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Some of my friends do not understand my choice of careers. They think to be an artist you have to be gay or something. That is one of the reasons I feel this is a big risk for me. My friends think a career is something where you make a lot of money, and art is just something you might do as a hobby, if you have the time and the interest. At the risk of losing some of my friendships, I've had to stand up to them and tell them that's not always the case. Sure, some artists are gay. Some aren't. Some artists never make a lot of money, some do. I think it is far more important to be happy in what you do, and I'm happiest when I am working on my craft. I don't think some of my friends will end up happy, because they…… [Read More]
Caring is not simply a demonstration of sympathy and empathy for an individual's particular situation, as focusing on such might impair the ability of the nurse to look at long and short-term health goals that could be uncomfortable but might realistically assist the patient to maintain a better quality of life in the near future. Caring for those who are limited in ability to do so themselves, children, soldiers, the poor and the elderly and this is the historical precedence of nursing in general. The text of this course stresses that the development of nursing, like many other caring professions had a great deal to do with the need to provide professional caring to those who were at risk, and lacking the family and economic connection that was the basis for the maintenance of health in earlier times.
Urbanization, war, immigration and the reduction of the numbers of extended families…… [Read More]
isk and Insurance Management
isk is believed to be a newly coined word of assurance (for example, Ewald, 1991: 198). One of the broadly shared suppositions regarding insurance is that it spins around an instrumental concept of risk. Possibility and the amount of influence make up a technical concept of hazard/risk and hazard administration is chiefly worried about reviewing these possibilities and influences (for an overview see Gratt, 1987). For instance, external profits of financial or political occurrences lay down thresholds for the availability of associated risk guesstimates or reckonings (Huber, 2002).
So, the range of the risk groups cannot be clarified by risk judgment single-handedly; peripheral circumstances that could be political, financial or inclusive of image, arts and manners, are also required to be taken into account. Therefore, if risks are not be present, per se, but are deliberately selected, we can go a step ahead and presume them…… [Read More]
isk management is aimed at determining possible problems beforehand in order to plan and invoke risk-handling activities, as required, across the project's or product's life, for mitigating negative effects on attaining objectives. The process of risk management constitutes a key part of technical and business management systems; it is constant and forward-thinking. isk management must deal with problems that threaten the attainment of key aims. A constant risk management strategy is adopted for successfully predicting and reducing risk elements, which critically affect a venture. A sound risk management plan entails timely and forceful risk identification by way of participation and collaboration of concerned stakeholders. Effective leadership is required across all concerned stakeholders for cultivating an environment conducive to honest and uninhibited discovery and analysis of risk. While technical problems constitute a major concern in the early stages as well as all through the course of the project, risk management has…… [Read More]
It is a sound practice for companies to perform an assessment on a regular basis to determine any possible threats that can harm the company internally or externally. There are many different facets to risk analysis from assessing on a regular basis which leads to identifying risks and determining what measures should be taken for each risk. All companies should go through this process so that they know how to manage any risk that their company might face. Not only should companies know what their risks are, they should also know which risk poses high and low threats. This will help them to determine what is considered an acceptable risk and what isn't. Because the business environment is ever-changing and information is constantly flowing globally, risk analysis is a necessity (Startiene and emeikiene, 2007).
Organizations should take risk analysis to protect what they value. This could be employees,…… [Read More]
isk, eturn and Their Evaluation
isk & Performance Indicators
Since this is a small business, therefore raising equity capital through public stock issue is less likely than debt or whatever form of paper issued to angel or venture investors. Therefore while a larger, publicly traded firm would consider the return on equity version of the short form DuPont equation, a small, more closely-held concern would focus on return on assets (OA). If OA is net income over sales times sales over total assets, i.e. net income over total assets, then any action that could increase the numerator, total income, or shrink the denominator(s) should increase OA compared to past performance within the firm and the competition outside it. If competitors all use the same (best) plant, then maximizing efficiency of the same assets through process or brand innovation; input cost reductions, and also financial performance like minimizing payables days over…… [Read More]
There are discrepancies encountered in conducting the valuation and risk of a private company. There arises these factors that if investigated can impact the process accordingly. The first research question that I suggest is investigating if the tax risk and equity market value exhibit a concave association, which is consistent with the optimal tax risk level from a valuation of equity standpoint. The second topic that can be researched upon is the changes facing the risk and value valuation service area for businesses and how they impact the practice. Finally, a study on how the Merger and Acquisitions revised standards are impacting business deals.
Chandra, U., & o, B.T. (2008). The role of revenue in firm valuation. Accounting Horizons,
22(2), 199-222. etrieved from http://search.proquest.com/docview/208923683?accountid=35812
Darrough, M., & Ye, J. (2007). Valuation of loss firms in a knowledge-based economy. eview of Accounting Studies, 12(1), 61-93. doi: http://dx.doi.org/10.1007/s11142-006-9022-z
Bernier, G.,…… [Read More]
In addition, it is not apparent whether the injections may relieve pain, but for those without surgical lesions the injections may delay requisite surgery and result to permanent neurological deficits. It is evident that some risks associated with infectious epidural steroid injections result to fatal meningitis, but those performing epidural do not make pregnant women opting for epidural aware. I feel that such risks are matters of life and death and women must know them before considering epidurals. In addition, there are common risks of these injections. They include; increased neurological deterioration, paralysis, and quadriplegia Epstein (2013, p. 74-93).
