Improving the Administration and Collection Process for Government-Sponsored Student Loans
Introduction

Today, tens of thousands of young people are mortgaging part of their future with student loans in order to obtain a higher education. In some cases, these students do not receive the full disclosure concerning repayment terms, creating a long-term hardship. To determine the facts, this paper provides an overview of government student loans and how the different actors on the student loan side are involved with helping the student borrowers with loans need to be held to a certain standard. The problem that is occurring is that the student loan representatives are not revealing repayment options or answering questions when students call. Therefore, the purpose of this study is two-fold as follows:  1) to demonstrate that there is in fact a duty for these actors to provide full disclosure due to controlling legislation and 2) to identify potential outcomes in….

The choice to borrow money is never an easy one. Kyle needs to consider the loan as an investment in himself. A person like Kyle, who has a clear plan about his future and how he intends to build a career, has solid chances of being able to pay off the loan. It is people who are afraid to take financial risks that end up missing out on opportunities, neither achieving their dreams nor financial security. As long as Kyle applies for the right kind of loan, learning about his options and how to pay the loan back effectively, he will be making the right choice for himself, his career, and his family.
The Financial Calculators (2017) website shows that without a doubt, a student loan is a good investment because college graduates do earn more money on average than their counterparts with just a high school degree. In fact, Kyle….

Canceling Student Loan Debt for Black StudentsStudent loan debt problem is one of the major social issues in the United States education sector. This problem is fueled by various factors, particularly the fact that tuition fee is outpacing the ability of students to pay. In addition, the percentage of students taking out loans to finance their education continues to increase rapidly. Therefore, policymakers and stakeholders within the education sector are looking for solutions to address the student debt crisis. Many researchers and experts contend that canceling these debts is a suitable solution to addressing the crisis. However, Black students are seemingly disadvantaged in efforts to cancel student loan debt largely because of past discrimination. This paper explores canceling student loan debt for Black students as one of the ways to promote social justice in higher education.Social Justice in Higher EducationThe field of education has experienced tremendous changes in the recent….

Abstract Student loan debt forgiveness has become an increasingly controversial hot-button topic in American higher education today. On one hand, the American system of higher education has grown increasingly expensive. More students have been forced to take out loans to support their education as a result. On the other hand, many people oppose debt forgiveness on financial and ethical grounds. This paper argues in favor of debt forgiveness on principle, and offers a practical solution about how to achieve it.
Student Loan Debt Forgiveness: An Argument in Favor
Student loan debt is crippling young—and many older—Americans. More people are in debt for their educations than at any time in the nation’s history. As a democracy, having an educated populace is considered necessary for government to function, so people are able to vote in an educated fashion. Our society is growing increasingly technologically complex, and greater and more specialized knowledge is needed for it….

student aid programs.
Student finance aid can be described as funds given to the student to make it easy for them to fix cost of education such as fee and tuition, room and board, supplies and books where the students are undertaking their education like in universities, colleges or private schools.The funds which is being given out to public educations by government in general is known as financial aid meaning that it is being given to particular students, Financial aid can also be referred to as scholarship, although scholarship has some other components like students loans and grants.Loans are finance that one lend and must be paid back with an intrest after a period of time.In the case of student loan the money will be taken back after graduating.Aid is the help one is given.

All the U.S. states governments and The United States government offer loans, grants and work study….

There was little difference in terms of library use and retention between SES groups, although, "overall, the differences in library use between the SES groups were not statistically significant over the semester; however, PC logins at 1 April were significantly higher for students from low SES backgrounds than their colleagues from medium and high SES backgrounds" (Haddow & Joseph 2010: 240-241).
The study design and approach seems flawed from the beginning, given its emphasis on using the physical location of the library, which the authors admit is relatively outdated, given the number of students who access the library virtually, either at workstations or remotely, versus the relative paucity that use its physical resources. Even giving undue emphasis to the use of workstations as proof of student engagement with the library seems questionable and unwise, since less affluent students will invariably have a greater need to use the physical location of….

Student Life Generally
Business Plan

The business plan that is created is for an electronics retails store that will retail electronic merchandise. The main products that will be offered by the store will be Samsung electronic products which include Samsung tablets, laptops, computers, phones and related products and services. The name of the business will be Sunshine Electronics etail Store. Sunshine store will be a franchise company for Samsung Inc. There are numerous benefits of being a franchise. These include:

Operating under a renowned brand name that of Samsung Inc. has major benefits. To begin with, the store enjoys increased security for your enterprise. Not only are the products being retailed already tried and tested, but the store will benefit from Samsung if there need be for improvements. More so, already a household name in the market, the store will not have any need to make a brand but will go straight into….

Student Social Identity Development
How and hy Students Develop a Social Identity

hat is meant by Student Development?

Author Nancy J. Evans notes that the phrase "Student Development" too often becomes simply a vague catchphrase that has little application to college students' lives and learning. Student Development embraces the psychosocial, cognitive-structural, and social identity of students in postsecondary settings (Evans, et al., 2009).

In the quest for self-direction, students universally seek a social identity as well as an education that can propel them into meaningful, successful careers.

