Risk Factors Essays (Examples)

familial risk factors play an important role in adolescent suicide. While a number of individual risk factors such as depression make adolescents vulnerable to suicidal behavior, the influence of familial interactions on adolescent suicide is also significant.

Family theories of adolescent depression focus closely on the interaction of family and the adolescent, the need to find a functional balance between familial stability and flexibility (Nichols & Schwartz, 2004), and the importance of communication as both a cause of adolescent suicidality, and a potential area for therapy.

Familial risk factors in adolescent suicide include parental reaction, marital conflict, family communication, sexual abuse, abuse and the expendable child, non-suicidal loss of a family member, and a family history of suicidal behaviors. Each of these factors impacts adolescent suicide to differing degrees, with abuse (including sexual abuse) an important predictor of attempted suicide, and a family history of suicidal behaviors a significant risk…

Homelessness: isk Factors Associated With Homelessness

Homelessness, by official definition is a state of people who use shelter care services provided by the state for any period of time- night shelter or extended periods. In America at any given period around the year, about two to three million are homeless accounting for 1% of the population (Lehmann et al., 2001). About 10% of these people are observed to use these services for much longer times and are the biggest consumers of the shelter care provisions (Kuhn & Culhane, 1998; Culhane et al., 1999; Caton et al. 2005). This social problem is a significant public health issue.

Homelessness is rampant amongst the drugs and alcohol abusers. When studied from the point of economic and social perspectives the use of intoxicants such as chemical substances, alcohol and other drugs, proved to be the primary cause of homelessness for over the last fifty…

She had no support structure and Gary's main male role models had served prison time (his maternal grandfather and two uncles, as well as his father, the latter of whom he never had a relationship). Just as education and aspirations were 'normalized' for Gary G., criminal behaviors were normalized for Gary F. At a very young age (Burkhead 2006: 24). Also, there may be genetic factors which predispose certain individuals to aggressive behavior which makes them more susceptible to crime. This was combined with evidence of a genetic tendency towards addiction in the form of alcohol. His mother was very ambivalent about having a child and there may have been some developmental problems caused because of a lack of prenatal care. Gary G.'s home environment was extremely chaotic and he had no stable caregivers. He also sustained a trauma to the head at a young age, and concussions and early…

Ratios

Cardiovascular risk factors and health behaviors are the two study groups in this study.

The total risk score at 4.14 is the greatest relative difference and is significant because it is greater than the

As the percentage of older Americans continues to increase, the need for timely and accurate assessment screens and the formulation of effective clinical interventions will become even more pronounced. Fortunately, the research also showed that there are a number of assessment tools that are available to facilitate the process, including sophisticated multifactor instruments with proven validity and reliability. One of the more important issues to emerge from the research concerned the need for individualized interventions that draw on strengths and interests in order to minimize the risk factors that are involved.

eferences

Faber, M., Bosscher, .J. & Van Wieringen, P.C. (2006). Clinimetric properties of the performance-oriented mobility assessment. Physical Therapy, 86(7), 944-954.

Functional assessment. (2012). NursingLink. etrieved from http://nursinglink.monster.com / training/articles/331-functional-assessment-the-key-to-geriatric-care-in-the-21st-

century.

Gates, S. & Smith, L., Fisher, J.D. & Lamb, S.E. (2008, October 1). Systematic review of accuracy of screening instruments for predicting fall risk among independently living older…

Conclusion

There are discrepancies encountered in conducting the valuation and risk of a private company. There arises these factors that if investigated can impact the process accordingly. The first research question that I suggest is investigating if the tax risk and equity market value exhibit a concave association, which is consistent with the optimal tax risk level from a valuation of equity standpoint. The second topic that can be researched upon is the changes facing the risk and value valuation service area for businesses and how they impact the practice. Finally, a study on how the Merger and Acquisitions revised standards are impacting business deals.

eferences

Chandra, U., & o, B.T. (2008). The role of revenue in firm valuation. Accounting Horizons,

22(2), 199-222. etrieved from http://search.proquest.com/docview/208923683?accountid=35812

Darrough, M., & Ye, J. (2007). Valuation of loss firms in a knowledge-based economy. eview of Accounting Studies, 12(1), 61-93. doi: http://dx.doi.org/10.1007/s11142-006-9022-z

Bernier, G.,…

Fact 9:

Europe's more liberal drug policies are not the right model for America.

Fact 10:

Most non-violent drug users get treatment, not jail time. (Legalization, 2010).

Conclusion

There are no benefits for society in the legalization of marijuana. The money from the taxing of the marijuana will end up being use to regulate and enforce the dispensaries. The money to treat the addiction will be another source of lost revenues from the taxation.

