Temporary Disability Term Paper

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Temporary Disability Law What laws apply to temporary disability at the workplace?

Temporary Disability Insurance (TDI) programs are designed to provide wage replacement for non-work-connected sickness or injury. The TDI program complements the UI program by providing benefits to individuals who do not meet the UI program's "able" to work requirement. Although Federal law does not provide for a Federal-State TDI system, the SSA and the FUTA both authorize the withdrawal of employee contributions from a State's unemployment fund for the payment of TDI. (Temporary Disability Insurance, n.d..)

Another law providing for temporarily disabled workers injured on the job is Workers' Compensation. Workers' Compensation laws are designed to ensure that employees who are injured or disabled on the job are provided with fixed monetary awards, eliminating the need for litigation. These laws also provide benefits for dependents of those workers who are killed because of work-related accidents or illnesses. Some laws also protect employers and fellow workers by limiting the amount an injured employee can recover from an employer and by eliminating the liability of co-workers in most accidents. State Workers Compensation statutes establish this framework for most employment. Federal statutes are limited to federal employees or those workers employed in some significant aspect of interstate commerce.

The Federal Employment Compensation Act provides workers compensation for...

...

Many of its provisions are typical of most worker compensation laws. Awards are limited to "disability or death" sustained while in the performance of the employee's duties but not caused willfully by the employee or by intoxication. The act covers medical expenses due to the disability and may require the employee to undergo job retraining. A disabled employee receives two thirds of his or her normal monthly salary during the disability and may receive more for permanent physical injuries, or if he or she has dependents. The act provides compensation for survivors of employees who are killed. The act is administered by the Office of Workers' Compensation Programs.
The Federal Employment Liability Act (FELA), while not a workers' compensation statute, provides that railroads engaged in interstate commerce are liable for injuries to their employees if they have been negligent.

The Merchant Marine Act (the Jones Act) provides seamen with the same protection from employer negligence as FELA provides railroad workers.

Congress enacted the Longshore and Harbor Workers' Compensation Act (LHWCA) to provide workers' compensation to specified employees of private maritime employers. The Office of Workers' Compensation Programs administers the act.

California's Workers' Compensation Act provides an example of a comprehensive state compensation program. It is applicable to most employers. The statute limits the liability of the employer and fellow employees. California also requires employers to obtain insurance to cover potential workers' compensation claims, and sets up a fund for claims that employers have illegally failed to insure against.

What are those benefits and who administers them?

Six states operate TDI programs. In California, New Jersey, Puerto Rico, and Rhode Island, the TDI programs are administered by the State employment…

Sources Used in Documents:

References

Workers compensation: an overview. Retrieved from: <http://straylight.law.cornell.edu/topics/workers_compensation.html>

'Temporary Disability Insurance" Retrieved August 10, 2005 from <http://workforcesecurity.doleta.gov/unemploy/uilawcompar/2005/disability.pdf>


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