The Center for Digital Democracy, represented by Jeffrey Chester, executive director, claims the Obama administration raises money from Google -- "Google is a Democratic darling in many ways" -- and hence the suspicion is that Obama asked his FTC to go easy on Google. "Our fear is that Google gets special treatment," Chester insists.

Conclusion

hether or not Google was aware it was gathering this data from households and businesses in 30 countries (it stretches credulity to think that with their remarkable technological genius Google didn't know), this is a very important privacy matter that the FTC should be investigating and even fining Google. Certainly consumers should be made aware that Google in fact gathered these data, and the public should also demand that the FTC dig deeper into Google's intentions; if they say they won't use the data, they why do they have it? They should be required to purge that…...

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Works Cited

Federal Trade Commission (2010). A Summary of Your Rights Under the Fair Credit Reporting

Act. Retrieved Dec. 12, 2010, from  http://www.ftc.gov/credit .

Federal Trade Commission. (2010). About the Federal Trade Commission. Retrieved Dec. 12,

2010 from  http://www.ftc.gov/ftc/about.shtm .

Conger, 2009).
ecommendations for Organizations

The many factors of data mining and their use for profiling customers and their needs also create opportunities for organizations to build greater levels of trust with their customers as well. And trust is the greatest asset any marketer can have today. The following are a series of recommendations for how organizations can address demographic influences that impact their marketing strategies in light of concerns surrounding the ethics of data mining.

First, it is imperative, across all demographic segments that marketers make a deliberate a very clear effort to explain their opt-in and opt-out policies and also provides evidence that they do what they claim to in this area. The greatest challenge for the consumer is controlling their personal information online and ensuring it is well managed to their preferences (Pratt. Conger, 2009). Marketers who give consumer control over their data in this way will be significantly…...

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References

Adams, N.M. (2010). Perspectives on data mining. International Journal of Market Research, 52(1), 11.

Bose, I., & Chen, X. (2009). Hybrid models using unsupervised clustering for prediction of customer churn. Journal of Organizational Computing and Electronic Commerce, 19(2), 133.

Kaiser, C., & Bodendorf, F. (2012). Mining consumer dialog in online forums. Internet Research, 22(3), 275-297.

Kiron, D. (2012). Why detailed data is as important as big data. MIT Sloan Management Review, 53(4), 1-3.

The iPad is also differentiated with the screen technology, internal memory size and support for expanded Application Programmer Interface (API) calls so developers can create applications for it quickly. This has led to many news organizations creating iPad-specific applications to further promote their content, and also has led to many universities creating entire courses delivered on the iPad.
From a promotion standpoint, Apple excels at event marketing and the ability to manage multichannel marketing programs. The launch was coordinated across all Apple retail locations, which is how the company uses promotions and distribution to its advantage. Apple concentrates on promotions to drive traffic into their stores, in effect uniting these two areas of the marketing mix. Promotion is also heavily influenced by Steve Jobs, who heavily promote the iPad during the launch event in San Francisco. The iPad's promotional strategies also led to Apple creating entire segments of their stores…...

. How do firms balance the need for marketing research with consumers right to privacy?According to the article the primary method firms use to balance marketing and the consumers right to privacy are through opt-in options. Here consumers have a choice to select a do not track option which allows them to better protect their own privacy. However, this function must be selected and is often unknown to consumers. In addition, stores provide consumers certain options to cancel or disengage with certain elements of their loyalty programs. A consumer who is apart of a loyalty program may opt to not receive marketing materials while still being a part of the program overall, for example.2. Should firms disclose clearly to consumers how much tracking they are doing?Yes, firms should clearly disclose consumer tracking as it infringes on much of their privacy. According to the article, businesses can much more accurately pinpoint…...

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References 1. Choi C. How loyalty programs can influence the way you shop. Associated Press. May 19, 2013.  http://www.lowellsun.com/business/ci_23277858/how-loyalty-programs-can-influence-way-you-shop

This is achieved by forcing them to maintain a list of individuals who do not wish to be conducted about purchasing a variety of products and services. Furthermore, these protections were enacted to ensure that businesses are not engaging in tactics that are abusive by limiting the times when they can call and what they can say. (Caudill, 2000)
In contrast with the Consumer Privacy Bill of ights, the proposed regulations are designed to enhance protections. This is occurring over the Internet vs. On the telephone. These differences are showing how there is a loop hole in existing regulations as to how these laws are applied. The new guidelines are building upon the provisions from the Telephone Consumer Protections Act of 1991 by establishing procedures as to the way confidential information is used and collected from firms. This is occurring is through placing limits on an organization's online activities. ("Consumer…...