Increased usage by underage teens will be the same as cigarettes and alcohol and will increase as the price drops as it did in the Dutch experiment. Kids will be introduced onto the drug culture that leads to the use of the harder narcotics as a result of the increased access to the marijuana. The benefits will be just moved from one area to other areas of criminalization.

eferences

DEA website. 2010. etrieved on May 10,…

isks of Using Computer-Based Procurement

Every complex project requiring the collaborative effort of an organization involves the use of materials, goods, and services that are integrated within the overall project design. The procurement process used to obtain these vital resources is central to the successful accomplishment of project objectives, because every aspect of the management process, from sourcing supplies to shipping products to customers is contingent on procuring the most productive third-party partnerships. The vendor selection process is used to aid project managers in the effective procurement of essential items and services, with a rigorous screening methodology used to identify the most competent and qualified shipping companies, manufacturers, distributors, and equipment suppliers. Another way project managers have refined the procurement process is through the implementation of computer-based tools, with advances in technology enabling researchers to identify a project's critical path through a complex series of algorithms, software programs, and other…

Phishing Spea Phishing and Phaming

The following is intended to povide a vey bief oveview of examples of some the most dangeous and pevasive secuity isks in the online and netwoked wold. One of the most insidious of identity theft is known as phishing. The tem 'phishing' efes to the pactice of "fishing fo infomation." This tem was oiginally used to descibe "phishing" fo cedit cad numbes and othe sensitive infomation that can be used by the ciminal. Phishing attacks use "…spoofed emails and faudulent websites to deceive ecipients into divulging pesonal financial data, such as cedit cad numbes, account usenames and passwods, social secuity numbes etc." (All about Phishing) . Thompson ( 2006) clealy outlines the basics of a phishing attack.

A typical phishing sends out millions of faudulent e-mail messages that appea to come fom popula Web sites that most uses tust, such as eBay, Citibank, AOL, Micosoft…

isk of Committing Violence Among Individuals Suffering From Bipolar Disorder

Several studies argue that most psychiatric symptoms are closely correlated with criminality, since such symptoms impair judgment and violate societal norms. In this regard, several studies have been conducted regarding the risk of violence among individuals suffering from mental illnesses but few have highlighted the possibility of bipolar individuals engaging in criminal behavior. The common disorders known to be highly related to criminality include antisocial personality disorder, kleptomania, voyeurism and schizophrenia. Therefore, this study is meant to examine the possibility of bipolar individuals engaging in criminal behavior.

esearch Topic

This paper aims at analyzing the likelihood of committing violence among individuals suffering from bipolar disorder as well as the factors that are likely to influence the degree to which these individuals are likely to commit violent acts.

Thesis Statement

Past studies have hinted that individuals suffering from bipolar disorder have…

hile many articles tend to deal with the fact that victims of child abuse tend to become abusers, I wanted to go in another direction, looking at how child abuse can actually affect the life of the abused. In order to consider this, I contemplated Belik et al.'s study, "Relation Between Traumatic Events and Suicide Attempts in Canadian Military Personnel." In this article, the authors' purpose wanted to "determine whether exposure to particular types of traumatic events was associated with suicide attempts in a representatives ample of active military personnel" (Beilik et al. 93). In order to test the connection between certain traumatic events and suicide attempts, the authors drew data from the Canadian Community Health Survey, which asked respondents to mark whether they had been victims of 28 different traumatic events during their lives. One of these events was child abuse. The survey was representative of such variables including…

isk management is aimed at determining possible problems beforehand in order to plan and invoke risk-handling activities, as required, across the project's or product's life, for mitigating negative effects on attaining objectives. The process of risk management constitutes a key part of technical and business management systems; it is constant and forward-thinking. isk management must deal with problems that threaten the attainment of key aims. A constant risk management strategy is adopted for successfully predicting and reducing risk elements, which critically affect a venture. A sound risk management plan entails timely and forceful risk identification by way of participation and collaboration of concerned stakeholders. Effective leadership is required across all concerned stakeholders for cultivating an environment conducive to honest and uninhibited discovery and analysis of risk. While technical problems constitute a major concern in the early stages as well as all through the course of the project, risk management has…

The major difference between standard deviation and the beta is that the former measures the volatility against the asset's own mean, whereas beta measures the asset's volatility against the market. Standard deviation, therefore, allows the user to understand the asset's specific risk on its own, and can use this information to compare returns against historical average returns. This is valuable because the risk profile of an investment can be significantly different than that of the market, so the returns will be expected to be significantly different as well.

Standard deviation can also be used to measure against other means, for example against historic market returns. However, the beta coefficient is more effective as a measure against the market. Standard deviation and beta are both often used as measures on their own, without any model, because they communication the information clearly. In the capital asset pricing model, for example, the systematic…

Risk Citeia

ID NO.

Chosen Business: City estauant

Befoe discussing what the coe activities the company undetakes to achieve its opeational objectives, it is vital to highlight these opeational objectives. The following section gives a bief oveview of these objectives:

OPERATIONAL OBJECTIVES

The stategic objective of Taste Inn is to become the most liked band among its customes, a financially and opeationally stong company in the eyes of its investos, and a competitive paticipant in the food and hospitality industy of Austalia. The majo opeational objectives of the company include:

A stong custome base:

The most impotant opeational objective of the company is to stengthen its custome base by attacting moe and moe customes towads its poduct offeings. It aims to build a stong public image in the eyes of its customes and the society in which it opeates.

Become a financially and opeationally stong copoation:

The second most impotant…

Even though users of light therapy are often advised not to look directly at the light source, the mechanisms of the eye focus incoming light onto the macula, the small region of the retina where vision takes place, and where age-related macular degeneration occurs. Since blue light wavelength make up only a small percentage of the light in white light, any form of light therapy using a high proportion of blue light therefore risks subverting a variety of defensive mechanisms that protect the retina against blue light hazard. These defensive mechanisms include the anatomical positioning and structure of eye and its surrounding features, as well as human posture, which makes it awkward for humans to gaze upwards for long periods of time. Sunnex iotechnologies, 2008)

The work of David H. Sliney entitled: "Ocular Hazards of Light" presented at the International Lighting in Controlled Environments Workshop states the following risks and…

Conditions Associated ith a Lack of Exercise/Physical Activity

Health is one of the most important things in people's lives, but individuals often fail to focus on this aspect because they concentrate on diverse tasks that they wrongly consider to be more important. As a consequence, many end up suffering greatly as a result of their irresponsible behavior. In addition to causing significant health problems in people's lives, sedentary living is also responsible for costing society billions of dollars every year. The fact that the masses often trick themselves into thinking that they are eventually going to start exercising is extremely worrying and leads to numerous health problems.

