Health Care Reform: These components included the mandate for everyone to have healthcare insurance and the requirement for employers to help in paying for the coverage. These components were fundamental in the development of the new health care law, which was enacted by the president in 2010. Some of the major provisions of the legislation include expanding healthcare coverage to the uninsured population in America and health insurance exchanges (Jackson & Nolen, 2010). The other provisions are the inclusion of Medicare Payroll tax on investment income, expanding Medicaid to cover the federal poverty level, and reforms for insurance companies.
One of the major topics that have had a long history in the United States is health care reforms, which has been characterized by huge debates. Following decades of failed attempts by various Democratic presidents, a new law was enacted by President Obama to overhaul the country's health care system. The enactment of this legislation came after a year of harsh partisan combat with the purpose of ensuring access to health care insurance for millions of Americans. In addition to being the most controversial topic, health care reform law was the largest single legislative accomplishment of President Obama. Notably, this legislation will cost America's government approximately $940 billion over the next decade based on an analysis by the Congressional Budget Office. The office has also estimated that the law will lessen federal deficit by about $138 billion during the same period and a further reduction of the deficit by $1.2 trillion dollars in the second decade.
The desire for a certain kind of national healthcare insurance program or universal access to medical insurance by the Democrats can be traced back to the times of President Franklin D. Roosevelt. This was followed by the proposal by President Harry S. Truman for a national healthcare program that contains an insurance fund that everyone would pay. Since then, all Democratic and various Republican presidents have always wanted to offer affordable healthcare coverage to many Americans ("Health Care Reform," 2011). One of the recent proposals for a universal health care program was President Bill Clinton's grand proposal that suffered a huge failure. The scope of President Obama's health care reform was evident in 2010, when he requested the Congress to allocate over $600 billion dollars as down payment for health care reform initiatives over the next decade.
Divergent Opinions Regarding Health Care Reform:
The health care law has continued to attract huge debate before and after its enactment into legislation. These debates are not only centered on the different opinions but they also emanate from concerns regarding the viability and effectiveness of mandating everyone to have healthcare insurance. Notably, the major aspect that has dominated the huge debate is the economic impact of the implementation of the health care law. Some of the different opinions that have been suggested include:
Expansion of the Federal Safety Net:
During the process of developing the health care legislation, Republicans never provided an integrated health care bill but they developed various ideas that are geared towards making health insurance more accessible and affordable. Within this set of ideas proposed by the Republicans, an appropriate health care program can be accomplished by stressing tax incentives and state innovations. They suggest that such a program is achievable without any new federal mandates but a minimal expansion of the federal safety net.
Purchase of Insurance across State Lines:
The second major divergent view regarding health care reform by the Republicans is the proposal to make incremental progress without the economic impacts that the health care law would pose to the United States. This can be achieved by allowing…
These components included the mandate for everyone to have healthcare insurance and the requirement for employers to help in paying for the coverage. These components were fundamental in the development of the new health care law, which was enacted by the president in 2010. Some of the major provisions of the legislation include expanding healthcare coverage to the uninsured population in America and health insurance exchanges (Jackson & Nolen, 2010). The other provisions are the inclusion of Medicare Payroll tax on investment income, expanding Medicaid to cover the federal poverty level, and reforms for insurance companies.
Health Care Reform Policies, whatever their nature, constitute very significant aspects to the entities over which they are supposed to act upon. These principles, in their roles of guiding decision making and governing the outcomes of such processes are so vital, especially when properly adopted by the concerned parties. This aspect applies to both the private and the public sector, a case in point being the health care reform policy. Health
The amendments have had practical impacts such as repealing the tax mandate of the employer, health insurance tax of small businesses and decreasing the burdens on individuals and businesses. The compliance cost for small business owners has risen by 36% higher than that of larger corporations. Similarly, the average U.S. citizen has already been overtaxed. Since the passing of the Affordable Care Act, Americans have not enjoyed the benefits that
Healthcare Reform Revised We know that the burden of diseases is increasing all over the world. The percentage of people suffering from diabetes, cardiovascular and pulmonary diseases has considerably increased in the last decade. It is noteworthy here that the importance of preventive care now comes at par with the importance of curative care. Considering the prevalence of diseases and the health status of the American population, President Obama introduced a
What this means is that the lifetime limits on most benefits are barred for all latest health insurance plans. Another interesting thing is the reviews premium increase (Wakefield, 2010). This is saying that insurance companies must now openly defend any type of unreasonable rate hikes. The last thing is that it helps a person get the most from all of their premium dollars. In other words, a person's premium
Healthcare Reform "Simkins v. Moses H. Cone Memorial Hospital" The case of Simkins v. Moses H. Cone Memorial Hospital was a case that attempted to end the segregation of African-American and Whites in the U.S. hospitals and medical professions as a whole. The case challenged the use of public funds to maintain and expand the segregated hospital care in the United States. Source of the laws related to the case are: Title VII
The SG2 report (2010, p. 9) also mentions academic medical centers (AMCs), which will have enter into affiliation agreements in order to comply with the reformed care laws. This will furthermore mean more integrated physician networks and it integration, as mentioned above. Two further important factors are mentioned by Moyers (2010). She notes that the inclusive nature of health care definitions for occupational therapists is a significant step forward in terms