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References

Consumer Privacy Bill of Rights. (2012). CNN Money. Retrieved from:  http://money.cnn.com/2012/02/22/technology/bill_of_rights_privacy/index.htm 

Fact Sheet. (2012). White House.gov. Retrieved from:  http://www.whitehouse.gov/the-press-office/2012/02/23/fact-sheet-plan-protect-privacy-internet-age-adopting-consumer-privacy-b 

Barlough, R. (2003). The Do Not Call Registry Model. Marshall Journal Computer and Information, 22, 79 -- 85.

Caudill, E. (2000). Consumer Online Privacy. Journal of Public Policy, 19 (1), 7 -- 19.

Potential Concerns about the Consumer Financial Protection Agency
Despite the multitude of benefits revealed by the CFPA, commercial banks and mortgage lenders continually present their growing dissatisfaction with the act. epresentatives of this side include reputable organizations such as JP Morgan Chase or Wells Fargo, as well as a series of independent mortgage brokers and mortgage lenders and local and regional banking institutions. Their most compelling reasons for the dismissal of the Consumer Financial Protection Agency are succinctly presented below:

1. The banks feel that there is no real necessity for new regulatory legislation as the economy is already showing sighs of recovery; these financial institutions feel that the resources would be better spent otherwise. Additionally, the CFPA does not introduce any real new elements, but politically enforces the lessons already learnt from the economic crisis

2. The state could abuse its power through the Consumer Financial Protection Agency in the meaning…...

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References:

Allen, M., Javers, E., Barack Obama to Create Consumer Financial Protection Agency, Politico, 16 June 2009,   last accessed on September 30, 2009http://www.politico.com/news/stories/0609/23790.html 

Andrews, E.L., Banks Balk at Agency Meant to Aid Consumers, New York Times, June 30, 2009

Geithner, T.F., Written Testimony of Treasury Secretary Timothy F. Geithner, House Financial Services Committee, Financial Stability,   last accessed on September 30, 2009http://www.financialstability.gov/latest/tg231.html 

Hall, K.G., Banks Fight to Kill Protection Agency, McClatchy, September 24, 2009, last accessed on September 30, 2009http://www.mcclatchydc.com/227/story/75997.html

Organizations
American Association of Family and Consumer Sciences (AAFCS)

Purpose/Function

Benefits

Provision of resources

National Council of Family elations (NCF)

Functions

Benefits

esources

Early Childhood Intervention (ECI)

Functions

Benefits

esources

Child Life Council (CLC)

Functions

Benefits

esources

American Association of Family and Consumer Sciences (AAFCS)

Ellen ichards is the person that developed the idea of 'home economics' as a discipline. This discipline in turn became the founding stone for American Home Economics Association (AHEA) that was founded by ichards in 1909. Later AHEA got evolved into what is now known as the American Association of Family & Consumer Sciences. The agency deals with several issues related to households and economic functioning of families, these may include obesity, unemployment, weather change, and credit crisis (AAFCS, n.d.). Thus, AAFCS is composed of interdisciplinary experts.

Purpose/Function

AAFCS is situated in Washington, D.C., area and has the main purpose of "providing leadership and support to FCS students and professionals from both multiple practice settings and content areas. More than 6,000 AAFCS members assist…...

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References

AAFCS. (n.d.). AAFCHS Brand Story. American Association of Family & Consumer Sciences. Retrieved from:  http://www.aafcs.org/res/branding/AAFCS_Brand_Story.pdf 

CLC. (2012). Child Life Council: Strategic Plan 2012-2014. Retrieved from:  http://www.childlife.org/files/CLCStrategicPlan2012-2014.pdf 

CLC. (n.d.). About CLC. Child Life Council. Retrieved from:  http://www.childlife.org/About/ 

ECI. (n.d.). What is ECI? Early Childhood Intervention Services. Retrieved from:  http://www.dars.state.tx.us/ecis/index.shtml#eci

" (Al-Ghaith, Sanzogni, and Sandhu, 2010)
With a focus on Saudi Arabia it is reported that there is "no reliable local production in the fields of software or the hardware. The increased demand for ICTs is met by acquiring overseas technologies.