Figures associated with sedentary living are alarming, but this is still not enough to influence some people in changing their attitudes concerning the concept. On a yearly basis, "approximately 250,000 people die prematurely because they are inactive" (Corbin & Lindsay 43). Even with…

Childhood Obesity and Interventions

There is a strong relationship between childhood obesity and exposure to environmental factors -- most notably socio-economic status. There are exposures that trigger both positive and negative outcomes, and these have to be discussed along with the possible interventions that can be undertaken. Low socio-economic status (E) has been associated with a large number of problematic outcomes where health is concerned, including obesity and related issues in childhood (Kallem, et al., 2013). Despite this correlation, though, there are plenty of children with low E who grow up slim and apparently health, so it is clear that environment is not the only factor (Kallem, et al., 2013). The objective of the study by Kallem, et al. (2013) was to examine the "shift-and-persist" strategy and how (or if) it was what was protecting low E children from obesity in some cases. This strategy involves how a person deals…

Amato, P.R. (2005). The impact of family formation change on the cognitive, social, and emotional well-being of the next generation. arriage and Child Wellbeing, 15(2), 75-96. The author addressed two questions related to child development in single-parent households: (1) cognitive, social, and emotional consequences, and (2) etiology of outcome differences. This review of the research literature was up-to-date 2005. Overall, the author concluded that children of single-parent households will do more poorly throughout their life, but only modestly so. Protective variables included remarriage and cohabitation, in that order. The author pays careful attention to inconsistent and mixed findings within and between studies, thereby rendering the review credible.

Shook, S.E., Jones, D.J., Forehand, R., Dorsey, S., & Brody, G. (2010). The mother-coparent relationship and youth adjustment: A study of African-American single-mother families. Journal of Family Psychology, 24(3), 243-51. This study examined the impact of coparent relationship quality on child development outcomes…

Race, Geography, Gender, Deviance, Oppression, and Social Stratification on Educational

Effects of Race, Geography, Gender, Deviance, Oppression, and Social Stratification on Education

High school dropout cases have occurred as a silent epidemic that has affected the nation. In the U.S., dropout cases have disproportionately affected young people, especially those from low-income families, ethnic minority groups, urban children, and single-parent children that join public schools. Statistics indicates that about 30% of public high school students in the U.S. fail to graduate (Heckman & LaFontaine 15). In this paper, we endeavor to demystify this high school dropout issue, an aspect that affects educational institutions. Identification of the prevalence and risk factors associated with high school dropouts facilitates the understanding of the reasons behind this issue and how best to solve them.

Statistics

Research puts high school graduation rate at 68-71%. The rate at which minority students, including the Native Americans, Blacks, and…

isk Management

Operational risks tend to focus on employees, and finding ways to ensure that employees are not a source of reduction in the wealth of the company. Among the operational risks that were identified in Horcher (2005) were those related to training, fraud, theft, as well as managing exposures to certain risks that arise in the course of operations. There have been many examples of operational failures over the years. While most fraud is going to occur at the highest levels of the organization (i.e. Enron), in other companies operating issues have been the problem.

One such instance was with Subway, which faced a salmonella outbreak in the UK (Poulter, 2008) in a major outbreak, but has also faced similar situations in Canada (Mickleburgh, 2011), and the U.S. As well (Blau, 2012; Falkenstein, 2010). Food poisonings increase the risk of legal action that could devastate franchisees and can have…

isk Management Plan for Exxon Mobil

A risk management process is a systematic application of management policies for the purpose of identifying, analyzing, evaluating and mitigating any possible risks within an organization. The following paper focuses on formulation of risk management plan for Exxon Mobil, one of the world's most renowned oil and gas companies. The risks would be identified and selected applicable to this firm and after their evaluation, a risk treatment plan would be advised.

Establish the isk Context

Identifying the Context for isk Assessment

eviewing current organizational processes

Being in the gas and power marketing department of the company, there are certain risks applicable within my area of operation. In order to clearly determine those risks, first, a comprehensive look at Exxon Mobil's organizational processes along with a SWOT analysis is presented. The firm is dedicated to create and maintain an environmental policy that would protect the…

isk, isk Management Strategies, and Benefits in Cloud Computing

SITUATIONAL ANALYSIS

PEMISE STATEMENT

KEY DEFINITIONS

SEVICE AND DEPLOYMENT MODELS

BENEFITS OF CLOUD COMPUTING

SECUITY ASPECTS

Storage

eliability

Virtualization

Trust

Physical Security

Legal Compliance

CLOUD COMPUTING ISKS

ISK Management STATEGIES

Vendor Evaluation

Centralized Information Governance

Other Organization-Level Measures

Individual-Level Security Measures

Cloud computing model

Cloud computing service and deployment models

ISO/IEC broad categories

The emergence of cloud computing has tremendously transformed the world of computing. Today, individuals, organizations, and government agencies can access computing resources provided by a vendor on an on-demand basis. This provides convenience, flexibility, and substantial cost savings. It also provides a more efficient way of planning disaster recovery and overcoming fluctuations in the demand for computing resources. In spite of the benefits it offers, cloud computing presents significant security concerns, which users must clearly understand and put strong measures in place to address them. Users are particularly…