All these researches provide information on the risks of epidurals in different aspects. The epidural procedure may also affect the child. The drugs administered to the mother directly enter the child. The levels may be as high as those of the mother may, and because of the immature liver of the…… [Read More]
isks in Export Market
There is need for companies to develop a professional approach before venturing into the exporting business. The management of the company is supposed to be committed extremely as well as devoting time and money in commencing the campaigns of export. A company is supposed to be ready to face greater competition as well as more stringent rules and regulations concerning products and packaging due to the variance in rules to which or across which the company will be exporting.
In the process of exportation, there are a number of risks that the company will face. These elements of risks are encountered in every commercial transactions as well as the complexity of the environments that exporters operate in. The content of this paper will analyze risks that a company can face while entering the field of exporting as well as discussing the roles of intermediaries in the…… [Read More]
These were being make, passiveness or unassertiveness, and a father who avoids conflict with a teenage child. Parental guidance on safer sexual practices, skillful assertion, negotiation and resolution of conflicts all help improve dating communication between teenagers. ut parents' strategies in solving everyday conflicts and issues with teenage children may be the true basis for the safe-sex negotiations in their dating. Parents who actively engage in open disagreement with their teenage children may induce confidence in their children to assert themselves and communicate their preference with a sexual partner regarding the use of condoms. These strategies are likely to develop from safe-sex communication with parents (Feingold).
Parental Processes and Style
The Kaiser Family Foundation surveys suggested that teenagers whose parents monitor their children's whereabouts and particular behaviors tend to have only one sexual partner or avoid unprotected sex (Howell, 2001). A combination of high-level communication and parental monitoring works well…… [Read More]
This can cloud your judgment, which as a trader or investor it is imperative to think with a clear head. When you are placing the hedge, it is set at a logical point that is determined without emotions. This increases the chances that you have reduced your risks by eliminating the emotionalism that accompanies the markets. (Carr, 2002)
Another reason why hedging is effective, is it allows you to protect your downside using as little working capital as possible. ecause hedging involves using options, means that the overall amounts of upfront costs are low. This means, that going into the hedge you know what your maximum down side will be (the premium). You can also reduce the amounts of risk by purchasing the options with expirations that are coming up, within the next 30 to 60 days. This is important, because the closer the option moves to the expiration date,…… [Read More]
Part of the overall calculation of uncertainty according to iskMetrics recommendations, however, should include a calculation of correlative uncertainty (Finger 2007). The rationale for including this specific uncertainty in calculations is that it helps to account for inaccuracies and inadequacies in the model, determining the level of risk associated with incorrectly defined or changing correlations used by the model in other calculations and definitions (Finger 2007). An accurate calculation of uncertainty and risk will necessarily include a calculation of the correlative uncertainties attendant upon the model and the situation to which it is applied, providing not a necessarily more accurate view of direct risk, but a useful evaluation of the risk prediction's efficacy.
iskMetrics Calculations: Exposure and Uncertainty
An accurate and well-developed combined understanding of the exposure and uncertainty of a various investment venture or portfolio contributes a nearly complete understanding and assessment of the risks presented by that investment…… [Read More]
isk Management Plan
A&D High Tech
Introduction to the Plan
Charter, Scope, Plan, and WBS
Scope of the isk Management Plan
102.2 isk Management Plan Components
112.4 Expected Monetary Value Analysis
isk Management Identification
123.1 Determine the isks
133.2 Evaluate and Access the isks
133.3 Qualitative and Quantitative Processes
143.4 Compare and Contrast Techniques
144.1 Major and Minor isks for the isk Matrix
144.2 isk Matrix Template
Corrective Action and Monitoring
155.1 Type of Corrective isk Management
155.2 Corrective Plan
155.3 Corrective Action for isks
Section 6 -- esults, Conclusion, and Follow-Up
Section 7 - eferences
Section 1 -- Introduction
Introduction to the Plan
This project involves a company named A&D High Tech which operates within the computer products industry and sells computer products, accessories, and services to consumers and small businesses. The…… [Read More]
This is equity risk. Equity risk can be measured -- either with standard deviation or more typically with the beta coefficient. This risk must be addressed, because the upside movement of the stock was something that was paid for with the lower rate of interest payments.
Diversification of any equity portfolio can be done on a number of other variables. The diversified portfolio will contain exposure to a wide range of firms and industries, and preferably a high level of geographic diversification as well. Modern portfolio theory holds that as few as three companies can result in a diversified portfolio but ideally the portfolio would have at least thirty. The portfolio should include a wide range of types of instruments as well, so that the risk inherent in the convertible is offset by the performance of other instruments, companies and products in the portfolio. ith the market, the CAPM beta…… [Read More]
Risk workshops allow for a strong modeling process of any project management problem. Risk workshops, when conducted effectively produce a prioritized list of risks that has an assigned action and stakeholders attached to that risk. As a project manager all risks rely on the details of the project. I would always expect to be briefed on any changes in budget, deadline or change in objective. Identifying risks that address these issues is important in assessing the value of risk workshops.
Prioritization of key principles and objectives is imperative in the project management way of business. Understanding the difference between a threat and a priority is essential for success. High-priority opportunities should always be addressed first since they compose the main objectives and goals for that project. Threats are important but should not cause the project to come off the tracks.
