You can't have that opportunity if you don't save. Not only is saving for retirement necessary, but it is also easy. There are many methods of investing that will put your money to work for you, instead of making you work for your money. You can choose a 401-K plan or invest in mutual funds, in addition to investing in property or other hard assets. The most important part of

As Geisel (2004) notes: Income-tax deductions are worth the most to high-bracket taxpayers, who need little incentive to save, whereas the lowest-paid third of workers, whose tax burden consists primarily of the Social Security payroll tax (and who have no income-tax liability), receive no subsidy at all. Federal tax subsidies for retirement saving exceed $120 billion a year, but two thirds of that money benefits the most affluent 20% of

When it comes back, it will be bigger, with more to enjoy. The true beauty of CODs, as with all investments, is the potential for compound growth. Say your certificate of deposit account only makes a few thousand dollars in its first few years. This amount is added to the capital already invested in the certificate of deposit, and it also starts to accrue interest. This means that the longer

While Cadbury was initially vulnerable resulting in this take over, Kraft had to borrow heavily to afford the final price of 850p per share. In the coming months and years, Kraft will have to balance against recovering the money put into this acquisition (Wiggins, 2010). A risk, many British politicians and citizens alike fear will mean the end of their signature chocolate in an effort by Kraft to increase

Blade Runner: A Marriage of Noir and Sci-Fi Blade Runner is a 1982 film noir/science fiction film set in 2019 that depicts a world that is threatened by human advancements in technology. In the film, robotic humanoids become self-aware and decide that it is within their right to live past their predetermined expiration dates and set out to find a way to live among humans and defy scientists, whom arbitrarily decided

interventionism from the perspective of realism vs. idealism. Realism is defined in relationship to states' national interests whereas idealism is defined in relation to the UN's Responsibility to Protect doctrine -- a doctrine heavily influenced by Western rhetoric over the past decade. By addressing the question of interventionism from this standpoint, by way of a case study of Libya and Syria, a picture of the realistic implications of "humanitarian