These were being make, passiveness or unassertiveness, and a father who avoids conflict with a teenage child. Parental guidance on safer sexual practices, skillful assertion, negotiation and resolution of conflicts all help improve dating communication between teenagers. ut parents' strategies in solving everyday conflicts and issues with teenage children may be the true basis for the safe-sex negotiations in their dating. Parents who actively engage in open disagreement with their teenage children may induce confidence in their children to assert themselves and communicate their preference with a sexual partner regarding the use of condoms. These strategies are likely to develop from safe-sex communication with parents (Feingold).

Parental Processes and Style

The Kaiser Family Foundation surveys suggested that teenagers whose parents monitor their children's whereabouts and particular behaviors tend to have only one sexual partner or avoid unprotected sex (Howell, 2001). A combination of high-level communication and parental monitoring works well…

Risks of Climate Change

THE RISK OF CLIMATE CHANGE: IMPLICATIONS FOR ARCHITECTS AND ENGINEERS

Climate Change Impacts on Engineering Infrastructure

Key Impacts on Water and Resources

Risk Management Analysis Coping Methods Possibility And Probability

Theories

Recommendations And Guidelines For The Vulnerability Of Climate

Change Impacts Using Risk Management Methods And Analysis

THE RISK OF CLIMATE CHANGE: IMPLICATIONS FOR ARCHITECTS AND ENGINEERS

This work examines climate change in relation to impacts upon infrastructure, utilities, and water in relation to the affects from projected sea level rise, flooding, and other related impacts expected to result from climate change. This work also reviews models used for risk assessment and analysis and examines their usefulness and the associated limitations with these models. Knowledge and expertise is growing in the risk-assessment and analysis field of study and reliable models are being developed although the primary effective and appropriate use for the majority of these models…

isk-Taking Behavior and isk Management

isk Management Article eview

Dominic Cooper (2003) reviews the various factors that influence risk outcomes, with a focus on how personality can have a significant effect on risk-taking behavior. The first half of the article dives into the admittedly murky waters of the associations between personality types, group dynamics, and risk-taking behavior, while the second half discusses risk management and control strategies. Importantly, Cooper states explicitly that individual and group factors are hard to control or change. Despite this attitude, he puts considerable effort into describing the different personality types, their propensity for risk-taking behavior, and the likelihood of harm. In the final analysis, personality, task experience, promise of a reward, and group dynamics seem to have the greatest influence on risk-taking behavior. If the first half of the article were to have a summary, it would be that the sources of risk amenable to…

This was because they were seeing one of their primary competitors (Travelers) merging with Citicorp (which created a juggernaut of: insurance, banking and brokerage activities). At which point, executives at AIG felt that in order to: maintain their dominance in the industry and offer new products they should become involved in similar activities. The difference was that they would grow the company by expanding into areas that were considered to be speculative to include: commodities, stocks, options and credit default swaps. The way that this was accomplished is by purchasing a host of businesses that were involved in these activities. This is significant, because it meant that a shift would take place in: how managers were accounting for risks and the kinds of activities that they were becoming involved in. With the newly acquired companies; bringing over executives that did not practice the same kind of strategies for dealing with…

This can cloud your judgment, which as a trader or investor it is imperative to think with a clear head. When you are placing the hedge, it is set at a logical point that is determined without emotions. This increases the chances that you have reduced your risks by eliminating the emotionalism that accompanies the markets. (Carr, 2002)

Another reason why hedging is effective, is it allows you to protect your downside using as little working capital as possible. ecause hedging involves using options, means that the overall amounts of upfront costs are low. This means, that going into the hedge you know what your maximum down side will be (the premium). You can also reduce the amounts of risk by purchasing the options with expirations that are coming up, within the next 30 to 60 days. This is important, because the closer the option moves to the expiration date,…

isks and Vulnerability Factors

County Demographics

The two counties I selected were Shelby County in Tennessee and Orleans County in Vermont. In 2011, Shelby County experienced $2,000,000,000 in property damage due to flooding on May 1, 2,470,000 in property damage due to severe storms and thunderstorms beginning on April 19, 150,000 due to flooding beginning on April 27, and $20,000 in property damage beginning April 26. During all of these disasters there were no injuries, fatalities, or crop damage.

In 2011, Orleans county incurred $500,000,000 in property damage from flooding beginning on August 28, $150,000 in property damage due to lightening beginning July 6, and $50,000 in property damage due to wind on August 28. There was also flooding on April 26 that accumulated $50,000 in property damage. Significantly, none of these hazards produced any injuries or fatalities. The only crop damage incurred was $250,000 attributed to flooding on August…

Risks From International Business

What are some risks of international business that may not exist for local business?

