Insuring the Uninsured For those that can afford to be covered but do not get covered, that penalty is not nearly strong enough. Given that a quick visit to the emergency room can cost thousands of dollars, the penalty needs to "hurt" a lot more than that. The author of this report would make sure that the penalty imposed is the cost of basic coverage under an applicable plan (Healthcare.gov, 2015).
The author of this report has been charged with offering solutions for the millions of Americans that are uninsured or under-insured. Some people that are under-insured or uninsured are in that situation through little to no fault of their own. However, others are able to afford insurance but simply choose not to enroll in coverage. However, everyone should be insured because accidents and illnesses do happen to everyone at some point and the cost needs to be spread evenly among everyone. Certainly, the expense should be subsidized or fully covered for those that cannot afford coverage but the need to cover everyone still remains. While some of the opinions in this report are not going to be popular with some people, the author of this report sticks by them without question.
One major provision of the Patient Protection and Affordable Care Act (PPACA) was that people who can enroll in health coverage but do not do so are subject to a penalty in terms of taxes and fees. Per the Healthcare.gov website, the penalty is the higher amount between two percent of annual household income and a flat fee of $325 per person per year (or $162.50 for ...
Another major issue that needs to be address is also one that is one of the major reasons that costs are so high and why so many healthcare bills go unpaid. There are millions of undocumented immigrants in this country. Some of them cross illegally while others simply do not leave when their visa expires. Either way, it is not uncommon for care received by these individuals to go unpaid for. Given that their mere presence in the United States is a crime, then that is something that obviously needs to be fixed. Obviously, deporting twelve million illegal immigrants is not logistically possible. However, the legal status of those people needs to be clarified, the borders need to be secured and any person that is a financial…
For those that can afford to be covered but do not get covered, that penalty is not nearly strong enough. Given that a quick visit to the emergency room can cost thousands of dollars, the penalty needs to "hurt" a lot more than that. The author of this report would make sure that the penalty imposed is the cost of basic coverage under an applicable plan (Healthcare.gov, 2015).
Affordable Care Act (ACA) On March 2010, the U.S. Congress passed the Patient Affordable Care Act (ACA), a portion of legislation intended to redesign the nation's healthcare framework and amplify health protection to a huge number of uninsured Americans. The law incorporates various provisions that endeavor to achieve this objective. It creates access to healthcare insurance coverage through shifting premiums to be based on an individual's health condition and barring persons
Obamacare When campaigning for the presidential elections to be held in 2008, the two forefront candidates, Barack Obama and John McCain both announced that they wished for a health reform to be made for the welfare of the American people. It was planned that the next president would implement the reform they personally supported. The reform that Barack Obama campaigned was meant to provide 'universal healthcare' to all of the United States
The Affordable Care Act means that health coverage will be required for almost every American and will be partially subsidized. However, it will not change the employer-centric, private-insurer-based system of financing and coverage. Demand for care will increase significantly and rapidly, but the underlying issues that created the need for a safety net in the first place will not be solved in the near future. Feldstein (2005) argues that if
Affordable Care Act Instructions: Please answer Part Exam (5 Parts / preparing a written response 2 pages (double spaced/12 times Roman equivalent font size) Case Study: Patient burned a severe accident sustained significant scarring face blindness eye. Affordable Care Act (ACA) The Affordable Care Act (ACA) is designed to expand healthcare coverage to a wider range of uninsured Americans and to provide more protections for currently insured Americans. It also attempts to keep
Affordable Care Act (ACA) is a new health insurance reform associated with direct advantages besides the minimal drawbacks. One advantage of this reform relates to health care intensity and quality. As a result, the cost of health care services differs according to providers in different geographic locations. Consistency could be achieved, health care quality improved, and costs minimized if providers practice consistent with best practice standards. If this is done,
References http://kff.org/health-reform/perspective/can-we-learn-from-aca-implementation-and-improve-the-law/Altman, D. (2013). Can We Learn From ACA Implementation and Improve the Law? Retrieved June 8th, 2013, from the Affordable Care Act: From Hiccups to Repeal Most important aspects The author presents three important aspects that are a continuum of the implementation of the ACA from hiccup to repeal. The first scenario is the hiccup scenario where implementation issues are expected in the ACA implementation. This is where glitches are found that