Insuring the Uninsured
The author of this report has been charged with offering solutions for the millions of Americans that are uninsured or under-insured. Some people that are under-insured or uninsured are in that situation through little to no fault of their own. However, others are able to afford insurance but simply choose not to enroll in coverage. However, everyone should be insured because accidents and illnesses do happen to everyone at some point and the cost needs to be spread evenly among everyone. Certainly, the expense should be subsidized or fully covered for those that cannot afford coverage but the need to cover everyone still remains. While some of the opinions in this report are not going to be popular with some people, the author of this report sticks by them without question.
Analysis
One major provision of the Patient Protection and Affordable Care Act (PPACA) was that people who can enroll in health coverage but do not do so are subject to a penalty in terms of taxes and fees. Per the Healthcare.gov website, the penalty is the higher amount between two percent of annual household income and a flat fee of $325 per person per year (or $162.50 for children under 18). For those that can afford to...
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