There are many risks inherent in competing on a global or internal level compared to being a local business. As the chapter suggests, there is a much greater level of economic and socio-political pressure on governments to work together for the common good of the global economy. Despite these best intentions, global macroeconomic factors often cause nations to restrict or unnecessarily increase the cost of transactions and trade based on fear over the trading partner's economies. Such is the case for American companies attempting to gain sales within China, whose government holds nearly $1.1 trillion in U.S.-based debt. China and the United States are two of the more powerful economic forces in the global economy, and as their economies go, so goes the world. What this means for international businesses is that…

isk management is the greatest benefit offered by a strategic, forward-thinking approach to management. In an uncertain economic environment, companies must constantly 'hedge their bets' as to what is the superior choice between mutually exclusive alternatives. Strategic management promotes the efficient use of resources by forcing companies to constantly anticipate the future, plan ahead, and make the best economic choices possible, given the company's current framework of knowledge. No company can predict everything that may happen but the consistent data-gathering that is required in a strategic management approach and trend-monitoring allows the company to be more flexible and responsive.

As well as avoiding bad decisions, effective strategic management also means knowing when to take advantage of possible opportunities and invest in good decisions. isk management entails knowing when to take calculated risks, even if this means a major allocation of organizational resources, such as for a new form of technology…

Howeve, befoe giving the medicine, anesthesiologist caefully examines the condition of the pegnant woman to whom anesthesia is to be given. Epidual anesthesia duing labo and nomal delivey does not cause unconsciousness; thus, patients do not lose thei psychological aletness (Halpen and Douglas 2008).

Dissetation Pat

Accoding to (Oebaugh 2011), epidual anesthesia is commonly administeed by injecting the medicine in the lumba egion of the back, specifically in the epidual egion. The detailed pocedue egading the administation of epidual anesthesia has aleady been discussed in the pevious section of the pape. Howeve, the anesthetic dug injected in the epidual space inteupts the passage of neve impulses that oiginate in epoductive ogans and tavel though neves to lowe spine and then to bain. This hindes the feeling of sensation/pain that is poduced in the lowe pats of the body.

The degee of insensitivity induced depends on few factos that include the…

isk Management in Family Owned Businesses

A family business can be simply described as "any business in which a majority of the ownership or control lies within a family, and in which two or more family members are directly involved" (Bowman-Upton, 1991). In other words, it is a multifaceted, twofold structure consisting of the family and the business meaning that the involved members are both the part of a job system and of a family system (Bowman-Upton, 1991).

Most families seek stability, intimacy, a sense of community, and belonging through the family business (Hess, 2006). On the other hand, whenever family and business are mentioned together, a majority of people think of continuous conflict, competition and contention (Crenshaw, 2005). However, "successful family businesses do not let the family destroy the business or the business destroy the family" (Hess, 2006).

The family-owned businesses are the backbone of the world financial system.…

isk and Insurance Management

isk is believed to be a newly coined word of assurance (for example, Ewald, 1991: 198). One of the broadly shared suppositions regarding insurance is that it spins around an instrumental concept of risk. Possibility and the amount of influence make up a technical concept of hazard/risk and hazard administration is chiefly worried about reviewing these possibilities and influences (for an overview see Gratt, 1987). For instance, external profits of financial or political occurrences lay down thresholds for the availability of associated risk guesstimates or reckonings (Huber, 2002).

So, the range of the risk groups cannot be clarified by risk judgment single-handedly; peripheral circumstances that could be political, financial or inclusive of image, arts and manners, are also required to be taken into account. Therefore, if risks are not be present, per se, but are deliberately selected, we can go a step ahead and presume them…

Risk workshops allow for a strong modeling process of any project management problem. Risk workshops, when conducted effectively produce a prioritized list of risks that has an assigned action and stakeholders attached to that risk. As a project manager all risks rely on the details of the project. I would always expect to be briefed on any changes in budget, deadline or change in objective. Identifying risks that address these issues is important in assessing the value of risk workshops.

Prioritization of key principles and objectives is imperative in the project management way of business. Understanding the difference between a threat and a priority is essential for success. High-priority opportunities should always be addressed first since they compose the main objectives and goals for that project. Threats are important but should not cause the project to come off the tracks.

Section 1C

When disaster strikes in the middle of a…

To rebuild their image, the company would try a number of different strategies, none of which would prove to be successful. This would hurt the market share of Gap to the point that many analysts now believe that it may be advantageous to spin off the company's: Old Navy, anana Republic and Gap stores. What this shows, is how a company can begin to lose its way when it is not focused on adjusting to changes in consumer tastes and trends. In the case of Ann Taylor, they need to be aware of this hazard, as it can have an adverse impact on the long-term viability of their business. (Reingold)

A second challenge that Ann Taylor can be wrestling with is a lack of focus on the part of management. In this case, managers must understand the role that their decisions will have on their organization. Where, executives must clearly…

Most developed economies, however, allow the market to set exchange rates, only influencing currency values through indirect means such as the increased or reduced sale of bonds to foreign entities and individuals, or through other means of international wealth exchange. Essentially, all manipulations of exchange rates and actions based on predictions of exchange rates are focused on the forward exchange rate, or the predicted rate of exchange between two currencies at a future point in time.

The spot exchange rate, on the other hand, is the rate of exchange at the current moment in time. It is through a comparison of the spot rate and the forward rate of exchange -- inasmuch as it can be predicted with any accuracy -- that companies and businesses make decisions that affect either the exchange rate itself (in the case of some governments, notably China in the modern period), or more often make…

ISK Management - CAPM and APT

Capital Asset Pricing Model and Arbitrage Pricing Theory

The contemporaneous business community is extremely competitive, meaning as such that the organizational leaders strive harder than ever to overcome the competitive forces. Virtually, they have to hire and retain the best skilled staff members; they have to develop and offer the best quality products and services and they must be able to raise the interest of a vast and large customer base. All these constitute competitive advantages.

