S.A. It is worth noting that some of these parts that are left out can be very expensive at times particularly when the beneficiary has to pay the out-of-pocket premiums and deductibles as well, and these services could be inevitable like seeking medical services outside the U.S.A. Some of the services left out by the cover at times can be more expensive and life threatening that those covered hence this serves to negate the whole purpose of the CMS health care services.
In order to cover the above mentioned areas that the CMS leaves out, there is the Medicare part C which is also referred to as Medicare + Choice program which allows the beneficiary to select a private health plan provider such as the Health Maintenance Organization (HMO) who will then contract with the Medicare in order to provide all the covered health services. This is the other undoing of the CMS plan since the private companies are required to cover all of the services while receiving only fixed monthly due from CMS, not taking into account the cost of care that was received by the patient. The effect of this is that the HMO may sound cheaper for the clients but it provides leaner options with most people going only for the primary care, hence effectively remaining not sufficiently covered (Steven J. Lonchyna, 2011).
With the adoption of the Obama Health care plan, there is hope that the situation will be amicably solved ultimately. One of the very central things that the health care plan will provide to resolve the current problem is the Emergency Medical Services (EMS) which are emergency services dedicated to providing care to patients with injuries or illnesses that the medical personnel or the patient believes are emergencies. These services are mostly provided out of the hospital and in some cases it constitutes providing transportation to emergency patients from one hospital to another. The primary aim of the EMS is to readily avail treatment to those in...
This inclusion of more low earning Americans will enable make the health care accessible to the population that there before could not access it and also those who could not afford the out-of-pocket charges and deductibles will still have the access to medical care.
References
Congressional Budget Office (2011). Technological Change and the Growth of Health Care
Spending. Retrieved November 10, 2011 from http://www.cbo.gov/ftpdocs/89xx/doc8947/MainText.3.1.shtml
Steven J. Lonchyna, (2011). The Evolution of Medicare and Medicaid Services. Retrieved November 10, 2011 from http://www.cwru.edu/med/epidbio/mphp439/Medicare_Medicaid.htm
Techtarget, (2011). Centers for Medicare & Medicaid Services (CMS). Retrieved November 10,
2011 from http://searchhealthit.techtarget.com/definition/Centers-for-Medicare-Medicaid-Services-CMS
