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¶ … Patient Protection Affordable Care Act (PPACA) legislation is patently an improvement to the health care delivery system. The mere fact that thousands upon thousands of people are receiving healthcare and medical service through the Affordable Care Act is testimony to the scope of the improvement in healthcare services. But there is much more to the equation than absolute numbers of people now receiving medical and health care services through a healthcare insurance plan, many for the first time ("ObamaCare," 2015). The following sections discuss the healthcare insurance reforms that are integral to the Affordable Care Act.
Rescissions
The Affordable Care Act prohibits health insurance plans from rescinding coverage unless fraud or misrepresentation has occurred. Indeed, the reforms include prohibitions on rescissions and an extension that requires the provision of coverage of existing health insurance plans for non-dependent children up to age 26. This reform strengthens an area that insurance companies...
Many adult children have gone without health insurance when entering the workplace after high school graduation, or have relied on student health coverage, which is not sufficiently comprehensive, if they can afford the premiums when they enter higher education. Health insurance costs are often prohibitive for young people just starting out, and they are unlikely to have savings or a safety net beyond their parents if they extensive or costly treatments or care ("NCSL," 2011). Moreover, since the ACA is designed to provide coverage primarily for people of limited income, expecting parents of adult children to function as safety nets is neither rational nor feasible ("NCSL," 2011).
Preventative Care & Immunizations for Children
All insurance plans written under the ACA are required to provide preventative services and immunizations as recommended by the CDC, and child preventative services recommended by the Health Resources and Services Administration -- all without any cost sharing.
Uniform Explanation of Coverage Documents and Standardized Definitions
The ACA has vastly improved the accessibility of health insurance documents by ensuring that standards represent an accurate summary of benefits and explanations of coverage that are written in language…
References
http://www.cms.gov/LegislativeUpdate/downloads/PPACA.pdf
Benefits Of ObamaCare: Advantage of ObamaCare. (2015). Retreived from http://obamacarefacts.com/benefitsofobamacare/
Furman, J. (2014, February 6). Six economic benefits of the affordable care act. Council of Economic Advisors. Retrieved from https://www.whitehouse.gov/blog/2014/02/06/six-economic-benefits-affordable-care-act
National Conference of State Legislatures (NCSL). (2011, October). The Affordable Care Act: Implications for adolescents and young adults. States Implement Health Care Reform. Retreived from http://www.ncsl.org/portals/1/documents/health/HRAdolescents.pdf
Tugend, A. (2010, February 26). Too many choices: A problem that can paralyze. The New York Times. Retrieved from http://www.nytimes.com/2010/02/27/your-money/27shortcuts.html?_r=0
ACA International Implications The 2010 Affordable Care Act (ACA) seeks to impose new requirements for both employers and individuals in terms of health insurance coverage. However, is the ACA affecting globally mobile workers (those on long-term assignment abroad or in the U.S.), is the ACA altering the Federal Employees Health Benefits Program? The details of the ACA provisions are complex and still evolving. The ACA is altering America's healthcare landscape, affecting
Affordable Care Act of 2010 Brief History of this Legislation -- How it Became Law When the Affordable Care Act (ACA) was signed into law by President Barack Obama in March, 2010, the legislative process was saturated with tension and heated rhetoric. After a bitter, chaotic period in which legislators attempted to hold "town hall" meetings to explain the benefits of the play -- and organized disruptions at those meetings set a
ACA The Affordable Care Act works on the premise that all Americans should have access to health care insurance. Because this is provided through insurance companies, the system is only enforceable under certain conditions. One of the key tenets of health care reform is the idea that those with pre-existing conditions cannot be denied insurance coverage. This group of people has long had problems getting insurance, and insurance companies spend tens
Affordable Care Act (ACA) On March 2010, the U.S. Congress passed the Patient Affordable Care Act (ACA), a portion of legislation intended to redesign the nation's healthcare framework and amplify health protection to a huge number of uninsured Americans. The law incorporates various provisions that endeavor to achieve this objective. It creates access to healthcare insurance coverage through shifting premiums to be based on an individual's health condition and barring persons
Critics of the ACA highlight several concerns, however, with the way that the law affects their businesses. For the 10,000 or so employers over 50 people who do not offer insurance, the cost per worker increases immediately. For companies just under 50 employees, this cost could even result in delayed expansion -- though arguably if their numbers are that tight they probably shouldn't expand anyway. That said, some surveys indicate
To make matters worse the stagnant economy means that more people are requiring assistance. In most cases, different demographics of consumers are unable to afford health care coverage. This is because of the abusive practices that are used by the insurance industry to maximize their profit margins (i.e. The denial of preexisting conditions). To make matters worse insurance premiums are increasing exponentially in order to keep up with rising