Evans, N.J., Forney, D.S., Guido, F.M., Patton, L.D., and Renn, K.A. (2009). Student Development in College: Theory, Research, and Practice.

Introduction to Training Session

Clearly college and university students already have an identity when they enroll in classes, although their more mature individual identity in the social milieu will evolve with time. This training session embraces the question of how and why a student's social identity develops. It offers insights….

Undocumented tudents Equity to in-tate Tuition:
Reducing The Barriers

There exist policy ambiguities and variations at federal, state, and institutional levels related to undocumented student access to and success in higher education and this has created problems for these students. This study investigated specific policies and procedures to provide the resources and capital to assist undocumented students as well as reviewed key elements of showing the correlation of these difficulties with ethnic identity in access and equity to higher education that would help eliminate student's frustration. The study also illustrated that there is no accountability system surrounding the success of undocumented student's postsecondary education divide significant structure. Three research questions guided the study; a) Without the fundamental requirements met how will undocumented students achieve their goal to attain a degree, and seek a rewarding career? b) Is it unjust to extradite an illegal alien who has been living a constructive life and….

Despite increased student fees, the UC still encountered a $500 million shortfall or $2,500 per student. It has been undergoing severe pressure from the impact of the cuts. The quality of education at the U.S. has remained high, but there have been disturbing signs of erosion, nevertheless. The widening gap between the UC and the best private university has been alarming because the UC competes for the top teachers and students with these private universities. This widening gap should be a critical concern to the state and the federal governments because even excellent private universities are too small to meet California's or the nation's needs for a well-educated workforce in the future, to come up with innovations needed to fuel the economy and to generate jobs, and to introduce medical advances for the use and care of the sick and disabled. In the past decade, California's private research universities,….

The thesis statement was made clearer by the author because the main points of writing were structured very well. Before the author was structured with the ideas, it was a rough draft and it shows that they took the time polish the paper up. Along with that, instead of using direct quotes, the author paraphrased to convey their ideas better. For example, if the author wrote any paragraph at first, leaving as a direct quote, it can make the essay choppy.

By paraphrasing these ideas about student loans, the author was able to set the tone better to make more personal between the author and myself, which made the paper flow much smoother than before. After reviewing this paper, I felt the changes were important to make the essay flow easier so that it could be more clear to the reader. In this process, I can see where the author used….

OBUST SATISFICING ON COLLEGE STUDENTS DECISION-MAKING 1Effect of obust Satisficing on Students Selecting Colleges during PandemicIntroductionCovid19 was first detected in Wuhan China in late 2020, leading to the declaration of a pandemic whose effects are likely to be felt for years to come (Appleby et al., 2022). The disease presents with mild to moderate respiratory disease symptoms including difficulty breathing, lingering chest pain, and a stubborn cough that starts within two weeks of getting infected. To prevent the virus from spreading, nations put in place measures such as the use of face coverings, regular hand washing, rubbing of hands using an alcohol-based sanitizer, and maintaining physical distance from others (Appleby et al., 2022). The measures imposed, coupled with the virus direct impact, profoundly affected well-being and daily life, increasing anxiety levels, and reducing access to leisure and other forms of socialization (Appleby et al., 2022).As part of physical distancing requirements,….

Identify two new pieces of financial information that you learned about this week that will help you make informed financial decisions about your future and eventual retirement.
Personal financial management and financial planning can be daunting. It helps to learn more about the tools people can use to plan their savings and budget for the future. One of the things I learned this week that will help me make informed financial decisions is how to be a responsible borrower. For one, I never considered credit cards as being a form of lending. Essentially, people who forget that credit cards entail borrowing money from a bank can get into a lot of trouble with debt accumulation. Next, taking out loans can be tricky. Student loans tend to have reasonable interest rates, but any amount of interest is still going to add up over time. The less the loan principal, the less the….

Annotated Bibliography Appelrouth, J. I., & Zabrucky, K. M. (2017). Preparing for the SAT: A review. College and University, 92(1), 2.
In this article, Appelrouth and Zabrucky write for an audience of both educators and students. The purpose of the article is to show how preparation and personal qualities help students to score well on the SAT. It compares favorably to the study by Park and Becks (2015), which also focuses on who benefits from SAT prep. The study here shows that students have to hold themselves accountable and the teachers have to facilitate that process by working with them so that they know what aspects to focus on in order to succeed in the taking of the SAT. This work highlights the idea that the SAT can be successfully taken. It supports the work of this bibliographic topic by showing that individual differences and test preparation have to be considered by teachers if….

Response to Jason These two online field trips are especially important because each is part of the United States Department of Education: the Every Student Succeeds Act (ESSA) and the Transforming Teaching and Learning site. I appreciate the insight into how educators make tremendous personal sacrifices beliving in the value of their work in promoting higher quality of life in the society. For example, the author states, “The thoughts of spending $70,000-$100,000 for an education to receive a job in which you make $40,000 a year seems like a losing proposition for many would be education majors.” In spite of the horrendous statistics related to actual job or career outcomes, the field of education proves tremendously rewarding. For example, the Transforming Teaching and Learning site also includes information linked to leadership development among students. I agree that leadership development is crucial for young educators, but also for students in general.
The Every….