Overview Benefits and Negative Implications of PPACA

¶ … PPACA and its implications on existing health care in the United States. The PPACA (Patient Protection and Affordable Care Act) overviews the following factors: Creates an Individual Mandate: it requires the citizens of the United States to have their health insurance covered or either pay punishment for it Establishes American Health Benefit Exchange: PPACA has made new sections in order to spread the coverage and make it more affordable and accessible. It has created American Health Benefit Exchanges which helps the citizens who cannot afford coverage.

Changes Private Health Insurance Coverage: This act also helps the people to gain access to coverage that are affordable so that the citizens do not lose their coverage Expands Medicaid: Medicaid is expanded through PPACA by covering certain groups that were not previously covered by Medicare like adults without children, or low-income people. Establishes New High -- Risk Insurance Pool: a health risk insurance coverage at the federal level is formed by PPACA which provides the people who cannot afford with the coverage (LAO, 2010).

PPACA is here to stay no matter what party someone belongs to; it also comes with strict provisions, reporting requirements, plan structure, participation, and employee eligibility (Healthcare Reform, 2014). Address why specific states disagree with the implementation of the PPACA. Individual mandates force the citizens of America to buy insurances that are out of their reach and are very expensive. Many states believe that certain citizens purchasing the insurance poses a threat to other citizens who cannot afford to cover their insurances.

The constitutional sources cited by the federal authorities do not legitimize the use of power to enforce the insurance on the people (Pandya, 2012). The states also took this matter to the Supreme Court because in their opinion, the PPACA does not bring any advantage to the people nor will it improve their lives in any way (Heal, 2012). Evaluate possible benefits and negative implications with the implementation of the PPACA.

Benefits Increased coverage: More than 32 million people in America will now have a chance to cover their health insurance that was not previously accessible to them. A lot of patients that had preexisting problems will now be able to cover their health insurances and the company will not drop them when they get sick (SHC, 2012) The federal government will pay the states to help cover the insurances of the people who cannot afford them. Reduced healthcare costs.

The costs of the healthcare will be reduced and the people who are insured recently will not have to wait till their problems go to the extreme level. (SHC, 2012) Negative Implications Shortage of healthcare professionals. According to the study by the National Monitor, there could be a shortage of health physicians because of the aging population and the implementation of the PPACA (SHC, 2012) Higher drug costs. The drug costs could increase because the Pharma companies have to pay their fees which is 84.8 billion dollars in the next 10 years (SHC, 2012).

Analyze the similarities and differences among 3 different models of medical insurance. The three models under comparison belong to America, Canada and the Netherlands. When the expenditures of these three models were compared, the Netherlands had the expenditures of 1135 dollars, Canada had the expenditures of 1,683 dollars and America had the expenditures of 2,354 dollars (Baribault & Cloyd, 1999). Comparing the models is a difficult task but the similarities and the differences are measured through the statistics present.

The life expectancy rate at birth in Netherlands is 79 years for women and 73 years for men; in Canada it is 79 years for women and 73 years for men; while in America it is 78 for women and 71 for men. Infant mortality rate in Netherlands is 6.8%, in Canada it is 7.2% and in U.S. it is 10%(Baribault & Cloyd, 1999). A lot of factors affect the health issues in different countries and there are several limitations as well when it comes to measuring.