When disaster strikes in the middle of a…… [Read More]
Europe's more liberal drug policies are not the right model for America.
Most non-violent drug users get treatment, not jail time. (Legalization, 2010).
There are no benefits for society in the legalization of marijuana. The money from the taxing of the marijuana will end up being use to regulate and enforce the dispensaries. The money to treat the addiction will be another source of lost revenues from the taxation.
Increased usage by underage teens will be the same as cigarettes and alcohol and will increase as the price drops as it did in the Dutch experiment. Kids will be introduced onto the drug culture that leads to the use of the harder narcotics as a result of the increased access to the marijuana. The benefits will be just moved from one area to other areas of criminalization.
DEA website. 2010. etrieved on May 10,…… [Read More]
Phishing Spea Phishing and Phaming
The following is intended to povide a vey bief oveview of examples of some the most dangeous and pevasive secuity isks in the online and netwoked wold. One of the most insidious of identity theft is known as phishing. The tem 'phishing' efes to the pactice of "fishing fo infomation." This tem was oiginally used to descibe "phishing" fo cedit cad numbes and othe sensitive infomation that can be used by the ciminal. Phishing attacks use "…spoofed emails and faudulent websites to deceive ecipients into divulging pesonal financial data, such as cedit cad numbes, account usenames and passwods, social secuity numbes etc." (All about Phishing) . Thompson ( 2006) clealy outlines the basics of a phishing attack.
A typical phishing sends out millions of faudulent e-mail messages that appea to come fom popula Web sites that most uses tust, such as eBay, Citibank, AOL, Micosoft…… [Read More]
Administrative and political distance risk is most seen from the standpoint
of legal and financial institutions, the monetary systems and political
associations and the role of foreign governments in defining the barriers
to entry for foreign businesses. Geographic distance risks have more to do
with the physical distance and varying climates. The geographic distance
set of risks also capture the lack of potential infrastructure due to
remoteness. The economic distance risk assessments include the different
information or knowledge process workflows throughout a culture and the
blind-spots this causes for many companies in creating the strategies to
move into another company. There are many risks also present in the
economic distance of given foreign nation, emanating from the differences
in consumer incomes and wide variations in costs and quality of natural,
financial, and human resources.
In assessing the risks of global expansion, it is critical to consider the
use of analytical…… [Read More]
Risk Management Events
In reflection of the Exxon Valdez spill, the National Transportation Safety Board and the Coast Guard would both take a direct interest in improvement regulatory considerations relating to the alertness and suitability of an oil tanker's crew. This would be in 1989 following the massive oil spill off the coast of Alaska. According to the text, "Since 1989, much effort has been made by the Coast Guard and by companies like Exxon to ensure better business process and better risk management. Both the public and private sectors added new procedures and new controls in the transporting of oil around Alaska, reducing the likelihood of a repeat incident in that region." (p. 20)
American's Express's Authorizer's Assistant would be implemented in the 1980s to create an automated way of fielding purchase authorization requests with a credit card. This would help to reduce the necessary labor to provide…… [Read More]
Risks of Climate Change
THE RISK OF CLIMATE CHANGE: IMPLICATIONS FOR ARCHITECTS AND ENGINEERS
Climate Change Impacts on Engineering Infrastructure
Key Impacts on Water and Resources
Risk Management Analysis Coping Methods Possibility And Probability
Recommendations And Guidelines For The Vulnerability Of Climate
Change Impacts Using Risk Management Methods And Analysis
THE RISK OF CLIMATE CHANGE: IMPLICATIONS FOR ARCHITECTS AND ENGINEERS
This work examines climate change in relation to impacts upon infrastructure, utilities, and water in relation to the affects from projected sea level rise, flooding, and other related impacts expected to result from climate change. This work also reviews models used for risk assessment and analysis and examines their usefulness and the associated limitations with these models. Knowledge and expertise is growing in the risk-assessment and analysis field of study and reliable models are being developed although the primary effective and appropriate use for the majority of these models…… [Read More]
This was because they were seeing one of their primary competitors (Travelers) merging with Citicorp (which created a juggernaut of: insurance, banking and brokerage activities). At which point, executives at AIG felt that in order to: maintain their dominance in the industry and offer new products they should become involved in similar activities. The difference was that they would grow the company by expanding into areas that were considered to be speculative to include: commodities, stocks, options and credit default swaps. The way that this was accomplished is by purchasing a host of businesses that were involved in these activities. This is significant, because it meant that a shift would take place in: how managers were accounting for risks and the kinds of activities that they were becoming involved in. With the newly acquired companies; bringing over executives that did not practice the same kind of strategies for dealing with…… [Read More]
They were just so intense, so focused, so transaction-driven, there literally wasn't time for people to put ideas out and discuss and debate them."
These constraints to effective management oversight and innovation were further exacerbated when the company went private in 2001. According to Stopper, "ARAMARK went from a leveraged buyout situation in 1984, with only some 50 people having equity in the company, to an initial public offering (IPO) in 2001 with 97% ownership by employees. It was a huge cultural shift. Many employees incurred debt in order to have ownership in the company. In his view, HR's power and influence came from performance and creating value, not from advancing or acceding to personal agendas."
To their credit, though, Hayes reports that the company finally took action to remedy this situation by creating an action project team to assess the potential threats involved in retaining the status quo and…… [Read More]
Risks From International Business
What are some risks of international business that may not exist for local business?
