several investors. In addition, the paper describes a sample investment programme and provides critical decisions to investors as well as investment vehicles used by the investment moguls. The paper summarises practical exercises in compound investment management growth and the use of capital investment.

Investment management is an important part of the global financial sector, which is key in financing vast business empires. Investment management is incorporated under state laws employing several individuals and creating revenue to key players in the financial market. It is the management of several securities and assets to meet specific objectives for the benefit of the investors. The products used known as investment vehicles can be of minimal risks such as government bonds; carry high risks such…… [Read More]

References

Development Policies and Anaysis Division. (2012). World Economic Situation and Prospects. Retrieved May Friday, 2012, from www.un.org:  http://www.un.org/en/development/desa/policy/wesp/index.shtml 

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