Failing to contribute the maximum amount to this retirement plan is simply giving up on free money; by doubling his current contribution of three percent, Chris would actually be tripling the amount added to the 401(k) each year due to the employer's matching policy. This account is also earning an estimated eight percent annually, not far behind the 9.5% the stock market is expected to earn, and the money

9% for the past seven years (Index Mundi, 2009). An inflation rate of 2% per annum shall be assumed for our future cash flows model, the additional 0.1% reflecting a desire for conservativeness in our estimates. Karl's pension pays him 80% of his current salary, which is not expected to increase in the final three years. The pension benefit is indexed to inflation. We will assume a 30% tax rate for

Investment and Portfolio Analysis With the increasing economic downturn in the economy, the need of investment has increased considerable. The potential investors generally foregoes their current leisure and earnings and investment their earnings and expect to earn benefits in future for the same. For analyzing the investment, we have taken into consideration a hypothetical investor who has $50,000 which needs to be invested in different, in different assets. Investment is one of the

Using Investment Philosophy and Strategy to Make Investment Decisions 1. Which investments did you chose? The portfolio requires a mix of United States companies and foreign companies. The three investment that I chose consist of China Life Insurance, Proctor & Gamble, and Wells Fargo. The following is a portfolio that delineates all the pertinent information of the investments: Stock Symbol Cost/Share Purchase Price Number of Shares Total Cost Gain Transaction Costs Total Costs Proctor & Gamble Company PG $ 87.58 $ 86.95 1,600 $ 139,120.00 $ 1,008.00 $ 347.80 $

Investment Risk and the Insurance Cycle in the New Millennium," Charles Ruoff brings some very valid points regarding the insurance industry and investment risk to light. The paper is valuable and valid, as it points out the importance of investment diversification to eliminate unnecessary enterprise and asset risk. This paper will further expand upon these concepts and idea. Ruoff points out in his article that there are many situations relative

Finance The portfolio I constructed consists of Google and Apple. The rationale for this seemingly simple portfolio is actually quite complex. The portfolio maximizes my long-run wealth, and this paper will explain how this will work. The bottom line for me is that no other portfolio was going to deliver the same benefits as a 50/50 portfolio of these two technology giants. Description of the Portfolio Portfolio theory holds that a diversified portfolio