Yet, another element which has to be granted the adequate attention is that of the management of assets. The specialized literature offers a multitude of definitions of the concept of asset, yet the underlying idea is basically the same. Stickey, Weil and Schipper (2009) for instance argue that an asset is "a probable future economic benefit that a firm controls because of a past event or transaction" (p.108).…

Often an entire structural reassessment may be need to reach optimal temperature control for the workplace, To improve temperature control, insulation may be required to keep hot and cold air in and keep the outside temperature and humidity from affecting the workers inside. Air-conditioning is the solution of most workplaces to long, hot summers, but having windows that open can cut down on air-conditioning costs and enable workers to still work even when the temperature control system has been shut down. Having blinds to shield the light from hot windows, minimizing exposure to direct sunlight in general and providing ample water and cooling beverages can also help. If no internal cooling systems are available, allowing employees to take breaks or even to work different shifts (such as avoiding the hotter times of the day) can be valuable (Thermal comfort for office work, 2014, CCOHS). This may be necessary in outdoor…

isk Analysis and the Security Survey

The following risk analysis and security survey report will be centered on the hospital as an organization. Vulnerabilities can be classified as crime opportunities, opportunities for breaking rules and regulations, opportunities for profiting and also for loss. By definition, vulnerability can be a gap or a weakness inside a security program that might be exploited by opponents to acquire unlawful access. Vulnerabilities include procedural, human, structural, electronic as well as other elements that offer opportunities to damage assets (Vellani and Owles, 2007).

A vulnerability assessment can be classified as a systematic method utilized to evaluate an organization's security position, assess the efficiency of current security infrastructure, as well as, recognize security limitations. The basic approach of a Vulnerability Assessment (VA) first measures what precise assets require protection. Subsequently, VA recognizes the protection measures previously being used to protect those assets, as well as what…

isk Management of Terrorism in the UK

The issue of designing a risk management strategy for terrorism in the UK is dependent upon understanding and identifying the commensurate risks attendant with the various extremists groups that are perceived as threats to the UK's safety and infrastructural stability. Challenges include adopting an intelligence and surveillance system, educating the public regarding attendant trouble spots (such as retaliatory violence and discrimination as well as purpose of surveillance) and adopting a position in the global network that facilitates the overall mitigation of threats. The benefits are evident in control and prevention results and good practice recommendations are provided in the conclusion. This study gives a contextual assessment of the risks facing the UK, analyzes the components of risk management that can be utilized to alleviate these risks, defines the term "terror," examines the historical challenges that coincide with these components, and discusses the benefits…

. Research Design Rationale

1. Question format: In order to allow the research study to become embedded in the field of economics, the research question will use an applied question format. The purpose of the study is to develop a predictive method regarding player choices in the Prisoner's dilemma. It will explore the association of risk and cooperation or defection in the Prisoner's

Dilemma.

2. Research design: The research will use a deductive approach where the theory will be presented and tested through the methodology. The research will use quantitative research methods, which are suited for research where the information can be reduced to a numerical format. This is the case in the proposed study as both risk tolerance and the decisions made in the Prisoner's Dilemma can be reduced to numerical data and standard statistical methods applied.

III. Data/Information from Previous research

A. Literature Review

The literature review for…

Similarly, the staff who conducted the interviews were neither psychologists nor psychiatrists, again leaving room for error. ithin the scope of the study's goals, however, the researchers controlled for the majority of the potential drawbacks.

This study provides educators with a rough series of guidelines for evaluating at-risk students. It can be used to create a checklist of behaviors and circumstance that can point to children which are at higher risk of developing emotional and behavioral problems, and give some objective measures which can be applied to any student, with less risk of personal bias on the part of the educator. However, there is also a possibility of using these findings to pigeonhole students that these findings may indicate are at risk, even if those students have other influencing factors that mediate their risks. Students that display the behaviors noted are not guaranteed to develop disorders, but the guidelines are…

Project isk Management

isks associated with projects successful completion

A project is an undertaking of human beings towards satisfying world needs. Projects are endeavors with a defined beginning and an end. Projects suffer from scope, time, cost and quality constraints. It is necessary for project managers to manage the risk of developing weak scope. Scope of a project incorporates the objectives of a project, the target population, the output and impact of that endeavor. Therefore, managers of project need to do a problem analysis, stakeholder analysis, environment analysis to know if the project is sustainable (Cleland & King, 1988). On the risk of time, managers need skills on time management. Management of projects requires one to be well versed in developing schedules. Time management involves developing systems that has a specific time of completion and start time.