There are many risks inherent in competing on a global or internal level compared to being a local business. As the chapter suggests, there is a much greater level of economic and socio-political pressure on governments to work together for the common good of the global economy. Despite these best intentions, global macroeconomic factors often cause nations to restrict or unnecessarily increase the cost of transactions and trade based on fear over the trading partner's economies. Such is the case for American companies attempting to gain sales within China, whose government holds nearly $1.1 trillion in U.S.-based debt. China and the United States are two of the more powerful economic forces in the global economy, and as their economies go, so goes the world. What this means for international businesses is that…… [Read More]
isk-Taking Behavior and isk Management
isk Management Article eview
Dominic Cooper (2003) reviews the various factors that influence risk outcomes, with a focus on how personality can have a significant effect on risk-taking behavior. The first half of the article dives into the admittedly murky waters of the associations between personality types, group dynamics, and risk-taking behavior, while the second half discusses risk management and control strategies. Importantly, Cooper states explicitly that individual and group factors are hard to control or change. Despite this attitude, he puts considerable effort into describing the different personality types, their propensity for risk-taking behavior, and the likelihood of harm. In the final analysis, personality, task experience, promise of a reward, and group dynamics seem to have the greatest influence on risk-taking behavior. If the first half of the article were to have a summary, it would be that the sources of risk amenable to…… [Read More]
isk Management Consultant Proposal
Event: The Global Event for Biotechnology in Chicago, Illinois
In brief, this event will bring together professionals from not only the academia but also from government and the industry. The convention will in this case provide participants with a unique opportunity to explore, describe, and probe the various global challenges we are faced with today, and the most appropriate measures that can be adopted to rein in the said challenges.
isk assessment in the words of Dampsey (2007) "is the process of identifying potential areas of security and loss, and the development and implementation of effective measures or countermeasures to deal with these problems." This particular risk assessment for the aforementioned event will take into consideration not only the hazards but also the nature of risks, and the measures that should be taken to control them. In this particular case, a hazard…… [Read More]
Howeve, befoe giving the medicine, anesthesiologist caefully examines the condition of the pegnant woman to whom anesthesia is to be given. Epidual anesthesia duing labo and nomal delivey does not cause unconsciousness; thus, patients do not lose thei psychological aletness (Halpen and Douglas 2008).
Accoding to (Oebaugh 2011), epidual anesthesia is commonly administeed by injecting the medicine in the lumba egion of the back, specifically in the epidual egion. The detailed pocedue egading the administation of epidual anesthesia has aleady been discussed in the pevious section of the pape. Howeve, the anesthetic dug injected in the epidual space inteupts the passage of neve impulses that oiginate in epoductive ogans and tavel though neves to lowe spine and then to bain. This hindes the feeling of sensation/pain that is poduced in the lowe pats of the body.
The degee of insensitivity induced depends on few factos that include the…… [Read More]
Risk Sales Forecast
Budgeting, Sales Forecasts, and Ethical Consideration
Sales forecasts and the budget preparation process in general, serves as a cornerstone for effective operations management. hen this practice is performed with strict adherence to good business ethics it is one of the key components of the entire business planning process. ith reliable estimates the organization can plan appropriates. Financial planning and estimation includes forecasted sales and revenues, expenses, and required cash flow to operate the business.
The budget will then combine all of the different estimates into a comprehensive document that can be used to plan for the future and to make business decision. The first activity in the budgeting process is usually a sales forecast. Once an organization determines what their projected levels of sales will be for any period, they can then estimate the other expenses based on this forecast. Accuracy of the sales forecast therefore is…… [Read More]
isk Management in Family Owned Businesses
A family business can be simply described as "any business in which a majority of the ownership or control lies within a family, and in which two or more family members are directly involved" (Bowman-Upton, 1991). In other words, it is a multifaceted, twofold structure consisting of the family and the business meaning that the involved members are both the part of a job system and of a family system (Bowman-Upton, 1991).
Most families seek stability, intimacy, a sense of community, and belonging through the family business (Hess, 2006). On the other hand, whenever family and business are mentioned together, a majority of people think of continuous conflict, competition and contention (Crenshaw, 2005). However, "successful family businesses do not let the family destroy the business or the business destroy the family" (Hess, 2006).
The family-owned businesses are the backbone of the world financial system.…… [Read More]
To rebuild their image, the company would try a number of different strategies, none of which would prove to be successful. This would hurt the market share of Gap to the point that many analysts now believe that it may be advantageous to spin off the company's: Old Navy, anana Republic and Gap stores. What this shows, is how a company can begin to lose its way when it is not focused on adjusting to changes in consumer tastes and trends. In the case of Ann Taylor, they need to be aware of this hazard, as it can have an adverse impact on the long-term viability of their business. (Reingold)
A second challenge that Ann Taylor can be wrestling with is a lack of focus on the part of management. In this case, managers must understand the role that their decisions will have on their organization. Where, executives must clearly…… [Read More]
Risk Management 
If you believe a stock will appreciate and want to risk little to speculate that the stock will rise what are your option?
Holding a call option is fairly low risk because it would allow me to buy future stocks at a current price. An increase in stock value would limit my losses and allow me to profit by means of leveraged speculation. As a holder exercising a call option, I would be able to benefit from the same profit in underlying stock by paying only a minimal amount of money. By risking only a small percentage of my capital towards an insurance premium, I am potentially able to benefit from trends and hedge away risks within the call-option deadline.