The trend towards increased reliance on ICTs by the Saudi people, in particular computers and internet services, is one of the highest when compared with other developing countries; however it is still far below the ownership rate in developed countries. Table 1 illustrates the ownership rate of equipment such as fixed-line telephones, cellular phone and personal computers. The ownership rate was calculated per 1000 persons in variant countries over the world." (Al-Ghaith, Sanzogni, and Sandhu, 2010) the goal of the study reported in the work of Al-Ghaith, Sanzogni, and Sandhu (2010) is to enhancing the understanding of factors that influence adoption and usage of online services in Saudi Arabia. More precisely…...

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Bibliography

Molina, Alfonsa, Ben-Jadeed, Mohammed (2004) the Emergence and Evolution of e-Banking in Saudi Arabia: The Case of Samba Financial Group. Frontiers of E-Business Research 2004

Jasimuddin, Sajjad, M. (nd) Saudi Arabian Banks on the Web. Online available at: http://www.arraydev.com/commerce/JIBC/0103_02.htm

Agarwal, R. And Prasad, J. (1998), "The antecedents and consequents of user perceptions in information technology adoptions," Decisions Support System, Vol. 22, pp. 15-29.

Ahmed, a.M., Zairi, M. And Alwabel, S.A. (2006). Global benchmarking for internet and e-commerce applications, Benchmarking: An International Journal 13(1/2), 68-80.

As a part of its responsibility to monitor federal agency compliance with Section 501, the U.S. Equal Employment Opportunity Commission (EEOC) collects and compiles data regarding agencies' hiring and advancement of workers with disabilities. At the time of hiring, federal agencies provide employees the opportunity to self-disclose that they have a disability, on a Standard Form 256 (SF-256); the numbers of people who so identify are reported to the EEOC. In1979, EEOC officially designated certain disabilities as targeted disabilities in its Management Directive 703 issued on December 6, 1979, which in 2003 was superseded by Management Directive 715. MD 715 defines targeted disabilities as "Disabilities that the federal government, as a matter of policy, has identified for special emphasis in affirmative action programs. They are: 1) deafness; 2) blindness; 3) missing extremities; 4) partial paralysis; 5) complete paralysis; 6) convulsive disorders; 7) mental retardation; 8) mental illness; and 9) distortion…...

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References

Supreme Court Decisions Interpreting the Americans with Disabilities Act, subpart

II (J)(1), at   quoting the National Council on Disability, TOWARD INDEPENDENCE, app., at a-15 & a-37 (1986).http://www.ncd.gov/newsroom/publications/2002/supremecourt_ada.htm ,

Robert L. Burgdorf Jr., "Substantially Limited" Protection from Disability

Discrimination: The Special Treatment Model and Misconstructions of the Definition of Disability, 42 Villanova L. Rev. 409, 529 -- 533 (1997)

Consumer Reporting Agency - Safeline US, LLC A consumer reporting agency, as per the definition outlined by the Fair Credit Reporting Act (FCRA), “means any person which, for monetary fees, dues, or on a cooperative nonprofit basis, regularly engages in whole or in part in the practice of assembling or evaluating consumer credit information or other information on consumers for the purpose of furnishing consumer reports to third parties…” (Federal Trade Commission - FTC, 2012). Thus, in essence, Safeline is indeed a consumer reporting agency. This is more so the case given that true to the definition outlined above, the company is organized on a cooperative nonprofit basis and collects tenant information with a purpose of availing reports to members (third parties) on troublesome tenants.
In response to Jane Doe’s Attorney, it is important to note from the onset that Safeline is not in contravention of the Fair Credit Reporting Act with…...