Scheduling of projects includes hiring of individuals for the accomplishment of projects. There…

The project manager should at all times be present to monitor and ensure that it's the correct mixing of materials being done, it's the right quality of material being used, and it's the right amount of time being given to the treatment process in the different construction phases. In the event that this is not observed, and the building is erected, there's a high probability that the building will deteriorate at an early stage before its lifespan or even collapse as witnessed almost daily Zwikael and Ahn, 2011()

As a construction is ongoing, a major contribution to its success is the relationship between the different stakeholders. This includes the architect, the engineer, the owner, the contactor and the workers. In order to smoothly run the project and limit malice and incorporation, there should be a union and set goals and objectives between all these parties so as to ensure everyone…

For instance, according to Begley, "Men who were promiscuous back then were more evolutionarily fit since men who spread their seed widely left more descendants. By similar logic, evolutionary psychologists argued, women who were monogamous were fitter; by being choosy about their mates and picking only those with good genes, they could have healthier children" (2009, p. 52). Although modern men and women may not look like Cro-Magnums, they all want to act like them deep down inside because of these primordial drives. In sum, Begley concludes that, "We all carry genes that led to reproductive success in the Stone Age, and that as a result men are genetically driven to be promiscuous and women to be coy, that men have a biological disposition to rape and to kill mates who cheat on them, and that every human behavior is 'adaptive' -- that is, helpful to reproduction" (emphasis added) (p.…

(Van Voorhis, 2004) the presence of a dynamic risk factor tells us what we can do to reduce the offender's risk. For example, if an offender presents with the dynamic risk factor of unemployment, efforts can be made to assist him in finding employment.

onta (August 2002) discusses the need to continue to utilize the more accurate and reliable actuarial approaches to risk management in order to assess risk factors and determine criminogenic needs. He relays his professional dismay that correctional psychologists are using specific tests in their work that cannot be considered actuarial measures, meaning they are not "structured, quantitative, and empirically linked to a relevant criterion." (onta, August 2002) Van Voorhis et. al. (January 28, 2008) discusses the issues of developing gender-appropriate risk assessments for female offenders. They state that the current instruments are based on standards that were originally developed for men and then applied to women…

In order to formulate effective early childhood development interventions, though, it is important to determine what risk factors are involved and what coping skills young children possess. In this regard, Pati and her associates add that, "Identifying critical risk and resilience factors is the first step in developing interventions to promote early school success" (p. 5). These recommendations, though, will not magically produce the resources needed to eradicate poverty, but they do emphasize the need to determine what specific factors must be addressed in order to develop effective interventions to address them. These recommendations also make it clear that all children and their families are unique and some may require more assistance than others in certain areas. This recommendation is congruent with Pati et al.'s observations that, "From a treatment perspective, separating patients into different service intensity levels is also commonplace in clinical practice" (p. 13).

No matter what other…

Nowadays, adolescent problem behavior is conceptualized as 2 empirically derived syndromes: externalizing problems (including delinquency and aggression) and internalizing problems (including depression, anxiety, and withdrawal) (Achenbach, 1991a, 1991b). Little is known about the structure of internalizing problem behavior. Accordingly, the first aim of this study is to examine the structure of externalizing and internalizing problem behavior during adolescence. (eitz, Dekovic, & Meijer, 2005, ¶ 2).

At the end of their study, eitz, Dekovic, and Meijer (2005) recount that prior research primarily focused on externalizing problems, the structure of a limited range of problem behavior, and basically found support for a 1-factor structure. Their study, eitz, Dekovic, and Meijer assert, extended previoius research as it explored externalizing, as well as internalizing problems, examining whether both types of behaviors belonged to one single factor of general problem behavior (1-factor model), or whether the two types behavior ought to be deemed two separate…

All personnel need to be fully informed regarding risk management, particularly in terms of disaster, terrorism, or other unknown factors. Employees and employers therefore need to maintain an open communication system, through which risk management occurs as a dynamic rather than static system. Management should for example provide workers with the opportunity to offer suggestions relating to the current risk management manual. These can be communicated via spoken or written communication. Such a measure provides the opportunity to establish mutual trust within the company, which is vital if risks are to be handled effectively once they occur.

Inherent and environmental risks can also be handled via communicating in this way. By trusting employees to provide accurate information regarding ongoing risk factors, the management of an organization also provides such employees with a sense of trust and perceived importance. Such employees can then be inspired to provide the company with their…

Internal entities therefore bear the burden of the company's interest, making the risk identification process subjective, and compromising it to the eventual disadvantage of the company. Here also it is advisable that entities from the outside be involved in the process.

The risk quantification process refers to assessing the scale of severity in the risks identified. When a risk is identified, resources need to be allocated in order to mitigate it. Severe risks will therefore require a greater amount of resources, while lower severity also means lower priority. Quantification therefore results in prioritizing. This is a process that can then mitigate the financial resources necessary for preventing the risk factors involved.

In the quantification process, however, ambiguity and subjectivity are also detrimental factors. Ambiguity for example means that there is uncertainty regarding which priority to assign to which levels of risk. Once again, subjectivity works in concomitance. Internal risk teams…

Furthermore, weather and navigational equipment should be state of the art and also checked regularly for possible malfunctions. These risks are unknown, but can become known on a daily basis by means of monitoring and careful investigation and planning.

Risks that are not known are the most challenging of a company's risk management program. Such risks might occur by means of unforeseen accidents or oversight as a result of noncompliance with existing risk regulations. In addition to unforeseen natural occurrences such as earthquakes, for example, the human factor also plays a significant role in unknown risk factors.

The employer of a company may for example be unaware of an employee's increasing mental instability. The looming breakdown may be the result of a number of personal factors that the employers has not been informed about. Such instability may also be difficult to monitor, particularly in a company with a large number…

" Prescription drugs invade the markets today only to mask the symptoms of disease instead of preventing disease from happening. In this back-end approach to fighting disease instead of preventing it from occurring in the first place, pharmaceutical companies have profited at the expense of society." (Karel M.)

