But by removing the ability of insurance companies to discriminate in their selection of who to ensure, buying insurance -- and insurance premiums overall -- will inevitably increase. Why? "If insurers are forced to sell coverage to everyone at any time, many people will buy insurance only when they need medical care. This raises the cost of insurance for everyone else, in particular those who are responsible enough to

Pre-Existing Condition and Denial of Health Insurance The focus of this work in writing is to examine whether the individual with a pre-existing health condition should be denied health insurance coverage. Toward this end, this work will examine the literature in this area of study. A pre-existing condition is "a medical condition that existed before someone applies for or enrolls in a new health insurance policy. It can be something as

Politics: Obamacare-Protection of Individuals With Pre-Existing Conditions The Patient Protection and Affordable Care Act (PPACA) commonly referred to as Obamacare was signed into law on March 23, 2010 by President Barack Obama. The law was instituted to decrease the number of uninsured Americans and reduce the overall cost of health care. This paper seeks to show that PPACA Act, that was intended to decrease the number of uninsured Americans and reduce

Health INS Healthcare Econ During the ten-year period ending with 2009, the administrative costs and the profits of health insurance companies rose slower than other healthcare costs and came to represent an ever-shrinking proportion of healthcare premiums. Much of the increase in administrative costs can be ascribed to inflation, especially during the years prior to the recent recession, and ongoing expansions of healthcare coverage and legislation during the period also required some

While it may not be just to hold an organization liable, absolutely, for every instance of employee negligence, there is a rationale for imposing such liability in many cases. For example, many types of industries entail potential danger to others that are inherent to the industry. Individual workers are not likely to be capable of compensating victims of their negligence, but the employer benefits and profits financially by engaging in

Healthcare System My current healthcare plan is through Aetna via my husband's work. It is through a company, so the cost is drastically less than a private plan. Husband's employer Out of Pocket Costs: In Network Co-Pay: $ In Network Deductible: $500 Out of Network Deductible: $1,000 Percentage of Coverage: 100% after deductible is met, some percentages do apply for out of network providers, but Aetna does not give a specific amount. Aetna does have many limitations placed