Unfortunately, this meant that mortgage lenders no longer had to worry at all about whether or not their borrowers were good or bad risks, since their mortgage debts were sold off to other institutions. That situation triggered widespread ethical violations throughout the mortgage lending industry because lenders now profited whether or not borrowers defaulted on their loans and because property brokers began colluding with unqualified borrowers by helping them

Banking Fees and Morality Integrating Values: The Legal, Moral, and Social Responsibility of the Government, the Banks, and the Consumers Legal Section Statement of Relevant Legal Principles and Rules of Law Application of Law to Topic and Legal Analysis Ethics Section Utilitarian Ethical Analysis Kantian Ethical Analysis Additional Ethical Analysis Social Responsibility Section Introduction to B. Definition of term "Social Responsibility" Application of Social Responsibility Banking fees in one form or another have existed in the United States hundreds of years, however the

Ethical Leadership Given the recent crash on Wall Street and the housing market symbolized by corrupt financiers like Bernard Madoff, ethical and moral leadership of corporations has become a major issue for those who study the American capitalist system. In reality, such concerns about the lack of morality in business, government and society as a while has increased significantly in the last thirty years, which undoubtedly has been an era that

" To that end, the Treasury Department would limit executive compensation for institutions receiving "exceptional assistance" (Geithner and Summers, 2009). Troubles continued in the financial sector -- both Citigroup and the Bank of America needed second rounds of capital infusions, and federal guarantees against losses totaling tens of billions more -- while Ben S. Bernanke, the Federal Reserve chairman, warned that more capital injections might be needed to further stabilize the

Bell, Carolyn Shaw. (1995). What is Poverty? The American Journal of Economics and Sociology, 54(2) 161-173. Shaw takes the position that the very definition of "poverty level" -- defined in 1965 by Mollie Orshanksy, an economist with the Social Security department -- was originally used "as the percentage of income necessary to buy a nutritious diet" (Bell, 1995, p. 1). Bell goes on later in the article to refer to

" (Bains) World War II had a tremendous impact on Reinhold Niebuhr and his theological thinking. In light of the actions of Hitler and the Japanese, his "Christian Realism" theory forced him to re-examine many of his previous views on the world. Niebuhr severed all socialist connections after Hitler and Stalin signed a non-aggression pact in 1939 and was a staunch supporter of America's entry into the war. He viewed sin