There is therefore also the feelings and the growing suspicion that prescription drugs are controlled by large pharmaceutical corporations and these influence practitioners and the health care industry. Modern medical practitioners are also "... subject to persuasion from drug manufacturers and rely on them for their information, despite their obvious bias to use their drugs." (Karel M.) This is an area that has been severely critiqued in allotropic health care; namely the fact that modern medicine is dominated by large drug companies which to a large extent are more concerned with their profit margins than with the quality and the ultimate effectives…

Nine-year-old Afro-Caribbean, Lennox, was referred by professionals and his teacher to the therapist. Those who suggested counseling were worried about the boy's conduct and behavior when at school. As Lennox's previous therapist resigned his job during the summer school-term, the boy was referred once again; by this time, he had reached the age of ten. Lennox was offered twelve months of one-on-one therapy. The problems cited in the original referral for counseling included lack of concentration in studies, attention-seeking behavior at school, persistent unpunctuality to class, and the boy's washed-out look. Another referral by an educator in the year 2009 cited the boy's weak concentration in class, poor social skills apparent in groups, defensive stance, need to remain "in control," lack of self-esteem, and failure to accept responsibility for his conduct. According to both referring educators' behavior rating, they were highly concerned about the boy. When he reached the age…

When combining the two, future market trends can be more accurately predicted by basic it upon existing trends. In this way, the risk factors associated with both areas of R&D are significantly reduced.

The most prominent risks associated with R&D, as identified above, include market research and competition. In addition to risks associated with market trends, risks posed by competitors can also be mitigated with a combination of strategies. The three remaining categories of R&D include long-term, short-term, and intermediate-term R&D.

Long-term R&D can be associated with the offensive R&D strategy, as it entails a projection of market needs in the long-term. This means that products and services are developed on the basis of prediction rather than fact. The most important reason for this is to rise above the competition. The risk associated with this is the fact that competitors may develop long-term products that exceed the company's projects, thus…

Advisers for example survey the market and make recommendations to their customers on the strength of such estimations. Such investments carry a high level unknown risks, depending upon the type of investment a customer prefers to make. Some customers prefer higher risks for higher returns, while others are more careful with their investments. In such a company, risk quantification and creation play a more important role than risk prevention.

Diversifying risks in the financial business is a strategy that mitigates the risk of investment. The strategy entails diversifying the number and types of investment made in order to minimize the risk of financial loss for the client. Such a strategy is useful in high-risk and high-return types of investments.

Concentrating risk is the opposite strategy of diversifying risk in the investment business. This strategy carries a high risk of loss, but also a high possibility of return if successful. It…

Psychological and Socio-Cultural Theories of isk

Definition of isk

The term "risk" is often defined differently depending on the particular paradigm. For example, risk is economics is typically defined in terms of differences in possible monetary outcomes and individuals/corporations involved in risk -- seeking behavior are typically seeking higher monetary payoffs (Markowitz 1952). When clinical psychologists, sociologists, law enforcement officials, and lay individuals identify "risky behaviors" they are referring to a broader meaning of the term "risk." In this context behaviors and involve risk are typically defined as behaviors that can be of potential harm to the person performing them or to other people (Steinberg 2008). In this sense the term "risk" is typically viewed in terms of possible negative outcomes as opposed to some other positive outcome such as the potential monetary gain.

This particular paper will assume that the definition of risky behavior includes some type of a…

While it may be seen as quite simple to put preventative measures in place to limit discrimination within a company, large companies especially may have difficulty in monitoring every case of discrimination in the company. There are however risk factors that can be taken into account when assessing discrimination issues.

The amount of diversity in a company and its various divisions should for example be taken into account. It should be ensured that there is a reasonably fair distribution in terms of various diversity factors such as religion, race, and gender. Furthermore, training programs and informal events can go a long way towards introducing employees to each other from a basis other than their personal preferences or heritage. Such issues should be handled with extreme care, while the specific personalities should be taken into account. A secretary may for example see a comment that was meant as a joke, as…

Another reason why corporations choose to hold cash balances in a centralized repository is that the variety of accounts can be better managed as a mutual fund more complex investment structure than would be the case if the subsidiary alone managed the funds. A greater quality of information is available for example in the leading financial centers globally that would otherwise not be the case in more remote regions, making it possible to make more informed and correct decisions (Mitsos, 1997). The accuracy, efficiency and speed of decision-making based on more efficient use of information has led to more advanced forms of cash management than would have been the case on a per-subsidiary level (Fresard, Salva, 2010). Lastly, by having a centralized depository of cash for all subsidiaries, firms can hold less accumulated total cash, freeing up financial resources for other investments (Fresard, Salva, 2010). Companies become more efficient at…

Ethics and Risks

Exercise 1 How would you measure the unethical behavior in an organization?

"In its simplest terms, measuring performance means assessing business results to determine how effective a company's strategies and operations are and make changes to address shortfalls and other problems." (Performance Measurement) Performance is a good measurement against unethical behaviors. The process includes defining objectives, or setting clear objective goals, defining critical success factors, actions that must be taken to achieve the objectives, and define performance metrics, measures used to assess the amount of accomplishment. For example, if you use 10 unethical behaviors as 100% and want to target 1 unethical behavior, you would set a ratio of 99 to 1. The 99 would be performance and the 1 would be unethical behaviors.

Exercise 2 Find an article/report related to an external environmental factor that affects business and analyze how the subject would impact your current…