Potential losses can be offset against either long-or-short stock portfolios by means of trading call strategies. A Fiduciary call would allow for a reduced capital outlay by…… [Read More]
The connection with such tactics is that the company's own product are not good enough to sell themselves, and that underhanded means are resorted to. In terms of rivalry, I would emphasize that good neighborliness entails an adherence to the principles of humanity as found in society today. In society, a friendly attitude is often more effective in achieving one's goals than an openly hostile disposition. Hence, even in terms of one's rivals, neighborliness means that more can be gained from a rival by means of a friendly and open attitude.
In this way, neighborliness correlates strongly with business ethics. It is for example unethical to investigate a rival company without their consent, with the purpose of finding undesirable information for use in negative advertising. Instead, neighborly negotiations can result in good relations, which in turn may bring about a mutual learning experience from which both companies can benefit.
I…… [Read More]
From the historic standpoint, as well as from a scientific standpoint, the hill's ability to protect against tornados is once again promoted as a myth. Originated from the Native Americans, the myth argued that there were specific areas protected against tornados by land features, such as hills, rivers, mountains or ridges. The legends were passed on from one generation to the other and created a false sense of protection. Until the tornados hit almost all region in the ocky Mountains, to kill tens of people (Scavuzzo, 2004).
And aside from history and science, the third means of convincing the population would be through the use of the common sense. Considering a situation in which the hills did indeed reduce the risks of tornados in the region, it is impossible for them to entirely eliminate the threat. This virtually means that when the tornado hits, it will create loses. If the…… [Read More]
Most developed economies, however, allow the market to set exchange rates, only influencing currency values through indirect means such as the increased or reduced sale of bonds to foreign entities and individuals, or through other means of international wealth exchange. Essentially, all manipulations of exchange rates and actions based on predictions of exchange rates are focused on the forward exchange rate, or the predicted rate of exchange between two currencies at a future point in time.
The spot exchange rate, on the other hand, is the rate of exchange at the current moment in time. It is through a comparison of the spot rate and the forward rate of exchange -- inasmuch as it can be predicted with any accuracy -- that companies and businesses make decisions that affect either the exchange rate itself (in the case of some governments, notably China in the modern period), or more often make…… [Read More]
The more knowledge of a market an entrepreneur has the better. This includes the litigious side of the market. When an entrepreneur sets up a business, even employing the proper employee dynamics, financial decisions and logistical moves, legal issues can doom the entire operation. Entrepreneurs can avoid much of this type of risk by fully understanding their business, and by having prior experience with the product or industry. It is important to understand as well that overseas markets are not the same as domestic ones, and many issues are likely to arise out of unique and different legal environments, exclusive to overseas markets and products. Entrepreneurship is a veritable minefield when it comes to risks. These risks are inherent, and without them there would not be the same kinds of satisfaction and payoff that occurs with them intact. When entrepreneurs are made fully aware of these risks and how to…… [Read More]
ISK Management - CAPM and APT
Capital Asset Pricing Model and Arbitrage Pricing Theory
The contemporaneous business community is extremely competitive, meaning as such that the organizational leaders strive harder than ever to overcome the competitive forces. Virtually, they have to hire and retain the best skilled staff members; they have to develop and offer the best quality products and services and they must be able to raise the interest of a vast and large customer base. All these constitute competitive advantages.
Yet, another element which has to be granted the adequate attention is that of the management of assets. The specialized literature offers a multitude of definitions of the concept of asset, yet the underlying idea is basically the same. Stickey, Weil and Schipper (2009) for instance argue that an asset is "a probable future economic benefit that a firm controls because of a past event or transaction" (p.108).…… [Read More]
Small usiness' Need for a CPA
One of the critical investments a small business can make to mitigate loss and risk is hiring a CPA and putting that CPA on the 'management team.' As Wells notes in his groundbreaking research, "Denise, a bookkeeper for a small trucking firm in irmingham, Alabama, wishes she had never heard of Ralph Summerford, CPA. ecause of his thoroughness, Denise is facing several years in prison for embezzling $550,000 from her employer. At least she will look good standing before the sentencing judge: Denise spent a great deal of her illegal loot on head-to-toe cosmetic surgery. She blew the rest on a shiny new Lexus, luxury vacations, clothing and jewelry. And, of course, Denise had to have a big house to store all of her finery." (Wells, 2003)
Surprisingly, it was not at all the fancy standard of living that made her employer suspicious. "The…… [Read More]
isk management is the greatest benefit offered by a strategic, forward-thinking approach to management. In an uncertain economic environment, companies must constantly 'hedge their bets' as to what is the superior choice between mutually exclusive alternatives. Strategic management promotes the efficient use of resources by forcing companies to constantly anticipate the future, plan ahead, and make the best economic choices possible, given the company's current framework of knowledge. No company can predict everything that may happen but the consistent data-gathering that is required in a strategic management approach and trend-monitoring allows the company to be more flexible and responsive.
As well as avoiding bad decisions, effective strategic management also means knowing when to take advantage of possible opportunities and invest in good decisions. isk management entails knowing when to take calculated risks, even if this means a major allocation of organizational resources, such as for a new form of technology…… [Read More]
Fuel prices are a major contributor to the profitability of an airline, as they tend to be more volatile than ticket prices. In response to this variability, airlines typically engaging in fuel price hedging strategies. On the operational level, many airlines rely on a focus on shorter average flight distances. This keeps the fuel cost down relative to passenger revenue. However, the most common method of dealing with fuel price volatility is to utilize a financial hedge, typically a series of either futures or forwards to lock in the price of fuel.