Direct-Consumer Drug Advertising
Direct-to-Consumer Drug Advertising

Direct-to-consumer drug advertising of pharmaceutical drugs is a hot-button issue. Is it ethical, or does it lead to self-diagnosis and take advantage of people who have hope for a cure? Currently, New Zealand and the United States are the only two countries that allow this kind of direct-to-consumer advertising to take place, which calls into question why other countries do not allow the same, if the practice is ethical. From a deontological point-of-view, using Kant's categorical imperative, this paper will address whether the direct-to-consumer advertising of pharmaceutical drugs is ethical or unethical. According to the deontological approach, one's duty is to do what is morally right and avoid what is morally wrong, regardless of what the consequences of those actions may be (Beauchamp, 1991; Waller, 2005). Because that is the case, there are moral questions raised that have to be considered with something as potentially life-altering…...

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References

Beauchamp, T.L. (1991). Philosophical Ethics: An Introduction to Moral Philosophy, 2nd Ed. New York: McGraw Hill.

Kamm, F.M. (1996). Morality, Mortality Vol. II: Rights, Duties, and Status. New York: Oxford University Press.

Kamm, F.M. (2007). Intricate Ethics: Rights, Responsibilities, and Permissible Harm. New York: Oxford University Press.

Kant, I. (1964). Groundwork of the Metaphysics of Morals. New York: Harper and Row Publishers, Inc.

Business Law
During the consumer movement of the 1960s and 1970s, Congress enacted a substantial amount of legislation to protect "the good of the people." There is only one problem with consumer protection laws -- they are slow to react and even harder to enforce. As a result of this situation, corporations are allowed to profit at the expense of consumers' health. The resistance comes in a number of stages. The first is denial of the problem, wherein the corporations argue that there is not enough evidence to link their products with the negative outcomes that are being reported. Then there is the lobbying that causes politicians to defer action until a later date, or ignore the call to action altogether. Too often, when statutes are enacted, corporations fight them to the end, resulting in flawed legislation that either has loopholes, require interpretation from the judicial branch or is difficult to…...

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References:

Bray, G., Nielsen, S. & Popkin, B. (2004). Consumption of high-fructose corn syrup in beverages may play a role in the epidemic of obesity. The American Journal of Clinical Nutrition. Vol. 79 (4) 537-543.

Goldberg, C. & Zimmerman, R. (2011). What's making us fat? Researchers put food additives on suspect list. Common Health. Retrieved April 11, 2012 from  http://commonhealth.wbur.org/2011/08/food-additives-obesity 

Hellmich, N. (2009). Rising obesity will cost U.S. health care $344 billion a year. USA Today. Retrieved April 11, 2012 from  http://www.usatoday.com/news/health/weightloss/2009-11-17-future-obesity-costs_N.htm 

Miller, R. & Jentz, G. (2010). Business law today: 9th edition. South-Western/Cengage Learning.

protection of personal rights. For instance, in the case of the U.S. Supreme Court on Griswold V. Connecticut, married couples should have the rights to privacy when it comes to birth control.
PROTECTING THE RIGHTS TO PRIVACY

Imagine the state telling people how many children they can have, what birth control methods they can use, and blasting the personal information of individuals on the television, computer, radio and etc. Personal information about what diseases, medical health, salaries, how many times an individual has been married, how many divorces, and other personal rights should be protected by the Fourth and Fifth Amendments. Should the state laws have the ability to give personal information to others? Should companies or individuals have the right to get personal information about a person off the computers? hat should individuals do to keep their privacy?

In Connecticut, it is a crime for a person to use any drug…...

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Works Cited

Electronic Privacy Principles" CPSR Available Online at http://cpsr.org/program/privacy/privacy8.htm

Epic.org Electronic Privacy Information Center" Latest News October 16, 2002 Available Online at  http://www.epic.org 

Privacy and Civil Liberties" CPSR Available at http://cpsr.org/program/privacy/privacy.htm

Junk' Mail: How Did They All Get My Address" Fact Sheet 4: Reducing Junk Mail Oct 1992 Available Online at  http://www.privacyrights.org/fs/fs4-junk.htm

Australian Consumer Law (ACL) is a broad-based law the impacts both businesses and consumers. The ACL represents a unified codification of a variety of prior product liability laws. In fact, one of its main benefits is that the law is applicable throughout Australia. Another major component of the law is that it imposes a strict liability standard on manufacturers and suppliers of goods, which was not a uniform standard prior to the introduction of this law. This is a relatively new law; the need for it was identified in 2009 after a Productivity Commission reviewed existing consumer protection laws and found glaring inconsistencies, which made it difficult, if not impossible, to enforce those laws that did exist.
Perhaps the greatest change to the law is that the ACL is now a strict liability law. Strict liability "means that a breach may be committed without negligence" (The FindLaw Team, 2012). In other…...