The first thing to realize is that the company cannot perfectly hedge the top end of the fuel price range. At some point, the price paid is going to have to be lower than the top price or the airline will lose a lot of money when the price drops again. During a major run-up, like…… [Read More]
, 2007). The results of that research indicates that light users of MDMA do exhibit mild cognitive impairment during the short-term in which they occasionally use the drug but that after six months or more of abstinence, their performance on the same cognitive tests used to identify those changes returns to being indistinguishable from the performance of those who have never been exposed to the drug (Golding, Groome, ycroft, et al., 2007).
The Short-Term and Long-Term Consequences of Heavy MDMA Use
Animal studies have conclusively established that MDMA causes permanent destruction of neurons and synaptic processes that are essential to the physiological mechanisms of neurotransmitter secretion, response, and reuptake by virtue of the selectively neurotoxic properties of the drug on 5-HT neurons in rats (Verrico, Miller, & Madras, 2007). Those findings are consistent with anecdotal evidence collected from clinical human data in connection with the long-term cognitive, behavioral, and mood…… [Read More]
Often an entire structural reassessment may be need to reach optimal temperature control for the workplace, To improve temperature control, insulation may be required to keep hot and cold air in and keep the outside temperature and humidity from affecting the workers inside. Air-conditioning is the solution of most workplaces to long, hot summers, but having windows that open can cut down on air-conditioning costs and enable workers to still work even when the temperature control system has been shut down. Having blinds to shield the light from hot windows, minimizing exposure to direct sunlight in general and providing ample water and cooling beverages can also help. If no internal cooling systems are available, allowing employees to take breaks or even to work different shifts (such as avoiding the hotter times of the day) can be valuable (Thermal comfort for office work, 2014, CCOHS). This may be necessary in outdoor…… [Read More]
hen creating a risk management plan for a government program a number of important (even crucial) steps must be taken. In this paper a review of those steps is presented. Also, interventions which are important for improving healthcare are presented. Hence, this paper should serve as a five page report to the city council.
The simple, straightforward definition of needs assessment is as follows: project leaders and developers must know in advance what resources are necessary -- are vital -- for the completion and success of the program. In other words, needs assessment relates to that time, what financial commitment, what staff and what other tools and resources will be necessary in order to have a program that is functional and purposeful.
Because needs assessment and project management go hand in hand, the project managers working on a new program have a practical goal of making…… [Read More]
isk Management of Terrorism in the UK
The issue of designing a risk management strategy for terrorism in the UK is dependent upon understanding and identifying the commensurate risks attendant with the various extremists groups that are perceived as threats to the UK's safety and infrastructural stability. Challenges include adopting an intelligence and surveillance system, educating the public regarding attendant trouble spots (such as retaliatory violence and discrimination as well as purpose of surveillance) and adopting a position in the global network that facilitates the overall mitigation of threats. The benefits are evident in control and prevention results and good practice recommendations are provided in the conclusion. This study gives a contextual assessment of the risks facing the UK, analyzes the components of risk management that can be utilized to alleviate these risks, defines the term "terror," examines the historical challenges that coincide with these components, and discusses the benefits…… [Read More]
. Research Design Rationale
1. Question format: In order to allow the research study to become embedded in the field of economics, the research question will use an applied question format. The purpose of the study is to develop a predictive method regarding player choices in the Prisoner's dilemma. It will explore the association of risk and cooperation or defection in the Prisoner's
2. Research design: The research will use a deductive approach where the theory will be presented and tested through the methodology. The research will use quantitative research methods, which are suited for research where the information can be reduced to a numerical format. This is the case in the proposed study as both risk tolerance and the decisions made in the Prisoner's Dilemma can be reduced to numerical data and standard statistical methods applied.
III. Data/Information from Previous research
A. Literature Review
The literature review for…… [Read More]
isk Analysis and the Security Survey
The following risk analysis and security survey report will be centered on the hospital as an organization. Vulnerabilities can be classified as crime opportunities, opportunities for breaking rules and regulations, opportunities for profiting and also for loss. By definition, vulnerability can be a gap or a weakness inside a security program that might be exploited by opponents to acquire unlawful access. Vulnerabilities include procedural, human, structural, electronic as well as other elements that offer opportunities to damage assets (Vellani and Owles, 2007).
A vulnerability assessment can be classified as a systematic method utilized to evaluate an organization's security position, assess the efficiency of current security infrastructure, as well as, recognize security limitations. The basic approach of a Vulnerability Assessment (VA) first measures what precise assets require protection. Subsequently, VA recognizes the protection measures previously being used to protect those assets, as well as what…… [Read More]
Credit isk Management
Banks are an important part of the economy of any nation. Traditionally, the banks operate as financial intermediaries serving to satisfy the demand of people in need of various forms of financing. Through this, banks enable people to purchase home and businesses to expand. These financial institutions therefore facilitate investment and spending that are responsible for fueling the growth of the economy. In spite of their vital role in the economy, they are nevertheless prone to failure and just like other types of businesses, they also go bankrupt. Unfortunately, the failure of banks can have many and significant implications than any other type of business. As witnessed during the great depression, and in recent times following the global economic crisis and recession, the stability or lack of it in the banking system could trigger economic epidemics that would impact millions of people. With respect to this, it…… [Read More]
Nowadays, adolescent problem behavior is conceptualized as 2 empirically derived syndromes: externalizing problems (including delinquency and aggression) and internalizing problems (including depression, anxiety, and withdrawal) (Achenbach, 1991a, 1991b). Little is known about the structure of internalizing problem behavior. Accordingly, the first aim of this study is to examine the structure of externalizing and internalizing problem behavior during adolescence. (eitz, Dekovic, & Meijer, 2005, ¶ 2).
At the end of their study, eitz, Dekovic, and Meijer (2005) recount that prior research primarily focused on externalizing problems, the structure of a limited range of problem behavior, and basically found support for a 1-factor structure. Their study, eitz, Dekovic, and Meijer assert, extended previoius research as it explored externalizing, as well as internalizing problems, examining whether both types of behaviors belonged to one single factor of general problem behavior (1-factor model), or whether the two types behavior ought to be deemed two separate…… [Read More]
God calls everyone to himself so that one can know Him personally and follow him (Niswender, 2012). He calls us for a particular reason and purpose. This vocation or calling has implications on occupation and including our giftedness, our weaknesses, and the way we run our lives in the society. This report endeavors to explain about what I believe is my calling, the lessons I have learned from the course and in what ways my assumptions, knowledge, critical thinking and behaviors have changed as a result of this course.
I have learned to identify my purpose as a human being. According to Gordon Smith, one should discover his or her vocation by listening to God's call and ensuring that you become a coworker with God. I have appreciated my need to live with my vocation in the midst of moral challenges and difficult relationships. I have learnt different ways of…… [Read More]
Looping on at-isk Children
eview of the Literature
Instruments and Materials
F. Design and Procedures
G. Data Analysis
EFFECTS OF LOOPING ON AT-ISK CHILDEN
This chapter will introduce the educational process of looping, as well as evaluate the benefits that looping can have on students. It will also address the individual needs of at-risk children, and explain how looping effects these children.
Looping, which is also known as multiyear teaching or multiyear placement, occurs when teachers are promoted with their students to the next grade level, staying with the same group of children for two or three years.
For example, in a looping situation, the teacher would teach a class of first grade students and then remain with those students another year as their second grade teacher. At the end of the second grade, the same teacher would return to first grade to teach a new…… [Read More]
Are there potential risk reduction and diversification opportunities in adding commodities to a Norwegian investor's asset portfolio?
ecent global economic turmoil has inspired investors all over the globe to look for ways to protect their portfolios and to continue to make them grow despite a weak economy. Investments in commodities have been suggested as a solid hedge against future turmoil in the markets. The question is whether this is good advice or not for investors of all types and operating in different home economies. It is difficult to make a suggestion that will work for every investor and in all parts of the world. Therefore, the potential for commodity investing as a hedge against future instability is a question that must be answered for every country in the world on an individual investor basis. This research will explore whether commodity futures can be added to the portfolios of…… [Read More]
fathers are taking an increasing part in the role of caring for children and bringing them up, particularly so since women have entered the workforce en flux, social research has increasingly focused on the part that father's play in raising their young children. The current opinion today as regards parenting is that shared parenting is the ideal situation particularly for mothers who are compelled to act as both breadwinners and fully available and concerned parents in a supportive and nourishing environment. Data shows that although the father often attempts to assume the nurturing role, the working mother often still remains the primary responsible caretaker in the family.
Questions that this study attempted to answer, consequently, were the following: Firstly, how do father and children form an attachment relationship in the first few years of life? In which sort of contexts do they do so, given that mothers remain responsible for…… [Read More]
Organizational structure contributes to the determination of organizational culture in the way that reporting requirements and hierarchy are defined. For example, companies with a flatter structure will have decentralized decision-making. Such a culture would encourage greater levels of creativity and innovation, as well as risk-taking, among the employees. At a company like WL Gore, where the organizational structure is gossamer at best, the organizational culture ends up being highly oriented towards teamwork and innovation. Companies in fast-paced industries prefer to have pared-down organizational structures because those have been shown to correlate with a culture of flexibility (Bock et al., 2012). In contrast, companies with a highly bureaucratic structure have cultures that are more conservative in nature, where employees do not feel empowered to take initiative or to take risks, and those companies tend to be less flexible in nature, which is a strategic hindrance when the environment changes…… [Read More]
The ability to transform an organization to the next level, through specific leadership techniques, and to have the vision to carry out the task, is called transformational leadership. Transformational leaders influence followers by acting as a teacher, mentor and coach. They empower others and help them to achieve career and organizational goals. Communication is the basis for this theoretical model -- the leader is highly visible and uses a chain of command to get results, but is never satisfied and is constantly looking for ways in which the organization can reach beyond the current vision. It is this constant search for efficacy, the move to "transact" the organization or specific project to a new level that keeps this theory alive -- and continual feedback and stimuli are as necessary as food and water to this leader. This type of leader might not be satisfied with lengthy tenure in an organization…… [Read More]
isk Management Plan Due Week 4 worth 240 points Note: The assignments a series papers-based case, located Student Center shell. The assignments dependent . In assignment, create a risk management plan.