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References

Australian Competition & Consumer Commission. (2012). Overview of the Trade Practices

Act: Consumer protection provisions. Retrieved April 13, 2012 from Commonwealth of Australia website:  http://www.accc.gov.au/content/index.phtml/itemId/788555 

Australian Consumer Law: Memorandum of Understanding. (2010). Retrieved April 13, 2012

from Australian Consumer Law website:  http://www.consumerlaw.gov.au/content/the_acl/downloads/acl_mou.pdf

They are also the guidelines by which a member determines the correctitude of conduct in relationships with the clients, colleagues, members of allied professions and with various populaces.
A member of the family and consumer sciences profession and of AAFCS is required by the code of ethics to maintain the highest responsible standard of professional performance. At all times, a member should uphold confidentiality and act with intelligence, dedication, and ebullience. A member is required to fulfill the obligation in order to continually advance and extend personal professional qualification. Sharing the professional competence with colleagues and clients is also a requirement meant to enlarge and carry on development of the profession.

The code of ethics requires members to support the objectives of the American Association of Family and Consumer Sciences. Members should also take part in its development through informed, active participation in its programs. Extending public cognizance and understanding of…...

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Reference

American Association of Family and Consumer Services, AAFCS/CFC National Examination Candidate Information, (2004) Bulletin Texas Teacher Certification Version

National Council on Family Relations, a Guide to Family Life Educators Code of Ethics, (2010).www.ncfr.org

The Minnesota Council on Family Relations (MCFR), Ethical Thinking and Practice for Parent and Family Life Educators (2009) Minneapolis: Minnesota Council on Family Relations.

Understanding the law on e-commerce is crucial for businesses operating online. Here are a few reasons why it is important:

1. Compliance with regulations: E-commerce laws are in place to protect consumers and ensure fair business practices. By understanding and following these regulations, businesses can avoid legal issues and penalties.

2. Protection of personal data: Being aware of laws governing the collection and handling of personal data is essential for safeguarding customer information. Compliance with data protection laws is crucial to maintaining trust and credibility with customers.

3. Intellectual property rights: E-commerce businesses must understand laws related to trademarks, copyrights, and patents to....

Mixed economies balance between government intervention and free market principles by utilizing a combination of both approaches to achieve economic stability and growth.

One way in which mixed economies balance government intervention and free market principles is through the use of regulations. Governments in mixed economies may implement regulations to ensure fair competition, protect consumer rights, and promote social welfare. At the same time, they also allow for market forces to determine prices and allocate resources efficiently.

Mixed economies also use fiscal and monetary policies to influence economic activity. Governments may intervene in the economy through taxation, government spending, and interest....

In conclusion, Ethiopia can improve consumer judicial protection by implementing several key measures. Firstly, creating a dedicated consumer protection agency that is independent from government influence and adequately funded to carry out its mandate. This agency should have the authority to investigate and take legal action against businesses that engage in deceptive or unfair practices. Secondly, the country can establish a system for alternative dispute resolution, such as mediation or arbitration, to provide consumers with a faster and more cost-effective way to resolve their complaints. This would help alleviate the burden on the court system and ensure that consumers have....

Conclusion The Ethiopian legal framework for consumer judicial protection falls short in several key areas, leaving consumers vulnerable to exploitation and harm. In this essay, we have explored the need for comprehensive and effective consumer protection measures in Ethiopia and identified areas where the current framework fails to meet consumer needs. To enhance consumer judicial protection, Ethiopia should establish a specialized consumer court system that provides accessible, efficient, and affordable dispute resolution mechanisms. This would reduce the burden on the regular court system and ensure that consumer cases are handled by judges with expertise in consumer law. Additionally, Ethiopia should adopt a harmonized....