Scope and objectives of risk process
The project consists of fixing of the firm's data security weakness and brand restoration. Brand restoration would ensure that the company is able to demonstrate to its customers that it is able to move past the data breach event. Brand restoration would also allow the company to continue competing without losing its customers. Fixing the weaknesses in its data security gives the company the opportunity to improve on its security measures. The company would also use this aim in strengthening its systems and implementing strict guidelines in regards to data security. The scope of the project would require the company to communicate to its customers about the data breach osenbaum & Culshaw, 2003.…… [Read More]
Every project has risk of some sort. For the project manager, it is not possible to eliminate all risk, but it is beneficial to reduce risk as much as possible. Thus, risk analysis is required to identify the major risks to the project, to understand the threats that are posed and prioritize the risks. At that point, the project manager is in a better position to take steps to reduce or eliminate the most important risks. This process is necessary because focusing on minor risks will make the project inefficient, but ignoring major ones could represent an existential threat to the project. Thus, risk analysis helps to strike a balance between ensuring that the project goes through without any major issues, but still comes in on time and on budget.
Process used to Uncover and Prioritize isks
There are a number of processes that a risk analyst can utilize…… [Read More]
80% of the vulnerabilities been discovered nowadays are from websites.
SQL injection occurs when an attacker uses SQL scripts to send information to the server by using the website forms and UL's. If, the website form data is not sanitized before been sent to the database it can lead to this attack. Without sanitization, an attacker can post any data they want directly to the database thus been able to access the information stored and alter the information if so desired. It is easy to make an SQL query, insert it into a form field with whichever parameters one desires and this would compromise the security of the website and its data. Using SQL injection, an attacker can capture sensitive information stored in the database like passwords or credit card details. To prevent this attack, the website developer will need to ensure that the website form fields do not accept…… [Read More]
risk and return for an investment portfolio that includes five asset categories: stocks, bonds, mutual funds, options, and precious metals. The purpose of diversified portfolio investment is to maximize portfolio expected return for a given level of risk, or to minimize risk for a specific level of expected return. This paper reviews mathematical formulae for modeling risk and return which provide a rationale for investment strategies and portfolio management. The paper also discusses risk and return objectives and expectations, along with investment risk profiles.
Risk vs. Return Measurement
In an ideal world, the typical investor would select investments whose attributes include high returns coupled with low risk. In reality, there are few of these kinds of investments available, consequently financial managers have gone to great lengths to develop methods and strategies that allow them to come as close as possible to selecting the ideal investment. One such financial theory for…… [Read More]
The diffused infrared configuration however, uses a transmitter that fills a given office space with signals. The signal receiver can then be located anywhere in the office area in order to successfully receive the I signal.
The Spread spectrum LANs
This form of arrangement utilizes the multiple-cell configuration. Each of the cells are appropriately assigned a unique center frequency that lies within a specific band in order to avoid signal interference. This transmission technique makes use of two methods; frequency hopping as well as direct sequence modulation
The Frequency hopping method uses signals that jumps from a given frequency to the other within a specific bandwidth. The transmission unit then "listens" to a give channel and if successfully detects any idle time (a time when no signal is transmitted),then transmits the packet via the full channel bandwidth .In case a channel is deemed "full," the transmitter then "hops" to the…… [Read More]
Chosen Business: City estauant
Befoe discussing what the coe activities the company undetakes to achieve its opeational objectives, it is vital to highlight these opeational objectives. The following section gives a bief oveview of these objectives:
The stategic objective of Taste Inn is to become the most liked band among its customes, a financially and opeationally stong company in the eyes of its investos, and a competitive paticipant in the food and hospitality industy of Austalia. The majo opeational objectives of the company include:
A stong custome base:
The most impotant opeational objective of the company is to stengthen its custome base by attacting moe and moe customes towads its poduct offeings. It aims to build a stong public image in the eyes of its customes and the society in which it opeates.
Become a financially and opeationally stong copoation:
The second most impotant…… [Read More]
Risk Management Issue
Over the last several years, the issue of patient safety has been increasingly brought to the forefront. Part of the reason for this, is because a number of high profile accidents have taken place. This has increase the chances that patient will develop complications. Evidence of this can be seen by looking no further than the most commonly reported cases involving malpractices lawsuits to include: incidents involving misdiagnosis, prescription medication errors, Obstetrics and surgery. As, these different events account for a total of: 62% of all medical malpractice cases. ("CRICO Coverage," 2011) This is significant, because it shows how the underlying risks facing many health care organizations have risen exponentially. In the case of the health organization we are studying, they have taken different steps to address these kinds of issues that they are facing. To fully understand the overall scope of their strategy requires: looking at…… [Read More]
risks that BP faces is with respect to ethics. The company's pursuit of profits over safety on the Deepwater Horizon is perhaps the most obvious example of this risk. Ethically, safety would have been the more important concern, but BP pushed profit as a primary motive despite what it would do to worker safety. The end result, of course, cost the company over $40 billion as the result of the damage that was caused by the accident that occurred as a result of that ethical lapse (earden, 2010).
Ethics continue to be a risk at BP because the unethical practices that led to Deepwater Horizon. Instead of learning from Deepwater Horizon, BP is still believed to lack transparency with respect to its practices. As a reflection of how ingrained the company's lack of ethics is, the chair of safety, ethics and environment had 43% of shareholders vote against him in…… [Read More]